# 2 bedroom cottage for sale (SG16 6AJ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 74 NEWTOWN, HENLOW, CENTRAL BEDFORDSHIRE SG16 6AJ |
| Price | £160,000 |
| Bedrooms | 2 |
| Last sold | £159,500 Jan 2015 |

## Description

The property in further detail comprises: -

Front door to; 

LOUNGE 12'7 x 11'5 (3.83m x 3.48m)

Double glazed window to front aspect, open fire with brick built surround, radiator, coving. 

DINING AREA 10'0 x 8'7 (3.05m x 2.62m)

Stairs to first floor, radiator, coving. 

KITCHEN 9'5 x 8'1 (2.87m x 2.46m)

Fitted with a range of eye and base level cupboard and drawer units, single drainer sink unit, space for cooker, space for washing machine, space for fridge, larder cupboard, door to rear.

FIRST FLOOR ACCOMMODATION

BEDROOM ONE 12'1 x 11'6 (3.68m x 3.51m)

Double glazed window to front aspect, radiator, built in wardrobe. 

BEDROOM TWO 9'3 x 7'2 (2.82m x 2.19m)

Double glazed window to rear aspect, radiator, airing cupboard, loft access. 

BATHROOM

Fitted with a suite comprising panelled bath, pedestal wash hand basin, low level WC, double glazed window to rear aspect. 

OUTSIDE

REAR GARDEN

Paved courtyard gravel area, enclosed by panel fencing. 

FRONT GARDEN

Gravel area providing off road parking for one vehicle.

AGENTS NOTE 

We have not tested the apparatus, equipment, fittings or services for this property.  Interested parties should therefore satisfy themselves as to the condition of any such item considered material to the purchase.  All measurements have been taken using a sonic tape measure and therefore may be subject to a small margin of error.

These details are a guide only and their accuracy is not guaranteed.

## Property Photos

- ![Photo](/listings/photos/47817308/365653)
- ![Photo](/listings/photos/47817308/365656)
- ![Photo](/listings/photos/47817308/365657)
- ![Photo](/listings/photos/47817308/365658)
- ![Photo](/listings/photos/47817308/365660)

## EPC Graphs

- ![EPC 1](/listings/photos/47817308/365662) - EPC 1

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #11020190
- **Address:** 74 Newtown, HENLOW, SG16 6AJ
- **Certificate Issued:** 01/06/2015
- **Work Completed:** 27/04/2015
- **Items:** 2 window(s), 1 door(s)

### FENSA Certificate #8519377
- **Address:** 74 Newtown, HENLOW, SG16 6AJ
- **Certificate Issued:** 21/11/2011
- **Work Completed:** 01/11/2011
- **Items:** 3 window(s), 1 door(s)

### FENSA Certificate #16070042
- **Address:** 74 Newtown, HENLOW, SG16 6AJ
- **Certificate Issued:** 03/12/2023
- **Work Completed:** 20/11/2023
- **Items:** 1 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 74 NEWTOWN, HENLOW, CENTRAL BEDFORDSHIRE, SG16 6AJ | £159,500 | 09/01/2015 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 20 NEWTOWN, HENLOW, CENTRAL BEDFORDSHIRE, SG16 6AJ | £250,000 | 09/05/2025 | Terraced |
| [Same street] 22 NEWTOWN, HENLOW, CENTRAL BEDFORDSHIRE, SG16 6AJ | £270,000 | 27/03/2025 | Terraced |
| [Same street] 36 NEWTOWN, HENLOW, CENTRAL BEDFORDSHIRE, SG16 6AJ | £440,000 | 17/05/2024 | Terraced |
| [Same street] 7 NEWTOWN, HENLOW, CENTRAL BEDFORDSHIRE, SG16 6AJ | £450,000 | 31/10/2023 | Detached |
| [Same street] 12 NEWTOWN, HENLOW, CENTRAL BEDFORDSHIRE, SG16 6AJ | £1,155,000 | 31/07/2023 | Detached |
| 155 HIGH STREET, HENLOW, CENTRAL BEDFORDSHIRE, SG16 6AE | £565,000 | 25/05/2023 | Detached |
| 10 GARDENERS LANE, HENLOW, CENTRAL BEDFORDSHIRE, SG16 6DJ | £1,850,000 | 09/08/2022 | Detached |
| 7 HARRIER MILL, HENLOW, CENTRAL BEDFORDSHIRE, SG16 6BQ | £710,000 | 06/06/2022 | Detached |
| 5 GARDENERS LANE, HENLOW, CENTRAL BEDFORDSHIRE, SG16 6DJ | £1,185,000 | 11/02/2022 | Detached |
| [Same street] 21 NEWTOWN, HENLOW, CENTRAL BEDFORDSHIRE, SG16 6AJ | £285,000 | 26/11/2021 | Terraced |
| [Same street] 34 NEWTOWN, HENLOW, CENTRAL BEDFORDSHIRE, SG16 6AJ | £445,000 | 21/09/2021 | Semi-detached |
| 17 BURGESS WAY, HENLOW, CENTRAL BEDFORDSHIRE, SG16 6AX | £450,000 | 22/07/2021 | Detached |

**Street average:** £470,714 (7 sales)
**Area average:** £952,000 (5 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £584,700 (10 Detached, SG16, 2024–2026)
- **Deviation:** -72.6%

## Rental Range

*ONS Price Index of Private Rents (Central Bedfordshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,118/mo
- **Realistic:** £1,242/mo
- **Optimistic:** £1,366/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £823/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Bilberry Road, SG17 | £1,100/mo | 2 | 0.42 miles | OpenRent |

**Average rent: £1,100/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.69% (weak for cashflow)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 8.3%
- **Cost-to-rent:** 12.1×
- **Monthly cashflow:** £335/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 8.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 3.2%
- **10y growth:** -1.2%

## House Price Index (HM Land Registry)

*Official index for Central Bedfordshire; Detached series; as of March 2026.*

- **1y growth (index):** 2.9%
- **5y growth (index):** 20.4%
- **10y growth (index):** 35.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)