# 3 bedroom terraced house for sale (MK40 3TB) ## Property Details | Key | Value | |-----|-------| | Address | 40 DUDLEY STREET, BEDFORD, BEDFORD MK40 3TB | | Price | £350,000 | | Bedrooms | 3 | | Bathrooms | 2 | | Last sold | £353,000 Jul 2018 | ## Description The perfect 3 bedroom extended family home in the popular Castle Quarter area of Bedford. The current owners have maximised the properties full potential by extending to both the rear and into the loft. Downstairs the property has a large lounge which leads to the heart of the home, the extended Kitchen. The perfectly designed rear extension invites people to convene in this area due to its space and natural light. The island, breakfast bar, dining table and sofa area can all be used to entertain or as a family area. Large Bi-fold doors lead to a courtyard garden which is gated and secured. The loft conversion is an excellent example of how these type of properties can be maximised as this has also had an En Suite bathroom fitted. In summary the property offers: Entrance Hall Lounge Large Storage Cupboards Large Kitchen/Breakfast/Dining Room 3 Bedrooms Ensuite Family Bathroom Front and Rear Gardens The property is located on Dudley street which leads to Bedford's famous Embankment and Russell Park. Bedford Town Centre and Train Station are also within walking distance. Castle Quarter is renowned for its amenities due to its popularity, these include Pubs, Restaurants, specialist food stores, cafes, laundrette, Butchers and convenience stores. This is a fine example of Castle Quarter living and we look forward to showing you around this fantastic home. CHECK OUT THE 3D VIRTUAL TOUR OF THIS PROPERTY VIA THE VIRTUAL TOUR TAB (desktop) OR SELECT THE FOLLOWING LINK - ## Property Photos - ![Front Aspect](/listings/photos/73107272/427077) - Front Aspect - ![Kitchen/Diner/...](/listings/photos/73107272/427080) - Kitchen/Diner/... - ![Lounge](/listings/photos/73107272/427081) - Lounge - ![Lounge](/listings/photos/73107272/427082) - Lounge - ![Log Burner](/listings/photos/73107272/427083) - Log Burner - ![Kitchen/Breakf...](/listings/photos/73107272/427085) - Kitchen/Breakf... - ![Kitchen](/listings/photos/73107272/427086) - Kitchen - ![Kitchen/Diner](/listings/photos/73107272/427088) - Kitchen/Diner - ![Dining Area](/listings/photos/73107272/427089) - Dining Area - ![Kitchen/Diner](/listings/photos/73107272/427090) - Kitchen/Diner - ![Master Bedroom](/listings/photos/73107272/427092) - Master Bedroom - ![Master Bedroom](/listings/photos/73107272/427094) - Master Bedroom - ![Bedroom](/listings/photos/73107272/427095) - Bedroom - ![Bedroom](/listings/photos/73107272/427096) - Bedroom - ![Bedroom](/listings/photos/73107272/427097) - Bedroom - ![Bedroom](/listings/photos/73107272/427098) - Bedroom - ![Family Bathroom](/listings/photos/73107272/427101) - Family Bathroom - ![Family Bathroom](/listings/photos/73107272/427102) - Family Bathroom - ![Family Bathroom](/listings/photos/73107272/427103) - Family Bathroom - ![Rear Garden](/listings/photos/73107272/427104) - Rear Garden ## Floorplans - ![Floorplan 1](/listings/photos/73107272/427106) - Floorplan 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 40 DUDLEY STREET, BEDFORD, MK40 3TB | £353,000 | 20/07/2018 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 62 DENMARK STREET, BEDFORD, MK40 3TH | £360,000 | 09/01/2026 | Terraced | | 16 HOWBURY STREET, BEDFORD, MK40 3QU | £360,000 | 16/12/2025 | Terraced | | 31 BOWER STREET, BEDFORD, MK40 3RD | £440,000 | 16/12/2025 | Terraced | | 161 CASTLE ROAD, BEDFORD, MK40 3RT | £400,000 | 12/12/2025 | Terraced | | 46 GEORGE STREET, BEDFORD, MK40 3SG | £312,500 | 21/11/2025 | Terraced | | 7 YORK STREET, BEDFORD, MK40 3RJ | £385,000 | 18/11/2025 | Terraced | | 13 DUDLEY STREET, BEDFORD, MK40 3TA | £325,000 | 28/08/2025 | Terraced | | 35 DUDLEY STREET, BEDFORD, MK40 3TA | £317,750 | 20/10/2023 | Terraced | | [Same street] 58 DUDLEY STREET, BEDFORD, MK40 3TB | £352,000 | 31/08/2023 | Terraced | | 2 HOWBURY STREET, BEDFORD, MK40 3QU | £378,000 | 09/05/2023 | Terraced | | [Same street] 52 DUDLEY STREET, BEDFORD, MK40 3TB | £312,000 | 20/04/2023 | Terraced | | 22 BOWER STREET, BEDFORD, MK40 3RE | £346,000 | 06/04/2023 | Terraced | | 61 GEORGE STREET, BEDFORD, MK40 3SQ | £401,000 | 04/04/2023 | Terraced | | 105 BOWER STREET, BEDFORD, MK40 3RB | £250,000 | 31/03/2023 | Terraced | | 61B DENMARK STREET, BEDFORD, MK40 3TG | £170,000 | 31/03/2023 | Terraced | | 107 BOWER STREET, BEDFORD, MK40 3RB | £250,000 | 22/12/2022 | Terraced | | 42 GEORGE STREET, BEDFORD, MK40 3SG | £245,000 | 28/11/2022 | Terraced | | 11 PEMBROKE STREET, BEDFORD, MK40 3RH | £330,000 | 15/11/2022 | Terraced | | 43 YORK STREET, BEDFORD, MK40 3RJ | £350,500 | 14/11/2022 | Terraced | | 69 DENMARK STREET, BEDFORD, MK40 3TH | £362,000 | 04/11/2022 | Terraced | | 68 DUDLEY STREET, BEDFORD, MK40 3SZ | £290,000 | 03/11/2022 | Terraced | | [Same street] 64 DUDLEY STREET, BEDFORD, MK40 3TB | £620,000 | 28/10/2022 | Semi-detached | | 27 DENMARK STREET, BEDFORD, MK40 3TG | £325,000 | 28/10/2022 | Terraced | | [Same street] 58 DUDLEY STREET, BEDFORD, MK40 3TB | £345,000 | 08/04/2022 | Terraced | **Street average:** £407,250 (4 sales) **Area average:** £329,888 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £333,213 (21 Terraced, MK40, 2024–2026) - **Deviation:** +5% ## Rental Range *ONS Price Index of Private Rents (Bedford). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,049/mo - **Realistic:** £1,166/mo - **Optimistic:** £1,283/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £997/mo ## 1% Rule - **Rent ratio:** 0.33% (weak for cashflow) - **Max investor price (0.8%):** £145,750 - **Target investor price (1%):** £116,600 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 20.6% - **10y growth:** 25.5% ## House Price Index (HM Land Registry) *Official index for Bedford; Terraced series; as of March 2026.* - **1y growth (index):** 6% - **5y growth (index):** 22.5% - **10y growth (index):** 50.1% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)