# 3 bedroom end of terrace house for sale (ME12 3QA) ## Property Details | Key | Value | |-----|-------| | Address | 26 WINDMILL RISE, SHEERNESS, MINSTER ON SEA, KENT ME12 3QA | | Price | £280,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | C | | Last sold | £282,000 Sep 2025 | ## Description Located in the popular area of Minster on Sea, this three-bedroom end-of-terrace home on Windmill Rise offers a fantastic opportunity for comfortable and convenient living. The property features a spacious and bright living area, ideal for relaxing or entertaining, and a well-appointed kitchen with plenty of storage and workspace to suit all your needs. Upstairs, the home provides three generously sized bedrooms, making it perfect for families or those looking for additional space for a home office or guest room. The modern family bathroom is both practical and stylish, complementing the neutral decor throughout the home, which allows for easy personalisation. Externally, the property benefits from a driveway and a garage, providing ample off-road parking and storage options. The rear garden offers a private outdoor space, ideal for enjoying warm summer evenings or family gatherings. **Exterior** Driveway and garage to the front. Enclosed rear garden. **Key Terms** The Isle of Sheppey is a scenic island in Kent, located in the Thames Estuary, offering a unique coastal lifestyle with a rich history and beautiful landscapes. Known for its sandy beaches, nature reserves, and charming villages, the island is an attractive destination for those seeking a mix of rural living and easy access to the coast. Sheppey has a variety of housing options, from traditional cottages to modern homes, making it suitable for families, retirees, and those seeking a peaceful escape. The island is home to a number of local amenities, including schools, shops, and healthcare services, with larger shopping centers and facilities available in nearby Sittingbourne. Transport links are excellent, with the A249 connecting to the M2 motorway, providing quick access to mainland Kent and London. The island also has several railway stations, offering services to London. The Isle of Sheppey combines natural beauty, community living, and convenient transport connections, making it a desirable place to live. ## Property Photos - ![Picture No. 18](/listings/photos/157664546/417903) - Picture No. 18 - ![Picture No. 14](/listings/photos/157664546/417904) - Picture No. 14 - ![Picture No. 11](/listings/photos/157664546/417905) - Picture No. 11 - ![Picture No. 17](/listings/photos/157664546/417906) - Picture No. 17 - ![Picture No. 08](/listings/photos/157664546/417907) - Picture No. 08 - ![Picture No. 10](/listings/photos/157664546/417908) - Picture No. 10 - ![Picture No. 03](/listings/photos/157664546/417909) - Picture No. 03 - ![Picture No. 04](/listings/photos/157664546/417910) - Picture No. 04 - ![Picture No. 06](/listings/photos/157664546/417911) - Picture No. 06 - ![Picture No. 02](/listings/photos/157664546/417912) - Picture No. 02 - ![Picture No. 05](/listings/photos/157664546/417913) - Picture No. 05 - ![Picture No. 12](/listings/photos/157664546/417914) - Picture No. 12 - ![Picture No. 13](/listings/photos/157664546/417915) - Picture No. 13 ## Floorplans - ![Floorplan](/listings/photos/157664546/417916) - Floorplan - ![Floorplan](/listings/photos/157664546/417917) - Floorplan ## EPC Graphs - ![EPC Rating Graph](/listings/photos/157664546/417918) - EPC Rating Graph - ![EPC](/listings/photos/157664546/417919) - EPC ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 26 WINDMILL RISE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QA | £282,000 | 04/09/2025 | Terraced | | 26 WINDMILL RISE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QA | £141,000 | 13/02/2012 | Terraced | | 26 WINDMILL RISE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QA | £158,000 | 29/06/2007 | Terraced | | 26 WINDMILL RISE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QA | £155,000 | 16/09/2005 | Terraced | | 26 WINDMILL RISE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QA | £87,000 | 01/03/2002 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 38 ALBANY TERRACE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QL | £200,000 | 24/01/2025 | Terraced | | 32 ALBANY TERRACE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QL | £205,000 | 24/01/2025 | Terraced | | 36 ALBANY TERRACE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QL | £200,000 | 24/01/2025 | Terraced | | [Same street] 69 WINDMILL RISE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QA | £245,000 | 21/09/2023 | Semi-detached | | [Same street] 48 WINDMILL RISE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QA | £280,000 | 10/07/2023 | Semi-detached | | 64 OAK LANE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QN | £275,000 | 21/12/2021 | Terraced | | [Same street] 36 WINDMILL RISE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QA | £300,000 | 23/09/2021 | Semi-detached | | [Same street] 7 WINDMILL RISE, MINSTER ON SEA, SHEERNESS, SWALE, KENT, ME12 3QA | £255,000 | 28/06/2021 | Terraced | **Street average:** £270,000 (4 sales) **Area average:** £220,000 (4 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £228,011 (100 Terraced, ME12, 2024–2026) - **Deviation:** +22.8% ## Rental Range *ONS Price Index of Private Rents (Swale). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £982/mo - **Realistic:** £1,091/mo - **Optimistic:** £1,200/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £1,197/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Terraced House, Prince Charles Avenue, ME12 | £1,600/mo | 3 | 0.49 miles | OpenRent | | 3 Bed Detached House, Nunnery Grove, ME12 | £1,750/mo | 3 | 0.55 miles | OpenRent | | 3 Bed Semi-Detached House, Howard Close, ME12 | £1,600/mo | 3 | 0.76 miles | OpenRent | | 3 Bed Terraced House, Buttercup Avenue, ME12 | £1,300/mo | 3 | 1.04 miles | OpenRent | | 3 Bed Semi-Detached House, Primrose Way, ME12 | £1,750/mo | 3 | 1.14 miles | OpenRent | **Average rent: £1,600/mo (5 listings)** ## 1% Rule - **Rent ratio:** 0.57% (weak for cashflow) - **Max investor price (0.8%):** £200,000 - **Target investor price (1%):** £160,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,600/mo).* - **Gross yield:** 6.9% - **Cost-to-rent:** 14.6× - **Monthly cashflow:** £312/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 4.6% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 16.9% - **10y growth:** 38.9% ## House Price Index (HM Land Registry) *Official index for Swale; Terraced series; as of March 2026.* - **1y growth (index):** -0.4% - **5y growth (index):** 11.5% - **10y growth (index):** 37.3% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)