Let House

57 ERNEST ROAD

CHATHAM, MEDWAY ME4 5PT

3 beds 1 baths 904 sq ft Listed 1 Oct 2024 (-657d)

£1,350 pcm

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# 3 bedroom house for rent (ME4 5PT)

## Property Details

| Key | Value |
|-----|-------|
| Address | 57 ERNEST ROAD, CHATHAM, MEDWAY ME4 5PT |
| Price | £1,350 pcm |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 84 m² |
| Last sold | £130,000 Jan 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 25/09/2034
- **Current heating cost:** £1,001/year
- **Est. upgrade cost to C:** £20,675

### Recommendations
- A2 (£850 - £1,500)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2063-3042-3201-3134-3200)

## Description

This mid terraced family home is available for immediate rental.

There is a bright lounge area which leads into the dining room and through to the kitchen.  From here there is a small lobby which leads to the separate WC and bathroom with bath and handbasin.  There is a door which leads out onto a small courtyard garden.

Upstairs you will find 2 doubles and a single bedroom.

The property can be offered part furnished or unfurnished.

Flood Risk:  Low

Mobile coverage:  Good

Braodband Speeds:  Basic 6Mb, Superfast 39Mb, Ultrafast 1000Mb

## Property Photos

- ![Ernest Road.jpeg](/listings/photos/87046368/1358271) - Ernest Road.jpeg
- ![Dining Room.jpg](/listings/photos/87046368/1358272) - Dining Room.jpg
- ![Kitchen.jpg](/listings/photos/87046368/1358273) - Kitchen.jpg
- ![Lounge.jpg](/listings/photos/87046368/1358274) - Lounge.jpg
- ![Master Bedroom.jpg](/listings/photos/87046368/1358275) - Master Bedroom.jpg
- ![Bedroom Two.jpg](/listings/photos/87046368/1358276) - Bedroom Two.jpg

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,114/mo
- **Realistic:** £1,238/mo
- **Optimistic:** £1,362/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bury St Edmunds (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £952/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Chalkpit Hill, ME4 | £1,200/mo | 3 | 0.12 miles | OpenRent |
| 3 Bed Terraced House, Magpie Hall Road, ME4 | £1,400/mo | 3 | 0.22 miles | OpenRent |
| 3 Bed Terraced House, St Leonard Avenue, ME4 | £1,320/mo | 3 | 0.26 miles | OpenRent |
| 3 Bed Terraced House, Castle Road, ME4 | £1,350/mo | 3 | 0.32 miles | OpenRent |
| 3 Bed Semi-Detached House, Port Rise, ME4 | £2,000/mo | 3 | 0.34 miles | OpenRent |
| 3 Bed Terraced House, Luton Road, ME4 | £1,300/mo | 3 | 0.35 miles | OpenRent |
| 3 Bed Terraced House, Thorold Road, ME5 | £1,250/mo | 3 | 0.39 miles | OpenRent |

**Average rent: £1,403/mo (7 listings)**

## Rent-driven metrics

*Based on OpenRent comparables (median £1,320/mo).*

- **Gross yield:** 1173.3%
- **Monthly cashflow:** £1,158/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3548.5%

*Gross yield = annual rent as % of price (no costs). Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £16/m²

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Ernest Road.jpeg Dining Room.jpg Kitchen.jpg Lounge.jpg Master Bedroom.jpg Bedroom Two.jpg

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Property details

Floor area

84 m²

Council tax band

EPC rating

Year built

England and Wales: 1900-1929

Deprivation

Decile 2 (4,598 of 33,755)

Street crime

788 incidents within 1 mile (May 2026)

Key features

Three Bedroom Family Home
Courtyard Garden
Available Now
Short distance to Town centre and Hospital
Part Furnished Or Unfurnished available
Council tax band B

Additional details

Electricity: Mains supply
Water: Mains supply
Sewerage: Mains supply
Heating: Gas central
Parking: On street
Garden: Yes
Listed property: No
Restrictions: No
Required access: No
Rights of way: No
Flooded in last 5 years: No

Description

This mid terraced family home is available for immediate rental.
There is a bright lounge area which leads into the dining room and through to the kitchen. From here there is a small lobby which leads to the separate WC and bathroom with bath and handbasin. There is a door which leads out onto a small courtyard garden.

Upstairs you will find 2 doubles and a single bedroom.

The property can be offered part furnished or unfurnished.

Flood Risk: Low
Mobile coverage: Good
Braodband Speeds: Basic 6Mb, Superfast 39Mb, Ultrafast 1000Mb

Listed by

Folkestone

Hunters Property Group Ltd

Reference: 87046368

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 26/09/2024

Expiry date: 25/09/2034

Current heating cost: £1,001/year

Potential heating cost: £720/year

Est. upgrade cost to C: £20,675

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (£850 - £1,500)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Rental Range

Estimated market rent for Medway. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,114/mo

Realistic £1,238/mo

Optimistic £1,362/mo

Based on Local Authority from postcode lookup → Medway.

LHA (30th percentile) floor for Bury St Edmunds: £952/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ME4 5PT

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Morrisons Daily	0.1 miles
Shop	J.Redpath Buchanan	0.2 miles
Bus stop	Symons Avenue White Road	0.2 miles
Bus stop	White Road	0.2 miles
Train station	Chatham	0.5 miles
University	Unknown	0.8 miles
Train station	Gillingham	1.3 miles
Hospital	The Somerfield Hospital	6.9 miles

Street-level crime

Category	Count
Violence and sexual offences	270
Anti-social behaviour	181
Shoplifting	86
Criminal damage and arson	61
Other theft	51
Public order	31
Vehicle crime	26
Other crime	23
Burglary	17
Drugs	16
Robbery	12
Bicycle theft	5
Possession of weapons	5
Theft from the person	4
Total incidents	788

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Phoenix Primary School	Primary	0.1 miles	Good — 19 Sep 2023
Greenvale Primary School	Primary	0.2 miles	Good — 18 Jan 2024
New Road Primary School	Primary	0.2 miles	Good — 20 Jul 2017
All Saints Church of England Primary School	Primary	0.3 miles	Good — 26 Jun 2014
Blue Skies School	Other	0.4 miles	Good — 5 Nov 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Chalkpit Hill, ME4	£1,200/mo	3	0.12 miles	OpenRent
3 Bed Terraced House, Magpie Hall Road, ME4	£1,400/mo	3	0.22 miles	OpenRent
3 Bed Terraced House, St Leonard Avenue, ME4	£1,320/mo	3	0.26 miles	OpenRent
3 Bed Terraced House, Castle Road, ME4	£1,350/mo	3	0.32 miles	OpenRent
3 Bed Semi-Detached House, Port Rise, ME4	£2,000/mo	3	0.34 miles	OpenRent
3 Bed Terraced House, Luton Road, ME4	£1,300/mo	3	0.35 miles	OpenRent
3 Bed Terraced House, Thorold Road, ME5	£1,250/mo	3	0.39 miles	OpenRent

Average rent: £1,403/mo (7 listings)