# 3 bedroom terraced house for sale (WS15 1JY) ## Property Details | Key | Value | |-----|-------| | Address | 20 CORNWALL COURT, RUGELEY, STAFFORDSHIRE WS15 1JY | | Price | £99,000 | | Bedrooms | 3 | | Construction age | England and Wales: 1950-1966 | | Floor area | 82 m² | | Last sold | £114,000 Aug 2016 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** C - **Expiry date:** 22/02/2036 - **Current heating cost:** £653/year - **Est. upgrade cost to C:** £9,000 ### Recommendations - U (£8,000 - £10,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2674-3059-7202-9896-3200) ## Description UPVC double-glazed front entrance door to:- **Reception Hall** - Two wall light points - Telephone point - Radiator - Useful understairs storage - Stairs leading to first floor **Lounge** 12' 9" x 10' 4" (3.89m x 3.15m) - Feature stone fire surround with electric coal effect fire - T.V.point - UPVC double-glazed window to front **Dining Room** 14' 1" x 8' 6" (4.29m x 2.59m) - Ceiling light point - Radiator - UPVC double-glazed window to rear elevation **Kitchen** 10' x 9' 10" (3.05m x 3.00m) - Base and wall units with integrated electric hob, oven and extractor fan over - Ceiling light point - Plumbing and space for washing machine - Appliance space - Useful pantry cupboard - UPVC double-glazed window - Door leading to rear garden **Landing** - Two wall light points - Loft access - Cupboard housing gas central heating boiler **Bedroom One** 12' 9" x 10' 4" (3.89m x 3.15m) - Radiator - Fitted wardrobe - UPVC double-glazed window to front **Bedroom Two** 8' 7" x 8' (2.62m x 2.44m) - Fitted wardrobe - UPVC double-glazed window to rear **Bedroom Three** 7' x 5' 9" (2.13m x 1.75m) - Radiator - UPVC double-glazed window to front **Bathroom** - White W.C - Pedestal hand wash basin - Panelled bath with overhead electric shower unit - Ceiling light point - Tiled splashback areas - Radiator - UPVC double-glazed window to rear **Garden** - To the front of the property is a lawned area with pathway leading to the front door - The rear garden is enclosed with a lawned area and gate to the garage **Garage** - Single detached garage at rear of house ## Property Photos - ![Front of House](/listings/photos/29389607/376413) - Front of House - ![Kitchen](/listings/photos/29389607/376415) - Kitchen - ![Lounge](/listings/photos/29389607/376417) - Lounge - ![Dining Room](/listings/photos/29389607/376419) - Dining Room - ![Landing](/listings/photos/29389607/376422) - Landing - ![Master bedroom](/listings/photos/29389607/376424) - Master bedroom - ![bedroom 3](/listings/photos/29389607/376425) - bedroom 3 - ![Bathroom](/listings/photos/29389607/376427) - Bathroom - ![Bathroom](/listings/photos/29389607/376429) - Bathroom - ![Garden and garage](/listings/photos/29389607/376431) - Garden and garage - ![Street view](/listings/photos/29389607/376433) - Street view ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 20 CORNWALL COURT, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 1JY | £114,000 | 08/08/2016 | Terraced | | 20 CORNWALL COURT, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 1JY | £91,000 | 25/06/2010 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 29 CHICHESTER CLOSE, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 1GQ | £220,000 | 27/11/2025 | Terraced | | 8 SOMERSET AVENUE, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 1LE | £300,000 | 17/11/2023 | Terraced | | 38 BEDFORD WAY, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 1LB | £167,500 | 17/11/2023 | Terraced | | 89 HEDNESFORD ROAD, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 1JS | £218,000 | 04/10/2023 | Terraced | | 1 ST AUGUSTINES ROAD, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 1NF | £149,950 | 14/07/2023 | Terraced | | 7 DEVONSHIRE DRIVE, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 1LA | £70,000 | 17/04/2023 | Terraced | | [Same street] 1 CORNWALL COURT, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 1JY | £156,000 | 08/02/2023 | Terraced | | 22 SOMERSET AVENUE, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 1LE | £230,000 | 01/11/2022 | Terraced | | [Same street] 15 CORNWALL COURT, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 1JY | £110,000 | 17/06/2022 | Terraced | | 34 BEDFORD WAY, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 1LB | £140,000 | 06/05/2022 | Terraced | | 5 YORK CLOSE, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 1GL | £180,000 | 08/04/2022 | Terraced | | 40 BEDFORD WAY, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 1LB | £175,000 | 21/03/2022 | Terraced | | 6 CANTERBURY DRIVE, RUGELEY, CANNOCK CHASE, STAFFORDSHIRE, WS15 1GH | £190,000 | 25/11/2021 | Terraced | **Street average:** £133,000 (2 sales) **Area average:** £185,495 (11 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £236,932 (31 Terraced, WS15, 2024–2026) - **Deviation:** -58.2% ## Rental Range *ONS Price Index of Private Rents (Cannock Chase). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £761/mo - **Realistic:** £845/mo - **Optimistic:** £930/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Mid Staffs (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £738/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, St. Augustines Road, WS15 | £995/mo | 3 | 0.21 miles | OpenRent | | 3 Bed Detached House, Chichester Close, WS15 | £1,200/mo | 3 | 0.21 miles | OpenRent | | 3 Bed Detached House, Main Road, WS15 | £1,750/mo | 3 | 1.02 miles | OpenRent | **Average rent: £1,315/mo (3 listings)** ## 1% Rule - **Rent ratio:** 1.21% (strong) - **Max investor price (0.8%):** £150,000 - **Target investor price (1%):** £120,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,200/mo).* - **Gross yield:** 14.5% - **Cost-to-rent:** 6.9× - **Monthly cashflow:** £665/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 27.8% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £1,207/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 36.4% - **10y growth:** 55.1% ## House Price Index (HM Land Registry) *Official index for Cannock Chase; Terraced series; as of March 2026.* - **1y growth (index):** -0.8% - **5y growth (index):** 22.6% - **10y growth (index):** 61.9% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)