# 3 bedroom semi-detached house for sale (ST3 6BD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 54 HARVEY ROAD, STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST3 6BD |
| Price | £110,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £66,500 Oct 2006 |

## Description

ONE TO MAKE YOUR OWN WITH NO UPWARD CHAIN- This three bedroom semi detached house is offered to the market with no onward chain and provides an excellent opportunity for those wanting to put their stamp on a property. 

Upon entering the property, you are greeted by a welcoming entrance hallway which leads through to a bay-fronted lounge. Next is the kitchen/diner which is positioned to the rear of the house with UPVC French doors that allow access to the large rear garden.

Upstairs, the property offers three bedrooms as well as a first floor bathroom fitted with a white three piece suite. 

The property benefits from a driveway to the front with gated access to the rear. The rear garden is mainly laid to lawn with a large brick storage building.

EPC Rating: E

## Property Photos

- ![Photo](/listings/photos/90352227/953041)
- ![Photo](/listings/photos/90352227/953042)
- ![Photo](/listings/photos/90352227/953044)
- ![Photo](/listings/photos/90352227/953045)
- ![Photo](/listings/photos/90352227/953046)
- ![Photo](/listings/photos/90352227/953047)
- ![Photo](/listings/photos/90352227/953048)
- ![Photo](/listings/photos/90352227/953049)
- ![Photo](/listings/photos/90352227/953051)
- ![Photo](/listings/photos/90352227/953052)
- ![Photo](/listings/photos/90352227/953054)
- ![Photo](/listings/photos/90352227/953055)

## Floorplans

- ![All](/listings/photos/90352227/953057) - All

## EPC Graphs

- ![EPC 1](/listings/photos/90352227/953059) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 54 HARVEY ROAD, STOKE-ON-TRENT, ST3 6BD | £66,500 | 09/10/2006 | Semi-detached |
| 54 HARVEY ROAD, STOKE-ON-TRENT, ST3 6BD | £26,000 | 23/09/2003 | Semi-detached |
| 54 HARVEY ROAD, STOKE-ON-TRENT, ST3 6BD | £14,500 | 25/02/1997 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 53 HARVEY ROAD, STOKE-ON-TRENT, ST3 6BD | £167,500 | 12/12/2025 | Semi-detached |
| 81 MACDONALD CRESCENT, STOKE-ON-TRENT, ST3 6JH | £120,000 | 06/10/2023 | Semi-detached |
| 4 LASKI CRESCENT, STOKE-ON-TRENT, ST3 6LW | £120,000 | 01/09/2023 | Semi-detached |
| [Same street] 49 HARVEY ROAD, STOKE-ON-TRENT, ST3 6BD | £130,000 | 18/08/2023 | Semi-detached |
| 13 STANSMORE ROAD, STOKE-ON-TRENT, ST3 6BJ | £145,950 | 31/07/2023 | Semi-detached |
| 105 HENDERSON GROVE, STOKE-ON-TRENT, ST3 6LJ | £85,000 | 12/07/2023 | Semi-detached |
| 33 LASKI CRESCENT, STOKE-ON-TRENT, ST3 6LW | £100,000 | 23/06/2023 | Semi-detached |
| 30 BROWNFIELD ROAD, STOKE-ON-TRENT, ST3 6BQ | £117,000 | 05/05/2023 | Semi-detached |
| 27 BROOKHOUSE ROAD, STOKE-ON-TRENT, ST3 6BE | £135,000 | 12/04/2023 | Semi-detached |
| 190 BROOKWOOD DRIVE, STOKE-ON-TRENT, ST3 6JU | £140,000 | 28/02/2023 | Semi-detached |
| 32 PIPERS VIEW, STOKE-ON-TRENT, ST3 6FA | £162,500 | 10/02/2023 | Semi-detached |
| 20 MACDONALD CRESCENT, STOKE-ON-TRENT, ST3 6JQ | £84,500 | 20/12/2022 | Semi-detached |
| 39 MACDONALD CRESCENT, STOKE-ON-TRENT, ST3 6JH | £80,000 | 09/12/2022 | Semi-detached |
| 18 PIPERS VIEW, STOKE-ON-TRENT, ST3 6FA | £160,000 | 09/12/2022 | Semi-detached |
| 2 LEASON ROAD, STOKE-ON-TRENT, ST3 6BN | £140,000 | 18/10/2022 | Semi-detached |
| 60 BROOKHOUSE ROAD, STOKE-ON-TRENT, ST3 6BB | £115,000 | 11/10/2022 | Semi-detached |
| 37 MACDONALD CRESCENT, STOKE-ON-TRENT, ST3 6JH | £80,000 | 19/08/2022 | Semi-detached |
| 116 MACDONALD CRESCENT, STOKE-ON-TRENT, ST3 6JQ | £125,000 | 15/07/2022 | Semi-detached |
| 64 BROOKHOUSE ROAD, STOKE-ON-TRENT, ST3 6BB | £128,500 | 29/06/2022 | Semi-detached |
| 122 BROOKWOOD DRIVE, STOKE-ON-TRENT, ST3 6LP | £148,000 | 22/06/2022 | Semi-detached |
| 44 MACDONALD CRESCENT, STOKE-ON-TRENT, ST3 6JQ | £110,000 | 29/04/2022 | Semi-detached |
| 90 BROOKWOOD DRIVE, STOKE-ON-TRENT, ST3 6LU | £130,000 | 28/04/2022 | Semi-detached |
| [Same street] 53 HARVEY ROAD, STOKE-ON-TRENT, ST3 6BD | £125,000 | 23/07/2021 | Semi-detached |

**Street average:** £140,833 (3 sales)
**Area average:** £121,323 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £173,421 (107 Semi-detached, ST3, 2024–2026)
- **Deviation:** -36.6%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £638/mo
- **Realistic:** £709/mo
- **Optimistic:** £780/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Westsprink Crescent, Stoke-on-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/255ca84) | £995/mo | 3 | 0.76 miles | Rightmove |
| [Albert Avenue, Stoke-On-Trent, ST3](http://87.117.209.195:8080/listings/88b6896) | £1,400/mo | 3 | 0.98 miles | Rightmove |
| [Eversley Road, Stoke-on-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/ec1e01f) | £900/mo | 3 | 1.01 miles | Rightmove |
| [Cookson Avenue, Stoke-On-Trent, ST3](http://87.117.209.195:8080/listings/3631826) | £1,395/mo | 3 | 1.44 miles | Rightmove |
| [Blandford Close, Longton, Stoke-on-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/ac97536) | £950/mo | 3 | 1.67 miles | Rightmove |
| [The Strand, Stoke-On-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/950884b) | £550/mo | — | 1.68 miles | Rightmove |
| [Coleridge Road, Blurton, Stoke-on-Trent](http://87.117.209.195:8080/listings/7393742) | £1,195/mo | 3 | 2.34 miles | Rightmove |
| [Beaconsfield Drive, Stoke-On-Trent](http://87.117.209.195:8080/listings/2254961) | £895/mo | 3 | 2.56 miles | Rightmove |
| [Pembridge Road, Blurton](http://87.117.209.195:8080/listings/dc8d38e) | £975/mo | 3 | 2.7 miles | Rightmove |
| [Roundway, Blurton](http://87.117.209.195:8080/listings/7cc105d) | £1,135/mo | 3 | 2.89 miles | Rightmove |

**Average rent: £1,039/mo (10 listings)**

## 1% Rule

- **Rent ratio:** 0.9% (okay)
- **Max investor price (0.8%):** £123,125
- **Target investor price (1%):** £98,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £985/mo).*

- **Gross yield:** 10.7%
- **Cost-to-rent:** 9.3×
- **Monthly cashflow:** £428/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 16.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 24.7%
- **10y growth:** 51.2%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Semi-detached series; as of April 2026.*

- **1y growth (index):** 5.1%
- **5y growth (index):** 26.5%
- **10y growth (index):** 62.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)