# 2 bedroom apartment for sale (ST5 8RB)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 1, THE MOUNT ST GEORGES, SECOND AVENUE, NEWCASTLE, NEWCASTLE, STAFFORDSHIRE ST5 8RB |
| Price | £109,950 |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Council tax | A |
| Last sold | £116,950 Mar 2007 |

## Description

Bob Gutteridge Estate Agents are delighted to bring to the market this desirable ground-floor apartment, situated within the ever-popular Mount St George's development, set within a leafy district of Porthill. The property enjoys a convenient location, offering good road links to both the A500 and A34, whilst also being well placed for access to local shops, amenities and everyday facilities. Set within well-maintained communal grounds, this attractive apartment benefits from allocated off-road parking for one vehicle, together with the use of communal facilities. In brief, the accommodation comprises entrance hall, spacious lounge/dining room leading into a modern fitted kitchen, two well-proportioned bedrooms, with the principal bedroom enjoying the added benefit of an en-suite shower room, together with a separate main bathroom. Offering comfortable ground-floor living within a popular residential development, this desirable apartment is sure to appeal to a variety of purchasers, including those seeking conveniently arranged accommodation in a pleasant setting.

We are also pleased to confirm that this property is being sold with the added advantage of NO VENDOR UPWARD CHAIN!

**Entrance Hall** - With flat-panel fronted door with inset peephole, coving to ceiling, smoke alarm, four-lamp light fitting, ceramic tiled flooring, wall-mounted Dimplex electric night storage heater, intercom, two built-in storage cupboards providing ample domestic shelving and storage space, and doors lead off to rooms including:

**Open Plan Lounge / Dining Room** - 5.82m x 2.95m plus door recess (19'1" x 9'8" plus - With Upvc double-glazed window to side with inset leaded pattern, Upvc double-glazed window to front, coving to ceiling, two pendant light fittings, beechwood-effect laminate flooring, wall-mounted Dimplex electric night storage heater, power points, BT telephone extension, Sky connection point subject to usual transfer regulations, and access leads off to:

**Fitted Kitchen** - 1.96m x 2.95m (6'5" x 9'8") - With Upvc double-glazed window to side with inset leaded pattern, two three-lamp light fittings, a range of base and wall-mounted high-gloss grey storage cupboards providing ample domestic cupboard and drawer space, granite work surface with built-in stainless steel sink unit and mixer tap above, built-in four-ring ceramic electric hob with oven beneath and extractor hood above, built-in fridge, ceramic splashback tiling, ceramic tiled flooring, plumbing for automatic washing machine, and power points.

**Bedroom One** - 3.76m x 3.05m plus door recess (12'4" x 10'0" plus - With Upvc double-glazed window to front with inset leaded pattern, coving to ceiling, three-lamp light fitting, wall-mounted electric heater, Virgin Media connection point subject to usual transfer regulations, BT telephone point subject to usual transfer regulations, beechwood-effect laminate flooring, power points, and sliding wardrobe doors reveal built-in wardrobes providing ample domestic hanging and storage space. Access leads off to:

**En-Suite Shower Room** - 1.68m x 1.42m (5'6" x 4'8") - With three-lamp light fitting, extractor fan, fully tiled walls with high-gloss ceramic wall tiling and decorative border tile, tile-effect flooring, and a white suite comprising low-level dual-flush WC, pedestal sink unit with taps above, and corner glazed shower cubicle with Triton electric shower.

**Bedroom Two** - 2.72m x 1.98m (8'11" x 6'6") - With Upvc double-glazed window to front with inset leaded pattern, coving to ceiling, pendant light fitting, beechwood-effect laminate flooring, wall-mounted electric heater, BT telephone extension, and power points.

**Master Bathroom** - 1.93m plus door recess x 1.93m (6'4" plus door rec - With extractor fan, three-lamp light fitting, electric shaver socket, fully tiled walls with high-gloss white ceramic wall tiling and decorative border tile, tile-effect flooring, and a white suite comprising low-level WC, pedestal sink unit, panelled bath with mixer tap and shower attachment, and wall-mounted electric heated towel radiator.

**Externally** - 

**Maintained Grounds** - This apartment is set on beautifully maintained grounds which offers a bike and bin store along with off road parking for a vehicle along with visitor spaces.

**Leasehold Information** - Ground Rent is £250.00 Annually.

Services Charge Currently - £975.06 - Reviewed Annually

Lease Start Date: 4th July 2004

Lease End Date: 1st January 2129

Years Remaining: 102 Years

**Council Tax** - Band 'A' amount payable to Newcastle-under-Lyme Borough Council.

**Looking To Sell Your Home?** - Bob Gutteridge Estate Agents are one of Staffordshire's leading estate agents and offer a comprehensive sales package to ensure a swift and efficient sale, so don't delay call us on   to request your FREE pre market valuation.  BUYERS REGISTERED AND WAITING FOR YOUR PROPERTY !

**Mortgage** - We have access to a financial adviser that specialises in residential mortgages and has access to a host or mortgage lenders. Written quotations on request. Contracts of insurance may be required. Your home is at risk if you do not keep up repayments or other loans secured on it.  Call   to arrange your FREE initial consultation today.

There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.

**Note** - None of the services, built in appliances or where applicable central heating, have been tested by the Agents and we are unable to comment on serviceability.

**Services** - Main services of electricity, water and drainage are connected.

**Viewing** - Strictly by appointment with the Agents at 2 Watlands View, Porthill, Newcastle, Staffs, ST5 8AA. Telephone number:  .

## Property Photos

- ![7cadcbda-IMG_2649.JPG](/listings/photos/94589889/2663502) - 7cadcbda-IMG_2649.JPG
- ![OPEN PLAN LOUNGE / DINING ROOM](/listings/photos/94589889/2663503) - OPEN PLAN LOUNGE / DINING ROOM
- ![OPEN PLAN LOUNGE / DINING ROOM](/listings/photos/94589889/2663504) - OPEN PLAN LOUNGE / DINING ROOM
- ![OPEN PLAN LOUNGE / DINING ROOM](/listings/photos/94589889/2663505) - OPEN PLAN LOUNGE / DINING ROOM
- ![FITTED KITCHEN](/listings/photos/94589889/2663506) - FITTED KITCHEN
- ![ENTRANCE HALL](/listings/photos/94589889/2663507) - ENTRANCE HALL
- ![ENTRANCE HALL](/listings/photos/94589889/2663508) - ENTRANCE HALL
- ![BEDROOM ONE](/listings/photos/94589889/2663509) - BEDROOM ONE
- ![BEDROOM ONE](/listings/photos/94589889/2663510) - BEDROOM ONE
- ![EN-SUITE SHOWER ROOM](/listings/photos/94589889/2663511) - EN-SUITE SHOWER ROOM
- ![BEDROOM TWO](/listings/photos/94589889/2663512) - BEDROOM TWO
- ![MASTER BATHROOM](/listings/photos/94589889/2663513) - MASTER BATHROOM
- ![Photo](/listings/photos/94589889/2663514)
- ![MAINTAINED GROUNDS](/listings/photos/94589889/2663515) - MAINTAINED GROUNDS
- ![MAINTAINED GROUNDS](/listings/photos/94589889/2663516) - MAINTAINED GROUNDS
- ![MAINTAINED GROUNDS](/listings/photos/94589889/2663517) - MAINTAINED GROUNDS

## Floorplans

- ![2D_Plan_1 - 2026-10-20T151009.121.jpg](/listings/photos/94589889/2663518) - 2D_Plan_1 - 2026-10-20T151009.121.jpg

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| THE MOUNT ST GEORGES FLAT 1 SECOND AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8RB | £116,950 | 23/03/2007 | Flat |
| THE MOUNT ST GEORGES FLAT 1 SECOND AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8RB | £99,950 | 02/07/2004 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| THE MOUNT ST GEORGES FLAT 18 SECOND AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8RB | £105,000 | 25/07/2023 | Flat |
| THE MOUNT ST GEORGES FLAT 11 SECOND AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8RB | £110,000 | 05/05/2023 | Flat |
| PARKLANDS APARTMENT 10 SECOND AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8RN | £89,000 | 12/12/2022 | Flat |
| THE MOUNT ST GEORGES FLAT 33 SECOND AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8RB | £94,500 | 04/11/2022 | Flat |
| RHODES COURT FLAT 12 SECOND AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8RD | £83,000 | 19/08/2022 | Flat |
| THE MOUNT ST GEORGES FLAT 24 SECOND AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8RB | £105,000 | 11/04/2022 | Flat |
| THE MOUNT ST GEORGES FLAT 27 SECOND AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8RB | £94,950 | 08/04/2022 | Flat |
| THE MOUNT ST GEORGES FLAT 30 SECOND AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 8RB | £95,000 | 20/12/2021 | Flat |

**Area average:** £97,056 (8 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £90,793 (22 Flat, ST5, 2024–2026)
- **Deviation:** +21.1%

## Rental Range

*ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £753/mo
- **Realistic:** £837/mo
- **Optimistic:** £921/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £479/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Bradwell Lane, Porthill, Newcastle](http://87.117.209.195:8080/listings/db90afa) | £800/mo | 2 | 0.13 miles | Rightmove |
| 2 Bed Flat, Porthill, ST5 | £745/mo | 2 | 0.22 miles | OpenRent |
| [Sparrow Terrace, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/62164ad) | £795/mo | 2 | 0.23 miles | Rightmove |
| 2 Bed Semi-Detached House, Keeling Street, ST5 | £950/mo | 2 | 0.29 miles | OpenRent |
| [Pitgreen Lane, Wolstanton, Newcastle-under-Lyme](http://87.117.209.195:8080/listings/f19bbb1) | £750/mo | 2 | 0.3 miles | Rightmove |
| [Faulds Court, James Street, Wolstanton, Newcastle Under Lyme, Stafford, ST5](http://87.117.209.195:8080/listings/e72d8d3) | £825/mo | 2 | 0.34 miles | Rightmove |
| [Faulds Court, James Street, Wolstanton, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/ee9e296) | £825/mo | 2 | 0.34 miles | Rightmove |
| [Clarence Street, Wolstanton](http://87.117.209.195:8080/listings/94ebfa5) | £725/mo | 2 | 0.37 miles | Rightmove |
| [Lily Street, Newcastle-under-Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/6ba937b) | £745/mo | 2 | 0.4 miles | Rightmove |
| [Dimsdale Parade West, Newcastle, ST5](http://87.117.209.195:8080/listings/c2d91ef) | £750/mo | 2 | 0.45 miles | Rightmove |
| [Watlands View, Porthill](http://87.117.209.195:8080/listings/76232de) | £750/mo | 2 | 0.45 miles | Rightmove |
| [Wolseley Road, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/e8f2a6f) | £750/mo | 2 | 0.47 miles | Rightmove |
| [Great Row View, Newcastle-under-Lyme, ST5](http://87.117.209.195:8080/listings/f5fdb4b) | £900/mo | 2 | 0.55 miles | Rightmove |
| [Riceyman Road, Bradwell, Newcastle](http://87.117.209.195:8080/listings/ff0fba7) | £675/mo | 2 | 0.76 miles | Rightmove |
| [Blunt Street, Newcastle, ST5](http://87.117.209.195:8080/listings/399beea) | £775/mo | 2 | 0.88 miles | Rightmove |
| [Oxford Road, Basford, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5](http://87.117.209.195:8080/listings/fcea30f) | £850/mo | 2 | 1.09 miles | Rightmove |
| [Warwick Street, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/a01f16c) | £895/mo | 2 | 1.14 miles | Rightmove |
| [Warwick Street, Newcastle, ST5 7JQ](http://87.117.209.195:8080/listings/4e17a5c) | £895/mo | — | 1.15 miles | Rightmove |
| [Car Park Lymedale Cross Industrial Estate, Newcastle Under Lyme ST5](http://87.117.209.195:8080/listings/bced143) | £1/mo | — | 1.16 miles | Rightmove |
| [Basford Park Road, May Bank, Newcastle-under-Lyme](http://87.117.209.195:8080/listings/a3fbf32) | £825/mo | 2 | 1.2 miles | Rightmove |

**Average rent: £821/mo (55 listings)**

## 1% Rule

- **Rent ratio:** 0.71% (weak for cashflow)
- **Max investor price (0.8%):** £98,125
- **Target investor price (1%):** £78,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £785/mo).*

- **Gross yield:** 8.6%
- **Cost-to-rent:** 11.7×
- **Monthly cashflow:** £249/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -44.6%
- **10y growth:** -16.6%

## House Price Index (HM Land Registry)

*Official index for Newcastle-under-Lyme; Flats and maisonettes series; as of July 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 7.6%
- **10y growth (index):** 33.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)