Sold STC House

42 HARROGATE STREET

BARROW-IN-FURNESS, WESTMORLAND AND FURNESS LA14 5LY

2 beds 1 baths 62 m² Listed 13 Oct 2025 (-281d)

£120,000

Offers in Region of

Reduced on 22 Oct 2025

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# 2 bedroom house for sale (LA14 5LY)

## Property Details

| Key | Value |
|-----|-------|
| Address | 42 HARROGATE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS LA14 5LY |
| Price | £120,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £120,000 Jan 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 06/10/2035
- **Current heating cost:** £745/year
- **Est. upgrade cost to C:** £10,200

### Recommendations
- B (£900 - £1,500)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2010-9600-8050-7694-3301)

## Description

Introducing a two-bedroom mid-terrace house in a central Barrow location, close to shops and amenities.

The accommodation comprises; a welcoming reception room and kitchen diner to the ground floor.  To the first floor there are two bedrooms and a bathroom.  A boarded loft space adds additional versatility for storage.

Externally, the home benefits from a rear yard that is walled and gated, with an elevated decking area creating an ideal outdoor seating spot.

Well presented throughout, this property is ready to move into and makes a great option in a convenient location.

Council Tax Information: Band A

**Agent Note**

In order to purchase a property in the UK, all estate agents are legally required to conduct identity checks on everyone involved in the transaction, in line with anti-money laundering regulations. Farrell Heyworth outsource this process to a trusted third party, and a non-refundable charge will apply. Please contact your local branch for further details.

## Property Photos

- ![Front](/listings/photos/168167885/838401) - Front
- ![Reception view 2](/listings/photos/168167885/838402) - Reception view 2
- ![Reception](/listings/photos/168167885/838403) - Reception
- ![Kitchen view 4](/listings/photos/168167885/838404) - Kitchen view 4
- ![Kitchen view 2 view ](/listings/photos/168167885/838405) - Kitchen view 2 view 
- ![Kitchen](/listings/photos/168167885/838406) - Kitchen
- ![Bedroom 1 view 2](/listings/photos/168167885/838408) - Bedroom 1 view 2
- ![Bedroom 1](/listings/photos/168167885/838409) - Bedroom 1
- ![Bedroom 2 view 2](/listings/photos/168167885/838410) - Bedroom 2 view 2
- ![Bedroom 2](/listings/photos/168167885/838411) - Bedroom 2
- ![Shower room](/listings/photos/168167885/838412) - Shower room
- ![Landing](/listings/photos/168167885/838413) - Landing
- ![Rear view 3](/listings/photos/168167885/838414) - Rear view 3
- ![Rear](/listings/photos/168167885/838415) - Rear
- ![Rear view 4](/listings/photos/168167885/838416) - Rear view 4
- ![Rear view 2](/listings/photos/168167885/838417) - Rear view 2

## Floorplans

- ![Floorplan](/listings/photos/168167885/838418) - Floorplan

## EPC Graphs

- ![EPC Graphs](/listings/photos/168167885/838419) - EPC Graphs

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #3411308
- **Address:** 42 Harrogate Street, BARROW-IN-FURNESS, LA14 5LY
- **Certificate Issued:** 23/01/2006
- **Work Completed:** 12/12/2005
- **Items:** 4 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 42 HARROGATE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5LY | £120,000 | 30/01/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 112 HARROGATE STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5LY | £94,000 | 19/10/2022 | Terraced |
| [Same street] 102 HARROGATE STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5LY | £105,000 | 13/09/2022 | Terraced |
| [Same street] 116 HARROGATE STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5LY | £85,000 | 16/08/2022 | Terraced |
| [Same street] 40 HARROGATE STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5LY | £101,000 | 01/07/2022 | Terraced |
| [Same street] 76 HARROGATE STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5LY | £75,000 | 29/04/2022 | Terraced |
| [Same street] 36 HARROGATE STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5LY | £90,000 | 16/12/2021 | Terraced |
| [Same street] 66 HARROGATE STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5LY | £90,000 | 30/07/2021 | Terraced |

**Street average:** £91,429 (7 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £338,438 (8 Other, LA14, 2024–2026)
- **Deviation:** -64.5%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Barrow-in-Furness (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £499/mo

## 1% Rule

- **Rent ratio:** 0.8% (okay)
- **Max investor price (0.8%):** £119,250
- **Target investor price (1%):** £95,400

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £1,935/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 20.5%
- **10y growth:** 158.7%

## House Price Index (HM Land Registry)

*Official index for North West; All dwelling types series; as of April 2026.*

- **1y growth (index):** 7.1%
- **5y growth (index):** 25.2%
- **10y growth (index):** 58.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Front Reception view 2 Reception Kitchen view 4 Kitchen view 2 view Kitchen Bedroom 1 view 2 Bedroom 1 Bedroom 2 view 2 Bedroom 2 Shower room Landing Rear view 3 Rear Rear view 4 Rear view 2

/ 16

Property details

Tenure

FREEHOLD

Floor area

62 m²

Council tax band

EPC rating

Last sold

£120,000 Jan 2026

Price per m²

£1,935/m²

Local average

£338,438 (-64.5%)

Deprivation

Decile 5 (15,290 of 33,755)

Street crime

394 incidents within 1 mile (May 2026)

Key features

**VIRTUAL VIEWING AVAILABLE. CLICK ON THE VIDEO TOUR ABOVE**
Two Bedroom Mid-Terrace Home in Central Barrow Location
Reception Room, Kitchen Diner and Modern Shower Room
Boarded Loft Space for Storage or Additional Use
Rear Yard with Elevated Decking Area, Well Presented Property

Additional details

Electricity: Mains supply
Broadband: FTTP (fibre to the premises), ADSL copper wire, FTTC (fibre to the cabinet)
Water: Mains supply
Sewerage: Mains supply
Heating: Gas
Parking: On street, No permit
Garden: Rear garden
Listed property: No
Restrictions: No
Required access: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

Introducing a two-bedroom mid-terrace house in a central Barrow location, close to shops and amenities.

The accommodation comprises; a welcoming reception room and kitchen diner to the ground floor. To the first floor there are two bedrooms and a bathroom. A boarded loft space adds additional versatility for storage.

Externally, the home benefits from a rear yard that is walled and gated, with an elevated decking area creating an ideal outdoor seating spot.

Well presented throughout, this property is ready to move into and makes a great option in a convenient location.

Council Tax Information: Band A

Agent Note
In order to purchase a property in the UK, all estate agents are legally required to conduct identity checks on everyone involved in the transaction, in line with anti-money laundering regulations. Farrell Heyworth outsource this process to a trusted third party, and a non-refundable charge will apply. Please contact your local branch for further details.

Listed by

Barrow & South Cumbria

Farrell Heyworth

Reference: 168167885

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 07/10/2025

Expiry date: 06/10/2035

Current heating cost: £745/year

Potential heating cost: £681/year

Est. upgrade cost to C: £10,200

Recommendations

Cavity wall insulation (£900 - £1,500)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #3411308

Property Details

Street: 42 Harrogate Street

Town: BARROW-IN-FURNESS

Postcode: LA14 5LY

Installation Details

Items: 4 windows and 2 doors

Certificate Issued: 23/01/2006

Work Completed: 12/12/2005

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	30/01/2026 (5 months ago)	£120,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 112 HARROGATE STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5LY	£94,000	19/10/2022	Terraced
Same street 102 HARROGATE STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5LY	£105,000	13/09/2022	Terraced
Same street 116 HARROGATE STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5LY	£85,000	16/08/2022	Terraced
Same street 40 HARROGATE STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5LY	£101,000	01/07/2022	Terraced
Same street 76 HARROGATE STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5LY	£75,000	29/04/2022	Terraced
Same street 36 HARROGATE STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5LY	£90,000	16/12/2021	Terraced
Same street 66 HARROGATE STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 5LY	£90,000	30/07/2021	Terraced

Street average: £91,429 (7 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 20.5%

10y growth 158.7%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: All dwelling types. As of April 2026.

1y (index) 7.1%

5y (index) 25.2%

10y (index) 58.3%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £859/mo

Realistic £954/mo

Optimistic £1,049/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for Barrow-in-Furness: £499/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LA14 5LY

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Victoria Mews (n/bound)	0.0 miles
Bus stop	Victoria Mews (S bound)	0.1 miles
Train station	Barrow-in-Furness	0.3 miles
Shop	Tickets	0.3 miles
Shop	Tesco Express	0.5 miles
Train station	Roose	1.3 miles
Hospital	Unknown	7.3 miles

Street-level crime

Category	Count
Violence and sexual offences	168
Shoplifting	50
Criminal damage and arson	40
Public order	36
Burglary	18
Drugs	18
Other theft	18
Anti-social behaviour	17
Possession of weapons	8
Other crime	7
Vehicle crime	6
Bicycle theft	4
Robbery	2
Theft from the person	2
Total incidents	394

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Victoria Infant and Nursery School	Primary	0.3 miles	Good — 13 Mar 2018
Victoria Academy	Primary	0.3 miles	Outstanding — 28 Apr 2024
Ramsden Infant School	Primary	0.5 miles	Good — 25 Jan 2023
St Paul's CofE Junior School	Primary	0.6 miles	Good — 16 Jul 2014
St James' CofE Junior School	Primary	0.6 miles	Good — 23 Apr 2012

Rental Comparables

Loading rental comparables for this postcode. Refresh in a few minutes.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.8%

Max investor price (0.8%) £119,250

Target investor price (1%) £95,400

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).