Sold STC Detached

24 COWLEY CRESCENT

BRADFORD, WEST YORKSHIRE BD9 6LX

4 beds 1 baths 1,195 sq ft Listed 2 May 2023 (-1119d)

£250,000

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# 4 bedroom detached house for sale (BD9 6LX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 24 COWLEY CRESCENT, BRADFORD, WEST YORKSHIRE BD9 6LX |
| Price | £250,000 |
| Bedrooms | 4 |
| Bathrooms | 1 |
| Council tax | D |
| Construction age | England and Wales: 1991-1995 |
| Floor area | 111 m² |
| Last sold | £240,000 Dec 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Current heating cost:** £1,538/year
- **Est. upgrade cost to C:** £14,500

### Recommendations
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9693-3923-2202-8487-9204)

## Description

Council Tax Band D

EPC Rating

**IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS:** We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum length of time, with the exception of short term accommodation. Please contact the branch for details. A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions. Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in every case.

HAL230150/2

## Property Photos

- ![PHOTOGRAPHY](/listings/photos/134318204/206836) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/134318204/206837) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/134318204/206838) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/134318204/206839) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/134318204/206840) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/134318204/206841) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/134318204/206842) - PHOTOGRAPHY
- ![PHOTOGRAPHY](/listings/photos/134318204/206843) - PHOTOGRAPHY

## Floorplans

- ![FLOOR-PLAN](/listings/photos/134318204/206844) - FLOOR-PLAN

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/134318204/206845) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #1911872
- **Address:** 24 Cowley Crescent, Bradford, BD9 6LX
- **Certificate Issued:** 27/07/2004
- **Work Completed:** 02/06/2004
- **Items:** 1 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 24 COWLEY CRESCENT, BRADFORD, WEST YORKSHIRE, BD9 6LX | £240,000 | 14/12/2023 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 REDBROOK WAY, BRADFORD, WEST YORKSHIRE, BD9 6SF | £245,000 | 01/12/2025 | Detached |
| [Same street] 9 COWLEY CRESCENT, BRADFORD, WEST YORKSHIRE, BD9 6LX | £60,000 | 13/08/2025 | Semi-detached |
| [Same street] 23 COWLEY CRESCENT, BRADFORD, WEST YORKSHIRE, BD9 6LX | £262,000 | 27/02/2023 | Semi-detached |
| [Same street] 17 COWLEY CRESCENT, BRADFORD, WEST YORKSHIRE, BD9 6LX | £250,000 | 26/01/2023 | Semi-detached |
| 117 BINGLEY ROAD, BRADFORD, WEST YORKSHIRE, BD9 6RU | £335,000 | 16/09/2022 | Detached |
| 54 PLANTATION DRIVE, BRADFORD, WEST YORKSHIRE, BD9 6SG | £420,000 | 26/08/2022 | Detached |
| 86 PLANTATION DRIVE, BRADFORD, WEST YORKSHIRE, BD9 6SG | £395,253 | 08/08/2022 | Detached |
| 46 BRANTWOOD DRIVE, BRADFORD, WEST YORKSHIRE, BD9 6QS | £135,000 | 02/08/2022 | Detached |
| [Same street] 21 COWLEY CRESCENT, BRADFORD, WEST YORKSHIRE, BD9 6LX | £230,000 | 28/01/2022 | Detached |

**Street average:** £200,500 (4 sales)
**Area average:** £306,051 (5 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £378,333 (6 Detached, BD9, 2024–2026)
- **Deviation:** -33.9%

## Rental Range

*ONS Price Index of Private Rents (Bradford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £668/mo
- **Realistic:** £742/mo
- **Optimistic:** £816/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bradford & South Dales (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £748/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Ashwell Road, BD9 | £995/mo | 4 | 1.04 miles | OpenRent |
| 4 Bed Terraced House, Duckworth Grove, BD9 | £1,000/mo | 4 | 1.09 miles | OpenRent |

**Average rent: £998/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.4% (weak for cashflow)
- **Max investor price (0.8%):** £124,750
- **Target investor price (1%):** £99,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £998/mo).*

- **Gross yield:** 4.8%
- **Cost-to-rent:** 20.9×
- **Monthly cashflow:** £-111/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,252/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 25.5%
- **10y growth:** 76.3%

## House Price Index (HM Land Registry)

*Official index for Bradford; Detached series; as of February 2026.*

- **1y growth (index):** 5.7%
- **5y growth (index):** 26.2%
- **10y growth (index):** 55%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

111 m²

Council tax band

EPC rating

Year built

England and Wales: 1991-1995

Last sold

£240,000 Dec 2023

Price per m²

£2,252/m²

Local average

£378,333 (-33.9%)

Deprivation

Decile 1 (1,307 of 33,755)

Street crime

213 incidents within 1 mile (Mar 2026)

Key features

Four Bedrooms
Detached
Garden
Garage
En-suite
Downstairs WC

Additional details

Parking: Yes
Garden: Yes

Description

Offered for sale is this four bedroomed detached family home which benefits from gardens to the front and rear, driveway and a garage. The accommodation in brief comprises of: Entrance hall, cloakroom, lounge, dining room, kitchen and conservatory to the ground floor. To the first floor are four bedrooms (the master bedroom with an en-suite shower room) and the house bathroom. Available with NO UPWARD CHAIN

Council Tax Band D
EPC Rating

IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS: We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum length of time, with the exception of short term accommodation. Please contact the branch for details. A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions. Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in every case.

HAL230150/2

Listed by

Halifax

Favsco 23 Ltd - LSL Franchise

Reference: 134318204

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 11/12/2023

Current heating cost: £1,538/year

Potential heating cost: £1,360/year

Est. upgrade cost to C: £14,500

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

FLOOR-PLAN

EPC Graphs

EPC Rating Graph

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #1911872

Property Details

Street: 24 Cowley Crescent

Town: Bradford

Postcode: BD9 6LX

Installation Details

Items: 1 window and 1 door

Certificate Issued: 27/07/2004

Work Completed: 02/06/2004

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	14/12/2023 (2 years ago)	£240,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
1 REDBROOK WAY, BRADFORD, WEST YORKSHIRE, BD9 6SF	£245,000	01/12/2025	Detached
Same street 9 COWLEY CRESCENT, BRADFORD, WEST YORKSHIRE, BD9 6LX	£60,000	13/08/2025	Semi-detached
Same street 23 COWLEY CRESCENT, BRADFORD, WEST YORKSHIRE, BD9 6LX	£262,000	27/02/2023	Semi-detached
Same street 17 COWLEY CRESCENT, BRADFORD, WEST YORKSHIRE, BD9 6LX	£250,000	26/01/2023	Semi-detached
117 BINGLEY ROAD, BRADFORD, WEST YORKSHIRE, BD9 6RU	£335,000	16/09/2022	Detached
54 PLANTATION DRIVE, BRADFORD, WEST YORKSHIRE, BD9 6SG	£420,000	26/08/2022	Detached
86 PLANTATION DRIVE, BRADFORD, WEST YORKSHIRE, BD9 6SG	£395,253	08/08/2022	Detached
46 BRANTWOOD DRIVE, BRADFORD, WEST YORKSHIRE, BD9 6QS	£135,000	02/08/2022	Detached
Same street 21 COWLEY CRESCENT, BRADFORD, WEST YORKSHIRE, BD9 6LX	£230,000	28/01/2022	Detached

Street average: £200,500 (4 sales)

Area average: £306,051 (5 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 25.5%

10y growth 76.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Bradford. Series: Detached. As of February 2026.

1y (index) 5.7%

5y (index) 26.2%

10y (index) 55%

Rental Range

Estimated market rent for Bradford. Low = conservative, Realistic = average, Optimistic = best case.

Low £668/mo

Realistic £742/mo

Optimistic £816/mo

Based on Local Authority from postcode lookup → Bradford.

LHA (30th percentile) floor for Bradford & South Dales: £748/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View BD9 6LX

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Haworth Road Thorn Drive	0.1 miles
Shop	Tesco Express	0.2 miles
Shop	Unknown	0.3 miles
Hospital	Moorlands View	0.5 miles
Hospital	Lynfield Mount Hospital	0.6 miles
University	Bradford University School of Management	1.4 miles
Train station	Saltaire	1.7 miles
Train station	Frizinghall	1.7 miles
University	University of Bradford	2.5 miles

Street-level crime

Category	Count
Violence and sexual offences	103
Criminal damage and arson	21
Vehicle crime	17
Public order	13
Drugs	11
Shoplifting	11
Burglary	10
Other theft	10
Anti-social behaviour	9
Other crime	6
Possession of weapons	1
Theft from the person	1
Total incidents	213

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Chellow Heights Special School	Other	0.1 miles	Good — 25 Jul 2023
Beckfoot Heaton Primary	Primary	0.1 miles	Good — 8 Dec 2019
Beckfoot Upper Heaton	Secondary	0.1 miles	Good — 23 Apr 2018
High Park School	Other	0.2 miles	Good — 13 Feb 2020
Belle Vue Girls' Academy	Secondary	0.2 miles	Good — 7 Sep 2012

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
4 Bed Terraced House, Ashwell Road, BD9	£995/mo	4	1.04 miles	OpenRent
4 Bed Terraced House, Duckworth Grove, BD9	£1,000/mo	4	1.09 miles	OpenRent

Average rent: £998/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.4%

Max investor price (0.8%) £124,750

Target investor price (1%) £99,800

Gross yield 4.8%

Cost-to-rent ratio 20.9×

Monthly cashflow £-111/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -1.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).