Sold STC Terraced

42 DALE STREET

RUGBY, WARWICKSHIRE CV21 2LP

3 beds Listed 13 Aug 2011 (-5415d)

£95,000

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# 3 bedroom terraced house for sale (CV21 2LP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 42 DALE STREET, RUGBY, WARWICKSHIRE CV21 2LP |
| Price | £95,000 |
| Bedrooms | 3 |
| Last sold | £95,000 Feb 2012 |

## Description

HallwayTiled floor with original door to dining room. Stairs to the first floor.

Lounge Area3.49m x 3.21m (11'5  x 10'6 )

Single glazed twin windows to the front, radiator, brick built fireplace, arch through to dining room.

Dining Area3.64m x 3.27m (11'11  x 10'9 )

Blocked fireplace, radiator and the door to the kitchen. Single glazed window to the rear

Kitchen3.05m x 2.58m (10'0  x 8'6 )

A range of eye & base level units to include a fitted cooker, four ring electric hob, plumbing for a washing machine, sink, single glazed window. There is also a a gas combi boiler

Rear LobbyAre a with glazed door to the garden and storage cupboard

Bathroom2.58m x 1.79m (8'6  x 5'10 )

In need of refurbishment- bath with electric shower over, double radiator, obscure upvc double glazed window.

LandingOriginal cupboard, loft hatch and original doors lead to;

Bedroom One4.76m x 3.05m (15'7  x 10'0 )

Built in wardrobes, radiator, twin double glazed windows to the front.

Bedroom Two3.67m x 3.08m (12'0  x 10'1 )

Radiator, double glazed window

Bedroom Three2.85m x 2.68m (9'4  x 8'10 )

Single Glazed window, radiator

Rear GardenSteps down to the garden which is laid to lawn with a variety of small trees, plant and bushes. Brick built coal store.

These particulars, whilst believed to be accurate are set out as a general outline only for guidance and do not constitute any part of an offer or contract. Intending purchasers should not rely on them as statements of representation of fact, but must satisfy themselves by inspection or otherwise as to their accuracy. No person in this firms employment has the authority to make or give any representation or warranty in respect of the property.

## Property Photos

- ![Photo](/listings/photos/19683339/372174)
- ![Photo](/listings/photos/19683339/372175)
- ![Photo](/listings/photos/19683339/372176)
- ![Photo](/listings/photos/19683339/372177)
- ![Photo](/listings/photos/19683339/372178)
- ![Photo](/listings/photos/19683339/372179)
- ![Photo](/listings/photos/19683339/372180)
- ![Photo](/listings/photos/19683339/372182)
- ![Photo](/listings/photos/19683339/372184)
- ![Photo](/listings/photos/19683339/372186)
- ![Photo](/listings/photos/19683339/372188)

## Floorplans

- ![Floorplan 1](/listings/photos/19683339/372190) - Floorplan 1

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #9733148
- **Address:** 42 Dale Street, RUGBY, CV21 2LP
- **Certificate Issued:** 02/09/2013
- **Work Completed:** 01/08/2013
- **Items:** 1 door(s)

### FENSA Certificate #8931102
- **Address:** 42 Dale Street, RUGBY, CV21 2LP
- **Certificate Issued:** 02/07/2012
- **Work Completed:** 15/06/2012
- **Items:** 4 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 42 DALE STREET, RUGBY, WARWICKSHIRE, CV21 2LP | £95,000 | 13/02/2012 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 56 DALE STREET, RUGBY, WARWICKSHIRE, CV21 2LP | £170,000 | 10/12/2025 | Terraced |
| [Same street] 19 DALE STREET, RUGBY, WARWICKSHIRE, CV21 2LP | £165,000 | 13/10/2023 | Semi-detached |
| 16 HILL STREET, RUGBY, WARWICKSHIRE, CV21 2NB | £172,000 | 09/06/2023 | Terraced |
| 13 ST JOHN STREET, RUGBY, WARWICKSHIRE, CV21 2LW | £193,000 | 24/08/2022 | Terraced |
| 11 PRINCES STREET, RUGBY, WARWICKSHIRE, CV21 2LR | £179,950 | 15/03/2022 | Terraced |
| 9 ST JOHN STREET, RUGBY, WARWICKSHIRE, CV21 2LW | £179,000 | 15/03/2022 | Terraced |
| 16 HILL STREET, RUGBY, WARWICKSHIRE, CV21 2NB | £163,500 | 11/06/2021 | Terraced |
| 27 NEWBOLD ROAD, RUGBY, WARWICKSHIRE, CV21 2LX | £142,000 | 11/06/2021 | Terraced |

**Street average:** £167,500 (2 sales)
**Area average:** £171,575 (6 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £219,262 (54 Terraced, CV21, 2024–2026)
- **Deviation:** -56.7%

## Rental Range

*ONS Price Index of Private Rents (Rugby). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £930/mo
- **Realistic:** £1,033/mo
- **Optimistic:** £1,136/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Rugby & East (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £848/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Essex St, CV21 | £1,095/mo | 3 | 0.19 miles | OpenRent |

**Average rent: £1,095/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 1.15% (strong)
- **Max investor price (0.8%):** £136,875
- **Target investor price (1%):** £109,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,095/mo).*

- **Gross yield:** 13.8%
- **Cost-to-rent:** 7.2×
- **Monthly cashflow:** £586/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 25.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -20.6%
- **10y growth:** 23.4%

## House Price Index (HM Land Registry)

*Official index for Rugby; Terraced series; as of March 2026.*

- **1y growth (index):** 0.3%
- **5y growth (index):** 17.2%
- **10y growth (index):** 47.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Last sold

£95,000 Feb 2012

Local average

£219,262 (-56.7%)

Deprivation

Decile 2 (6,580 of 33,755)

Street crime

308 incidents within 1 mile (Apr 2026)

Key features

Town Terrace
Ideal For Train Station
Three Bedrooms
Hallway
Lounge / Diner
Kitchen
Gas Combi Boiler
Large Rear Garden

Additional details

Garden: Yes

Description

A three bedroom terrace property very close to the town centre within walking distance to the train station. The property is in need of updating and modernisation. The property comprises; hallway, lounge/diner, kitchen, ground floor bathroom and three bedrooms. This property has a larger then average rear garden with small trees, plants and laid to lawn. Offered no chain.
HallwayTiled floor with original door to dining room. Stairs to the first floor.
Lounge Area3.49m x 3.21m (11'5 x 10'6 )
Single glazed twin windows to the front, radiator, brick built fireplace, arch through to dining room.
Dining Area3.64m x 3.27m (11'11 x 10'9 )
Blocked fireplace, radiator and the door to the kitchen. Single glazed window to the rear
Kitchen3.05m x 2.58m (10'0 x 8'6 )
A range of eye & base level units to include a fitted cooker, four ring electric hob, plumbing for a washing machine, sink, single glazed window. There is also a a gas combi boiler
Rear LobbyAre a with glazed door to the garden and storage cupboard
Bathroom2.58m x 1.79m (8'6 x 5'10 )
In need of refurbishment- bath with electric shower over, double radiator, obscure upvc double glazed window.
LandingOriginal cupboard, loft hatch and original doors lead to;
Bedroom One4.76m x 3.05m (15'7 x 10'0 )
Built in wardrobes, radiator, twin double glazed windows to the front.
Bedroom Two3.67m x 3.08m (12'0 x 10'1 )
Radiator, double glazed window
Bedroom Three2.85m x 2.68m (9'4 x 8'10 )
Single Glazed window, radiator
Rear GardenSteps down to the garden which is laid to lawn with a variety of small trees, plant and bushes. Brick built coal store.
These particulars, whilst believed to be accurate are set out as a general outline only for guidance and do not constitute any part of an offer or contract. Intending purchasers should not rely on them as statements of representation of fact, but must satisfy themselves by inspection or otherwise as to their accuracy. No person in this firms employment has the authority to make or give any representation or warranty in respect of the property.

Listed by

Rugby

Complete Estate Agents

Reference: 19683339

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #9733148

Property Details

Street: 42 Dale Street

Town: RUGBY

Postcode: CV21 2LP

Installation Details

Items: 1 door

Certificate Issued: 02/09/2013

Work Completed: 01/08/2013

This certificate data was retrieved from FENSA's database

FENSA Certificate #8931102

Property Details

Street: 42 Dale Street

Town: RUGBY

Postcode: CV21 2LP

Installation Details

Items: 4 windows

Certificate Issued: 02/07/2012

Work Completed: 15/06/2012

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	13/02/2012 (14 years ago)	£95,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 56 DALE STREET, RUGBY, WARWICKSHIRE, CV21 2LP	£170,000	10/12/2025	Terraced
Same street 19 DALE STREET, RUGBY, WARWICKSHIRE, CV21 2LP	£165,000	13/10/2023	Semi-detached
16 HILL STREET, RUGBY, WARWICKSHIRE, CV21 2NB	£172,000	09/06/2023	Terraced
13 ST JOHN STREET, RUGBY, WARWICKSHIRE, CV21 2LW	£193,000	24/08/2022	Terraced
11 PRINCES STREET, RUGBY, WARWICKSHIRE, CV21 2LR	£179,950	15/03/2022	Terraced
9 ST JOHN STREET, RUGBY, WARWICKSHIRE, CV21 2LW	£179,000	15/03/2022	Terraced
16 HILL STREET, RUGBY, WARWICKSHIRE, CV21 2NB	£163,500	11/06/2021	Terraced
27 NEWBOLD ROAD, RUGBY, WARWICKSHIRE, CV21 2LX	£142,000	11/06/2021	Terraced

Street average: £167,500 (2 sales)

Area average: £171,575 (6 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -20.6%

10y growth 23.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Rugby. Series: Terraced. As of March 2026.

1y (index) 0.3%

5y (index) 17.2%

10y (index) 47.6%

Rental Range

Estimated market rent for Rugby. Low = conservative, Realistic = average, Optimistic = best case.

Low £930/mo

Realistic £1,033/mo

Optimistic £1,136/mo

Based on Local Authority from postcode lookup → Rugby.

LHA (30th percentile) floor for Rugby & East: £848/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CV21 2LP

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Dale Street	0.1 miles
Bus stop	Rounds Gardens	0.1 miles
Shop	Home Bargains	0.1 miles
Shop	Superdrug	0.2 miles
Train station	Rugby	0.7 miles
Hospital	Hospital of St Cross	0.9 miles
Hospital	Feilding Palmer Hospital	6.4 miles
Train station	Copsewood Miniature Railway	8.4 miles
University	Unknown	10.1 miles

Street-level crime

Category	Count
Violence and sexual offences	92
Anti-social behaviour	89
Shoplifting	27
Criminal damage and arson	22
Public order	18
Drugs	12
Other theft	11
Burglary	10
Vehicle crime	9
Bicycle theft	6
Other crime	6
Possession of weapons	4
Robbery	2
Total incidents	308

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Rugby School	Other	0.4 miles	— (No rating)
Northlands Primary School	Primary	0.4 miles	Good — 2 Dec 2015
St Matthew's Bloxam CofE Primary School	Primary	0.5 miles	Good — 9 Feb 2023
Lawrence Sheriff School	Secondary	0.6 miles	Outstanding — 23 May 2022
Oakfield Primary Academy	Primary	0.6 miles	Good — 11 Jul 2016

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Essex St, CV21	£1,095/mo	3	0.19 miles	OpenRent

Average rent: £1,095/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.15%

Max investor price (0.8%) £136,875

Target investor price (1%) £109,500

Gross yield 13.8%

Cost-to-rent ratio 7.2×

Monthly cashflow £586/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 25.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).