Sold STC Detached

34 DEEP SPINNEY

BEDFORD, BIDDENHAM, BEDFORD MK40 4QH

4 beds 2 baths 1,141 sq ft Listed 14 Oct 2024 (-588d)

£425,000

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# 4 bedroom detached house for sale (MK40 4QH)

## Property Details

| Key | Value |
|-----|-------|
| Address | 34 DEEP SPINNEY, BEDFORD, BIDDENHAM, BEDFORD MK40 4QH |
| Price | £425,000 |
| Bedrooms | 4 |
| Bathrooms | 2 |
| Council tax | F |
| Construction age | England and Wales: 1991-1995 |
| Floor area | 106 m² |
| Last sold | £425,000 Oct 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Current heating cost:** £1,172/year
- **Est. upgrade cost to C:** £14,500

### Recommendations
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/3334-1923-3300-0765-9292)

## Description

We are delighted to offer for sale this well presented four-bedroom detached home in Biddenham, just two miles from Bedford’s mainline train station.

The ground floor offers a spacious living room that leads through to a separate dining room providing access to the beautifully landscaped garden. The fitted kitchen is to the rear of the property along with a spacious utility room.

On the first floor there are four bedrooms with the largest offering fitted wardrobes and an en suite shower room and three further spacious bedrooms. There is also a family bathroom.

Externally, the private garden is mostly laid to lawn with some block paving for dining and a side access to the front and a single garage which boasts an electric door. The driveway offers ample parking and there is an attractive front garden with an array of mature bushes.

Added benefits include a ground floor cloakroom, gas central heating and double glazing.

Scope exists for extension, subject to any necessary consents.

Biddenham lies just to the west of Bedford and is the closest village to the town being just two miles from Bedford’s mainline railway station offering fast and frequent services, from 41 minutes, to the city and beyond. Biddenham is ideally located to take advantage of Bedford’s link to the A421 that connects the M1 at Junction 13 with the A1 at the Black Cat roundabout.

Biddenham is a prosperous village with three schools, Biddenham International School and Sports College, St James’ VA Primary School and St James’ & St Gregory’s Catholic Primary School and a Public House. The Biddenham Pavilion in the centre of the village offers a wide range of opportunities both sporting and social to include two hard tennis courts. Biddenham is also ideally situated for access to Bedford’s town centre for shopping and recreational facilities as well as for Bedford’s wealth of private schooling offered by the Harpur Trust and others.

## Property Photos

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## Floorplans

- ![Floorplan.jpg](/listings/photos/153757352/363538) - Floorplan.jpg

## EPC Graphs

- ![EE Rating](/listings/photos/153757352/363540) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 34 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QH | £425,000 | 16/10/2025 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2 LACEWING DRIVE, BIDDENHAM, BEDFORD, MK40 4UP | £541,700 | 19/12/2025 | Detached |
| 56 WATERCRESS RISE, BIDDENHAM, BEDFORD, MK40 4US | £465,000 | 24/11/2025 | Detached |
| 1 HOLDEN CLOSE, BIDDENHAM, BEDFORD, MK40 4QY | £500,000 | 01/08/2025 | Detached |
| 2 THORPE CLOSE, BIDDENHAM, BEDFORD, MK40 4RA | £850,000 | 19/03/2025 | Detached |
| [Same street] 72 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QH | £325,000 | 15/12/2023 | Terraced |
| [Same street] 16 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QH | £300,000 | 02/11/2023 | Semi-detached |
| 40 BROMHAM ROAD, BIDDENHAM, BEDFORD, MK40 4AF | £880,000 | 19/10/2023 | Detached |
| 40A MAIN ROAD, BIDDENHAM, BEDFORD, MK40 4BD | £820,000 | 23/08/2023 | Detached |
| [Same street] 50 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QH | £460,000 | 03/08/2023 | Detached |
| 61 DAYS LANE, BIDDENHAM, BEDFORD, MK40 4AE | £795,000 | 21/04/2023 | Detached |
| 64 ST JAMES WAY, BIDDENHAM, BEDFORD, MK40 4UH | £710,000 | 21/12/2022 | Detached |
| 40B BROMHAM ROAD, BIDDENHAM, BEDFORD, MK40 4AF | £880,000 | 02/12/2022 | Detached |
| 125 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QJ | £433,000 | 30/11/2022 | Detached |
| 13 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QJ | £427,000 | 02/11/2022 | Detached |
| 10 HAMPDEN COURT, BIDDENHAM, BEDFORD, MK40 4HX | £950,000 | 26/10/2022 | Detached |
| 6 LACEWING DRIVE, BIDDENHAM, BEDFORD, MK40 4UP | £635,000 | 13/10/2022 | Detached |
| 99 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QJ | £630,000 | 07/10/2022 | Detached |
| 1 NODDERS WAY, BIDDENHAM, BEDFORD, MK40 4BJ | £680,000 | 16/09/2022 | Detached |
| 40 DAYS LANE, BIDDENHAM, BEDFORD, MK40 4AE | £1,300,000 | 14/07/2022 | Detached |
| 6 FRANKLYN GARDENS, BIDDENHAM, BEDFORD, MK40 4QD | £507,500 | 07/07/2022 | Detached |
| 9 LUCAS COURT, BIDDENHAM, BEDFORD, MK40 4RN | £695,000 | 06/07/2022 | Detached |
| 56 ST JAMES WAY, BIDDENHAM, BEDFORD, MK40 4UH | £525,000 | 01/07/2022 | Detached |
| 3 HOLDEN CLOSE, BIDDENHAM, BEDFORD, MK40 4QY | £500,000 | 30/06/2022 | Detached |

**Street average:** £361,667 (3 sales)
**Area average:** £686,210 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £683,564 (25 Detached, MK40, 2024–2026)
- **Deviation:** -37.8%

## Rental Range

*ONS Price Index of Private Rents (Bedford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,049/mo
- **Realistic:** £1,166/mo
- **Optimistic:** £1,283/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,296/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed End Terrace, Greenkeepers Road, MK40 | £1,950/mo | 4 | 0.76 miles | OpenRent |

**Average rent: £1,950/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.46% (weak for cashflow)
- **Max investor price (0.8%):** £243,750
- **Target investor price (1%):** £195,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,950/mo).*

- **Gross yield:** 5.5%
- **Cost-to-rent:** 18.2×
- **Monthly cashflow:** £56/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,009/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 25.6%
- **10y growth:** 31.7%

## House Price Index (HM Land Registry)

*Official index for Bedford; Detached series; as of February 2026.*

- **1y growth (index):** 2.8%
- **5y growth (index):** 19.2%
- **10y growth (index):** 44.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

106 m²

Council tax band

EPC rating

Year built

England and Wales: 1991-1995

Last sold

£425,000 Oct 2025

Price per m²

£4,009/m²

Local average

£683,564 (-37.8%)

Deprivation

Decile 10 (30,742 of 33,755)

Street crime

74 incidents within 1 mile (Mar 2026)

Key features

Sought after location
Detached home
Living room
Dining room
Kitchen and utility room
Four bedrooms
Family bathroom and en suite
Attractive gardens
Single garage and driveway
No chain

Additional details

Parking: Yes
Garden: Yes

Description

We are delighted to offer for sale this well presented four-bedroom detached home in Biddenham, just two miles from Bedford’s mainline train station.

The ground floor offers a spacious living room that leads through to a separate dining room providing access to the beautifully landscaped garden. The fitted kitchen is to the rear of the property along with a spacious utility room.

On the first floor there are four bedrooms with the largest offering fitted wardrobes and an en suite shower room and three further spacious bedrooms. There is also a family bathroom.

Externally, the private garden is mostly laid to lawn with some block paving for dining and a side access to the front and a single garage which boasts an electric door. The driveway offers ample parking and there is an attractive front garden with an array of mature bushes.

Added benefits include a ground floor cloakroom, gas central heating and double glazing.
Scope exists for extension, subject to any necessary consents.

Biddenham lies just to the west of Bedford and is the closest village to the town being just two miles from Bedford’s mainline railway station offering fast and frequent services, from 41 minutes, to the city and beyond. Biddenham is ideally located to take advantage of Bedford’s link to the A421 that connects the M1 at Junction 13 with the A1 at the Black Cat roundabout.

Biddenham is a prosperous village with three schools, Biddenham International School and Sports College, St James’ VA Primary School and St James’ & St Gregory’s Catholic Primary School and a Public House. The Biddenham Pavilion in the centre of the village offers a wide range of opportunities both sporting and social to include two hard tennis courts. Biddenham is also ideally situated for access to Bedford’s town centre for shopping and recreational facilities as well as for Bedford’s wealth of private schooling offered by the Harpur Trust and others.

Listed by

Bedford

Lane & Holmes LLP

Reference: 153757352

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 15/07/2024

Current heating cost: £1,172/year

Potential heating cost: £1,082/year

Est. upgrade cost to C: £14,500

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan.jpg

EPC Graphs

EE Rating

Price history

Event	Date	Price	% change
Sold	16/10/2025 (7 months ago)	£425,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
2 LACEWING DRIVE, BIDDENHAM, BEDFORD, MK40 4UP	£541,700	19/12/2025	Detached
56 WATERCRESS RISE, BIDDENHAM, BEDFORD, MK40 4US	£465,000	24/11/2025	Detached
1 HOLDEN CLOSE, BIDDENHAM, BEDFORD, MK40 4QY	£500,000	01/08/2025	Detached
2 THORPE CLOSE, BIDDENHAM, BEDFORD, MK40 4RA	£850,000	19/03/2025	Detached
Same street 72 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QH	£325,000	15/12/2023	Terraced
Same street 16 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QH	£300,000	02/11/2023	Semi-detached
40 BROMHAM ROAD, BIDDENHAM, BEDFORD, MK40 4AF	£880,000	19/10/2023	Detached
40A MAIN ROAD, BIDDENHAM, BEDFORD, MK40 4BD	£820,000	23/08/2023	Detached
Same street 50 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QH	£460,000	03/08/2023	Detached
61 DAYS LANE, BIDDENHAM, BEDFORD, MK40 4AE	£795,000	21/04/2023	Detached
64 ST JAMES WAY, BIDDENHAM, BEDFORD, MK40 4UH	£710,000	21/12/2022	Detached
40B BROMHAM ROAD, BIDDENHAM, BEDFORD, MK40 4AF	£880,000	02/12/2022	Detached
125 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QJ	£433,000	30/11/2022	Detached
13 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QJ	£427,000	02/11/2022	Detached
10 HAMPDEN COURT, BIDDENHAM, BEDFORD, MK40 4HX	£950,000	26/10/2022	Detached
6 LACEWING DRIVE, BIDDENHAM, BEDFORD, MK40 4UP	£635,000	13/10/2022	Detached
99 DEEP SPINNEY, BIDDENHAM, BEDFORD, MK40 4QJ	£630,000	07/10/2022	Detached
1 NODDERS WAY, BIDDENHAM, BEDFORD, MK40 4BJ	£680,000	16/09/2022	Detached
40 DAYS LANE, BIDDENHAM, BEDFORD, MK40 4AE	£1,300,000	14/07/2022	Detached
6 FRANKLYN GARDENS, BIDDENHAM, BEDFORD, MK40 4QD	£507,500	07/07/2022	Detached
9 LUCAS COURT, BIDDENHAM, BEDFORD, MK40 4RN	£695,000	06/07/2022	Detached
56 ST JAMES WAY, BIDDENHAM, BEDFORD, MK40 4UH	£525,000	01/07/2022	Detached
3 HOLDEN CLOSE, BIDDENHAM, BEDFORD, MK40 4QY	£500,000	30/06/2022	Detached

Street average: £361,667 (3 sales)

Area average: £686,210 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 25.6%

10y growth 31.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Bedford. Series: Detached. As of February 2026.

1y (index) 2.8%

5y (index) 19.2%

10y (index) 44.1%

Rental Range

Estimated market rent for Bedford. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,049/mo

Realistic £1,166/mo

Optimistic £1,283/mo

Based on Local Authority from postcode lookup → Bedford.

LHA (30th percentile) floor for Bedford: £1,296/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View MK40 4QH

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Only You	0.1 miles
Bus stop	Day's Lane	0.4 miles
Hospital	The Manor	0.4 miles
Bus stop	Unknown	0.6 miles
Shop	Sainsbury's	1.0 miles
Train station	Bedford	1.2 miles
Hospital	Bedford Hospital South Wing	1.8 miles
Train station	Bedford St Johns	1.9 miles
University	University of Bedfordshire Polhill Campus	2.8 miles
University	Cranfield University	7.1 miles

Street-level crime

Category	Count
Violence and sexual offences	32
Anti-social behaviour	16
Vehicle crime	6
Drugs	4
Other theft	4
Public order	4
Criminal damage and arson	3
Bicycle theft	1
Burglary	1
Other crime	1
Possession of weapons	1
Robbery	1
Total incidents	74

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St James' CofE Academy	Primary	0.2 miles	Good — 24 Apr 2012
Biddenham International School and Sports College	Secondary	0.6 miles	Good — 30 Apr 2019
Great Ouse Primary Academy	Primary	0.7 miles	Good — 2 May 2022
Great Denham Primary School	Primary	0.7 miles	Outstanding — 2 Jul 2024
Westfield Primary School	Primary	0.8 miles	Good — 18 Jul 2022

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
4 Bed End Terrace, Greenkeepers Road, MK40	£1,950/mo	4	0.76 miles	OpenRent

Average rent: £1,950/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.46%

Max investor price (0.8%) £243,750

Target investor price (1%) £195,000

Gross yield 5.5%

Cost-to-rent ratio 18.2×

Monthly cashflow £56/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 0.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).