Sold STC Terraced

7 ST GEORGES TERRACE

NEWCASTLE UPON TYNE, TYNE AND WEAR NE15 6YA

2 beds 1 baths Listed 26 Jun 2020 (-2180d)

£95,000

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# 2 bedroom terraced house for sale (NE15 6YA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 7 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR NE15 6YA |
| Price | £95,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £65,000 Nov 2016 |

## Description

Two bedroom terrace House offered with no upper chain. Epc Rating C

DescriptionIdeal first purchase offered to the market with no upper chain.

Situated on St Georges Terrace, Bells Close, Lemington close to all local services, bus and road links across the region.  Briefly comprising, entrance hallway, lounge, re-fitted breakfasting kitchen with gas hob, electric oven, gas boiler, breakfast bar sitting area, door to rear garden, walk-in  cupboard. To the first floor, two bedrooms, the master has fitted wardrobes. Bathroom with shower over bath, externally open plan graveled garden to the front, enclosed west facing rear garden, allocated parking bay. EPC Rating C

**Entrance Hallway**

**Lounge** 13' 11"  x 10' 8"  (4.25m  x 3.26m )

**Kitchen Diner** 13' 11"  x 10' 0"  (4.24m  x 3.06m )

Ideal first purchase offered to the market with no upper chain.

**Landing**

**Bedroom 1** 12' 1"  x 10' 9"  (3.68m  x 3.27m )

Fitted wardrobes

**Bedroom 2** 11' 0"  x 6' 8"  (3.35m  x 2.03m )

**Bathroom** 6' 3"  x 6' 0"  (1.91m  x 1.82m )

**Externally To Rear**

IMPORTANT NOTE TO PURCHASERS:We endeavour to make our sales particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. Any services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All measurements have been taken as a guide to prospective buyers only, and are not precise. Please be advised that some of the particulars may be awaiting vendor approval. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. Fixtures and fittings other than those mentioned are to be agreed with the seller.

## Property Photos

- ![Photo](/listings/photos/81354709/387212)
- ![Kitchen Diner](/listings/photos/81354709/387213) - Kitchen Diner
- ![Lounge](/listings/photos/81354709/387216) - Lounge
- ![Bedroom 1](/listings/photos/81354709/387219) - Bedroom 1
- ![Externally To Rear](/listings/photos/81354709/387222) - Externally To Rear
- ![Bathroom](/listings/photos/81354709/387226) - Bathroom
- ![Bedroom 2](/listings/photos/81354709/387231) - Bedroom 2
- ![Photo](/listings/photos/81354709/387234)
- ![Photo](/listings/photos/81354709/387235)

## Floorplans

- ![Floorplan 1](/listings/photos/81354709/387237) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/81354709/387238) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA | £65,000 | 18/11/2016 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 30 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA | £98,750 | 21/07/2023 | Terraced |
| 27 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA | £99,000 | 02/12/2022 | Terraced |
| 3 OTTERSHAW, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XP | £152,500 | 01/09/2022 | Terraced |
| 10 ORMSKIRK CLOSE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XN | £147,500 | 10/08/2022 | Terraced |
| 4 ORMISCRAIG, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XW | £140,000 | 06/07/2022 | Terraced |
| 9 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA | £98,000 | 13/05/2022 | Terraced |
| 25 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA | £75,000 | 15/10/2021 | Terraced |
| 5 OTTERSHAW, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XP | £159,950 | 24/09/2021 | Terraced |
| 40 ORDLEY CLOSE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XT | £75,000 | 22/09/2021 | Terraced |
| 26 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA | £75,000 | 13/08/2021 | Terraced |
| 3 ORDLEY CLOSE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XT | £170,000 | 24/06/2021 | Terraced |

**Area average:** £117,336 (11 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £155,631 (40 Terraced, NE15, 2024–2026)
- **Deviation:** -39%

## Rental Range

*ONS Price Index of Private Rents (Newcastle upon Tyne). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,085/mo
- **Realistic:** £1,206/mo
- **Optimistic:** £1,327/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Tyneside (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £549/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Rokeby Street, NE15 | £1,750/mo | 2 | 0.29 miles | OpenRent |
| 2 Bed End Terrace, Charlton Street, NE15 | £742/mo | 2 | 0.3 miles | OpenRent |
| 2 Bed Terraced House, Lesbury Street, NE15 | £695/mo | 2 | 0.42 miles | OpenRent |
| 2 Bed End Terrace, Thorndale Road, NE15 | £650/mo | 2 | 0.53 miles | OpenRent |
| 2 Bed Flat, Lemington, NE15 | £625/mo | 2 | 0.55 miles | OpenRent |

**Average rent: £892/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.73% (weak for cashflow)
- **Max investor price (0.8%):** £86,875
- **Target investor price (1%):** £69,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £695/mo).*

- **Gross yield:** 8.8%
- **Cost-to-rent:** 11.4×
- **Monthly cashflow:** £226/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 13.2%
- **10y growth:** 29.9%

## House Price Index (HM Land Registry)

*Official index for Newcastle upon Tyne; Terraced series; as of March 2026.*

- **1y growth (index):** 1.5%
- **5y growth (index):** 22.8%
- **10y growth (index):** 39.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 Kitchen Diner Lounge Bedroom 1 Externally To Rear Bathroom Bedroom 2 Photo 8 Photo 9

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Property details

Tenure

FREEHOLD

Last sold

£65,000 Nov 2016

Local average

£155,631 (-39%)

Deprivation

Decile 7 (20,536 of 33,755)

Street crime

179 incidents within 1 mile (Apr 2026)

Key features

Epc Rating C
Two Bedrooms
Kitchen Dining Room
Gas Central Heating
Double Glazed
Rear Garden
Allocated Parking

Additional details

Parking: Yes
Garden: Yes

Description

Two bedroom terrace House offered with no upper chain. Epc Rating C
DescriptionIdeal first purchase offered to the market with no upper chain.
Situated on St Georges Terrace, Bells Close, Lemington close to all local services, bus and road links across the region. Briefly comprising, entrance hallway, lounge, re-fitted breakfasting kitchen with gas hob, electric oven, gas boiler, breakfast bar sitting area, door to rear garden, walk-in cupboard. To the first floor, two bedrooms, the master has fitted wardrobes. Bathroom with shower over bath, externally open plan graveled garden to the front, enclosed west facing rear garden, allocated parking bay. EPC Rating C
Entrance Hallway
Lounge 13' 11" x 10' 8" (4.25m x 3.26m )
Kitchen Diner 13' 11" x 10' 0" (4.24m x 3.06m )
Ideal first purchase offered to the market with no upper chain.
Situated on St Georges Terrace, Bells Close, Lemington close to all local services, bus and road links across the region. Briefly comprising, entrance hallway, lounge, re-fitted breakfasting kitchen with gas hob, electric oven, gas boiler, breakfast bar sitting area, door to rear garden, walk-in cupboard. To the first floor, two bedrooms, the master has fitted wardrobes. Bathroom with shower over bath, externally open plan graveled garden to the front, enclosed west facing rear garden with gate for access, allocated parking bay. Contact Your Move West Denton for more details. EPC Rating C.
Landing
Bedroom 1 12' 1" x 10' 9" (3.68m x 3.27m )
Fitted wardrobes
Bedroom 2 11' 0" x 6' 8" (3.35m x 2.03m )
Bathroom 6' 3" x 6' 0" (1.91m x 1.82m )
Externally To Rear

IMPORTANT NOTE TO PURCHASERS:We endeavour to make our sales particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. Any services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All measurements have been taken as a guide to prospective buyers only, and are not precise. Please be advised that some of the particulars may be awaiting vendor approval. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. Fixtures and fittings other than those mentioned are to be agreed with the seller.
/2

Listed by

West Denton

Chris Stonock - LSL Franchise

Reference: 81354709

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

Price history

Event	Date	Price	% change
Sold	18/11/2016 (9 years ago)	£65,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
30 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA	£98,750	21/07/2023	Terraced
27 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA	£99,000	02/12/2022	Terraced
3 OTTERSHAW, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XP	£152,500	01/09/2022	Terraced
10 ORMSKIRK CLOSE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XN	£147,500	10/08/2022	Terraced
4 ORMISCRAIG, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XW	£140,000	06/07/2022	Terraced
9 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA	£98,000	13/05/2022	Terraced
25 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA	£75,000	15/10/2021	Terraced
5 OTTERSHAW, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XP	£159,950	24/09/2021	Terraced
40 ORDLEY CLOSE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XT	£75,000	22/09/2021	Terraced
26 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA	£75,000	13/08/2021	Terraced
3 ORDLEY CLOSE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XT	£170,000	24/06/2021	Terraced

Area average: £117,336 (11 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 13.2%

10y growth 29.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Newcastle upon Tyne. Series: Terraced. As of March 2026.

1y (index) 1.5%

5y (index) 22.8%

10y (index) 39.8%

Rental Range

Estimated market rent for Newcastle upon Tyne. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,085/mo

Realistic £1,206/mo

Optimistic £1,327/mo

Based on Local Authority from postcode lookup → Newcastle upon Tyne.

LHA (30th percentile) floor for Tyneside: £549/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View NE15 6YA

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Lemington, Scotswood Road	0.0 miles
Bus stop	Scotswood Road-St Georges	0.0 miles
Shop	Lidl	0.3 miles
Shop	Automotive Sales	0.3 miles
Train station	Blaydon	0.6 miles
Hospital	Holmeside and Parkway Medical Groups	1.6 miles
Train station	MetroCentre	1.9 miles
Hospital	Campus for Ageing and Vitality	2.4 miles
University	Campus for Ageing and Vitality	2.5 miles
University	Newcastle University	3.4 miles

Street-level crime

Category	Count
Anti-social behaviour	41
Violence and sexual offences	33
Shoplifting	20
Criminal damage and arson	19
Vehicle crime	18
Burglary	15
Other theft	11
Public order	8
Other crime	6
Drugs	3
Theft from the person	3
Robbery	2
Total incidents	179

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St George's Catholic Primary School, Bells Close	Primary	0.0 miles	Good — 7 May 2024
Lemington Riverside Primary School	Primary	0.3 miles	Good — 30 Nov 2011
Waverley Primary School	Primary	0.3 miles	Good — 23 Oct 2019
Excelsior Academy	Other	0.6 miles	Requires improvement — 19 Jun 2024
Broadwood Primary School	Primary	0.6 miles	Good — 27 Apr 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Semi-Detached House, Rokeby Street, NE15	£1,750/mo	2	0.29 miles	OpenRent
2 Bed End Terrace, Charlton Street, NE15	£742/mo	2	0.3 miles	OpenRent
2 Bed Terraced House, Lesbury Street, NE15	£695/mo	2	0.42 miles	OpenRent
2 Bed End Terrace, Thorndale Road, NE15	£650/mo	2	0.53 miles	OpenRent
2 Bed Flat, Lemington, NE15	£625/mo	2	0.55 miles	OpenRent

Average rent: £892/mo (5 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.73%

Max investor price (0.8%) £86,875

Target investor price (1%) £69,500

Gross yield 8.8%

Cost-to-rent ratio 11.4×

Monthly cashflow £226/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 9.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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