# 3 bedroom terraced house for sale (CT8 8AY) ## Property Details | Key | Value | |-----|-------| | Address | 36 BELMONT ROAD, WESTGATE-ON-SEA, KENT CT8 8AY | | Price | £268,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | B | | Construction age | England and Wales: 1930-1949 | | Floor area | 71 m² | | Last sold | £260,000 Mar 2025 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** B - **Expiry date:** 26/11/2034 - **Current heating cost:** £571/year - **Est. upgrade cost to C:** £10,500 ### Recommendations - B (£500 - £1,500) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0134-2529-0409-0873-4222) ## Description 3 Bedroom period home in the popular residential location of Belmont Road, Westgate. This delightful 3 bedroom terraced home combines period charm with homely comforts.Since moving into this lovely home the vendors have made drastic improvements to the property totaling roughly £25,000. The cosy front lounge features a warming log burner, perfect for winter evenings while the spacious kitchen/dining room is perfect for family gatherings or entertaining. Outside, a large well landscaped garden offers a great space for children or social events. Upstairs the property provides three well proportioned bedrooms. Making this home ideal for families and first time buyer. Being situated on the popular Belmont Road the property is located close to primary schools, transport links, and with easy access to Canterbury and Margate, this home provides both character and convenience. Call Oakwood Homes to arrange your viewing. Entrance Hall Lounge Kitchen 6'7" (2.01m) x 7'6" (2.29m) Dining Room 9'4" (2.84m) x 11' (3.35m) Bathroom 7'9" (2.36m) x 4'9" (1.45m) Bedroom 1: 15'3" (4.65m) x 11' (3.35m) Bedroom 2: 8'5" (2.57m) x 8' (2.44m) Bedroom 3: 11'1" (3.38m) x 6'4" (1.93m) Outside Large well landscaped garden with rear access On street parking is available Broadband is delivered via fibre to the premises Council Tax Band: B ## Property Photos - ![Photo](/listings/photos/87034989/1289466) - ![Photo](/listings/photos/87034989/1289467) - ![Photo](/listings/photos/87034989/1289468) - ![Photo](/listings/photos/87034989/1289469) - ![Photo](/listings/photos/87034989/1289470) - ![Photo](/listings/photos/87034989/1289471) - ![Photo](/listings/photos/87034989/1289472) - ![Photo](/listings/photos/87034989/1289473) - ![Photo](/listings/photos/87034989/1289474) - ![Photo](/listings/photos/87034989/1289475) - ![Photo](/listings/photos/87034989/1289476) - ![Photo](/listings/photos/87034989/1289477) - ![Photo](/listings/photos/87034989/1289478) - ![Photo](/listings/photos/87034989/1289479) - ![Photo](/listings/photos/87034989/1289480) ## Floorplans - ![Floorplan 1](/listings/photos/87034989/1289481) - Floorplan 1 - ![Floorplan 2](/listings/photos/87034989/1289482) - Floorplan 2 ## EPC Graphs - ![EPC - 1](/listings/photos/87034989/1289483) - EPC - 1 - ![EPC - 2](/listings/photos/87034989/1289484) - EPC - 2 ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #357065 - **Address:** 36 Belmont Road, WESTGATE-ON-SEA, CT8 8AY - **Certificate Issued:** 16/01/2003 - **Work Completed:** 17/12/2002 - **Items:** 5 window(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 36 BELMONT ROAD, WESTGATE-ON-SEA, THANET, KENT, CT8 8AY | £260,000 | 25/03/2025 | Terraced | | 36 BELMONT ROAD, WESTGATE-ON-SEA, THANET, KENT, CT8 8AY | £244,600 | 10/11/2023 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 5 WELLINGTON ROAD, WESTGATE-ON-SEA, THANET, KENT, CT8 8DT | £317,500 | 23/01/2026 | Terraced | | 31 BELMONT ROAD, WESTGATE-ON-SEA, THANET, KENT, CT8 8AX | £355,000 | 23/11/2023 | Terraced | | 57 MINSTER ROAD, WESTGATE-ON-SEA, THANET, KENT, CT8 8DA | £410,000 | 10/11/2023 | Terraced | | 96 VICTORIA AVENUE, WESTGATE-ON-SEA, THANET, KENT, CT8 8BQ | £375,000 | 10/11/2023 | Terraced | | 13 RECULVERS ROAD, WESTGATE-ON-SEA, THANET, KENT, CT8 8DB | £280,000 | 13/10/2023 | Terraced | | 2 STREETE COURT, WESTGATE-ON-SEA, THANET, KENT, CT8 8BT | £312,500 | 12/10/2023 | Terraced | | 44 VICTORIA AVENUE, WESTGATE-ON-SEA, THANET, KENT, CT8 8BJ | £317,000 | 02/06/2023 | Terraced | | 87 VICTORIA AVENUE, WESTGATE-ON-SEA, THANET, KENT, CT8 8BQ | £355,000 | 26/05/2023 | Terraced | | 41 VICTORIA AVENUE, WESTGATE-ON-SEA, THANET, KENT, CT8 8BJ | £360,000 | 05/05/2023 | Terraced | | [Same street] 38 BELMONT ROAD, WESTGATE-ON-SEA, THANET, KENT, CT8 8AY | £280,000 | 02/05/2023 | Terraced | | 76 VICTORIA AVENUE, WESTGATE-ON-SEA, THANET, KENT, CT8 8BH | £475,000 | 01/03/2023 | Terraced | | 20 WELLESLEY ROAD, WESTGATE-ON-SEA, THANET, KENT, CT8 8DR | £320,000 | 30/11/2022 | Terraced | | [Same street] 43 BELMONT ROAD, WESTGATE-ON-SEA, THANET, KENT, CT8 8AY | £162,203 | 17/10/2022 | Semi-detached | | 28 RICHBOROUGH ROAD, WESTGATE-ON-SEA, THANET, KENT, CT8 8DF | £317,000 | 16/08/2022 | Terraced | | 7 WELLINGTON ROAD, WESTGATE-ON-SEA, THANET, KENT, CT8 8DT | £331,000 | 15/08/2022 | Terraced | | 67 VICTORIA AVENUE, WESTGATE-ON-SEA, THANET, KENT, CT8 8BH | £329,080 | 12/08/2022 | Terraced | | 5 STREETE COURT, WESTGATE-ON-SEA, THANET, KENT, CT8 8BT | £290,000 | 31/05/2022 | Terraced | | 15 ST LUKES CLOSE, WESTGATE-ON-SEA, THANET, KENT, CT8 8EL | £240,000 | 20/05/2022 | Terraced | | 14 STREETE COURT, WESTGATE-ON-SEA, THANET, KENT, CT8 8BT | £240,000 | 19/05/2022 | Terraced | | 1 WELLESLEY ROAD, WESTGATE-ON-SEA, THANET, KENT, CT8 8DR | £276,000 | 13/05/2022 | Terraced | | 28 WELLINGTON ROAD, WESTGATE-ON-SEA, THANET, KENT, CT8 8DT | £290,000 | 08/04/2022 | Terraced | | 132 VICTORIA AVENUE, WESTGATE-ON-SEA, THANET, KENT, CT8 8BG | £262,500 | 09/03/2022 | Terraced | | [Same street] 64 BELMONT ROAD, WESTGATE-ON-SEA, THANET, KENT, CT8 8AY | £220,000 | 08/02/2022 | Semi-detached | | [Same street] 44 BELMONT ROAD, WESTGATE-ON-SEA, THANET, KENT, CT8 8AY | £330,000 | 22/10/2021 | Detached | **Street average:** £248,051 (4 sales) **Area average:** £322,629 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £355,813 (8 Terraced, CT8, 2024–2026) - **Deviation:** -24.7% ## Rental Range *ONS Price Index of Private Rents (Thanet). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £998/mo - **Realistic:** £1,109/mo - **Optimistic:** £1,220/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Thanet (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £898/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Chester Road, CT8 | £1,550/mo | 3 | 0.26 miles | OpenRent | | 3 Bed Semi-Detached House, Harold Avenue, CT8 | £1,400/mo | 3 | 0.33 miles | OpenRent | **Average rent: £1,475/mo (2 listings)** ## 1% Rule - **Rent ratio:** 0.55% (weak for cashflow) - **Max investor price (0.8%):** £184,375 - **Target investor price (1%):** £147,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,475/mo).* - **Gross yield:** 6.6% - **Cost-to-rent:** 15.1× - **Monthly cashflow:** £247/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 3.8% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £3,775/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 17.9% - **10y growth:** 65.9% ## House Price Index (HM Land Registry) *Official index for Thanet; Terraced series; as of April 2026.* - **1y growth (index):** -3% - **5y growth (index):** 7.8% - **10y growth (index):** 45.7% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)