# 2 bedroom terraced house for sale (MK16 0LW)

## Property Details

| Key | Value |
|-----|-------|
| Address | 78 HOLLAND WAY, NEWPORT PAGNELL, MILTON KEYNES MK16 0LW |
| Price | £154,995 |
| Bedrooms | 2 |
| Construction age | England and Wales: 1983-1990 |
| Floor area | 61 m² |
| Last sold | £149,000 Aug 2012 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 09/12/2028
- **Current heating cost:** £394/year

### Recommendations
- B4 (600)
- E (20)
- I (3,000)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9041-2880-6222-9598-6445)

## Description

Situated in the POPULAR location of Green Park this MODERN terrace property benefits from GAS to RADIATOR heating, DOUBLE GLAZED windows, REFITTED kitchen, MODERN bathroom, DOUBLE bedrooms and GARAGE. Situated close to good local schools and local ammenities. An internal viewing is highly recommended. 

**Porch**

Double glazed door to porch. Cupboard housing meters.

**Lounge**

13'8" x 11'9" 

Double glazed window to front, double radiator, TV/FM point. Stairs rising to first floor landing.

**Kitchen**

11'9" X 8'8"

Door leading to understairs cupboard with shelving. A range of eye-level and base units with work surfaces over. Laminate flooring. Radiator. Two double glazed windows to rear. Double glazed door to rear. Stainless steel sink with mixer tap. Tiled above. Space and plumbing for washing machine. Stainless steel fan-assisted electric oven with gas hob over. Space for fridge/freezer. 

**FIRST FLOOR:**

Door to all rooms. Hatch to loft, which is part boarded and has a ladder. 

**Bedroom 1**

12'2 x 8'7" 

Double glazed window to front. Radiator. 

**Bedroom 2**

12' 2" x 8'8" 

Radiator, Double glazed window to rear. Door to airing cupboard housing wall-mounted combi boiler and storage. 

**Bathroom**

Laminate flooring, handbasin/pedestal, tiled to splashbacks. Panelled bath with electric wall-mounted shower, tiled around. Low level WC. Extractor fan. Radiator. 

**Rear Garden**

Outside tap. Decking. Stepped down to lawn. Part paved. Fenced around. Gated access to garage in a block. 

**Garage**

Metal up and over door. 

**Summary**

Newport Pagnell is a modern thriving market town situated in the North East of Buckinghamshire. The history of the area dates back to the Iron Age and the town itself is from the Roman period. The home of Aston Martins. Close to Milton Keynes for shopping and the Theatre. Close to the M1 Motorway for easy access to London and the north. Good rail links to London only 45 minutes.The high street has shops such as Boots the chemist the Co-op and Summerfield's, local butchers, bakers and green grocers. Many Restaurants and public houses, local indoor swimming pool and public library.Schools: Cedars Combined School, Green Park School, Ousedale School, Portfields School, Tickford Park School.

**Mortgage Advice**

For a smoother process we recommend that you speak to our mortgage adviser as early on in the process as possible. A decision in principle from a mortgage lender can place you in a more favourable position when putting in an offer on a property. We are able to offer independent mortgage advice from the whole of the mortgage market, ensuring you get the best possible advice and mortgage deal suitable for you. Appointments are available Monday to Friday and early evening appointments by arrangement. 

Your home is at risk if you do not keep up repayments on a mortgage or any other loan secured on it. 

We offer FREE in house no obligation mortgage service. Speak to David or Ian on 01908-616636 

**Services**

Council Tax Band: B

**Viewings**

Please call the office on 01908 616636.

**Please note**

The above details have been submitted to our clients but at the moment have not been approved by them and we therefore cannot guarantee their accuracy and they are distributed on this basis. Please ensure that you have a copy of our approved details before committing yourself to any expense. 

I give notice that: i) these particulars do not constitute an offer or contract; ii) anything said written or shown in relation to these particulars is for guidance only of prospective purchasers and must not be relied upon as a statement of fact; iii) the description provided therein represents the opinion of the author and whilst given in good faith should be verified by a prospective purchaser or their representative; iv) photographs are not necessarily comprehensive or current; v) areas, measurements or distances are given as a guide only and are not precise; vi) boundaries are subject to verification; vii) appliances and fittings have not been tested. These particulars are intended as a guide and must not be relied upon as statements of fact.

## Property Photos

- ![front view](/listings/photos/33746734/264538) - front view
- ![Photo](/listings/photos/33746734/264540)
- ![kitchen](/listings/photos/33746734/264542) - kitchen
- ![kitchen](/listings/photos/33746734/264545) - kitchen
- ![garden](/listings/photos/33746734/264547) - garden
- ![sitting room](/listings/photos/33746734/264549) - sitting room
- ![sitting room](/listings/photos/33746734/264552) - sitting room
- ![sitting room](/listings/photos/33746734/264554) - sitting room
- ![sitting room](/listings/photos/33746734/264557) - sitting room
- ![diniing roo](/listings/photos/33746734/264559) - diniing roo
- ![dining area](/listings/photos/33746734/264562) - dining area
- ![Photo](/listings/photos/33746734/264564)
- ![bedroom](/listings/photos/33746734/264566) - bedroom
- ![bedroom](/listings/photos/33746734/264568) - bedroom
- ![bathroom](/listings/photos/33746734/264570) - bathroom
- ![Photo](/listings/photos/33746734/264571)
- ![Photo](/listings/photos/33746734/264572)
- ![bedroom](/listings/photos/33746734/264573) - bedroom
- ![bedroom](/listings/photos/33746734/264574) - bedroom
- ![rear view](/listings/photos/33746734/264575) - rear view
- ![front view](/listings/photos/33746734/264577) - front view
- ![garden](/listings/photos/33746734/264579) - garden
- ![view of street](/listings/photos/33746734/264580) - view of street
- ![front view](/listings/photos/33746734/264583) - front view
- ![rear garden](/listings/photos/33746734/264585) - rear garden

## Floorplans

- ![Floorplan 1](/listings/photos/33746734/264589) - Floorplan 1

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #2178384
- **Address:** 78 Holland Way, NEWPORT PAGNELL, MK16 0LW
- **Certificate Issued:** 01/11/2004
- **Work Completed:** 09/05/2004
- **Items:** 3 window(s), 1 door(s)

### FENSA Certificate #2942081
- **Address:** 78 Holland Way, NEWPORT PAGNELL, MK16 0LW
- **Certificate Issued:** 09/08/2005
- **Work Completed:** 06/07/2005
- **Items:** 2 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 78 HOLLAND WAY, NEWPORT PAGNELL, MILTON KEYNES, MK16 0LW | £149,000 | 17/08/2012 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 BARNSBURY GARDENS, NEWPORT PAGNELL, MILTON KEYNES, MK16 0PH | £231,000 | 26/01/2026 | Terraced |
| 27 GLENWOODS, NEWPORT PAGNELL, MILTON KEYNES, MK16 0NA | £270,000 | 16/12/2025 | Terraced |
| 41 BARNSBURY GARDENS, NEWPORT PAGNELL, MILTON KEYNES, MK16 0PJ | £198,000 | 14/11/2025 | Terraced |
| 52 HOLLAND WAY, NEWPORT PAGNELL, MILTON KEYNES, MK16 0LN | £315,000 | 07/03/2025 | Terraced |
| [Same street] 76 HOLLAND WAY, NEWPORT PAGNELL, MILTON KEYNES, MK16 0LW | £272,000 | 08/11/2024 | Terraced |
| 34 HOLLAND WAY, NEWPORT PAGNELL, MILTON KEYNES, MK16 0LN | £258,000 | 31/10/2023 | Terraced |
| 42 WHITTON WAY, NEWPORT PAGNELL, MILTON KEYNES, MK16 0PT | £255,000 | 28/06/2023 | Terraced |
| 27 GLENWOODS, NEWPORT PAGNELL, MILTON KEYNES, MK16 0NA | £220,000 | 17/05/2023 | Terraced |
| [Same street] 94 HOLLAND WAY, NEWPORT PAGNELL, MILTON KEYNES, MK16 0LW | £250,000 | 06/04/2023 | Terraced |
| 15 BARNSBURY GARDENS, NEWPORT PAGNELL, MILTON KEYNES, MK16 0PH | £236,010 | 16/12/2022 | Terraced |
| [Same street] 88 HOLLAND WAY, NEWPORT PAGNELL, MILTON KEYNES, MK16 0LW | £240,000 | 12/12/2022 | Terraced |
| 6 NORWOOD LANE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0PG | £250,000 | 09/12/2022 | Terraced |
| 21 GLENWOODS, NEWPORT PAGNELL, MILTON KEYNES, MK16 0NA | £230,000 | 21/11/2022 | Terraced |
| 13 GLENWOODS, NEWPORT PAGNELL, MILTON KEYNES, MK16 0NA | £280,000 | 22/07/2022 | Terraced |
| 7 MOUNTSFIELD CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0JE | £195,000 | 25/02/2022 | Terraced |
| 6 MOUNTSFIELD CLOSE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0JE | £210,000 | 28/01/2022 | Terraced |
| 19 PURCEL DRIVE, NEWPORT PAGNELL, MILTON KEYNES, MK16 0LP | £275,000 | 28/01/2022 | Terraced |
| 41 HOLLAND WAY, NEWPORT PAGNELL, MILTON KEYNES, MK16 0LL | £293,000 | 17/12/2021 | Terraced |
| 42 WHITTON WAY, NEWPORT PAGNELL, MILTON KEYNES, MK16 0PT | £242,000 | 19/11/2021 | Terraced |
| 30 WHITTON WAY, NEWPORT PAGNELL, MILTON KEYNES, MK16 0PT | £225,000 | 30/09/2021 | Terraced |
| 38 GLENWOODS, NEWPORT PAGNELL, MILTON KEYNES, MK16 0NE | £193,500 | 30/09/2021 | Terraced |
| 49 HOLLAND WAY, NEWPORT PAGNELL, MILTON KEYNES, MK16 0LL | £275,000 | 30/09/2021 | Terraced |
| 45 BARNSBURY GARDENS, NEWPORT PAGNELL, MILTON KEYNES, MK16 0PJ | £275,000 | 27/08/2021 | Terraced |

**Street average:** £254,000 (3 sales)
**Area average:** £246,326 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £296,463 (27 Terraced, MK16, 2024–2026)
- **Deviation:** -47.7%

## Rental Range

*ONS Price Index of Private Rents (Milton Keynes). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,202/mo
- **Realistic:** £1,336/mo
- **Optimistic:** £1,470/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Grantham & Newark (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £573/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Park View, MK16 | £1,200/mo | 2 | 0.53 miles | OpenRent |
| 2 Bed Flat, High Street, MK16 | £850/mo | 2 | 0.53 miles | OpenRent |
| 2 Bed Flat, Newport Pagnell, MK16 | £2,650/mo | 2 | 0.87 miles | OpenRent |

**Average rent: £1,567/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.77% (weak for cashflow)
- **Max investor price (0.8%):** £150,000
- **Target investor price (1%):** £120,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,200/mo).*

- **Gross yield:** 9.3%
- **Cost-to-rent:** 10.8×
- **Monthly cashflow:** £445/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 11.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,541/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -2.5%
- **10y growth:** 10.9%

## House Price Index (HM Land Registry)

*Official index for Milton Keynes; Terraced series; as of March 2026.*

- **1y growth (index):** -0.8%
- **5y growth (index):** 17.1%
- **10y growth (index):** 32.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
