# 3 bedroom terraced house for sale (IP4 2NU) ## Property Details | Key | Value | |-----|-------| | Address | 42 PALMERSTON ROAD, IPSWICH, SUFFOLK IP4 2NU | | Price | £275,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | B | | Last sold | £210,000 Mar 2020 | ## Description A beautifully presented three bedroom period home blending original character with modern styling. Featuring bay-fronted sitting room, exposed brick fireplaces, an extended 8m kitchen, ground floor cloakroom and French doors to the garden. Three well proportioned bedrooms and a landscaped rear garden with patio, lawn and raised decking. A characterful three-bedroom period home, beautifully balanced between retained architectural features and thoughtful modern updates, with a landscaped rear garden and generous kitchen extension. The property opens via a welcoming hallway with hardwood flooring and useful under-stairs storage, setting the tone for the warmth and charm found throughout. To the front, the bay-fronted sitting room is filled with natural light, centred around an exposed brick fireplace and framed by coving and original proportions. The dining room, positioned to the rear, mirrors this character with a second open fireplace and French doors opening directly onto the garden — creating an easy flow between inside and out. The extended kitchen spans over 8 metres in length, forming a practical and stylish culinary space. Dark shaker-style cabinetry contrasts beautifully with white metro tiling and marble-effect work surfaces, while an exposed brick feature wall adds texture and character. A door leads directly to the garden, and a ground floor cloakroom adds everyday convenience. Upstairs, the first floor offers three well-proportioned bedrooms. The principal bedroom enjoys garden views and an exposed brick fireplace, while the second double bedroom benefits from a front-facing aspect and original detailing. The third bedroom, ideal as a nursery or home office, includes built-in storage. The family bathroom is well appointed with bath and shower attachment, neutral tiling and a bright front-facing window. Externally, the rear garden has been thoughtfully arranged to provide distinct zones for entertaining and relaxation. A patio area leads onto artificial lawn, with raised decking to the rear creating a sheltered seating space. Planted borders soften the boundaries, while fencing encloses the garden to provide privacy. ## Property Photos - ![5X4A0130-5X4A0132.jpg](/listings/photos/172826174/435628) - 5X4A0130-5X4A0132.jpg - ![5X4A0103-5X4A0105.jpg](/listings/photos/172826174/435631) - 5X4A0103-5X4A0105.jpg - ![5X4A0118-5X4A0120.jpg](/listings/photos/172826174/435633) - 5X4A0118-5X4A0120.jpg - ![5X4A0031-5X4A0033.jpg](/listings/photos/172826174/435635) - 5X4A0031-5X4A0033.jpg - ![5X4A0025-5X4A0027.jpg](/listings/photos/172826174/435637) - 5X4A0025-5X4A0027.jpg - ![5X4A0016-5X4A0018.jpg](/listings/photos/172826174/435639) - 5X4A0016-5X4A0018.jpg - ![5X4A0028-5X4A0030.jpg](/listings/photos/172826174/435641) - 5X4A0028-5X4A0030.jpg - ![5X4A0052-5X4A0054.jpg](/listings/photos/172826174/435642) - 5X4A0052-5X4A0054.jpg - ![5X4A0046-5X4A0048.jpg](/listings/photos/172826174/435645) - 5X4A0046-5X4A0048.jpg - ![5X4A0085-5X4A0087.jpg](/listings/photos/172826174/435646) - 5X4A0085-5X4A0087.jpg - ![5X4A0055-5X4A0057.jpg](/listings/photos/172826174/435647) - 5X4A0055-5X4A0057.jpg - ![5X4A0058-5X4A0060.jpg](/listings/photos/172826174/435648) - 5X4A0058-5X4A0060.jpg - ![5X4A0061-5X4A0063.jpg](/listings/photos/172826174/435649) - 5X4A0061-5X4A0063.jpg - ![5X4A0091-5X4A0093.jpg](/listings/photos/172826174/435650) - 5X4A0091-5X4A0093.jpg - ![5X4A0073-5X4A0075.jpg](/listings/photos/172826174/435651) - 5X4A0073-5X4A0075.jpg - ![5X4A0001-5X4A0003.jpg](/listings/photos/172826174/435652) - 5X4A0001-5X4A0003.jpg - ![5X4A0004-5X4A0006.jpg](/listings/photos/172826174/435656) - 5X4A0004-5X4A0006.jpg ## Floorplans - ![Screenshot 2026-03-03 at 15.36.01.png](/listings/photos/172826174/435660) - Screenshot 2026-03-03 at 15.36.01.png ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 42 PALMERSTON ROAD, IPSWICH, SUFFOLK, IP4 2NU | £210,000 | 19/03/2020 | Terraced | | 42 PALMERSTON ROAD, IPSWICH, SUFFOLK, IP4 2NU | £145,000 | 01/10/2010 | Terraced | | 42 PALMERSTON ROAD, IPSWICH, SUFFOLK, IP4 2NU | £70,000 | 01/12/2000 | Terraced | | 42 PALMERSTON ROAD, IPSWICH, SUFFOLK, IP4 2NU | £57,000 | 27/08/1999 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 39 OXFORD ROAD, IPSWICH, SUFFOLK, IP4 1NL | £160,000 | 12/12/2025 | Terraced | | 159 WOODBRIDGE ROAD, IPSWICH, SUFFOLK, IP4 2PE | £540,000 | 28/10/2025 | Terraced | | [Same street] 26 PALMERSTON ROAD, IPSWICH, SUFFOLK, IP4 2NU | £327,500 | 14/03/2025 | Terraced | | [Same street] 50 PALMERSTON ROAD, IPSWICH, SUFFOLK, IP4 2NU | £293,000 | 25/10/2024 | Semi-detached | | 8 GROVE LANE, IPSWICH, SUFFOLK, IP4 1NN | £250,000 | 20/11/2023 | Terraced | | [Same street] 30 PALMERSTON ROAD, IPSWICH, SUFFOLK, IP4 2NU | £230,000 | 15/09/2023 | Terraced | | 191 WOODBRIDGE ROAD, IPSWICH, SUFFOLK, IP4 2PD | £250,000 | 24/08/2023 | Terraced | | 31 LACEY STREET, IPSWICH, SUFFOLK, IP4 2PH | £177,000 | 11/08/2023 | Terraced | | 9 LANCASTER ROAD, IPSWICH, SUFFOLK, IP4 2NY | £195,000 | 08/08/2023 | Terraced | | 20 FINCHLEY ROAD, IPSWICH, SUFFOLK, IP4 2HX | £148,000 | 16/06/2023 | Terraced | | 7 FINCHLEY ROAD, IPSWICH, SUFFOLK, IP4 2HX | £177,500 | 02/06/2023 | Terraced | | 184 WOODBRIDGE ROAD, IPSWICH, SUFFOLK, IP4 2PB | £110,000 | 05/05/2023 | Terraced | | 25 WARWICK ROAD, IPSWICH, SUFFOLK, IP4 2QE | £276,000 | 28/04/2023 | Terraced | | 24 ALEXANDRA ROAD, IPSWICH, SUFFOLK, IP4 2RH | £140,000 | 21/04/2023 | Terraced | | 192 WOODBRIDGE ROAD, IPSWICH, SUFFOLK, IP4 2PB | £180,000 | 17/03/2023 | Terraced | | 45 OXFORD ROAD, IPSWICH, SUFFOLK, IP4 1NL | £242,000 | 24/02/2023 | Terraced | | 188 ST HELENS STREET, IPSWICH, SUFFOLK, IP4 2LH | £248,000 | 26/01/2023 | Terraced | | 116 LACEY STREET, IPSWICH, SUFFOLK, IP4 2PL | £205,000 | 16/12/2022 | Terraced | | 28 NOTTIDGE ROAD, IPSWICH, SUFFOLK, IP4 2RJ | £195,000 | 07/12/2022 | Terraced | | 64 FINCHLEY ROAD, IPSWICH, SUFFOLK, IP4 2HT | £180,000 | 25/11/2022 | Terraced | | 14 LANCASTER ROAD, IPSWICH, SUFFOLK, IP4 2NY | £215,000 | 25/10/2022 | Terraced | | 16 OXFORD ROAD, IPSWICH, SUFFOLK, IP4 1NL | £275,000 | 12/10/2022 | Terraced | | 107 LACEY STREET, IPSWICH, SUFFOLK, IP4 2PL | £225,000 | 30/09/2022 | Terraced | **Street average:** £283,500 (3 sales) **Area average:** £219,425 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £268,077 (37 Terraced, IP4, 2024–2026) - **Deviation:** +2.6% ## Rental Range *ONS Price Index of Private Rents (Ipswich). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £887/mo - **Realistic:** £986/mo - **Optimistic:** £1,085/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Ipswich (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £798/mo ## 1% Rule - **Rent ratio:** 0.36% (weak for cashflow) - **Max investor price (0.8%):** £123,250 - **Target investor price (1%):** £98,600 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 49.4% - **10y growth:** 55.8% ## House Price Index (HM Land Registry) *Official index for Ipswich; Terraced series; as of March 2026.* - **1y growth (index):** -4.2% - **5y growth (index):** 5.5% - **10y growth (index):** 33.8% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)