Sold STC Semi-detached

7 CHURCH ROAD

SOUTHPORT, LANCASHIRE PR9 8ET

2 beds 1 baths Listed 5 Apr 2016 (-3758d)

£169,500

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front rear Photo 16 kitchen Photo 14 kitchen bathroom bedroom rear Photo 15 drive wc conservatory /... map

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Property details

Last sold

£162,900 Jul 2016

Local average

£230,445 (-26.4%)

Deprivation

Decile 3 (8,774 of 33,755)

Street crime

19 incidents within 1 mile (May 2026)

Key features

  • Semi-detached cottage
  • Extensive gardens (0.17 acres)
  • Large detached brick garage for caravan
  • Double glazed sun / garden room
  • Lounge with wood burner
  • Gas central heating / Full double glazing
  • Recently updated breakfast kitchen
  • 965 SQ,FT internal living space

Additional details

Parking
Yes
Garden
Yes

Description

If you are looking for a cottage or character home with a large private garden within a village setting then look no further than Old Church Cottage for this boasts all the above and much more besides. The gardens are a notable highlight and measure over 220ft from front to rear with the whole plot extending to approximately 0.17 acres and enjoying pleasant outlooks towards St Stephens Church. They have been renovated with extensive ground works and drainage installed by our clients and also feature a substantial driveway leading to a large, new brick built garage designed to accommodate a caravan or mobile home plus a substantial garden room/conservatory to the rear. The property has been undergoing extensive improvements in recent years including a new gable wall and repointing, adding a substantial extension to the rear and remodelling including installing a new staircase. The lounge, downstairs bathroom and kitchen have all been re-plastered and contemporary high gloss units have been fitted in the kitchen and a wood burner added in the lounge. However, the property still requires some further cosmetic upgrading which has been reflected in its competitive asking price. The property sits right in the centre of Banks which is a large coastal village in Lancashire, England. Within walking distance of the local primary school and near the pretty St Stephens church, it lies south of the Ribble Estuary and four miles (6 km) north-east of Southport. The village has regular bus services linking it with Southport, Formby, Crosby, Bootle, Liverpool, and Preston and the close proximity of Southport and Preston have led to Banks' expansion as a dormitory town for commuters meaning that the village has significantly increased its size and population in recent years whilst retaining its quint village feel.

Listed by

Parbold

Regan & Hallworth ## Aug 2012 ##

Reference: 53679565

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 1

EPC Graphs

Energy Perform...

Energy Perform...

Price history

Event Date Price % change
Sold 08/07/2016 (10 years ago) £162,900

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
31 FLEETWOOD DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HE £177,500 13/06/2025 Semi-detached
67 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET £215,000 11/04/2024 Semi-detached
26 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET £150,000 23/01/2024 Semi-detached
19 VICARAGE LANE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ES £165,000 13/12/2023 Semi-detached
44 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET £149,000 06/09/2023 Semi-detached
83 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET £140,000 08/08/2023 Semi-detached
13 BONDS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HG £160,000 05/05/2023 Semi-detached
22 HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD £195,000 08/12/2022 Semi-detached
69 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET £172,000 06/12/2022 Semi-detached
56 AVELING DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BJ £84,827 01/12/2022 Semi-detached
39 HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD £155,000 22/11/2022 Semi-detached
6C HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD £85,000 04/11/2022 Semi-detached
50 CHURCH ROAD, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8ET £140,000 30/09/2022 Semi-detached
17 AVELING DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BJ £170,000 16/08/2022 Semi-detached
11 BONDS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HG £190,000 29/07/2022 Semi-detached
28 HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD £167,000 15/07/2022 Semi-detached
63 FLEETWOOD DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HE £136,000 01/07/2022 Semi-detached
19 HOOLE LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8BD £120,000 28/06/2022 Semi-detached
17 BONDS LANE, BANKS, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HG £190,000 27/05/2022 Semi-detached
14 FLEETWOOD DRIVE, SOUTHPORT, WEST LANCASHIRE, LANCASHIRE, PR9 8HE £185,000 12/05/2022 Semi-detached

Area average: £157,316 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 8.4%
10y growth 35.3%

House Price Index (HM Land Registry — official index, not sold-price averages): West Lancashire. Series: Semi-detached. As of April 2026.

1y (index) 7.3%
5y (index) 31%
10y (index) 51.1%

Rental Range

Estimated market rent for West Lancashire. Low = conservative, Realistic = average, Optimistic = best case.

Low £719/mo
Realistic £799/mo
Optimistic £879/mo

Based on Local Authority from postcode lookup → West Lancashire.

LHA (30th percentile) floor for Southport: £598/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Banks opp Glebe Lane 0.0 miles
Bus stop Banks adj Glebe Lane 0.0 miles
Shop NEWSAGENT 0.1 miles
Shop Windowcare 1.3 miles
Train station Meols Cop 3.3 miles
Train station Becconsall Station 3.6 miles
Hospital Clifton Hospital 5.6 miles
Hospital Children's A&E 8.3 miles
University Milton House 8.4 miles
University Edge Hill University 8.8 miles

Street-level crime

Category Count
Violence and sexual offences 6
Anti-social behaviour 5
Criminal damage and arson 3
Burglary 1
Other theft 1
Possession of weapons 1
Public order 1
Shoplifting 1
Total incidents 19

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Banks Methodist School Primary 0.3 miles Good — 12 Sep 2016
Banks St Stephen's CofE School Primary 0.5 miles Good — 17 Oct 2021
St John's Church of England Primary School Primary 1.2 miles Good — 25 Apr 2016
Peterhouse School Other 1.9 miles Requires improvement — 5 Jul 2023
Tarleton Mere Brow Church of England Primary School Primary 2.0 miles Good — 16 Jul 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Penthouse, Guinea Hall Mews, PR9 £895/mo 2 0.4 miles OpenRent

Average rent: £895/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.53%
Max investor price (0.8%) £111,875
Target investor price (1%) £89,500
Gross yield 6.3%
Cost-to-rent ratio 15.8×
Monthly cashflow £113/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 2.8%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).