# 2 bedroom semi-detached house for sale (PR9 8ET) ## Property Details | Key | Value | |-----|-------| | Address | 7 CHURCH ROAD, SOUTHPORT, LANCASHIRE PR9 8ET | | Price | £169,500 | | Bedrooms | 2 | | Bathrooms | 1 | | Last sold | £162,900 Jul 2016 | ## Description If you are looking for a cottage or character home with a large private garden within a village setting then look no further than Old Church Cottage for this boasts all the above and much more besides. The gardens are a notable highlight and measure over 220ft from front to rear with the whole plot extending to approximately 0.17 acres and enjoying pleasant outlooks towards St Stephens Church. They have been renovated with extensive ground works and drainage installed by our clients and also feature a substantial driveway leading to a large, new brick built garage designed to accommodate a caravan or mobile home plus a substantial garden room/conservatory to the rear. The property has been undergoing extensive improvements in recent years including a new gable wall and repointing, adding a substantial extension to the rear and remodelling including installing a new staircase. The lounge, downstairs bathroom and kitchen have all been re-plastered and contemporary high gloss units have been fitted in the kitchen and a wood burner added in the lounge. However, the property still requires some further cosmetic upgrading which has been reflected in its competitive asking price. The property sits right in the centre of Banks which is a large coastal village in Lancashire, England. Within walking distance of the local primary school and near the pretty St Stephens church, it lies south of the Ribble Estuary and four miles (6 km) north-east of Southport. The village has regular bus services linking it with Southport, Formby, Crosby, Bootle, Liverpool, and Preston and the close proximity of Southport and Preston have led to Banks' expansion as a dormitory town for commuters meaning that the village has significantly increased its size and population in recent years whilst retaining its quint village feel. ## Property Photos - ![front](/listings/photos/53679565/1352967) - front - ![rear](/listings/photos/53679565/1352968) - rear - ![Photo 16](/listings/photos/53679565/1352969) - Photo 16 - ![kitchen](/listings/photos/53679565/1352970) - kitchen - ![Photo 14](/listings/photos/53679565/1352971) - Photo 14 - ![kitchen](/listings/photos/53679565/1352972) - kitchen - ![bathroom](/listings/photos/53679565/1352973) - bathroom - ![bedroom](/listings/photos/53679565/1352974) - bedroom - ![rear](/listings/photos/53679565/1352975) - rear - ![Photo 15](/listings/photos/53679565/1352976) - Photo 15 - ![drive](/listings/photos/53679565/1352977) - drive - ![wc](/listings/photos/53679565/1352978) - wc - ![conservatory /...](/listings/photos/53679565/1352979) - conservatory /... - ![map](/listings/photos/53679565/1352980) - map ## Floorplans - ![Floorplan 1](/listings/photos/53679565/1352981) - Floorplan 1 ## EPC Graphs - ![Energy Perform...](/listings/photos/53679565/1352982) - Energy Perform... ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 7 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £162,900 | 08/07/2016 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 31 FLEETWOOD DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HE | £177,500 | 13/06/2025 | Semi-detached | | 67 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £215,000 | 11/04/2024 | Semi-detached | | 26 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £150,000 | 23/01/2024 | Semi-detached | | 19 VICARAGE LANE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ES | £165,000 | 13/12/2023 | Semi-detached | | 44 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £149,000 | 06/09/2023 | Semi-detached | | 83 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £140,000 | 08/08/2023 | Semi-detached | | 13 BONDS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HG | £160,000 | 05/05/2023 | Semi-detached | | 22 HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD | £195,000 | 08/12/2022 | Semi-detached | | 69 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £172,000 | 06/12/2022 | Semi-detached | | 56 AVELING DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BJ | £84,827 | 01/12/2022 | Semi-detached | | 39 HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD | £155,000 | 22/11/2022 | Semi-detached | | 6C HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD | £85,000 | 04/11/2022 | Semi-detached | | 50 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET | £140,000 | 30/09/2022 | Semi-detached | | 17 AVELING DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BJ | £170,000 | 16/08/2022 | Semi-detached | | 11 BONDS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HG | £190,000 | 29/07/2022 | Semi-detached | | 28 HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD | £167,000 | 15/07/2022 | Semi-detached | | 63 FLEETWOOD DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HE | £136,000 | 01/07/2022 | Semi-detached | | 19 HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD | £120,000 | 28/06/2022 | Semi-detached | | 17 BONDS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HG | £190,000 | 27/05/2022 | Semi-detached | | 14 FLEETWOOD DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HE | £185,000 | 12/05/2022 | Semi-detached | **Area average:** £157,316 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £230,445 (97 Semi-detached, PR9, 2024–2026) - **Deviation:** -26.4% ## Rental Range *ONS Price Index of Private Rents (West Lancashire). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £719/mo - **Realistic:** £799/mo - **Optimistic:** £879/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Southport (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £598/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Penthouse, Guinea Hall Mews, PR9 | £895/mo | 2 | 0.4 miles | OpenRent | **Average rent: £895/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.53% (weak for cashflow) - **Max investor price (0.8%):** £111,875 - **Target investor price (1%):** £89,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £895/mo).* - **Gross yield:** 6.3% - **Cost-to-rent:** 15.8× - **Monthly cashflow:** £113/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 2.8% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 14.7% - **10y growth:** 35% ## House Price Index (HM Land Registry) *Official index for West Lancashire; Semi-detached series; as of April 2026.* - **1y growth (index):** 7.3% - **5y growth (index):** 31% - **10y growth (index):** 51.1% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)