# 3 bedroom house for rent (ME4 5PT)

## Property Details

| Key | Value |
|-----|-------|
| Address | 57 ERNEST ROAD, CHATHAM, MEDWAY ME4 5PT |
| Price | £1,350 pcm |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 84 m² |
| Last sold | £130,000 Jan 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 25/09/2034
- **Current heating cost:** £1,001/year
- **Est. upgrade cost to C:** £20,675

### Recommendations
- A2 (£850 - £1,500)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2063-3042-3201-3134-3200)

## Description

This mid terraced family home is available for immediate rental.  

There is a bright lounge area which leads into the dining room and through to the kitchen.  From here there is a small lobby which leads to the separate WC and bathroom with bath and handbasin.  There is a door which leads out onto a small courtyard garden.

Upstairs you will find 2 doubles and a single bedroom.

The property can be offered part furnished or unfurnished.

Flood Risk:  Low

Mobile coverage:  Good

Braodband Speeds:  Basic 6Mb, Superfast 39Mb, Ultrafast 1000Mb

## Property Photos

- ![Ernest Road.jpeg](/listings/photos/87046368/1358271) - Ernest Road.jpeg
- ![Dining Room.jpg](/listings/photos/87046368/1358272) - Dining Room.jpg
- ![Kitchen.jpg](/listings/photos/87046368/1358273) - Kitchen.jpg
- ![Lounge.jpg](/listings/photos/87046368/1358274) - Lounge.jpg
- ![Master Bedroom.jpg](/listings/photos/87046368/1358275) - Master Bedroom.jpg
- ![Bedroom Two.jpg](/listings/photos/87046368/1358276) - Bedroom Two.jpg

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,114/mo
- **Realistic:** £1,238/mo
- **Optimistic:** £1,362/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bury St Edmunds (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £952/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Chalkpit Hill, ME4 | £1,200/mo | 3 | 0.12 miles | OpenRent |
| 3 Bed Terraced House, Magpie Hall Road, ME4 | £1,400/mo | 3 | 0.22 miles | OpenRent |
| 3 Bed Terraced House, St Leonard Avenue, ME4 | £1,320/mo | 3 | 0.26 miles | OpenRent |
| 3 Bed Terraced House, Castle Road, ME4 | £1,350/mo | 3 | 0.32 miles | OpenRent |
| 3 Bed Semi-Detached House, Port Rise, ME4 | £2,000/mo | 3 | 0.34 miles | OpenRent |
| 3 Bed Terraced House, Luton Road, ME4 | £1,300/mo | 3 | 0.35 miles | OpenRent |
| 3 Bed Terraced House, Thorold Road, ME5 | £1,250/mo | 3 | 0.39 miles | OpenRent |

**Average rent: £1,403/mo (7 listings)**

## Rent-driven metrics

*Based on OpenRent comparables (median £1,320/mo).*

- **Gross yield:** 1173.3%
- **Monthly cashflow:** £1,158/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3548.5%

*Gross yield = annual rent as % of price (no costs). Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £16/m²

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)