Sold Terraced

12 LUTON STREET

HALIFAX, WEST YORKSHIRE HX1 4NG

2 beds 1 baths 1,152 sq ft Listed 19 Dec 2016 (-3474d)

£45,000

Offers in Excess of

Reduced on 25 Jan 2017

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# 2 bedroom terraced house for sale (HX1 4NG)

## Property Details

| Key | Value |
|-----|-------|
| Address | 12 LUTON STREET, HALIFAX, WEST YORKSHIRE HX1 4NG |
| Price | £45,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Construction age | England and Wales: before 1900 |
| Floor area | 107 m² |
| Last sold | £40,000 Apr 2018 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** B
- **Expiry date:** 28/05/2025 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £1,407/year
- **Est. upgrade cost to C:** £20,000

### Recommendations
- A3 (£1,500 - £2,700)
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0889-2811-6851-9025-7321)

## Description

HouseSimple is pleased to present this 2 bedroom terraced house in Halifax.

The downstairs area of the property offers a large and spacious living area, a fully fitted kitchen, and a clean dry cellar beneath the property, providing both electric and gas central heating.

The upstairs boasts a large family bathroom with shower over bath, a spacious master bedroom and a further double bedroom in the attick space.

At the front of the house is a small garden patio area. The property is located close to local schools, doctors, chemist and other amenities all within walking distance, plus it is only a 5 minute drive from Halifax city centre.

Contact HouseSimple now to book a viewing.

## Property Photos

- ![Photo](/listings/photos/63644561/713909)
- ![Photo](/listings/photos/63644561/713910)
- ![Photo](/listings/photos/63644561/713911)
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- ![Photo](/listings/photos/63644561/713913)
- ![Photo](/listings/photos/63644561/713914)
- ![Photo](/listings/photos/63644561/713915)
- ![Photo](/listings/photos/63644561/713916)
- ![Photo](/listings/photos/63644561/713917)
- ![Photo](/listings/photos/63644561/713918)

## Floorplans

- ![Floorplan 1](/listings/photos/63644561/713919) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/63644561/713920) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 LUTON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NG | £40,000 | 27/04/2018 | Terraced |
| 12 LUTON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NG | £39,990 | 22/05/2017 | Terraced |
| 12 LUTON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NG | £40,000 | 02/03/2016 | Terraced |
| 12 LUTON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NG | £12,000 | 01/09/1999 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 ETON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LQ | £75,000 | 15/01/2026 | Terraced |
| 7 KINGSTON DRIVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4ES | £92,000 | 28/11/2025 | Terraced |
| 303 GIBBET STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4JX | £100,000 | 21/08/2023 | Terraced |
| 27 ETON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LQ | £61,000 | 12/05/2023 | Terraced |
| 7 LEMON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LJ | £50,000 | 24/03/2023 | Terraced |
| 260 GIBBET STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LT | £65,000 | 23/11/2022 | Terraced |
| 16 THRUM HALL LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4JT | £85,000 | 02/11/2022 | Terraced |
| 25 FRANKLIN STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LH | £70,000 | 27/10/2022 | Terraced |
| 16 WESTHOLME ROAD, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4ER | £76,000 | 14/10/2022 | Terraced |
| 3 KINGSTON DRIVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4ES | £90,000 | 30/09/2022 | Terraced |
| 8 ASHBOURNE GROVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4JU | £90,000 | 08/07/2022 | Terraced |
| 30 ASHBOURNE GROVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4JU | £55,000 | 21/06/2022 | Terraced |
| 27 ASHBOURNE GROVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4JU | £73,000 | 11/05/2022 | Terraced |
| 18 CEDAR STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4DW | £50,000 | 10/05/2022 | Terraced |
| 19 HARROW STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LG | £70,000 | 06/05/2022 | Terraced |
| 11 THRUM HALL LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4JT | £155,000 | 06/05/2022 | Terraced |
| 38 ASHBOURNE GROVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4JU | £92,000 | 18/03/2022 | Terraced |
| 17 CEDAR STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4DW | £75,000 | 19/01/2022 | Terraced |
| 16 KINGSBURY PLACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LL | £95,000 | 14/01/2022 | Terraced |
| 7 KINGSTON DRIVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4ES | £75,000 | 16/12/2021 | Terraced |

**Area average:** £79,700 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £117,587 (38 Terraced, HX1, 2024–2026)
- **Deviation:** -61.7%

## Rental Range

*ONS Price Index of Private Rents (Calderdale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £675/mo
- **Realistic:** £750/mo
- **Optimistic:** £825/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Halifax (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £524/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Spring Hall Lane, HX1 | £850/mo | 2 | 0.35 miles | OpenRent |
| 2 Bed Terraced House, Howard St, HX1 | £650/mo | 2 | 0.4 miles | OpenRent |
| 2 Bed Terraced House, Grosvenor Terrace, HX1 | £755/mo | 2 | 0.4 miles | OpenRent |
| 2 Bed Terraced House, Norman St, HX1 | £750/mo | 2 | 0.42 miles | OpenRent |
| 2 Bed Terraced House, Thackray Street, HX2 | £750/mo | 2 | 0.5 miles | OpenRent |
| 2 Bed End Terrace, High Road Well Lane, HX12 | £695/mo | 2 | 0.68 miles | OpenRent |
| 2 Bed Flat, Brunswick Gardens, HX1 | £750/mo | 2 | 0.7 miles | OpenRent |

**Average rent: £743/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 1.67% (strong)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 20%
- **Cost-to-rent:** 5×
- **Monthly cashflow:** £473/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 43.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £421/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 18.5%
- **10y growth:** 66.6%

## House Price Index (HM Land Registry)

*Official index for Calderdale; Terraced series; as of March 2026.*

- **1y growth (index):** 3.2%
- **5y growth (index):** 29.9%
- **10y growth (index):** 62%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

107 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£40,000 Apr 2018

Price per m²

£421/m²

Local average

£117,587 (-61.7%)

Deprivation

Decile 1 (54 of 33,755)

Street crime

648 incidents within 1 mile (Apr 2026)

Key features

Perfect for first time buyers or landlords
Quick sale
Close to Local Amenities
Spacious Living Area
Fully Fitted Kitchen
2 Double Bedrooms

Additional details

Heating: Gas central
Parking: On street
Garden: Yes

Description

HouseSimple is pleased to present this 2 bedroom terraced house in Halifax.

The downstairs area of the property offers a large and spacious living area, a fully fitted kitchen, and a clean dry cellar beneath the property, providing both electric and gas central heating.

The upstairs boasts a large family bathroom with shower over bath, a spacious master bedroom and a further double bedroom in the attick space.

At the front of the house is a small garden patio area. The property is located close to local schools, doctors, chemist and other amenities all within walking distance, plus it is only a 5 minute drive from Halifax city centre.

Contact HouseSimple now to book a viewing.

Listed by

Nationwide

Strike

Reference: 63644561

EPC Rating & Upgrade Cost

This certificate expired on 28/05/2025. A new EPC may be required before the property can be marketed or let.

Current rating: E

Potential rating: B

Inspection date: 29/05/2015

Expiry date: 28/05/2025 (expired)

Current heating cost: £1,407/year

Potential heating cost: £649/year

Est. upgrade cost to C: £20,000

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Room-in-roof insulation (£1,500 - £2,700)
Cavity wall insulation (£500 - £1,500)
Floor insulation (solid floor) (£4,000 - £6,000)
Upgrade heating controls (£350 - £450)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

Price history

233% since 1999

Event	Date	Price	% change
Sold	27/04/2018 (8 years ago)	£40,000	0%
Sold	22/05/2017 (9 years ago)	£39,990	-0%
Sold	02/03/2016 (10 years ago)	£40,000	+233.3%
Sold	01/09/1999 (26 years ago)	£12,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
8 ETON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LQ	£75,000	15/01/2026	Terraced
7 KINGSTON DRIVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4ES	£92,000	28/11/2025	Terraced
303 GIBBET STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4JX	£100,000	21/08/2023	Terraced
27 ETON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LQ	£61,000	12/05/2023	Terraced
7 LEMON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LJ	£50,000	24/03/2023	Terraced
260 GIBBET STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LT	£65,000	23/11/2022	Terraced
16 THRUM HALL LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4JT	£85,000	02/11/2022	Terraced
25 FRANKLIN STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LH	£70,000	27/10/2022	Terraced
16 WESTHOLME ROAD, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4ER	£76,000	14/10/2022	Terraced
3 KINGSTON DRIVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4ES	£90,000	30/09/2022	Terraced
8 ASHBOURNE GROVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4JU	£90,000	08/07/2022	Terraced
30 ASHBOURNE GROVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4JU	£55,000	21/06/2022	Terraced
27 ASHBOURNE GROVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4JU	£73,000	11/05/2022	Terraced
18 CEDAR STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4DW	£50,000	10/05/2022	Terraced
19 HARROW STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LG	£70,000	06/05/2022	Terraced
11 THRUM HALL LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4JT	£155,000	06/05/2022	Terraced
38 ASHBOURNE GROVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4JU	£92,000	18/03/2022	Terraced
17 CEDAR STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4DW	£75,000	19/01/2022	Terraced
16 KINGSBURY PLACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LL	£95,000	14/01/2022	Terraced
7 KINGSTON DRIVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4ES	£75,000	16/12/2021	Terraced

Area average: £79,700 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 18.5%

10y growth 66.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Calderdale. Series: Terraced. As of March 2026.

1y (index) 3.2%

5y (index) 29.9%

10y (index) 62%

Rental Range

Estimated market rent for Calderdale. Low = conservative, Realistic = average, Optimistic = best case.

Low £675/mo

Realistic £750/mo

Optimistic £825/mo

Based on Local Authority from postcode lookup → Calderdale.

LHA (30th percentile) floor for Halifax: £524/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View HX1 4NG

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Gibbet Street Queens Road	0.1 miles
Shop	F & A Walker	0.5 miles
Shop	PedalSport	0.5 miles
Train station	Halifax	1.2 miles
Train station	Sowerby Bridge	1.4 miles
Hospital	Huddersfield Royal Infirmary	5.4 miles
Hospital	BMI Hospital Huddersfield	5.5 miles
University	University of Bradford Oxenhope Field Site	6.3 miles
University	College of the Resurrection	7.5 miles

Street-level crime

Category	Count
Violence and sexual offences	255
Shoplifting	91
Public order	62
Anti-social behaviour	56
Criminal damage and arson	39
Other theft	35
Drugs	29
Vehicle crime	25
Burglary	17
Robbery	16
Other crime	15
Theft from the person	4
Possession of weapons	3
Bicycle theft	1
Total incidents	648

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Calderdale College	Other	0.3 miles	— (No rating)
Mount Pellon Primary Academy	Primary	0.4 miles	Good — 10 Feb 2019
Beacon Lights Schools	Other	0.4 miles	Good — 15 May 2022
Parkinson Lane Community Primary School	Primary	0.4 miles	Outstanding — 9 Oct 2023
St Augustine's CofE School	Primary	0.4 miles	Inadequate — 25 Nov 2021

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Spring Hall Lane, HX1	£850/mo	2	0.35 miles	OpenRent
2 Bed Terraced House, Howard St, HX1	£650/mo	2	0.4 miles	OpenRent
2 Bed Terraced House, Grosvenor Terrace, HX1	£755/mo	2	0.4 miles	OpenRent
2 Bed Terraced House, Norman St, HX1	£750/mo	2	0.42 miles	OpenRent
2 Bed Terraced House, Thackray Street, HX2	£750/mo	2	0.5 miles	OpenRent
2 Bed End Terrace, High Road Well Lane, HX12	£695/mo	2	0.68 miles	OpenRent
2 Bed Flat, Brunswick Gardens, HX1	£750/mo	2	0.7 miles	OpenRent

Average rent: £743/mo (7 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.67%

Max investor price (0.8%) £93,750

Target investor price (1%) £75,000

Gross yield 20%

Cost-to-rent ratio 5×

Monthly cashflow £473/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 43.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).