# 3 bedroom terraced house for sale (DN32 9EF)

## Property Details

| Key | Value |
|-----|-------|
| Address | 10 LADYSMITH ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE DN32 9EF |
| Price | £65,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | A |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 80 m² |
| Last sold | £65,000 Jul 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 08/04/2035
- **Current heating cost:** £713/year
- **Est. upgrade cost to C:** £18,500

### Recommendations
- Q (£4,000 - £14,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0360-2291-6440-2905-4835)

## Description

A three bedroom mid terrace property located in this established area within close proximity of the town centre. Requiring a full scheme of refurbishment, the accommodation comprises; front entrance porch, hallway, a through lounge/dining room, three bedrooms, an en-suite wet room and bathroom. Front and rear gardens. Offered for sale with No Forward Chain.

**Lounge** - 3.43 x 3.03 (11'3" x 9'11") - 

**Dining Room** - 3.74 x 3.24 (12'3" x 10'7") - 

**Kitchen** - 3.89 x 2.64 (12'9" x 8'7") - 

**Bedroom 1** - 4.08 x 3.45 (13'4" x 11'3") - 

**En-Suite Wet Room** - 2.41 x 1.39 (7'10" x 4'6") - 

**Bedroom 2** - 2.74 x 1.98 (8'11" x 6'5") - 

**Bedroom 3** - 2.41 x 2.23 (7'10" x 7'3") - 

**Bathroom** - 1.80 x 1.77 (5'10" x 5'9") - 

**Tenure** - Freehold

**Council Tax Band** - A

## Property Photos

- ![resized_IMG_4757.jpg](/listings/photos/160411703/403954) - resized_IMG_4757.jpg
- ![resized_IMG_4749.jpg](/listings/photos/160411703/403955) - resized_IMG_4749.jpg
- ![resized_IMG_4750.jpg](/listings/photos/160411703/403957) - resized_IMG_4750.jpg
- ![resized_IMG_4752.jpg](/listings/photos/160411703/403960) - resized_IMG_4752.jpg
- ![resized_IMG_4746.jpg](/listings/photos/160411703/403964) - resized_IMG_4746.jpg
- ![resized_IMG_4743.jpg](/listings/photos/160411703/403966) - resized_IMG_4743.jpg
- ![resized_IMG_4728.jpg](/listings/photos/160411703/403968) - resized_IMG_4728.jpg
- ![resized_IMG_4732.jpg](/listings/photos/160411703/403971) - resized_IMG_4732.jpg
- ![resized_IMG_4735.jpg](/listings/photos/160411703/403975) - resized_IMG_4735.jpg
- ![resized_IMG_4736.jpg](/listings/photos/160411703/403977) - resized_IMG_4736.jpg
- ![resized_IMG_4737.jpg](/listings/photos/160411703/403981) - resized_IMG_4737.jpg
- ![resized_IMG_4753.jpg](/listings/photos/160411703/403983) - resized_IMG_4753.jpg
- ![resized_IMG_4755.jpg](/listings/photos/160411703/403987) - resized_IMG_4755.jpg
- ![resized_IMG_4759.jpg](/listings/photos/160411703/403991) - resized_IMG_4759.jpg

## EPC Graphs

- ![EE Rating](/listings/photos/160411703/403993) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 LADYSMITH ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 9EF | £65,000 | 11/07/2025 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 BULLER STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 8BL | £85,000 | 16/12/2025 | Terraced |
| 313 CONVAMORE ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 9HY | £75,000 | 21/11/2025 | Terraced |
| 46 COOPER ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 8DF | £63,000 | 24/09/2025 | Terraced |
| 306 CONVAMORE ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 9HY | £53,000 | 29/08/2025 | Terraced |
| 73 ELEANOR STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 8AF | £36,000 | 21/08/2025 | Terraced |
| 260 CONVAMORE ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 9HY | £72,500 | 25/04/2025 | Terraced |
| 31 EDWARD STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 9HJ | £65,000 | 18/02/2025 | Terraced |
| 260 CONVAMORE ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 9HY | £35,000 | 03/02/2025 | Terraced |
| 83 EDWARD STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 9HL | £58,000 | 06/12/2024 | Terraced |
| 33 JULIAN STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 8BG | £39,000 | 14/12/2023 | Terraced |
| 242 CONVAMORE ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 9HX | £66,500 | 16/11/2023 | Terraced |
| 42 COOPER ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 8DF | £92,950 | 30/10/2023 | Terraced |
| 449 WEELSBY STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 8BE | £79,000 | 20/10/2023 | Terraced |
| 12 BULLER STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 8BL | £78,000 | 29/09/2023 | Terraced |
| 293 CONVAMORE ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 9HY | £44,000 | 29/09/2023 | Terraced |
| 71 LADYSMITH ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 9EG | £62,000 | 21/09/2023 | Terraced |
| [Same street] 34 LADYSMITH ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 9EF | £30,000 | 15/09/2023 | Terraced |
| [Same street] 34 LADYSMITH ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 9EF | £25,000 | 15/09/2023 | Other |
| [Same street] 31 LADYSMITH ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 9EF | £43,500 | 06/09/2023 | Terraced |
| 62 BULLER STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 8BW | £77,000 | 04/09/2023 | Terraced |
| 207 CONVAMORE ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 9HU | £68,000 | 01/08/2023 | Terraced |
| 364 WEELSBY STREET, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 8BN | £60,000 | 31/07/2023 | Terraced |
| 59 COOPER ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 8DF | £105,000 | 28/07/2023 | Terraced |
| [Same street] 5 LADYSMITH ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 9EF | £72,000 | 23/06/2023 | Terraced |
| [Same street] 1 LADYSMITH ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 9EF | £109,000 | 08/11/2022 | Terraced |
| [Same street] 22 LADYSMITH ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 9EF | £75,000 | 22/07/2022 | Terraced |
| [Same street] 25 LADYSMITH ROAD, GRIMSBY, NORTH EAST LINCOLNSHIRE, DN32 9EF | £46,000 | 04/03/2022 | Terraced |

**Street average:** £57,214 (7 sales)
**Area average:** £65,698 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £76,096 (95 Terraced, DN32, 2024–2026)
- **Deviation:** -14.6%

## Rental Range

*ONS Price Index of Private Rents (North East Lincolnshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £556/mo
- **Realistic:** £618/mo
- **Optimistic:** £680/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Grimsby (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £520/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Eleanor St, DN32 | £715/mo | 3 | 0.17 miles | OpenRent |
| 3 Bed Terraced House, Fairmont Road, DN32 | £800/mo | 3 | 0.3 miles | OpenRent |

**Average rent: £758/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 1.17% (strong)
- **Max investor price (0.8%):** £94,750
- **Target investor price (1%):** £75,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £758/mo).*

- **Gross yield:** 14%
- **Cost-to-rent:** 7.2×
- **Monthly cashflow:** £401/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 25.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £813/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -4.5%
- **10y growth:** 24.6%

## House Price Index (HM Land Registry)

*Official index for North East Lincolnshire; Terraced series; as of March 2026.*

- **1y growth (index):** 0.2%
- **5y growth (index):** 17.8%
- **10y growth (index):** 45.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)