# 2 bedroom terraced house for sale (HX1 4NG)

## Property Details

| Key | Value |
|-----|-------|
| Address | 12 LUTON STREET, HALIFAX, WEST YORKSHIRE HX1 4NG |
| Price | £45,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £40,000 Apr 2018 |

## Description

HouseSimple is pleased to present this 2 bedroom terraced house in Halifax.

The downstairs area of the property offers a large and spacious living area, a fully fitted kitchen, and a clean dry cellar beneath the property, providing both electric and gas central heating.

The upstairs boasts a large family bathroom with shower over bath, a spacious master bedroom and a further double bedroom in the attick space. 

At the front of the house is a small garden patio area. The property is located close to local schools, doctors, chemist and other amenities all within walking distance, plus it is only a 5 minute drive from Halifax city centre. 

Contact HouseSimple now to book a viewing. 

## Property Photos

- ![Photo](/listings/photos/63644561/713909)
- ![Photo](/listings/photos/63644561/713910)
- ![Photo](/listings/photos/63644561/713911)
- ![Photo](/listings/photos/63644561/713912)
- ![Photo](/listings/photos/63644561/713913)
- ![Photo](/listings/photos/63644561/713914)
- ![Photo](/listings/photos/63644561/713915)
- ![Photo](/listings/photos/63644561/713916)
- ![Photo](/listings/photos/63644561/713917)
- ![Photo](/listings/photos/63644561/713918)

## Floorplans

- ![Floorplan 1](/listings/photos/63644561/713919) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/63644561/713920) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 LUTON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NG | £40,000 | 27/04/2018 | Terraced |
| 12 LUTON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NG | £39,990 | 22/05/2017 | Terraced |
| 12 LUTON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NG | £40,000 | 02/03/2016 | Terraced |
| 12 LUTON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NG | £12,000 | 01/09/1999 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 ETON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LQ | £75,000 | 15/01/2026 | Terraced |
| 7 KINGSTON DRIVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4ES | £92,000 | 28/11/2025 | Terraced |
| 303 GIBBET STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4JX | £100,000 | 21/08/2023 | Terraced |
| 27 ETON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LQ | £61,000 | 12/05/2023 | Terraced |
| 7 LEMON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LJ | £50,000 | 24/03/2023 | Terraced |
| 260 GIBBET STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LT | £65,000 | 23/11/2022 | Terraced |
| 16 THRUM HALL LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4JT | £85,000 | 02/11/2022 | Terraced |
| 25 FRANKLIN STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LH | £70,000 | 27/10/2022 | Terraced |
| 16 WESTHOLME ROAD, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4ER | £76,000 | 14/10/2022 | Terraced |
| 3 KINGSTON DRIVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4ES | £90,000 | 30/09/2022 | Terraced |
| 8 ASHBOURNE GROVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4JU | £90,000 | 08/07/2022 | Terraced |
| 30 ASHBOURNE GROVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4JU | £55,000 | 21/06/2022 | Terraced |
| 27 ASHBOURNE GROVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4JU | £73,000 | 11/05/2022 | Terraced |
| 18 CEDAR STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4DW | £50,000 | 10/05/2022 | Terraced |
| 11 THRUM HALL LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4JT | £155,000 | 06/05/2022 | Terraced |
| 19 HARROW STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LG | £70,000 | 06/05/2022 | Terraced |
| 38 ASHBOURNE GROVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4JU | £92,000 | 18/03/2022 | Terraced |
| 17 CEDAR STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4DW | £75,000 | 19/01/2022 | Terraced |
| 16 KINGSBURY PLACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LL | £95,000 | 14/01/2022 | Terraced |
| 7 KINGSTON DRIVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4ES | £75,000 | 16/12/2021 | Terraced |

**Area average:** £79,700 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £117,587 (38 Terraced, HX1, 2024–2026)
- **Deviation:** -61.7%

## Rental Range

*ONS Price Index of Private Rents (Calderdale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £675/mo
- **Realistic:** £750/mo
- **Optimistic:** £825/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Halifax (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £524/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Spring Hall Lane, HX1 | £850/mo | 2 | 0.35 miles | OpenRent |
| 2 Bed Terraced House, Howard St, HX1 | £650/mo | 2 | 0.4 miles | OpenRent |
| 2 Bed Terraced House, Grosvenor Terrace, HX1 | £755/mo | 2 | 0.4 miles | OpenRent |
| 2 Bed Terraced House, Norman St, HX1 | £750/mo | 2 | 0.42 miles | OpenRent |
| 2 Bed Terraced House, Thackray Street, HX2 | £750/mo | 2 | 0.5 miles | OpenRent |
| 2 Bed End Terrace, High Road Well Lane, HX12 | £695/mo | 2 | 0.68 miles | OpenRent |
| 2 Bed Flat, Brunswick Gardens, HX1 | £750/mo | 2 | 0.7 miles | OpenRent |

**Average rent: £743/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 1.67% (strong)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 20%
- **Cost-to-rent:** 5×
- **Monthly cashflow:** £473/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 43.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 18.5%
- **10y growth:** 66.6%

## House Price Index (HM Land Registry)

*Official index for Calderdale; Terraced series; as of March 2026.*

- **1y growth (index):** 3.2%
- **5y growth (index):** 29.9%
- **10y growth (index):** 62%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)