# 4 bedroom detached house for sale (ST4 5HD) ## Property Details | Key | Value | |-----|-------| | Address | James Street, Stoke-On-Trent, ST4, ST4 5HD | | Price | £295,000 | | Bedrooms | 4 | | Bathrooms | 2 | | Council tax | D | ## Description Heywoods Estate Agents welcome to the market this individually built four bedroom detached family home situated on James Street in the ever popular West End area of Stoke on Trent, offered for sale with no upward chain. This attractive property provides spacious and versatile accommodation throughout and represents a rare opportunity to acquire a distinctive home in a convenient and well established residential location. The property is approached via a block paved driveway providing off road parking, with an appealing frontage that reflects the character found within. Internally, the accommodation begins with an entrance hall with stairs rising to the first floor landing and a useful guest wc conveniently positioned beneath the stairs. To the front aspect is a generously proportioned lounge, featuring a bay window that allows for an abundance of natural light and creates a warm and inviting living space. To the rear of the property is a beautiful traditional kitchen fitted with a range of units and complemented by solid wood worktops, offering both character and practicality. The kitchen provides ample space for dining and everyday family life, with a door leading through to the utility and separate laundry space, enhancing the overall functionality of the home. To the first floor are two double bedrooms, including the master bedroom which benefits from its own ensuite bathroom and a large walk in wardrobe, creating a private and well appointed retreat. A further double bedroom and the family bathroom are also located on this floor, all accessed from the landing. To the second floor are two additional bedrooms, both featuring Velux windows that allow plenty of natural light and provide flexible accommodation, ideal for children, guests or home office use. Externally, the rear garden is low maintenance and cute in size, offering a pleasant outdoor space for relaxation and entertaining without the demands of extensive upkeep. This charming and individual detached residence combines traditional features with practical family living and is ideally located for local amenities, schools and commuter links. Early viewing is highly recommended to fully appreciate the space, layout and potential on offer. ## Property Photos - ![Photo](/listings/photos/173156933/170304) - ![Photo](/listings/photos/173156933/170307) - ![Photo](/listings/photos/173156933/170308) - ![Photo](/listings/photos/173156933/170310) - ![Photo](/listings/photos/173156933/170312) - ![Photo](/listings/photos/173156933/170314) - ![Photo](/listings/photos/173156933/170315) - ![Photo](/listings/photos/173156933/170317) - ![Photo](/listings/photos/173156933/170320) - ![Photo](/listings/photos/173156933/170323) - ![Photo](/listings/photos/173156933/170325) - ![Photo](/listings/photos/173156933/170328) - ![Photo](/listings/photos/173156933/170331) - ![Photo](/listings/photos/173156933/170333) - ![Photo](/listings/photos/173156933/170335) - ![Photo](/listings/photos/173156933/170336) - ![Photo](/listings/photos/173156933/170342) - ![Photo](/listings/photos/173156933/170345) - ![Photo](/listings/photos/173156933/170348) - ![Photo](/listings/photos/173156933/170349) - ![Photo](/listings/photos/173156933/170352) - ![Photo](/listings/photos/173156933/170355) - ![Photo](/listings/photos/173156933/170358) - ![Photo](/listings/photos/173156933/170362) - ![Photo](/listings/photos/173156933/170366) - ![Photo](/listings/photos/173156933/170367) - ![Photo](/listings/photos/173156933/170369) - ![Photo](/listings/photos/173156933/170372) - ![Photo](/listings/photos/173156933/170373) - ![Photo](/listings/photos/173156933/170375) - ![Photo](/listings/photos/173156933/170377) - ![Photo](/listings/photos/173156933/170380) - ![Photo](/listings/photos/173156933/170383) - ![Photo](/listings/photos/173156933/170386) - ![Photo](/listings/photos/173156933/170390) - ![Photo](/listings/photos/173156933/170392) - ![Photo](/listings/photos/173156933/170395) - ![Photo](/listings/photos/173156933/170398) ## Floorplans - ![All](/listings/photos/173156933/170403) - All ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 25 REGENT STREET, STOKE-ON-TRENT, ST4 5HQ | £305,000 | 28/01/2025 | Detached | | BAKEWELL BUNGALOW BAKEWELL STREET, STOKE-ON-TRENT, ST4 5HJ | £230,000 | 24/11/2023 | Detached | | 67 JAMES STREET, STOKE-ON-TRENT, ST4 5HR | £500,000 | 23/08/2023 | Detached | | 13 LEADBEATER AVENUE, STOKE-ON-TRENT, ST4 5HE | £167,500 | 30/06/2023 | Detached | | WEST END HOUSE GLADSTONE PLACE, STOKE-ON-TRENT, ST4 5HP | £520,000 | 17/04/2023 | Detached | | 7 THE VILLAS, STOKE-ON-TRENT, ST4 5AQ | £450,000 | 20/03/2023 | Detached | | [Same street] 50 JAMES STREET, STOKE-ON-TRENT, ST4 5HD | £334,886 | 25/07/2022 | Semi-detached | | HAZELDINE GLADSTONE PLACE, STOKE-ON-TRENT, ST4 5HP | £321,000 | 13/04/2022 | Detached | | [Same street] 26 JAMES STREET, STOKE-ON-TRENT, ST4 5HD | £275,000 | 21/03/2022 | Detached | | 31 ALL SAINTS ROAD, STOKE-ON-TRENT, ST4 4BP | £230,000 | 21/12/2021 | Detached | | 48 REGENT STREET, STOKE-ON-TRENT, ST4 5HG | £247,000 | 29/11/2021 | Detached | | 1 STEEPLE WAY, STOKE-ON-TRENT, ST4 5BX | £228,500 | 24/09/2021 | Detached | | [Same street] 38 JAMES STREET, STOKE-ON-TRENT, ST4 5HD | £256,000 | 22/09/2021 | Semi-detached | | [Same street] 40 JAMES STREET, STOKE-ON-TRENT, ST4 5HD | £251,000 | 08/09/2021 | Detached | | 5 MUNSTER TERRACE, STOKE-ON-TRENT, ST4 5HH | £160,000 | 26/08/2021 | Detached | **Street average:** £279,222 (4 sales) **Area average:** £305,364 (11 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £315,800 (25 Detached, ST4, 2024–2026) - **Deviation:** -6.6% ## Rental Range *ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £637/mo - **Realistic:** £708/mo - **Optimistic:** £779/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £798/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [Oriel Street, STOKE-ON-TRENT](http://87.117.209.195:8080/listings/dfc02c0) | £1,150/mo | 4 | 0.73 miles | Rightmove | | [Linley Road, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/d097e73) | £1,495/mo | 4 | 1.2 miles | Rightmove | | [Claridge Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/39149e1) | £625/mo | — | 1.3 miles | Rightmove | | [Penstock Drive, Stoke-on-Trent, ST4 7GF](http://87.117.209.195:8080/listings/1744fd9) | £675/mo | — | 1.35 miles | Rightmove | | [Kennington Oval, Trentham Lakes, Stoke on Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/329639a) | £1,395/mo | 4 | 1.9 miles | Rightmove | | [Wymondley Grove, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/9e4ce6d) | £1,750/mo | 4 | 2.27 miles | Rightmove | **Average rent: £1,182/mo (6 listings)** ## 1% Rule - **Rent ratio:** 0.43% (weak for cashflow) - **Max investor price (0.8%):** £159,125 - **Target investor price (1%):** £127,300 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,273/mo).* - **Gross yield:** 5.2% - **Cost-to-rent:** 19.3× - **Monthly cashflow:** £-41/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -0.6% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -2.5% - **10y growth:** 41.2% ## House Price Index (HM Land Registry) *Official index for Stoke-on-Trent; Detached series; as of March 2026.* - **1y growth (index):** 1.2% - **5y growth (index):** 23.3% - **10y growth (index):** 57.2% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)