# 2 bedroom terraced house for sale (S42 5HR) ## Property Details | Key | Value | |-----|-------| | Address | 73 CHURCH LANE, CHESTERFIELD, NORTH WINGFIELD, DERBYSHIRE S42 5HR | | Price | £135,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | A | | Last sold | £134,000 Feb 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** B - **Expiry date:** 26/09/2032 - **Current heating cost:** £520/year - **Est. upgrade cost to C:** £24,900 ### Recommendations - B (£500 - £1,500) - Q (£4,000 - £14,000) - W2 (£4,000 - £6,000) - G (£350 - £450) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2737-3020-8201-9712-7200) ## Description Sitting in a lovely elevated position offering outlooking countryside views, this well cared for home has parking to the rear and is sure to appeal to many first time buyers. To the front of the property there are a few steps rising to the front garden space. This is mainly laid to lawn. There is a rear access road to private parking, garden space and a rear yard. Step inside the property to a sitting room that has a double glazed door, a window to the front and a laminate floor covering. The next reception room could either be a dining room, snug or study having a window to the rear, a laminate floor covering a doorway down to the cellar and another to the rear hall. The rear all gives access to the stairs rising to the first floor and also to the galley style kitchen. The kitchen is light and airy with a range of wall, base and drawer units in white and there is space for appliances. The ground floor bathroom has a modern three piece suite with a shower over the bath. On the first floor there are two well proportioned bedrooms with the front bedroom having outlooking views across countryside. We love this home because it has been well cared for, is ready to move straight into and the location provides both a retreat from the hustle and bustle of daily life, yet also provides ease of access to local amenities. Be sure to check out our 3D tour or contact New Oak Estates to book your viewing. General Info This Property Is Freehold The EPC Rating Is D The Local Authority Is North East Derbyshire - Band A - £1570pa ## Property Photos - ![Photo](/listings/photos/165666272/1041528) - ![Photo](/listings/photos/165666272/1041529) - ![Photo](/listings/photos/165666272/1041530) - ![Photo](/listings/photos/165666272/1041531) - ![Photo](/listings/photos/165666272/1041532) - ![Photo](/listings/photos/165666272/1041533) - ![Photo](/listings/photos/165666272/1041534) - ![Photo](/listings/photos/165666272/1041535) - ![Photo](/listings/photos/165666272/1041536) - ![Photo](/listings/photos/165666272/1041537) - ![Photo](/listings/photos/165666272/1041538) - ![Photo](/listings/photos/165666272/1041539) - ![Photo](/listings/photos/165666272/1041540) - ![Photo](/listings/photos/165666272/1041541) - ![Photo](/listings/photos/165666272/1041542) - ![Photo](/listings/photos/165666272/1041543) - ![Photo](/listings/photos/165666272/1041544) - ![Photo](/listings/photos/165666272/1041545) - ![Photo](/listings/photos/165666272/1041546) - ![Photo](/listings/photos/165666272/1041547) - ![Photo](/listings/photos/165666272/1041548) ## Floorplans - ![Floorplan 1](/listings/photos/165666272/1041549) - Floorplan 1 - ![Floorplan 2](/listings/photos/165666272/1041550) - Floorplan 2 ## EPC Graphs - ![EPC 1](/listings/photos/165666272/1041551) - EPC 1 - ![EPC 3](/listings/photos/165666272/1041552) - EPC 3 ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #1196853 - **Address:** 73 Church Lane, North Wingfield, S42 5HR - **Certificate Issued:** 22/11/2003 - **Work Completed:** 04/10/2003 - **Items:** 2 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 73 CHURCH LANE, NORTH WINGFIELD, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S42 5HR | £134,000 | 04/02/2026 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 87 CHURCH LANE, NORTH WINGFIELD, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S42 5HR | £122,000 | 14/12/2022 | Terraced | | [Same street] 83 CHURCH LANE, NORTH WINGFIELD, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S42 5HR | £70,000 | 03/08/2022 | Terraced | | [Same street] 63 CHURCH LANE, NORTH WINGFIELD, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S42 5HR | £220,000 | 27/05/2022 | Detached | **Street average:** £137,333 (3 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £180,273 (22 Terraced, S42, 2024–2026) - **Deviation:** -25.1% ## Rental Range *ONS Price Index of Private Rents (North East Derbyshire). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £697/mo - **Realistic:** £774/mo - **Optimistic:** £851/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Chesterfield (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £524/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed End Terrace, Blacks Lane, S42 | £750/mo | 2 | 0.63 miles | OpenRent | **Average rent: £750/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.56% (weak for cashflow) - **Max investor price (0.8%):** £93,750 - **Target investor price (1%):** £75,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £750/mo).* - **Gross yield:** 6.7% - **Cost-to-rent:** 15× - **Monthly cashflow:** £118/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 3.6% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £2,328/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 12.8% - **10y growth:** 64.3% ## House Price Index (HM Land Registry) *Official index for North East Derbyshire; Terraced series; as of April 2026.* - **1y growth (index):** 6.1% - **5y growth (index):** 22.1% - **10y growth (index):** 55.9% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)