# 3 bedroom semi-detached house for sale (ME15 9RD) ## Property Details | Key | Value | |-----|-------| | Address | 16 BERWYN GROVE, MAIDSTONE, KENT ME15 9RD | | Price | £297,500 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | D | | Last sold | £310,000 Jul 2016 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** C - **Expiry date:** 15/03/2036 - **Est. upgrade cost to C:** £20,700 ### Recommendations - W2 (£5,000 - £10,000) - X (£3,600 - £4,800) - U (£8,000 - £10,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9464-3060-6207-5026-1200) ## Description SECURING THIS PROPERTY WITH A LIFETIME LEASEOVER 60s can secure this property with a HOME FOR LIFE from HOMEWISEThrough the Home for Life Plan from Homewise, those AGED 60 or over can purchase a Lifetime Lease and a share of the property value to safeguard for the future. The cost to purchase the Lifetime Lease is always less than the full market value. OVER 60s customers typically save between from 20% to 50%*. Home for Life Plan guide price for OVERS 60s: The Lifetime Lease price for this property is £297,500 based on an average saving of 33%. Market Value Price: £450,000 The price **you pay will vary according to your age, personal circumstances and requirements** and will be adjusted to include any percentage of the property you wish to safeguard. The plan allows customers to purchase a share of the property value (UP TO 50%) to safeguard for the future. For an indication of what you could save, please use our CALCULATOR on the HOMEWISE website. Please CALL for more information or a PERSONALISED QUOTE. Please note: Homewise DO NOT own this property and it is not exclusively for sale for the over-60s. It is being marketed by Homewise as an example of a property that is currently for sale which could be purchased using a Home For Life Lifetime Lease. **If you are not OVER 60 or would like to purchase this property at the full market value of £450,000, please contact the estate agent Wards.** PROPERTY DESCRIPTIONGUIDE PRICE- £450,000. This semi detached family house has been beautifully renovated and presented throughout, and is located in a sought after road on popular Loose. Benefiting from a generous rear garden, off road parking and a stunning open plan kitchen/diner, with potential to extend to the side, subject to planning and consents. Just a short walk to local shops, 2 primary schools and the picturesque Loose Valley conservation area.Room sizes:**Entrance Hall****Lounge**: 17'2 x 11'8 (5.24m x 3.56m)**Kitchen/Diner**: 18'5 x 11'7 (5.62m x 3.53m)**Landing****Bedroom 1**: 13'3 x 9'7 (4.04m x 2.92m)**Bedroom 2**: 12'3 x 9'5 (3.74m x 2.87m)**Bedroom 3**: 10'3 x 7'6 (3.13m x 2.29m)**Bathroom**: 9'0 x 5'9 (2.75m x 1.75m)**Store****Store****Driveway****Front and Rear Gardens****Pergola****Shed****Shed**  The information provided about this property does not constitute or form part of an offer or contract, nor may it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents. All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose.   We are pleased to offer our customers a range of additional services to help them with moving home. None of these services are obligatory and you are free to use service providers of your choice. Current regulations require all estate agents to inform their customers of the fees they earn for recommending third party services. If you choose to use a service provider recommended by Homewise, details of all referral fees can be found at the link below. If you decide to use any of our services, please be assured that this will not increase the fees you pay to our service providers, which remain as quoted directly to you.   Suitable as a retirement home. ## Property Photos - ![Front Elevation](/listings/photos/171707306/1153002) - Front Elevation - ![Rear Garden](/listings/photos/171707306/1153003) - Rear Garden - ![Kitchen/Diner](/listings/photos/171707306/1153004) - Kitchen/Diner - ![Lounge](/listings/photos/171707306/1153006) - Lounge - ![Kitchen/Diner](/listings/photos/171707306/1153008) - Kitchen/Diner - ![Kitchen/Diner](/listings/photos/171707306/1153010) - Kitchen/Diner - ![Rear Garden](/listings/photos/171707306/1153015) - Rear Garden - ![Rear Elevation](/listings/photos/171707306/1153018) - Rear Elevation - ![Side Garden](/listings/photos/171707306/1153022) - Side Garden - ![Bedroom 1](/listings/photos/171707306/1153025) - Bedroom 1 - ![Bedroom 2](/listings/photos/171707306/1153028) - Bedroom 2 - ![Bedroom 3](/listings/photos/171707306/1153032) - Bedroom 3 - ![Bathroom](/listings/photos/171707306/1153035) - Bathroom ## Floorplans - ![Ground Floor](/listings/photos/171707306/1153038) - Ground Floor - ![First Floor](/listings/photos/171707306/1153040) - First Floor - ![Outbuilding](/listings/photos/171707306/1153041) - Outbuilding ## EPC Graphs - ![EPC graph](/listings/photos/171707306/1153042) - EPC graph ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 16 BERWYN GROVE, MAIDSTONE, KENT, ME15 9RD | £310,000 | 29/07/2016 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 67 BOUGHTON LANE, MAIDSTONE, KENT, ME15 9QP | £435,000 | 23/01/2026 | Semi-detached | | 20 NORRINGTON ROAD, MAIDSTONE, KENT, ME15 9RB | £455,000 | 18/12/2025 | Semi-detached | | 43 NORTHLEIGH CLOSE, LOOSE, MAIDSTONE, KENT, ME15 9RP | £335,000 | 29/08/2025 | Semi-detached | | 19 PICKERING STREET, MAIDSTONE, KENT, ME15 9RS | £410,000 | 22/11/2024 | Semi-detached | | [Same street] 27 BERWYN GROVE, MAIDSTONE, KENT, ME15 9RD | £435,000 | 14/10/2024 | Semi-detached | | 11 ANGLESEY AVENUE, MAIDSTONE, KENT, ME15 9SH | £400,000 | 10/11/2023 | Semi-detached | | 7 HALSTOW CLOSE, MAIDSTONE, KENT, ME15 9XA | £370,000 | 04/09/2023 | Semi-detached | | 22 HALSTOW CLOSE, MAIDSTONE, KENT, ME15 9XA | £325,000 | 07/07/2023 | Semi-detached | | 40 PEAR TREE LANE, MAIDSTONE, KENT, ME15 9QX | £410,000 | 19/05/2023 | Semi-detached | | 29 PAYNES LANE, MAIDSTONE, KENT, ME15 9QZ | £525,000 | 31/03/2023 | Semi-detached | | 14 WALNUT TREE AVENUE, LOOSE, MAIDSTONE, KENT, ME15 9RN | £462,500 | 16/12/2022 | Semi-detached | | 5 HALSTOW CLOSE, MAIDSTONE, KENT, ME15 9XA | £427,500 | 06/12/2022 | Semi-detached | | 62 ANGLESEY AVENUE, MAIDSTONE, KENT, ME15 9SY | £355,000 | 05/12/2022 | Semi-detached | | 17 IONA ROAD, MAIDSTONE, KENT, ME15 9SX | £425,000 | 02/12/2022 | Semi-detached | | 471 LOOSE ROAD, MAIDSTONE, KENT, ME15 9UJ | £350,000 | 02/12/2022 | Semi-detached | | 535 LOOSE ROAD, MAIDSTONE, KENT, ME15 9UQ | £332,500 | 30/11/2022 | Semi-detached | | 14 HALSTOW CLOSE, MAIDSTONE, KENT, ME15 9XA | £355,000 | 18/11/2022 | Semi-detached | | [Same street] 29 BERWYN GROVE, MAIDSTONE, KENT, ME15 9RD | £520,000 | 21/10/2022 | Semi-detached | | 7 SKYE CLOSE, MAIDSTONE, KENT, ME15 9SJ | £540,000 | 05/10/2022 | Semi-detached | | 10 WALNUT TREE AVENUE, LOOSE, MAIDSTONE, KENT, ME15 9RN | £365,000 | 19/08/2022 | Semi-detached | | 23 HALSTOW CLOSE, MAIDSTONE, KENT, ME15 9XA | £330,000 | 17/08/2022 | Semi-detached | | 30 NORTHLEIGH CLOSE, LOOSE, MAIDSTONE, KENT, ME15 9RP | £410,000 | 29/07/2022 | Semi-detached | | [Same street] 4 BERWYN GROVE, MAIDSTONE, KENT, ME15 9RD | £510,000 | 12/11/2021 | Semi-detached | **Street average:** £488,333 (3 sales) **Area average:** £400,875 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £386,381 (56 Semi-detached, ME15, 2024–2026) - **Deviation:** -23% ## Rental Range *ONS Price Index of Private Rents (Maidstone). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,161/mo - **Realistic:** £1,290/mo - **Optimistic:** £1,419/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Maidstone (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £1,197/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed End Terrace, Papermakers Court, ME15 | £1,800/mo | 3 | 0.11 miles | OpenRent | | 3 Bed Semi-Detached House, Camp Way, ME15 | £1,500/mo | 3 | 0.5 miles | OpenRent | | 3 Bed Semi-Detached House, Morton Close, ME15 | £3,225/mo | 3 | 0.78 miles | OpenRent | | 3 Bed Semi-Detached House, Queen Elizabeth Square, ME15 | £1,650/mo | 3 | 0.8 miles | OpenRent | | 3 Bed Detached House, St Catherine Road, ME15 | £1,750/mo | 3 | 0.91 miles | OpenRent | **Average rent: £1,985/mo (5 listings)** ## 1% Rule - **Rent ratio:** 0.59% (weak for cashflow) - **Max investor price (0.8%):** £218,750 - **Target investor price (1%):** £175,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,750/mo).* - **Gross yield:** 7.1% - **Cost-to-rent:** 14.2× - **Monthly cashflow:** £378/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 5.3% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £3,420/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -1.6% - **10y growth:** 19.9% ## House Price Index (HM Land Registry) *Official index for Maidstone; Semi-detached series; as of April 2026.* - **1y growth (index):** 1.9% - **5y growth (index):** 17.6% - **10y growth (index):** 29.1% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)