# 7 bedroom house for sale (W10 5UW)

## Property Details

| Key | Value |
|-----|-------|
| Address | 84 OXFORD GARDENS, LONDON, GREATER LONDON W10 5UW |
| Price | £4,750,000 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 522 m² |
| Last sold | £4,000,000 Aug 2009 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 12/06/2032
- **Current heating cost:** £2,464/year
- **Est. upgrade cost to C:** £9,000

### Recommendations
- Q (£4,000 - £14,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0360-2867-4160-2792-1745)

## Description

6 bedrooms - 3 reception rooms - 4 bathrooms - Study/bed 7 - Garden

## Property Photos

- ![Photo](/listings/photos/19585898/502157)
- ![Photo](/listings/photos/19585898/502158)
- ![Photo](/listings/photos/19585898/502159)
- ![Photo](/listings/photos/19585898/502160)
- ![Photo](/listings/photos/19585898/502161)
- ![Photo](/listings/photos/19585898/502162)
- ![Photo](/listings/photos/19585898/502163)
- ![Photo](/listings/photos/19585898/502164)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 84 OXFORD GARDENS, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, W10 5UW | £4,000,000 | 27/08/2009 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 72 OXFORD GARDENS, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, W10 5UW | £7,600,000 | 26/06/2023 | Detached |
| [Same street] 90 OXFORD GARDENS, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, W10 5UW | £7,440,000 | 28/10/2022 | Detached |
| 63E OXFORD GARDENS, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, W10 5UJ | £1,575,000 | 06/06/2022 | Other |
| 57 CHESTERTON ROAD, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, W10 6ES | £84,161 | 05/11/2021 | Other |
| 6 MALTON ROAD, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, W10 5UP | £50,000 | 27/08/2021 | Other |
| [Same street] 74 FLAT 4 OXFORD GARDENS, LONDON, KENSINGTON AND CHELSEA, GREATER LONDON, W10 5UW | £650,000 | 24/06/2021 | Flat |

**Street average:** £5,230,000 (3 sales)
**Area average:** £569,720 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £1,456,500 (4 Other, W10, 2024–2026)
- **Deviation:** +226.1%

## Rental Range

*ONS Price Index of Private Rents (Kensington and Chelsea). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £3,237/mo
- **Realistic:** £3,597/mo
- **Optimistic:** £3,957/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Stevenage & North Herts (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Garden, W10 | £3,000/mo | 1 | 0.17 miles | OpenRent |
| 2 Bed Flat, Chesterton Road, W10 | £3,683/mo | 2 | 0.21 miles | OpenRent |
| 1 Bed Flat, St Lawrence Terrace, W10 | £1,950/mo | 1 | 0.24 miles | OpenRent |
| 3 Bed Flat, St Quinten Avenue, W10 | £3,250/mo | 3 | 0.24 miles | OpenRent |
| 2 Bed Flat, Cambridge Gardens, W10 | £2,470/mo | 2 | 0.31 miles | OpenRent |
| 4 Bed Maisonette, St. Ervans Road, W10 | £4,400/mo | 4 | 0.46 miles | OpenRent |

**Average rent: £3,126/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 0.07% (weak for cashflow)
- **Max investor price (0.8%):** £390,625
- **Target investor price (1%):** £312,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £3,125/mo).*

- **Gross yield:** 0.8%
- **Cost-to-rent:** 126.7×
- **Monthly cashflow:** £-15,918/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -13.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £9,100/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **10y growth:** -61.7%

## House Price Index (HM Land Registry)

*Official index for Kensington and Chelsea; All dwelling types series; as of March 2026.*

- **1y growth (index):** -7.4%
- **5y growth (index):** -5.1%
- **10y growth (index):** -11.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)