Sold STC Terraced

9 BRADSTONE NEW ROAD

FOLKESTONE, KENT CT20 1HP

2 beds 1 baths 700 sq ft Listed 17 Jun 2025 (-340d)

£200,000

Offers Over

Reduced on 6 Nov 2025

Save

# 2 bedroom terraced house for sale (CT20 1HP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 9 BRADSTONE NEW ROAD, FOLKESTONE, KENT CT20 1HP |
| Price | £200,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 65 m² |
| Last sold | £194,000 Oct 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Current heating cost:** £527/year
- **Est. upgrade cost to C:** £19,500

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7394-0000-3255-4717-4200)

## Description

Charming Two-Bedroom Mid-Terraced Home

Coastal Living with Town Centre Convenience

Situated in a sought-after location just a short stroll from Folkestone’s beautiful seafront and beach, this well-presented two-bedroom mid-terraced home on Bradstone New Road offers a superb opportunity to enjoy the best of coastal and urban living.

The property welcomes you with a bright and airy open plan lounge/diner —perfect for entertaining or cosy evenings in. The fitted kitchen offers plenty of storage, which also leads to the utility area, leading directly into the private rear garden, ideal for relaxing or alfresco dining.

Upstairs, the home features two well-appointed double bedrooms and a stylish, fully tiled family bathroom.

One of the standout features of this home is its exceptional location. You're just minutes from the award-winning Folkestone Harbour Arm, a vibrant destination for food, drink, and cultural events. The Leas promenade and beachfront are also within easy reach, offering scenic walks, sea views, and a relaxing coastal atmosphere.

In addition, the property is within walking distance of Folkestone Central Station, providing high-speed rail links to London St Pancras in under an hour—ideal for commuters.

This charming home is perfect for first-time buyers, seaside lovers, or investors, offering comfort, style, and a true taste of life by the sea.

AGENTS NOTE- The pictures shown were taken before the current tenants moved in, so may appear different on a live viewing.

Identification Checks

Should a purchaser(s) have an offer accepted on a property marketed by Miles & Barr, they will need to undertake an identification check. This is done to meet our obligation under Anti Money Laundering Regulations (AML) and is a legal requirement. We use a specialist third party service to verify your identity provided by Lifetime Legal. The cost of these checks is £60 inc. VAT per purchase, which is paid in advance, directly to Lifetime Legal, when an offer is agreed and prior to a sales memorandum being issued. This charge is non-refundable under any circumstances.

Location Summary

Awarded Best Place to Live in The South East by The Times 2024; This coastal town is the very model of modern regeneration for shipshape and stylish living. Folkestone has seen much regeneration over the past few years, with much more planned going forward, especially surrounding the town centre and Harbour. Folkestone has a large array of shops, boutiques and restaurants as well as many hotels and tourist attractions. Folkestone is fortunate to have two High Speed Rail links to London, both offering a London commute in under an hour. There are great transport links to surrounding towns and cities and easy access to the continent too. With so much going on and with the future bright, Folkestone is an excellent location to both live and invest in.

## Property Photos

- ![Picture 1](/listings/photos/163440020/253511) - Picture 1
- ![Picture 2](/listings/photos/163440020/253512) - Picture 2
- ![Picture 3](/listings/photos/163440020/253513) - Picture 3
- ![Picture 4](/listings/photos/163440020/253514) - Picture 4
- ![Picture 5](/listings/photos/163440020/253515) - Picture 5
- ![Picture 6](/listings/photos/163440020/253516) - Picture 6
- ![Picture 7](/listings/photos/163440020/253517) - Picture 7
- ![Picture 8](/listings/photos/163440020/253518) - Picture 8

## Floorplans

- ![Picture 9](/listings/photos/163440020/253519) - Picture 9

## EPC Graphs

- ![Picture 10](/listings/photos/163440020/253520) - Picture 10

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 BRADSTONE NEW ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HP | £194,000 | 27/10/2023 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 5 BRADSTONE NEW ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HP | £210,000 | 20/06/2023 | Terraced |
| [Same street] 2 BRADSTONE NEW ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HP | £200,000 | 08/06/2023 | Terraced |
| 23 BELLEVUE STREET, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HY | £320,000 | 07/06/2023 | Terraced |
| 82 GUILDHALL STREET, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1EQ | £295,000 | 19/10/2022 | Terraced |
| 13 BELLEVUE STREET, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HY | £160,000 | 18/10/2022 | Terraced |
| 20 CLARENCE STREET, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HT | £215,000 | 23/09/2022 | Terraced |
| 3 SPRING TERRACE, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1JH | £155,000 | 23/09/2022 | Terraced |
| 4 SPRING TERRACE, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1JH | £123,350 | 23/09/2022 | Terraced |
| 122 GUILDHALL STREET, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1ES | £242,500 | 09/06/2022 | Terraced |
| 23B MOUNT PLEASANT ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HU | £105,000 | 08/04/2022 | Terraced |
| 27 MOUNT PLEASANT ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HU | £185,000 | 01/03/2022 | Terraced |
| 7 DEVON ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT19 5AH | £160,000 | 28/02/2022 | Terraced |
| 12 MOUNT PLEASANT ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HU | £187,500 | 08/12/2021 | Terraced |
| 27 BRADSTONE ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HW | £248,000 | 25/10/2021 | Terraced |
| 1 SPRING TERRACE, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1JH | £188,000 | 22/10/2021 | Terraced |
| 29 MOUNT PLEASANT ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HU | £217,500 | 30/09/2021 | Terraced |
| 4 MOUNT PLEASANT ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HU | £170,000 | 02/09/2021 | Terraced |
| 22 MOUNT PLEASANT ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HU | £236,500 | 24/08/2021 | Terraced |
| 28 DARBY ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1EN | £260,000 | 14/07/2021 | Terraced |
| 48 ST JOHNS STREET, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1JB | £260,000 | 30/06/2021 | Terraced |
| 5 NEW STREET, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HR | £135,000 | 25/06/2021 | Terraced |
| 37 - 39 GRACE HILL, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HQ | £225,000 | 01/06/2021 | Terraced |

**Street average:** £205,000 (2 sales)
**Area average:** £204,418 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £338,393 (14 Terraced, CT20, 2024–2026)
- **Deviation:** -40.9%

## Rental Range

*ONS Price Index of Private Rents (Folkestone and Hythe). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,031/mo
- **Realistic:** £1,145/mo
- **Optimistic:** £1,260/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Dover-Shepway (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £693/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Charlotte Street, CT20 | £1,250/mo | 2 | 0.21 miles | OpenRent |
| 2 Bed Maisonette, St Michaels St, CT20 | £900/mo | 2 | 0.22 miles | OpenRent |
| 2 Bed Semi-Detached House, Garden Road, CT19 | £1,100/mo | 2 | 0.27 miles | OpenRent |
| 2 Bed Maisonette, Cheriton Place, CT20 | £1,100/mo | 2 | 0.32 miles | OpenRent |
| 2 Bed Flat, Chambers House, CT20 | £1,100/mo | 2 | 0.35 miles | OpenRent |
| 2 Bed Flat, Sidney Street, CT19 | £995/mo | 2 | 0.6 miles | OpenRent |
| 2 Bed Flat, Aston Court, CT20 | £1,400/mo | 2 | 0.62 miles | OpenRent |
| 2 Bed Flat, Sandgate Road, CT20 | £1,300/mo | 2 | 0.83 miles | OpenRent |
| 2 Bed Flat, The Lleas, CT20 | £2,300/mo | 2 | 0.88 miles | OpenRent |

**Average rent: £1,272/mo (9 listings)**

## 1% Rule

- **Rent ratio:** 0.55% (weak for cashflow)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 6.6%
- **Cost-to-rent:** 15.2×
- **Monthly cashflow:** £177/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,077/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 45.4%
- **10y growth:** 73.1%

## House Price Index (HM Land Registry)

*Official index for Folkestone and Hythe; Terraced series; as of February 2026.*

- **1y growth (index):** 3.3%
- **5y growth (index):** 18.3%
- **10y growth (index):** 52.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Picture 1 Picture 2 Picture 3 Picture 4 Picture 5 Picture 6 Picture 7 Picture 8

/ 8

Property details

Tenure

FREEHOLD

Floor area

65 m²

Council tax band

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£194,000 Oct 2023

Price per m²

£3,077/m²

Local average

£338,393 (-40.9%)

Deprivation

Decile 1 (1,198 of 33,755)

Street crime

458 incidents within 1 mile (Mar 2026)

Key features

Two Generously Sized Bedrooms
Bright and Airy Living Space
Private Courtyard Garden
Great Central Location
Ideal for First-Time Buyers or Investors
Close to Local Amenities

Additional details

Electricity: Mains supply
Sewerage: Mains supply
Heating: Gas central
Parking: On street
Garden: Yes
Listed property: No
Required access: No
Flooded in last 5 years: No

Description

Charming Two-Bedroom Mid-Terraced Home

Coastal Living with Town Centre Convenience

Situated in a sought-after location just a short stroll from Folkestone’s beautiful seafront and beach, this well-presented two-bedroom mid-terraced home on Bradstone New Road offers a superb opportunity to enjoy the best of coastal and urban living.

The property welcomes you with a bright and airy open plan lounge/diner —perfect for entertaining or cosy evenings in. The fitted kitchen offers plenty of storage, which also leads to the utility area, leading directly into the private rear garden, ideal for relaxing or alfresco dining.

Upstairs, the home features two well-appointed double bedrooms and a stylish, fully tiled family bathroom.

One of the standout features of this home is its exceptional location. You're just minutes from the award-winning Folkestone Harbour Arm, a vibrant destination for food, drink, and cultural events. The Leas promenade and beachfront are also within easy reach, offering scenic walks, sea views, and a relaxing coastal atmosphere.

In addition, the property is within walking distance of Folkestone Central Station, providing high-speed rail links to London St Pancras in under an hour—ideal for commuters.

This charming home is perfect for first-time buyers, seaside lovers, or investors, offering comfort, style, and a true taste of life by the sea.

AGENTS NOTE- The pictures shown were taken before the current tenants moved in, so may appear different on a live viewing.

Identification Checks
Should a purchaser(s) have an offer accepted on a property marketed by Miles & Barr, they will need to undertake an identification check. This is done to meet our obligation under Anti Money Laundering Regulations (AML) and is a legal requirement. We use a specialist third party service to verify your identity provided by Lifetime Legal. The cost of these checks is £60 inc. VAT per purchase, which is paid in advance, directly to Lifetime Legal, when an offer is agreed and prior to a sales memorandum being issued. This charge is non-refundable under any circumstances.

Location Summary
Awarded Best Place to Live in The South East by The Times 2024; This coastal town is the very model of modern regeneration for shipshape and stylish living. Folkestone has seen much regeneration over the past few years, with much more planned going forward, especially surrounding the town centre and Harbour. Folkestone has a large array of shops, boutiques and restaurants as well as many hotels and tourist attractions. Folkestone is fortunate to have two High Speed Rail links to London, both offering a London commute in under an hour. There are great transport links to surrounding towns and cities and easy access to the continent too. With so much going on and with the future bright, Folkestone is an excellent location to both live and invest in.

Listed by

Folkestone

The Lomond Group

Reference: 163440020

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 31/05/2023

Current heating cost: £527/year

Potential heating cost: £438/year

Est. upgrade cost to C: £19,500

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Picture 9

EPC Graphs

Picture 10

Price history

Event	Date	Price	% change
Sold	27/10/2023 (2 years ago)	£194,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 5 BRADSTONE NEW ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HP	£210,000	20/06/2023	Terraced
Same street 2 BRADSTONE NEW ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HP	£200,000	08/06/2023	Terraced
23 BELLEVUE STREET, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HY	£320,000	07/06/2023	Terraced
82 GUILDHALL STREET, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1EQ	£295,000	19/10/2022	Terraced
13 BELLEVUE STREET, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HY	£160,000	18/10/2022	Terraced
20 CLARENCE STREET, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HT	£215,000	23/09/2022	Terraced
3 SPRING TERRACE, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1JH	£155,000	23/09/2022	Terraced
4 SPRING TERRACE, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1JH	£123,350	23/09/2022	Terraced
122 GUILDHALL STREET, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1ES	£242,500	09/06/2022	Terraced
23B MOUNT PLEASANT ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HU	£105,000	08/04/2022	Terraced
27 MOUNT PLEASANT ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HU	£185,000	01/03/2022	Terraced
7 DEVON ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT19 5AH	£160,000	28/02/2022	Terraced
12 MOUNT PLEASANT ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HU	£187,500	08/12/2021	Terraced
27 BRADSTONE ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HW	£248,000	25/10/2021	Terraced
1 SPRING TERRACE, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1JH	£188,000	22/10/2021	Terraced
29 MOUNT PLEASANT ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HU	£217,500	30/09/2021	Terraced
4 MOUNT PLEASANT ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HU	£170,000	02/09/2021	Terraced
22 MOUNT PLEASANT ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HU	£236,500	24/08/2021	Terraced
28 DARBY ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1EN	£260,000	14/07/2021	Terraced
48 ST JOHNS STREET, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1JB	£260,000	30/06/2021	Terraced
5 NEW STREET, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HR	£135,000	25/06/2021	Terraced
37 - 39 GRACE HILL, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 1HQ	£225,000	01/06/2021	Terraced

Street average: £205,000 (2 sales)

Area average: £204,418 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 45.4%

10y growth 73.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Folkestone and Hythe. Series: Terraced. As of February 2026.

1y (index) 3.3%

5y (index) 18.3%

10y (index) 52.6%

Rental Range

Estimated market rent for Folkestone and Hythe. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,031/mo

Realistic £1,145/mo

Optimistic £1,260/mo

Based on Local Authority from postcode lookup → Folkestone and Hythe.

LHA (30th percentile) floor for Dover-Shepway: £693/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CT20 1HP

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Wilmoths Citroën	0.1 miles
Bus stop	Health Centre	0.1 miles
Shop	Grace Hill Hair & Beauty	0.1 miles
Bus stop	Shellons Street Car Park	0.1 miles
Hospital	Kent Community Health	0.3 miles
Hospital	Royal Victoria Hospital and Folkestone Minor Injury Unit	0.4 miles
Train station	Folkestone Central	0.5 miles
Train station	Folkestone West	1.1 miles

Street-level crime

Category	Count
Violence and sexual offences	178
Anti-social behaviour	64
Shoplifting	49
Criminal damage and arson	44
Drugs	27
Public order	26
Vehicle crime	19
Other theft	18
Other crime	15
Burglary	10
Possession of weapons	5
Bicycle theft	2
Theft from the person	1
Total incidents	458

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Christ Church Cep Academy, Folkestone	Primary	0.2 miles	Good — 22 Jan 2023
Folkestone Beacon Plus	Other	0.3 miles	— (No rating)
St Eanswythe's Church of England Primary School	Primary	0.3 miles	Outstanding — 7 Apr 2019
Folkestone, St Peter's Church of England Primary School	Primary	0.4 miles	Good — 16 Dec 2015
Mundella Primary School	Primary	0.4 miles	Good — 25 Jun 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Charlotte Street, CT20	£1,250/mo	2	0.21 miles	OpenRent
2 Bed Maisonette, St Michaels St, CT20	£900/mo	2	0.22 miles	OpenRent
2 Bed Semi-Detached House, Garden Road, CT19	£1,100/mo	2	0.27 miles	OpenRent
2 Bed Maisonette, Cheriton Place, CT20	£1,100/mo	2	0.32 miles	OpenRent
2 Bed Flat, Chambers House, CT20	£1,100/mo	2	0.35 miles	OpenRent
2 Bed Flat, Sidney Street, CT19	£995/mo	2	0.6 miles	OpenRent
2 Bed Flat, Aston Court, CT20	£1,400/mo	2	0.62 miles	OpenRent
2 Bed Flat, Sandgate Road, CT20	£1,300/mo	2	0.83 miles	OpenRent
2 Bed Flat, The Lleas, CT20	£2,300/mo	2	0.88 miles	OpenRent

Average rent: £1,272/mo (9 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.55%

Max investor price (0.8%) £137,500

Target investor price (1%) £110,000

Gross yield 6.6%

Cost-to-rent ratio 15.2×

Monthly cashflow £177/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 3.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).