# 1 bedroom apartment for sale (SN8 1LD) ## Property Details | Key | Value | |-----|-------| | Address | FLAT 27, CHURCHILL COURT, KELHAM GARDENS, MARLBOROUGH, WILTSHIRE SN8 1LD | | Price | £75,000 | | Bedrooms | 1 | | Bathrooms | 1 | | Council tax | D | | Construction age | England and Wales: 1996-2002 | | Floor area | 45 m² | | Last sold | £117,500 Feb 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** B - **Potential rating:** B - **Expiry date:** 28/09/2026 - **Current heating cost:** £66/year - **Est. upgrade cost to C:** £680 ### Recommendations - E (£25) - Y (£585 - £725) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8956-7621-4490-4731-3926) ## Description A superb one-bedroom GROUND FLOOR retirement APARTMENT in this highly sought after development. Within WALKING distance of Marlborough high street. LANDSCAPED communal gardens. EPC Rating: C DESCRIPTION Churchill Court is an attractive one-bedroom apartment situated on the ground floor of this Macarthy Stone development for the over 60’s. It is a particularly bright property with a living/dining room offering direct access to the parking area. There is a good size bedroom and a well fitted kitchen and shower room. In addition, there is a large airing cupboard. The property has electric heating. The apartment has the use of the charming, landscaped gardens along the banks of the River Kennet, as well as a communal lounge, laundry and guest facilities. OUTSIDE Beautiful communal garden that is predominantly laid to lawn with the river Kennet gently meandering by to the side. Parking to the front of the development available on a first come first served basis. SERVICES AND MATERIAL INFORMATION All mains services except gas are connected. The property operates on night storage heaters. Council tax band: D Energy efficiency rating: C Length of lease (years remaining): 101 years from date of listing Annual ground rent amount: £853.84 Ground rent review period: Annual Annual service charge amount: £3,415.38 Service charge review period: Annual Churchill Court is located near to the centre of the High Street in Marlborough, a thriving and expanding market town with excellent local shopping including some of the major retailers. National retailers include Waitrose and Tesco supermarkets and several quality restaurants including Rick Steins Restaurant, Dans, Pizza Express and ASK In addition, there are the shopping areas in Hillier’s Yard and Hughenden Yard. The leisure centre and golf club provide excellent sporting facilities. The town is well placed for other centres including Swindon, Bath, Hungerford and Newbury and is surrounded by the most attractive countryside of the Marlborough Downs, Pewsey Vale and Kennet Valley. Intercity (Paddington) rail links are at Swindon, Pewsey, Great Bedwyn and Hungerford with the M4 Junction 15 about 10 miles away. ## Property Photos - ![Picture No. 13](/listings/photos/161909324/1302525) - Picture No. 13 - ![Picture No. 21](/listings/photos/161909324/1302526) - Picture No. 21 - ![Picture No. 27](/listings/photos/161909324/1302527) - Picture No. 27 - ![Picture No. 26](/listings/photos/161909324/1302528) - Picture No. 26 - ![Picture No. 14](/listings/photos/161909324/1302529) - Picture No. 14 - ![Picture No. 15](/listings/photos/161909324/1302530) - Picture No. 15 - ![Picture No. 17](/listings/photos/161909324/1302531) - Picture No. 17 - ![Picture No. 16](/listings/photos/161909324/1302532) - Picture No. 16 - ![Picture No. 22](/listings/photos/161909324/1302533) - Picture No. 22 - ![Picture No. 29](/listings/photos/161909324/1302534) - Picture No. 29 - ![Picture No. 24](/listings/photos/161909324/1302535) - Picture No. 24 - ![Picture No. 30](/listings/photos/161909324/1302536) - Picture No. 30 - ![Picture No. 25](/listings/photos/161909324/1302537) - Picture No. 25 ## Floorplans - ![Picture No. 11](/listings/photos/161909324/1302538) - Picture No. 11 ## EPC Graphs - ![EPC Rating Graph](/listings/photos/161909324/1302539) - EPC Rating Graph ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | CHURCHILL COURT FLAT 27 KELHAM GARDENS, MARLBOROUGH, WILTSHIRE, SN8 1LD | £117,500 | 11/02/2026 | Flat | | CHURCHILL COURT FLAT 27 KELHAM GARDENS, MARLBOROUGH, WILTSHIRE, SN8 1LD | £135,000 | 30/08/2017 | Flat | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | PURCELLS COURT FLAT 16 GEORGE LANE, MARLBOROUGH, WILTSHIRE, SN8 4BS | £145,500 | 28/11/2025 | Flat | | [Same street] CHURCHILL COURT FLAT 10 KELHAM GARDENS, MARLBOROUGH, WILTSHIRE, SN8 1LD | £118,000 | 31/10/2025 | Flat | | [Same street] CHURCHILL COURT FLAT 7 KELHAM GARDENS, MARLBOROUGH, WILTSHIRE, SN8 1LD | £100,000 | 17/02/2025 | Flat | | PELHAMS COURT COPES VIEW 4 PELHAMS COURT, MARLBOROUGH, WILTSHIRE, SN8 2AG | £230,000 | 07/02/2025 | Flat | | [Same street] CHURCHILL COURT FLAT 9 KELHAM GARDENS, MARLBOROUGH, WILTSHIRE, SN8 1LD | £105,000 | 05/06/2024 | Flat | | 7 WYE LANE, MARLBOROUGH, WILTSHIRE, SN8 1PJ | £275,000 | 20/12/2023 | Flat | | [Same street] CHURCHILL COURT FLAT 24 KELHAM GARDENS, MARLBOROUGH, WILTSHIRE, SN8 1LD | £90,000 | 28/07/2023 | Flat | | FLEUR DE LIS 7 LONDON ROAD, MARLBOROUGH, WILTSHIRE, SN8 2FN | £314,365 | 31/03/2023 | Flat | | FLEUR DE LIS 18 LONDON ROAD, MARLBOROUGH, WILTSHIRE, SN8 2FN | £332,714 | 31/03/2023 | Flat | | FLEUR DE LIS 23 LONDON ROAD, MARLBOROUGH, WILTSHIRE, SN8 2FN | £264,761 | 31/03/2023 | Flat | | 12 FLAT 2 LONDON ROAD, MARLBOROUGH, WILTSHIRE, SN8 1PH | £91,500 | 16/12/2022 | Flat | | SEMPRINGHAM COURT FLAT 5 SALISBURY ROAD, MARLBOROUGH, WILTSHIRE, SN8 4AH | £266,000 | 16/08/2022 | Flat | | FLEUR DE LIS 21 LONDON ROAD, MARLBOROUGH, WILTSHIRE, SN8 2FN | £375,000 | 30/06/2022 | Flat | | FLEUR DE LIS 18 LONDON ROAD, MARLBOROUGH, WILTSHIRE, SN8 2FN | £342,000 | 30/06/2022 | Flat | | WYE HOUSE FLAT 6 BARN STREET, MARLBOROUGH, WILTSHIRE, SN8 1AB | £475,000 | 27/05/2022 | Flat | | [Same street] CHURCHILL COURT FLAT 20 KELHAM GARDENS, MARLBOROUGH, WILTSHIRE, SN8 1LD | £97,500 | 11/04/2022 | Flat | | FLEUR DE LIS 15 LONDON ROAD, MARLBOROUGH, WILTSHIRE, SN8 2FN | £400,000 | 18/03/2022 | Flat | | PURCELLS COURT FLAT 7 GEORGE LANE, MARLBOROUGH, WILTSHIRE, SN8 4BS | £147,000 | 24/02/2022 | Flat | | [Same street] CHURCHILL COURT FLAT 33 KELHAM GARDENS, MARLBOROUGH, WILTSHIRE, SN8 1LD | £205,000 | 14/01/2022 | Flat | | WYE HOUSE FLAT 3 BARN STREET, MARLBOROUGH, WILTSHIRE, SN8 1AB | £365,000 | 20/12/2021 | Flat | | PURCELLS COURT FLAT 10 GEORGE LANE, MARLBOROUGH, WILTSHIRE, SN8 4BS | £115,000 | 17/12/2021 | Flat | | FLEUR DE LIS 16 LONDON ROAD, MARLBOROUGH, WILTSHIRE, SN8 2FN | £380,000 | 30/11/2021 | Flat | | STONEKING COURT FLAT 4 GEORGE LANE, MARLBOROUGH, WILTSHIRE, SN8 4PQ | £210,000 | 26/10/2021 | Flat | | PURCELLS COURT FLAT 1 GEORGE LANE, MARLBOROUGH, WILTSHIRE, SN8 4BS | £187,000 | 06/10/2021 | Flat | | FLEUR DE LIS 24 LONDON ROAD, MARLBOROUGH, WILTSHIRE, SN8 2FN | £480,000 | 30/09/2021 | Flat | | PURCELLS COURT FLAT 15 GEORGE LANE, MARLBOROUGH, WILTSHIRE, SN8 4BS | £122,000 | 08/09/2021 | Flat | **Street average:** £119,250 (6 sales) **Area average:** £275,892 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £150,667 (9 Flat, SN8, 2024–2026) - **Deviation:** -50.2% ## Rental Range *ONS Price Index of Private Rents (Wiltshire). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £958/mo - **Realistic:** £1,064/mo - **Optimistic:** £1,170/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Cheltenham (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £623/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 1 Bed Terraced House, Rogers Meadow, SN8 | £850/mo | 1 | 0.59 miles | OpenRent | **Average rent: £850/mo (1 listing)** ## 1% Rule - **Rent ratio:** 1.13% (strong) - **Max investor price (0.8%):** £106,250 - **Target investor price (1%):** £85,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £850/mo).* - **Gross yield:** 13.6% - **Cost-to-rent:** 7.4× - **Monthly cashflow:** £445/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 24.5% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £1,667/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -56% - **10y growth:** -39.4% ## House Price Index (HM Land Registry) *Official index for Wiltshire; Flats and maisonettes series; as of April 2026.* - **1y growth (index):** -3.4% - **5y growth (index):** 3% - **10y growth (index):** 15% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)