# 2 bedroom semi-detached house for sale (ST7 1NX) ## Property Details | Key | Value | |-----|-------| | Address | 93 CHURCH STREET, STOKE-ON-TRENT, TALKE, STAFFORDSHIRE ST7 1NX | | Price | £93,500 | | Bedrooms | 2 | | Bathrooms | 1 | | Last sold | £95,000 Oct 2019 | ## Description **DIRECTIONS** **** Please follow postcode ST7 1NX with Sat Nav. From Congleton Road way, the property can be found on the left hand side as identified by our For Sale sign.  **DINING** **ROOM** **11' 10" x 11' 10" (3.61m x 3.61m)** Window to the front, radiator. Laminate flooring.  **LOUNGE** **11' 10" x 11' 9" (3.61m x 3.58m)** Window to the rear, radiator. Inset log stove. Staircase to the first floor. Understairs store area.  **KITCHEN** **13' 5" x 6' 7" (4.09m x 2.01m)** A range of base and wall mounted cupboard units, worksurfaces. Circular inset sink unit. Extractor fan. Tiled walls. Tiled floor. UPVC side access door.  **GROUND** **FLOOR** **BATHROOM** **** Comprising a white suite; panelled bath with overbath shower, low level W.C, wash hand basin. Window to the side. Tiling to the walls. Radiator.  **FIRST** **FLOOR** **LANDING** **** Access to the loft area.   **LOFT** **AREA** **11' 8" x 11' 8" (3.56m x 3.56m)** A useful storage space with roof window. With further storage to the eaves.  **BEDROOM** **ONE** **11' 10" x 11' 10" (3.61m x 3.61m)** Window to the rear, radiator.  **BEDROOM** **TWO** **11' 10" x 11' 10" (3.61m x 3.61m)** Window to the front, radiator. SiME Halstead boiler.  **CLOAKS/W.C** **** Low level W.C, wash hand basin.  **EXTERNALLY** ****   **REAR** **GARDEN** **** A paved pathway to the side of the house, leads to a laid to lawn garden with a paved patio. Shrub borders. The garden attracts the afternoon sun.  **** **** VIEWING ARRANGEMENTS Strictly by appointment with the selling agents Shaw's & Company Estate Agents Ltd Telephone . FIXTURES AND FITTINGS NOTE The Agent has not tested any equipment, fittings or services and cannot verify that they are in working order. All items normally designated as fixtures and fittings are excluded from the sale unless otherwise stated. The Agent would also point out that the photographs are taken with a non standard lens. These particulars are set out as a guide and do not form part of a contract, neither has the agent checked the legal documents, purchasers/tenants should confirm the postcode for themselves. All room sizes are approximate at the time of inspection. MORTGAGES If you are seeking a mortgage for a property or require independent financial advice, we can provide a free quotation, please Telephone . VALUATION Do you have a property to sell? if so Shaw's & Company Estate Agents Ltd can offer a free valuation and offer No Sale No Fee terms (subject to agency agreement) and advise on the method of sale to suit your requirements. Your property will marketed using the latest methods and internet advertising on multiple internet web sites including Rightmove.co.uk and Zoopla.co.uk. We are open daily, please call us on . LOCAL AUTHORITY Newcastle Borough Council.  ## Property Photos - ![Photo](/listings/photos/61541736/375148) - ![Photo](/listings/photos/61541736/375150) - ![Photo](/listings/photos/61541736/375151) - ![Photo](/listings/photos/61541736/375154) - ![Photo](/listings/photos/61541736/375157) - ![Photo](/listings/photos/61541736/375161) - ![Photo](/listings/photos/61541736/375165) - ![Photo](/listings/photos/61541736/375169) - ![Photo](/listings/photos/61541736/375172) - ![Photo](/listings/photos/61541736/375175) - ![Photo](/listings/photos/61541736/375177) - ![Photo](/listings/photos/61541736/375179) - ![Photo](/listings/photos/61541736/375182) - ![Photo](/listings/photos/61541736/375184) - ![Photo](/listings/photos/61541736/375188) ## Floorplans - ![Floorplan 1](/listings/photos/61541736/375189) - Floorplan 1 ## EPC Graphs - ![EPC Front Page](/listings/photos/61541736/375192) - EPC Front Page ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #2563175 - **Address:** 93 Church Street, Talke, ST7 1NX - **Certificate Issued:** 21/03/2005 - **Work Completed:** 16/02/2005 - **Items:** 6 window(s), 2 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 93 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £95,000 | 16/10/2019 | Semi-detached | | 93 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £90,000 | 04/05/2012 | Semi-detached | | 93 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £64,500 | 23/04/2004 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 6 BOWLING ALLEY STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1GA | £180,000 | 27/10/2025 | Semi-detached | | [Same street] 81 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £65,000 | 17/07/2025 | Terraced | | [Same street] 35 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £140,000 | 24/06/2024 | Terraced | | [Same street] 101 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £113,000 | 26/04/2024 | Terraced | | [Same street] 113 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £79,000 | 21/02/2024 | Terraced | | [Same street] 129 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £114,000 | 18/01/2024 | Terraced | | 14 CHAPEL STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NN | £145,000 | 21/12/2023 | Semi-detached | | 100 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU | £135,000 | 06/10/2023 | Semi-detached | | 45 SKELLERN STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NW | £100,000 | 04/08/2023 | Semi-detached | | 42 BUNKERS HILL, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NZ | £199,995 | 30/06/2023 | Semi-detached | | 59 BUNKERS HILL, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NZ | £192,995 | 26/05/2023 | Semi-detached | | 48 BUNKERS HILL, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NZ | £199,995 | 27/02/2023 | Semi-detached | | [Same street] 95 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £60,000 | 11/01/2023 | Terraced | | 46 BUNKERS HILL, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NZ | £199,995 | 22/12/2022 | Semi-detached | | 1 BUNKERS HILL, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NZ | £199,995 | 21/12/2022 | Semi-detached | | 2 BUNKERS HILL, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NZ | £181,995 | 23/11/2022 | Semi-detached | | [Same street] 95 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £57,000 | 11/11/2022 | Terraced | | [Same street] 99 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £120,000 | 30/09/2022 | Semi-detached | | [Same street] 135 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £136,000 | 26/09/2022 | Terraced | | 74 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NU | £157,000 | 10/06/2022 | Semi-detached | | [Same street] 33 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £112,500 | 22/04/2022 | Terraced | | 22 CHAPEL STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NN | £175,000 | 12/04/2022 | Semi-detached | | 9 KNOWLES VIEW, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1GH | £190,000 | 08/04/2022 | Semi-detached | | [Same street] 69 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £82,000 | 18/03/2022 | Terraced | | [Same street] 75 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £85,000 | 18/02/2022 | Terraced | | [Same street] 95 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £70,000 | 22/12/2021 | Terraced | | [Same street] 27 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £113,500 | 22/09/2021 | Semi-detached | | [Same street] 51 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £85,000 | 06/08/2021 | Terraced | **Street average:** £95,467 (15 sales) **Area average:** £173,613 (13 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £209,071 (70 Semi-detached, ST7, 2024–2026) - **Deviation:** -55.3% ## Rental Range *ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £743/mo - **Realistic:** £825/mo - **Optimistic:** £908/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for South Cheshire (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £573/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [St Martins Road, STOKE-ON-TRENT](http://87.117.209.195:8080/listings/32ace8a) | £1,100/mo | 2 | 1.32 miles | Rightmove | **Average rent: £1,100/mo (1 listing)** ## 1% Rule - **Rent ratio:** 1.18% (strong) - **Max investor price (0.8%):** £137,500 - **Target investor price (1%):** £110,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,100/mo).* - **Gross yield:** 14.1% - **Cost-to-rent:** 7.1× - **Monthly cashflow:** £597/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 26.4% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 36.8% - **10y growth:** 58.5% ## House Price Index (HM Land Registry) *Official index for Newcastle-under-Lyme; Semi-detached series; as of March 2026.* - **1y growth (index):** 2.9% - **5y growth (index):** 24.9% - **10y growth (index):** 59.4% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)