# 3 bedroom terraced house for sale (HU5 5BN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 32 LOMOND ROAD, HULL, CITY OF KINGSTON UPON HULL HU5 5BN |
| Price | £189,950 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £189,950 Feb 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 08/09/2029
- **Current heating cost:** £919/year

### Recommendations
- Q (14,000)
- W1 (1,200)
- E (25)
- N (6,000)
- U (5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0561-2861-7918-9501-5785)

## Description

An internal inspection of this much improved and extended family house is a real must to appreciate the size of property on offer. The property benefits from a kitchen extension, downstairs cloakroom/wc, loft space and a double storey detached garage and also off-street parking to the front of the property.  Briefly comprising of: Entrance Hall, Lounge, Dining Room, Kitchen and Cloakroom/WC.  To the first floor: Three Bedrooms, Loft Space and Bathroom.  Outside: To the front of the property is a block paved drive for off street parking for x 2 vehicles and to the rear of the property is a low maintenance garden with artificial lawn and decked area and detached double storey garage accessed via rear vehicular access.

## Property Photos

- ![Photo 1](/listings/photos/169888916/805409) - Photo 1
- ![Photo 5](/listings/photos/169888916/805410) - Photo 5
- ![Photo 8](/listings/photos/169888916/805411) - Photo 8
- ![Photo 11](/listings/photos/169888916/805412) - Photo 11
- ![Photo 13](/listings/photos/169888916/805413) - Photo 13
- ![Photo 15](/listings/photos/169888916/805414) - Photo 15
- ![Photo 14](/listings/photos/169888916/805415) - Photo 14
- ![Photo 16](/listings/photos/169888916/805416) - Photo 16
- ![Photo 17](/listings/photos/169888916/805417) - Photo 17
- ![Photo 19](/listings/photos/169888916/805418) - Photo 19
- ![Photo 6](/listings/photos/169888916/805419) - Photo 6
- ![Photo 5](/listings/photos/169888916/805420) - Photo 5
- ![Photo 3](/listings/photos/169888916/805421) - Photo 3
- ![Photo 6](/listings/photos/169888916/805422) - Photo 6
- ![Photo 7](/listings/photos/169888916/805423) - Photo 7
- ![Photo 9](/listings/photos/169888916/805424) - Photo 9
- ![Photo 10](/listings/photos/169888916/805425) - Photo 10
- ![Photo 12](/listings/photos/169888916/805426) - Photo 12
- ![Photo 18](/listings/photos/169888916/805427) - Photo 18

## Floorplans

- ![Floorplan](/listings/photos/169888916/805428) - Floorplan

## EPC Graphs

- ![Energy Performance Certificate](/listings/photos/169888916/805429) - Energy Performance Certificate

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 32 LOMOND ROAD, HULL, CITY OF KINGSTON UPON HULL, HU5 5BN | £189,950 | 13/02/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 70 BROOKLANDS ROAD, HULL, CITY OF KINGSTON UPON HULL, HU5 5AE | £125,000 | 19/12/2025 | Terraced |
| 132 LOMOND ROAD, HULL, CITY OF KINGSTON UPON HULL, HU5 5BS | £135,000 | 12/12/2025 | Terraced |
| 62 BROOKLANDS ROAD, HULL, CITY OF KINGSTON UPON HULL, HU5 5AE | £114,000 | 08/12/2025 | Terraced |
| 128 KIRKLANDS ROAD, HULL, CITY OF KINGSTON UPON HULL, HU5 5AT | £116,500 | 04/12/2025 | Terraced |
| 120 LOMOND ROAD, HULL, CITY OF KINGSTON UPON HULL, HU5 5BS | £120,000 | 26/11/2025 | Terraced |
| 5 KIRKLANDS ROAD, HULL, CITY OF KINGSTON UPON HULL, HU5 5AX | £133,000 | 14/11/2025 | Terraced |
| 45 BROOKLANDS ROAD, HULL, CITY OF KINGSTON UPON HULL, HU5 5AD | £107,000 | 14/11/2025 | Terraced |
| 10 ROSEDALE GROVE, HULL, CITY OF KINGSTON UPON HULL, HU5 5BT | £120,000 | 26/09/2025 | Terraced |
| 25 KIRKLANDS ROAD, HULL, CITY OF KINGSTON UPON HULL, HU5 5AX | £110,000 | 23/07/2025 | Terraced |
| 21 GREYSTONE AVENUE, HULL, CITY OF KINGSTON UPON HULL, HU5 5BD | £120,000 | 18/07/2025 | Terraced |
| 100 BROOKLANDS ROAD, HULL, CITY OF KINGSTON UPON HULL, HU5 5AE | £115,000 | 15/12/2023 | Terraced |
| 33 KIRKLANDS ROAD, HULL, CITY OF KINGSTON UPON HULL, HU5 5AX | £99,000 | 15/12/2023 | Terraced |
| 796 SPRING BANK WEST, HULL, CITY OF KINGSTON UPON HULL, HU5 5AB | £147,000 | 08/12/2023 | Terraced |
| 136 KIRKLANDS ROAD, HULL, CITY OF KINGSTON UPON HULL, HU5 5AT | £110,000 | 13/11/2023 | Terraced |
| 14 GREYSTONE AVENUE, HULL, CITY OF KINGSTON UPON HULL, HU5 5BD | £120,000 | 03/11/2023 | Terraced |
| 28 AMPLEFORTH GROVE, HULL, CITY OF KINGSTON UPON HULL, HU5 5HB | £155,000 | 27/10/2023 | Terraced |
| 59 PATTERDALE ROAD, HULL, CITY OF KINGSTON UPON HULL, HU5 5AP | £140,000 | 23/10/2023 | Terraced |
| 51 KIRKLANDS ROAD, HULL, CITY OF KINGSTON UPON HULL, HU5 5AX | £132,500 | 18/10/2023 | Terraced |
| 133 KIRKLANDS ROAD, HULL, CITY OF KINGSTON UPON HULL, HU5 5AS | £130,000 | 28/09/2023 | Terraced |
| 119 BROOKLANDS ROAD, HULL, CITY OF KINGSTON UPON HULL, HU5 5AE | £110,000 | 22/09/2023 | Terraced |
| [Same street] 41 LOMOND ROAD, HULL, CITY OF KINGSTON UPON HULL, HU5 5BN | £141,400 | 21/10/2022 | Terraced |
| [Same street] 27 LOMOND ROAD, HULL, CITY OF KINGSTON UPON HULL, HU5 5BN | £92,000 | 26/08/2022 | Terraced |
| [Same street] 35 LOMOND ROAD, HULL, CITY OF KINGSTON UPON HULL, HU5 5BN | £115,000 | 05/10/2021 | Terraced |
| [Same street] 42 LOMOND ROAD, HULL, CITY OF KINGSTON UPON HULL, HU5 5BN | £145,000 | 16/08/2021 | Terraced |

**Street average:** £123,350 (4 sales)
**Area average:** £122,950 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £133,292 (185 Terraced, HU5, 2024–2026)
- **Deviation:** +42.5%

## Rental Range

*ONS Price Index of Private Rents (Kingston upon Hull, City of). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £621/mo
- **Realistic:** £690/mo
- **Optimistic:** £759/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Hull & East Riding (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £549/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Cobden St, HU3 | £1,050/mo | 3 | 0.54 miles | OpenRent |

**Average rent: £1,050/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.55% (weak for cashflow)
- **Max investor price (0.8%):** £131,250
- **Target investor price (1%):** £105,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,050/mo).*

- **Gross yield:** 6.6%
- **Cost-to-rent:** 15.1×
- **Monthly cashflow:** £172/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,775/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5.5%
- **10y growth:** 37%

## House Price Index (HM Land Registry)

*Official index for City of Kingston upon Hull; Terraced series; as of April 2026.*

- **1y growth (index):** 5.1%
- **5y growth (index):** 21.3%
- **10y growth (index):** 51.5%

## Flood risk

- **Zone:** 2
- **Risk:** In flood risk area
- **Source:** Environment Agency Flood Risk Areas (APSFR)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
