# 2 bedroom semi-detached house for sale (SN3 2GT)

## Property Details

| Key | Value |
|-----|-------|
| Address | 14 CARMEL WALK, SWINDON, SWINDON SN3 2GT |
| Price | £170,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Construction age | England and Wales: 2003-2006 |
| Floor area | 66 m² |
| Last sold | £168,000 Apr 2019 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 30/07/2028
- **Current heating cost:** £326/year

### Recommendations
- E (30)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7898-8090-7213-5098-5900)

## Description

An extremely well presented two bedroom semi-detached home with a ground floor cloakroom and a first floor bathroom. The well planned accommodation must be viewed to be fully appreciated.

## Property Photos

- ![Picture No. 04](/listings/photos/55667502/1586594) - Picture No. 04
- ![Picture No. 18](/listings/photos/55667502/1586595) - Picture No. 18
- ![Picture No. 13](/listings/photos/55667502/1586596) - Picture No. 13
- ![Picture No. 09](/listings/photos/55667502/1586597) - Picture No. 09
- ![Picture No. 08](/listings/photos/55667502/1586598) - Picture No. 08
- ![Picture No. 05](/listings/photos/55667502/1586599) - Picture No. 05
- ![Picture No. 12](/listings/photos/55667502/1586600) - Picture No. 12
- ![Picture No. 07](/listings/photos/55667502/1586601) - Picture No. 07

## Floorplans

- ![Floor Plan 1](/listings/photos/55667502/1586602) - Floor Plan 1

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/55667502/1586603) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 CARMEL WALK, SWINDON, SN3 2GT | £168,000 | 01/04/2019 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2 SWALLOWFIELD AVENUE, SWINDON, SN3 1DS | £278,000 | 26/11/2025 | Semi-detached |
| 10 STANWAY CLOSE, SWINDON, SN3 2HP | £255,000 | 17/11/2023 | Semi-detached |
| 58 WOODSIDE AVENUE, SWINDON, SN3 1DU | £352,000 | 26/10/2023 | Semi-detached |
| 110 UPHAM ROAD, SWINDON, SN3 1DW | £285,000 | 25/09/2023 | Semi-detached |
| 83 WOODSIDE AVENUE, SWINDON, SN3 1DU | £350,000 | 13/06/2023 | Semi-detached |
| 7 ASHWELL CLOSE, SWINDON, SN3 1DY | £345,000 | 28/04/2023 | Semi-detached |
| 57 WOODSIDE AVENUE, SWINDON, SN3 1DU | £290,000 | 27/01/2023 | Semi-detached |
| 22 ASHWELL CLOSE, SWINDON, SN3 1DY | £260,000 | 09/12/2022 | Semi-detached |
| 14 STANWAY CLOSE, SWINDON, SN3 2HP | £230,000 | 04/11/2022 | Semi-detached |
| 87 WOODSIDE AVENUE, SWINDON, SN3 1DU | £359,950 | 02/09/2022 | Semi-detached |
| 20 ASHWELL CLOSE, SWINDON, SN3 1DY | £287,000 | 12/08/2022 | Semi-detached |
| 2 SHREWSBURY ROAD, SWINDON, SN3 3AH | £240,000 | 12/05/2022 | Semi-detached |
| 89 UPHAM ROAD, SWINDON, SN3 1DP | £290,000 | 27/04/2022 | Semi-detached |
| 90 UPHAM ROAD, SWINDON, SN3 1DW | £290,000 | 31/03/2022 | Semi-detached |
| 157 UPHAM ROAD, SWINDON, SN3 1DR | £258,000 | 30/03/2022 | Semi-detached |
| 214 QUEENS DRIVE, SWINDON, SN3 1BA | £420,000 | 11/03/2022 | Semi-detached |
| 2 ASHWELL CLOSE, SWINDON, SN3 1DY | £322,000 | 21/01/2022 | Semi-detached |
| 7 ASHWELL CLOSE, SWINDON, SN3 1DY | £322,000 | 20/12/2021 | Semi-detached |
| 13 SWALLOWFIELD AVENUE, SWINDON, SN3 1DS | £252,000 | 26/11/2021 | Semi-detached |
| 16 SWALLOWFIELD AVENUE, SWINDON, SN3 1DS | £235,000 | 06/10/2021 | Semi-detached |

**Area average:** £296,048 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £309,319 (83 Semi-detached, SN3, 2024–2026)
- **Deviation:** -45%

## Rental Range

*ONS Price Index of Private Rents (Swindon). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £982/mo
- **Realistic:** £1,091/mo
- **Optimistic:** £1,200/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cheltenham (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £798/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Little Walcot Lane, SN3 | £800/mo | 2 | 0.57 miles | OpenRent |

**Average rent: £800/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.47% (weak for cashflow)
- **Max investor price (0.8%):** £100,000
- **Target investor price (1%):** £80,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £800/mo).*

- **Gross yield:** 5.6%
- **Cost-to-rent:** 17.7×
- **Monthly cashflow:** £26/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,576/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17.2%
- **10y growth:** 29.2%

## House Price Index (HM Land Registry)

*Official index for Swindon; Semi-detached series; as of April 2026.*

- **1y growth (index):** 3.5%
- **5y growth (index):** 20.6%
- **10y growth (index):** 40.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)