# 4 bedroom semi-detached house for sale (OX5 2DT)

## Property Details

| Key | Value |
|-----|-------|
| Address | 50 STERLING ROAD, KIDLINGTON, OXFORDSHIRE OX5 2DT |
| Price | £275,000 |
| Bedrooms | 4 |
| Last sold | £275,000 Apr 2009 |

## Description

An extended 4 bedroom semi-detached house situated within walking distance of the main shopping centre with a separate sitting room, 20' kitchen/breakfast room, dining room/study, cloakroom, gas central heating, double glazing, garage and enclosed rear garden.

## Property Photos

- ![Photo](/listings/photos/19832623/443048)
- ![Photo](/listings/photos/19832623/443050)
- ![Photo](/listings/photos/19832623/443051)
- ![Photo](/listings/photos/19832623/443053)

## Floorplans

- ![Floorplan 1](/listings/photos/19832623/443055) - Floorplan 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #8528576
- **Address:** 50 Sterling Road, KIDLINGTON, OX5 2DT
- **Certificate Issued:** 21/11/2011
- **Work Completed:** 01/11/2011
- **Items:** 6 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 50 STERLING ROAD, KIDLINGTON, CHERWELL, OXFORDSHIRE, OX5 2DT | £275,000 | 09/04/2009 | Semi-detached |
| 50 STERLING ROAD, KIDLINGTON, CHERWELL, OXFORDSHIRE, OX5 2DT | £265,000 | 21/03/2005 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 46 EXETER ROAD, KIDLINGTON, CHERWELL, OXFORDSHIRE, OX5 2DZ | £340,000 | 12/06/2025 | Semi-detached |
| [Same street] 37 STERLING ROAD, KIDLINGTON, CHERWELL, OXFORDSHIRE, OX5 2DT | £365,000 | 16/06/2023 | Semi-detached |
| [Same street] 62 STERLING ROAD, KIDLINGTON, CHERWELL, OXFORDSHIRE, OX5 2DT | £425,000 | 02/09/2022 | Semi-detached |

**Street average:** £395,000 (2 sales)
**Area average:** £340,000 (1 sale)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £410,476 (21 Semi-detached, OX5, 2024–2026)
- **Deviation:** -33%

## Rental Range

*ONS Price Index of Private Rents (Cherwell). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,160/mo
- **Realistic:** £1,289/mo
- **Optimistic:** £1,418/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cherwell Valley (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,446/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Detached House, Banbury Road, OX5 | £2,300/mo | 4 | 0.46 miles | OpenRent |

**Average rent: £2,300/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.84% (okay)
- **Max investor price (0.8%):** £287,500
- **Target investor price (1%):** £230,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,300/mo).*

- **Gross yield:** 10%
- **Cost-to-rent:** 10×
- **Monthly cashflow:** £962/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -2.4%
- **10y growth:** 8.7%

## House Price Index (HM Land Registry)

*Official index for Cherwell; Semi-detached series; as of March 2026.*

- **1y growth (index):** 2.7%
- **5y growth (index):** 19.2%
- **10y growth (index):** 27.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)