# 3 bedroom detached house for sale (MK45 3DB) ## Property Details | Key | Value | |-----|-------| | Address | 30 COTTON END ROAD, BEDFORD, WILSTEAD, BEDFORD MK45 3DB | | Price | £400,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | E | | Last sold | £390,000 Apr 2024 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** B - **Expiry date:** 03/08/2033 - **Current heating cost:** £1,594/year - **Est. upgrade cost to C:** £14,500 ### Recommendations - W2 (£4,000 - £6,000) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0300-2414-9280-2107-3965) ## Description An extended three bedroom detached house with an enclosed garden, driveway parking and a garage, in the South Bedfordshire village of Wilstead and potentially available with no upper chain. The property is within walking distance of village amenities. It has been extended on the ground floor and now has over 1,477 sq. ft. of versatile accommodation. The ground floor has a sitting room with doors to a double glazed conservatory which has access to the rear garden. There is also a separate dining room, a fitted kitchen with a door to the garage and a further room which is currently used as a study but which could be used as a ground floor bedroom if required. There is also a downstairs cloakroom. Upstairs there are three bedrooms and a fitted family bathroom. At the front there is driveway parking for two cars leading to the garage, and a gravelled shingle area and path to the front door. ## Property Photos - ![Front Of Property](/listings/photos/138514493/416573) - Front Of Property - ![Rear Garden](/listings/photos/138514493/416574) - Rear Garden - ![Sitting Room](/listings/photos/138514493/416577) - Sitting Room - ![Bedroom](/listings/photos/138514493/416579) - Bedroom - ![Kitchen](/listings/photos/138514493/416580) - Kitchen - ![Conservatory](/listings/photos/138514493/416582) - Conservatory - ![Decking Area](/listings/photos/138514493/416584) - Decking Area - ![Sitting Room](/listings/photos/138514493/416585) - Sitting Room - ![Dining Room](/listings/photos/138514493/416586) - Dining Room - ![Bedroom](/listings/photos/138514493/416587) - Bedroom - ![Rear Of Property](/listings/photos/138514493/416588) - Rear Of Property - ![Kitchen](/listings/photos/138514493/416589) - Kitchen - ![Bathroom](/listings/photos/138514493/416595) - Bathroom - ![Study](/listings/photos/138514493/416602) - Study - ![Conservatory](/listings/photos/138514493/416606) - Conservatory - ![Rear Garden](/listings/photos/138514493/416610) - Rear Garden - ![Rear Garden](/listings/photos/138514493/416611) - Rear Garden - ![Map](/listings/photos/138514493/416615) - Map - ![Map](/listings/photos/138514493/416624) - Map - ![Map](/listings/photos/138514493/416628) - Map ## Floorplans - ![Floorplan](/listings/photos/138514493/416630) - Floorplan ## EPC Graphs - ![EPC Rating Graph](/listings/photos/138514493/416635) - EPC Rating Graph ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 30 COTTON END ROAD, WILSTEAD, BEDFORD, MK45 3DB | £390,000 | 05/04/2024 | Detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 41 DINES CLOSE, WILSTEAD, BEDFORD, MK45 3BU | £340,000 | 05/12/2025 | Detached | | 2 WOODING WAY, WILSTEAD, BEDFORD, MK45 3PG | £410,000 | 28/11/2025 | Detached | | 12A LUTON ROAD, WILSTEAD, BEDFORD, MK45 3HD | £517,000 | 15/09/2023 | Detached | | [Same street] 32 COTTON END ROAD, WILSTEAD, BEDFORD, MK45 3DB | £435,000 | 28/04/2023 | Detached | | 49 WHITWORTH WAY, WILSTEAD, BEDFORD, MK45 3EE | £510,000 | 06/04/2023 | Detached | | 4 WOODING WAY, WILSTEAD, BEDFORD, MK45 3PG | £407,000 | 11/05/2022 | Detached | | 1 WHITWORTH WAY, WILSTEAD, BEDFORD, MK45 3DX | £392,500 | 08/03/2022 | Detached | | 34 WOODING WAY, WILSTEAD, BEDFORD, MK45 3PG | £485,000 | 11/08/2021 | Detached | | [Same street] 42 COTTON END ROAD, WILSTEAD, BEDFORD, MK45 3DB | £580,000 | 30/06/2021 | Detached | | 65 DINES CLOSE, WILSTEAD, BEDFORD, MK45 3BU | £420,000 | 30/06/2021 | Detached | | 12 LUTON ROAD, WILSTEAD, BEDFORD, MK45 3HD | £620,000 | 28/06/2021 | Detached | **Street average:** £507,500 (2 sales) **Area average:** £455,722 (9 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £628,318 (90 Detached, MK45, 2024–2026) - **Deviation:** -36.3% ## Rental Range *ONS Price Index of Private Rents (Bedford). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,051/mo - **Realistic:** £1,168/mo - **Optimistic:** £1,285/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £997/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Harlequin Crescent, MK42 | £1,700/mo | 3 | 0.86 miles | OpenRent | | 3 Bed Detached House, Minnow Way, MK42 | £1,650/mo | 3 | 0.88 miles | OpenRent | | 3 Bed Terraced House, Lakeside Drive, MK42 | £1,595/mo | 3 | 1.11 miles | OpenRent | **Average rent: £1,648/mo (3 listings)** ## 1% Rule - **Rent ratio:** 0.41% (weak for cashflow) - **Max investor price (0.8%):** £206,250 - **Target investor price (1%):** £165,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,650/mo).* - **Gross yield:** 5% - **Cost-to-rent:** 20.2× - **Monthly cashflow:** £-115/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -1.2% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £3,704/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 16.3% - **10y growth:** 36.1% ## House Price Index (HM Land Registry) *Official index for Bedford; Detached series; as of March 2026.* - **1y growth (index):** 6% - **5y growth (index):** 21.2% - **10y growth (index):** 44.5% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)