Sold STC Terraced

5 CEDAR TERRACE

HIGH WYCOMBE, BUCKINGHAMSHIRE HP11 2QS

2 beds 2 baths 915 sq ft Listed 9 Aug 2024 (-675d)

£299,950

Guide Price

Save

# 2 bedroom terraced house for sale (HP11 2QS)

## Property Details

| Key | Value |
|-----|-------|
| Address | 5 CEDAR TERRACE, HIGH WYCOMBE, BUCKINGHAMSHIRE HP11 2QS |
| Price | £299,950 |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Council tax | B |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 85 m² |
| Last sold | £285,000 Dec 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 13/08/2034
- **Current heating cost:** £1,035/year
- **Est. upgrade cost to C:** £19,500

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/1034-0928-8400-0654-0292)

## Description

This delightful 2 bedroom cottage is set in High Wycombe town centre and is available for sale with no upper chain. The property boasts 2 bedrooms, lounge, dining room, kitchen, bathroom and shower room. There is also a loft room and rear garden.  there is permit parking in the road. The location is just a short walk from the town centre and mainline train station, and is also a short walk to the Eden shopping centre.

## Property Photos

- ![Photo](/listings/photos/151149626/607978) - Photo
- ![Photo 8](/listings/photos/151149626/607979) - Photo 8
- ![Photo 6](/listings/photos/151149626/607982) - Photo 6
- ![Photo 3](/listings/photos/151149626/607987) - Photo 3
- ![Photo 2](/listings/photos/151149626/607988) - Photo 2
- ![Photo 9](/listings/photos/151149626/607990) - Photo 9
- ![Photo 7](/listings/photos/151149626/607992) - Photo 7
- ![Photo 4](/listings/photos/151149626/607994) - Photo 4
- ![Photo 5](/listings/photos/151149626/607996) - Photo 5
- ![Photo 10](/listings/photos/151149626/607997) - Photo 10

## Floorplans

- ![Floorplan 1](/listings/photos/151149626/607998) - Floorplan 1

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #9900321
- **Address:** 5 Cedar Terrace, HIGH WYCOMBE, HP11 2QS
- **Certificate Issued:** 11/11/2013
- **Work Completed:** 05/10/2013
- **Items:** 2 door(s)

### FENSA Certificate #9302120
- **Address:** 5 Cedar Terrace, HIGH WYCOMBE, HP11 2QS
- **Certificate Issued:** 21/01/2013
- **Work Completed:** 04/01/2013
- **Items:** 1 window(s)

### FENSA Certificate #297625
- **Address:** 5 Cedar Terrace, HIGH WYCOMBE, HP11 2QS
- **Certificate Issued:** 16/01/2003
- **Work Completed:** 24/10/2002
- **Items:** 7 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 CEDAR TERRACE, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2QS | £285,000 | 06/12/2024 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 13 CEDAR TERRACE, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2QS | £260,000 | 23/11/2023 | Terraced |
| 32 SHAFTESBURY STREET, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2NB | £290,000 | 18/05/2023 | Terraced |
| 18 SHAFTESBURY STREET, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2NB | £331,000 | 01/12/2022 | Terraced |
| 25 SHAFTESBURY STREET, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2NA | £302,500 | 01/11/2022 | Terraced |
| 25 JUBILEE ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2PG | £324,000 | 23/08/2022 | Terraced |
| 43 JUBILEE ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2PG | £300,000 | 05/08/2022 | Terraced |
| 3 VICTORIA STREET, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2LU | £250,000 | 23/02/2022 | Terraced |
| 56 VICTORIA STREET, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2LT | £295,000 | 20/01/2022 | Terraced |
| [Same street] 9 CEDAR TERRACE, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2QS | £260,000 | 04/11/2021 | Terraced |
| 19 SHAFTESBURY STREET, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2NA | £285,000 | 29/09/2021 | Terraced |
| 15 JUBILEE ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2PG | £250,000 | 13/09/2021 | Terraced |

**Street average:** £260,000 (2 sales)
**Area average:** £291,944 (9 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £396,687 (13 Terraced, HP11, 2024–2026)
- **Deviation:** -24.4%

## Rental Range

*ONS Price Index of Private Rents (Buckinghamshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,326/mo
- **Realistic:** £1,473/mo
- **Optimistic:** £1,620/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chilterns (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,097/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, West Richardson Street, HP11 | £1,450/mo | 2 | 0.04 miles | OpenRent |

**Average rent: £1,450/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.48% (weak for cashflow)
- **Max investor price (0.8%):** £181,250
- **Target investor price (1%):** £145,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,450/mo).*

- **Gross yield:** 5.8%
- **Cost-to-rent:** 17.2×
- **Monthly cashflow:** £99/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,529/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 4.2%
- **10y growth:** 5.5%

## House Price Index (HM Land Registry)

*Official index for Buckinghamshire; Terraced series; as of March 2026.*

- **1y growth (index):** -1.4%
- **5y growth (index):** 14.6%
- **10y growth (index):** 28.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo Photo 8 Photo 6 Photo 3 Photo 2 Photo 9 Photo 7 Photo 4 Photo 5 Photo 10

/ 10

Property details

Tenure

FREEHOLD

Floor area

85 m²

Council tax band

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£285,000 Dec 2024

Price per m²

£3,529/m²

Local average

£396,687 (-24.4%)

Deprivation

Decile 2 (4,416 of 33,755)

Street crime

377 incidents within 1 mile (Apr 2026)

Key features

2 Bedrooms
Terraced
2 receptions
2 Bathrooms
Rear Garden
No Upper Chain

Additional details

Parking: Yes
Garden: Yes

Description

This delightful 2 bedroom cottage is set in High Wycombe town centre and is available for sale with no upper chain. The property boasts 2 bedrooms, lounge, dining room, kitchen, bathroom and shower room. There is also a loft room and rear garden. there is permit parking in the road. The location is just a short walk from the town centre and mainline train station, and is also a short walk to the Eden shopping centre.

Listed by

Wooburn Green

DAVIES & WHITE LTD

Reference: 151149626

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 14/08/2024

Expiry date: 13/08/2034

Current heating cost: £1,035/year

Potential heating cost: £858/year

Est. upgrade cost to C: £19,500

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

FENSA Certificates

This property has 3 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #9900321

Property Details

Street: 5 Cedar Terrace

Town: HIGH WYCOMBE

Postcode: HP11 2QS

Installation Details

Items: 2 doors

Certificate Issued: 11/11/2013

Work Completed: 05/10/2013

This certificate data was retrieved from FENSA's database

FENSA Certificate #9302120

Property Details

Street: 5 Cedar Terrace

Town: HIGH WYCOMBE

Postcode: HP11 2QS

Installation Details

Items: 1 window

Certificate Issued: 21/01/2013

Work Completed: 04/01/2013

This certificate data was retrieved from FENSA's database

FENSA Certificate #297625

Property Details

Street: 5 Cedar Terrace

Town: HIGH WYCOMBE

Postcode: HP11 2QS

Installation Details

Items: 7 windows

Certificate Issued: 16/01/2003

Work Completed: 24/10/2002

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	06/12/2024 (1 year ago)	£285,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 13 CEDAR TERRACE, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2QS	£260,000	23/11/2023	Terraced
32 SHAFTESBURY STREET, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2NB	£290,000	18/05/2023	Terraced
18 SHAFTESBURY STREET, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2NB	£331,000	01/12/2022	Terraced
25 SHAFTESBURY STREET, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2NA	£302,500	01/11/2022	Terraced
25 JUBILEE ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2PG	£324,000	23/08/2022	Terraced
43 JUBILEE ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2PG	£300,000	05/08/2022	Terraced
3 VICTORIA STREET, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2LU	£250,000	23/02/2022	Terraced
56 VICTORIA STREET, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2LT	£295,000	20/01/2022	Terraced
Same street 9 CEDAR TERRACE, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2QS	£260,000	04/11/2021	Terraced
19 SHAFTESBURY STREET, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2NA	£285,000	29/09/2021	Terraced
15 JUBILEE ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP11 2PG	£250,000	13/09/2021	Terraced

Street average: £260,000 (2 sales)

Area average: £291,944 (9 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 4.2%

10y growth 5.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Buckinghamshire. Series: Terraced. As of March 2026.

1y (index) -1.4%

5y (index) 14.6%

10y (index) 28.5%

Rental Range

Estimated market rent for Buckinghamshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,326/mo

Realistic £1,473/mo

Optimistic £1,620/mo

Based on Local Authority from postcode lookup → Buckinghamshire.

LHA (30th percentile) floor for Chilterns: £1,097/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View HP11 2QS

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Detail Kings	0.0 miles
Shop	Wye Mini Store	0.0 miles
Bus stop	Cedar Terrace	0.1 miles
Train station	High Wycombe	0.9 miles
Train station	Saunderton	4.0 miles
Hospital	The Paddocks Hospital	7.1 miles
University	University of Reading	11.9 miles

Street-level crime

Category	Count
Violence and sexual offences	150
Shoplifting	51
Anti-social behaviour	43
Public order	32
Criminal damage and arson	25
Drugs	25
Other theft	16
Vehicle crime	14
Other crime	8
Burglary	5
Possession of weapons	3
Robbery	2
Theft from the person	2
Bicycle theft	1
Total incidents	377

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Oakridge School	Primary	0.3 miles	Good — 5 May 2022
Unity College	Other	0.4 miles	Good — 24 Mar 2022
The Disraeli School	Primary	0.5 miles	— (Inspected (no overall grade))
High Wycombe Church of England Combined School	Primary	0.5 miles	Good — 14 Nov 2017
Hamilton Academy	Primary	0.6 miles	Good — 25 Nov 2018

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, West Richardson Street, HP11	£1,450/mo	2	0.04 miles	OpenRent

Average rent: £1,450/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.48%

Max investor price (0.8%) £181,250

Target investor price (1%) £145,000

Gross yield 5.8%

Cost-to-rent ratio 17.2×

Monthly cashflow £99/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 1.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).