# 2 bedroom terraced house for sale (ME5 7DS)

## Property Details

| Key | Value |
|-----|-------|
| Address | 101 THOROLD ROAD, CHATHAM, MEDWAY ME5 7DS |
| Price | £235,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £233,000 Mar 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 16/12/2035
- **Current heating cost:** £919/year
- **Est. upgrade cost to C:** £27,850

### Recommendations
- A (£900 - £1,200)
- A2 (£900 - £1,200)
- Q (£7,500 - £11,000)
- W1 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9320-2543-4520-2595-7785)

## Description

Your Move are delighted to offer to the market this beautifully presented terraced home, conveniently located in the vicinity of the town centre and highspeed station. 

This charming home comprises an entrance hall, lounge, dining room, stunning modern kitchen, basement, two double bedrooms and a lovely modern bathroom. 

In addition to all of this there is a landscaped, tiered rear garden.

Chatham offers excellent transport links to London and the coast by rail and road. It is a short walk to Chatham train station where there is the high-speed rail link to London Stratford International in just over 30 minutes or London St Pancras International in under 40 minutes. London Victoria in under 50 mins. 

Surrounded by a variety of amenities, the Pentagon Shopping Centre, theatres and eating places are close by. Chatham Historic Dockyard, Dockside Outlet with it's cinema, restaurants and gym as well as Fort Amherst are all nearby, popular attractions.

Council Tax - B

EPC - D

**IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS:**

We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum length of time, with the exception of short term accommodation. Please contact the branch for details. A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions. Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in most cases. 

CHT250475/2

## Property Photos

- ![Lounge](/listings/photos/170301611/1478948) - Lounge
- ![Kitchen](/listings/photos/170301611/1478949) - Kitchen
- ![Front](/listings/photos/170301611/1478950) - Front
- ![Bathroom](/listings/photos/170301611/1478951) - Bathroom
- ![Dining Room](/listings/photos/170301611/1478952) - Dining Room
- ![Bedroom One](/listings/photos/170301611/1478953) - Bedroom One
- ![Garden](/listings/photos/170301611/1478954) - Garden
- ![Kitchen](/listings/photos/170301611/1478955) - Kitchen
- ![Bedroom Two](/listings/photos/170301611/1478956) - Bedroom Two
- ![Bedroom One](/listings/photos/170301611/1478957) - Bedroom One
- ![Patio](/listings/photos/170301611/1478958) - Patio
- ![Garden](/listings/photos/170301611/1478959) - Garden

## Floorplans

- ![Floorplan](/listings/photos/170301611/1478960) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/170301611/1478961) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #14069704
- **Address:** 101 Thorold Road, CHATHAM, ME5 7DS
- **Certificate Issued:** 07/06/2020
- **Work Completed:** 26/05/2020
- **Items:** 6 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 101 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7DS | £233,000 | 02/03/2026 | Terraced |
| 101 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7DS | £165,000 | 17/04/2023 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 23 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7EA | £187,000 | 17/12/2025 | Terraced |
| 55 HENRY STREET, CHATHAM, MEDWAY, ME4 5NR | £147,000 | 12/12/2025 | Terraced |
| 72 CHATHAM HILL, CHATHAM, MEDWAY, ME5 7AN | £275,000 | 15/12/2023 | Terraced |
| 9 WHITEHORSE HILL, CHATHAM, MEDWAY, ME5 7AG | £190,000 | 27/10/2023 | Terraced |
| 53 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7EB | £185,000 | 13/10/2023 | Terraced |
| 53 HENRY STREET, CHATHAM, MEDWAY, ME4 5NR | £280,000 | 12/10/2023 | Terraced |
| [Same street] 90 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7DS | £260,000 | 23/08/2023 | Semi-detached |
| 50 SEYMOUR ROAD, CHATHAM, MEDWAY, ME5 7AE | £240,000 | 22/06/2023 | Terraced |
| VIEWLANDS 4 UPPER LUTON ROAD, CHATHAM, MEDWAY, ME5 7BE | £275,000 | 19/06/2023 | Terraced |
| 5 LEONARD ROAD, CHATHAM, MEDWAY, ME4 5HJ | £225,000 | 21/04/2023 | Terraced |
| 186 LUTON ROAD, CHATHAM, MEDWAY, ME4 5BP | £130,000 | 18/04/2023 | Terraced |
| 58 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7EB | £173,000 | 14/04/2023 | Terraced |
| 71 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7EB | £230,000 | 08/03/2023 | Terraced |
| 69 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7EB | £198,000 | 24/01/2023 | Terraced |
| 3 LEONARD ROAD, CHATHAM, MEDWAY, ME4 5HJ | £250,000 | 13/12/2022 | Terraced |
| [Same street] 111 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7DS | £240,000 | 02/12/2022 | Terraced |
| 64 CHATHAM HILL, CHATHAM, MEDWAY, ME5 7AN | £230,000 | 04/11/2022 | Terraced |
| 31 HENRY STREET, CHATHAM, MEDWAY, ME4 5LP | £265,000 | 27/10/2022 | Terraced |
| 15 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7EA | £230,000 | 09/09/2022 | Terraced |
| 152 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7DR | £175,000 | 07/09/2022 | Terraced |
| 54 SEYMOUR ROAD, CHATHAM, MEDWAY, ME5 7AE | £205,000 | 27/07/2022 | Terraced |
| 36 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7EA | £257,000 | 21/07/2022 | Terraced |

**Street average:** £250,000 (2 sales)
**Area average:** £217,350 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £315,096 (76 Terraced, ME5, 2024–2026)
- **Deviation:** -25.4%

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,111/mo
- **Realistic:** £1,234/mo
- **Optimistic:** £1,357/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £848/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Maisonette, Upper Luton Road, ME5 | £1,100/mo | 2 | 0.24 miles | OpenRent |

**Average rent: £1,100/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.47% (weak for cashflow)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 5.6%
- **Cost-to-rent:** 17.8×
- **Monthly cashflow:** £40/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,052/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 19.3%
- **10y growth:** 37.8%

## House Price Index (HM Land Registry)

*Official index for Medway; Terraced series; as of April 2026.*

- **1y growth (index):** 0.5%
- **5y growth (index):** 16%
- **10y growth (index):** 39.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)