# 1 bedroom apartment for sale (W1T 4PQ)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 2, 65 CHARLOTTE STREET, LONDON, LONDON, GREATER LONDON W1T 4PQ |
| Price | £700,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | TBC |
| Last sold | £300,000 Aug 2004 |

## Description

Charming, bright and well-designed one bedroom apartment in prime Fitzrovia. Set on the 2nd floor of a well maintained block on Charlotte Street. Features include original window shutters, fireplace and wide plank wooden flooring.

Comprising of east facing reception room overlooking Charlotte Street, sperate kitchen off living room, double bedroom with quiet aspect and built in wardrobes, contemporary shower room.

Providing easy access to the culinary delights on Charlotte Street as well as the theatres, retail and galleries of the West End. Regents Park is only a short walk.

Transport links

Goodge Street

Tottenham Court Rd (Elizabeth Line to Heathrow in 30 minutes)

Oxford Circus

Euston

Kings Cross St Pancras

Education

UCL

LSE

RADA

Tenure: Leasehold 186 years

Service charge: £2800

Ground rent: Peppercorn

Council Tax: Camden Band D

## Property Photos

- ![Picture No. 04](/listings/photos/172918679/1338202) - Picture No. 04
- ![Picture No. 01](/listings/photos/172918679/1338203) - Picture No. 01
- ![Picture No. 03](/listings/photos/172918679/1338204) - Picture No. 03
- ![Picture No. 06](/listings/photos/172918679/1338205) - Picture No. 06
- ![Picture No. 05](/listings/photos/172918679/1338206) - Picture No. 05
- ![Picture No. 07](/listings/photos/172918679/1338207) - Picture No. 07
- ![Picture No. 02](/listings/photos/172918679/1338208) - Picture No. 02
- ![Google Maps Image](/listings/photos/172918679/1338209) - Google Maps Image

## Floorplans

- ![Picture No. 08](/listings/photos/172918679/1338210) - Picture No. 08

## EPC Graphs

- ![Picture No. 10](/listings/photos/172918679/1338211) - Picture No. 10

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 65 FLAT 2 CHARLOTTE STREET, LONDON, CAMDEN, GREATER LONDON, W1T 4PQ | £300,000 | 25/08/2004 | Flat |
| 65 FLAT 2 CHARLOTTE STREET, LONDON, CAMDEN, GREATER LONDON, W1T 4PQ | £265,000 | 23/01/2002 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 FLAT 2 GOODGE PLACE, LONDON, CAMDEN, GREATER LONDON, W1T 4SD | £478,000 | 27/11/2023 | Flat |
| 15 THIRD FLOOR FLAT GOODGE PLACE, LONDON, CAMDEN, GREATER LONDON, W1T 4SQ | £485,000 | 13/07/2023 | Flat |
| 36 FLAT 202 TOTTENHAM STREET, LONDON, CAMDEN, GREATER LONDON, W1T 4DB | £1,580,000 | 28/11/2022 | Flat |
| 20 GROUND AND LOWER GROUND FLOORS GOODGE PLACE, LONDON, CAMDEN, GREATER LONDON, W1T 4SH | £800,000 | 31/03/2022 | Flat |

**Area average:** £835,750 (4 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £1,126,491 (15 Flat, W1T, 2024–2026)
- **Deviation:** -37.9%

## Rental Range

*ONS Price Index of Private Rents (Camden). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £2,512/mo
- **Realistic:** £2,791/mo
- **Optimistic:** £3,070/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central London (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,436/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Goodge Street, W1T | £2,650/mo | 1 | 0.07 miles | OpenRent |
| 1 Bed Flat, Elisa Court, W1T | £3,012/mo | 1 | 0.07 miles | OpenRent |
| 1 Bed Flat, Fitzroy St, W1T | £3,680/mo | 1 | 0.17 miles | OpenRent |
| 1 Bed Flat, Berners St, W1T | £4,500/mo | 1 | 0.19 miles | OpenRent |
| 1 Bed Flat, Berners St, W1T | £4,600/mo | 1 | 0.19 miles | OpenRent |
| 1 Bed Flat, Tottenham Court Road, W1T | £5,200/mo | 1 | 0.19 miles | OpenRent |

**Average rent: £3,940/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 0.58% (weak for cashflow)
- **Max investor price (0.8%):** £511,250
- **Target investor price (1%):** £409,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £4,090/mo).*

- **Gross yield:** 7%
- **Cost-to-rent:** 14.3×
- **Monthly cashflow:** £899/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 283.6%
- **10y growth:** 15.7%

## House Price Index (HM Land Registry)

*Official index for Camden; Flats and maisonettes series; as of May 2026.*

- **1y growth (index):** -6.6%
- **5y growth (index):** -3.7%
- **10y growth (index):** -1.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
