Sold STC Terraced

101 THOROLD ROAD

CHATHAM, MEDWAY ME5 7DS

2 beds 1 baths 77 m² Listed 15 Dec 2025 (-229d)

£235,000

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# 2 bedroom terraced house for sale (ME5 7DS)

## Property Details

| Key | Value |
|-----|-------|
| Address | 101 THOROLD ROAD, CHATHAM, MEDWAY ME5 7DS |
| Price | £235,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £233,000 Mar 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 16/12/2035
- **Current heating cost:** £919/year
- **Est. upgrade cost to C:** £27,850

### Recommendations
- A (£900 - £1,200)
- A2 (£900 - £1,200)
- Q (£7,500 - £11,000)
- W1 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9320-2543-4520-2595-7785)

## Description

Your Move are delighted to offer to the market this beautifully presented terraced home, conveniently located in the vicinity of the town centre and highspeed station.

This charming home comprises an entrance hall, lounge, dining room, stunning modern kitchen, basement, two double bedrooms and a lovely modern bathroom.

In addition to all of this there is a landscaped, tiered rear garden.

Chatham offers excellent transport links to London and the coast by rail and road. It is a short walk to Chatham train station where there is the high-speed rail link to London Stratford International in just over 30 minutes or London St Pancras International in under 40 minutes. London Victoria in under 50 mins.

Surrounded by a variety of amenities, the Pentagon Shopping Centre, theatres and eating places are close by. Chatham Historic Dockyard, Dockside Outlet with it's cinema, restaurants and gym as well as Fort Amherst are all nearby, popular attractions.

Council Tax - B

EPC - D

**IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS:**

We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum length of time, with the exception of short term accommodation. Please contact the branch for details. A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions. Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in most cases.

CHT250475/2

## Property Photos

- ![Lounge](/listings/photos/170301611/1478948) - Lounge
- ![Kitchen](/listings/photos/170301611/1478949) - Kitchen
- ![Front](/listings/photos/170301611/1478950) - Front
- ![Bathroom](/listings/photos/170301611/1478951) - Bathroom
- ![Dining Room](/listings/photos/170301611/1478952) - Dining Room
- ![Bedroom One](/listings/photos/170301611/1478953) - Bedroom One
- ![Garden](/listings/photos/170301611/1478954) - Garden
- ![Kitchen](/listings/photos/170301611/1478955) - Kitchen
- ![Bedroom Two](/listings/photos/170301611/1478956) - Bedroom Two
- ![Bedroom One](/listings/photos/170301611/1478957) - Bedroom One
- ![Patio](/listings/photos/170301611/1478958) - Patio
- ![Garden](/listings/photos/170301611/1478959) - Garden

## Floorplans

- ![Floorplan](/listings/photos/170301611/1478960) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/170301611/1478961) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #14069704
- **Address:** 101 Thorold Road, CHATHAM, ME5 7DS
- **Certificate Issued:** 07/06/2020
- **Work Completed:** 26/05/2020
- **Items:** 6 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 101 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7DS | £233,000 | 02/03/2026 | Terraced |
| 101 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7DS | £165,000 | 17/04/2023 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 23 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7EA | £187,000 | 17/12/2025 | Terraced |
| 55 HENRY STREET, CHATHAM, MEDWAY, ME4 5NR | £147,000 | 12/12/2025 | Terraced |
| 72 CHATHAM HILL, CHATHAM, MEDWAY, ME5 7AN | £275,000 | 15/12/2023 | Terraced |
| 9 WHITEHORSE HILL, CHATHAM, MEDWAY, ME5 7AG | £190,000 | 27/10/2023 | Terraced |
| 53 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7EB | £185,000 | 13/10/2023 | Terraced |
| 53 HENRY STREET, CHATHAM, MEDWAY, ME4 5NR | £280,000 | 12/10/2023 | Terraced |
| [Same street] 90 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7DS | £260,000 | 23/08/2023 | Semi-detached |
| 50 SEYMOUR ROAD, CHATHAM, MEDWAY, ME5 7AE | £240,000 | 22/06/2023 | Terraced |
| VIEWLANDS 4 UPPER LUTON ROAD, CHATHAM, MEDWAY, ME5 7BE | £275,000 | 19/06/2023 | Terraced |
| 5 LEONARD ROAD, CHATHAM, MEDWAY, ME4 5HJ | £225,000 | 21/04/2023 | Terraced |
| 186 LUTON ROAD, CHATHAM, MEDWAY, ME4 5BP | £130,000 | 18/04/2023 | Terraced |
| 58 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7EB | £173,000 | 14/04/2023 | Terraced |
| 71 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7EB | £230,000 | 08/03/2023 | Terraced |
| 69 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7EB | £198,000 | 24/01/2023 | Terraced |
| 3 LEONARD ROAD, CHATHAM, MEDWAY, ME4 5HJ | £250,000 | 13/12/2022 | Terraced |
| [Same street] 111 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7DS | £240,000 | 02/12/2022 | Terraced |
| 64 CHATHAM HILL, CHATHAM, MEDWAY, ME5 7AN | £230,000 | 04/11/2022 | Terraced |
| 31 HENRY STREET, CHATHAM, MEDWAY, ME4 5LP | £265,000 | 27/10/2022 | Terraced |
| 15 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7EA | £230,000 | 09/09/2022 | Terraced |
| 152 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7DR | £175,000 | 07/09/2022 | Terraced |
| 54 SEYMOUR ROAD, CHATHAM, MEDWAY, ME5 7AE | £205,000 | 27/07/2022 | Terraced |
| 36 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7EA | £257,000 | 21/07/2022 | Terraced |

**Street average:** £250,000 (2 sales)
**Area average:** £217,350 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £315,096 (76 Terraced, ME5, 2024–2026)
- **Deviation:** -25.4%

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,111/mo
- **Realistic:** £1,234/mo
- **Optimistic:** £1,357/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £848/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Maisonette, Upper Luton Road, ME5 | £1,100/mo | 2 | 0.24 miles | OpenRent |

**Average rent: £1,100/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.47% (weak for cashflow)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 5.6%
- **Cost-to-rent:** 17.8×
- **Monthly cashflow:** £40/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,052/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 19.3%
- **10y growth:** 37.8%

## House Price Index (HM Land Registry)

*Official index for Medway; Terraced series; as of April 2026.*

- **1y growth (index):** 0.5%
- **5y growth (index):** 16%
- **10y growth (index):** 39.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Lounge Kitchen Front Bathroom Dining Room Bedroom One Garden Kitchen Bedroom Two Bedroom One Patio Garden

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Property details

Tenure

FREEHOLD

Floor area

77 m²

Council tax band

EPC rating

Last sold

£233,000 Mar 2026

Price per m²

£3,052/m²

Local average

£315,096 (-25.4%)

Deprivation

Decile 1 (713 of 33,755)

Street crime

875 incidents within 1 mile (May 2026)

Key features

Stunning Two Bedroom Home
Tastefully Updated Throughout
Two Reception Rooms
Landscaped Rear Garden
Close To Town & Station
Ideal First Time Buy

Additional details

Electricity: Mains supply
Water: Mains supply
Sewerage: Mains supply
Heating: Gas central
Garden: Yes
Listed property: No
Flooded in last 5 years: No

Description

Your Move are delighted to offer to the market this beautifully presented terraced home, conveniently located in the vicinity of the town centre and highspeed station.

This charming home comprises an entrance hall, lounge, dining room, stunning modern kitchen, basement, two double bedrooms and a lovely modern bathroom.

In addition to all of this there is a landscaped, tiered rear garden.

Chatham offers excellent transport links to London and the coast by rail and road. It is a short walk to Chatham train station where there is the high-speed rail link to London Stratford International in just over 30 minutes or London St Pancras International in under 40 minutes. London Victoria in under 50 mins.

Surrounded by a variety of amenities, the Pentagon Shopping Centre, theatres and eating places are close by. Chatham Historic Dockyard, Dockside Outlet with it's cinema, restaurants and gym as well as Fort Amherst are all nearby, popular attractions.

Council Tax - B
EPC - D

IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS:
We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum length of time, with the exception of short term accommodation. Please contact the branch for details. A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions. Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in most cases.

CHT250475/2

Listed by

Chatham

Move South Limited - LSL Franchise

Reference: 170301611

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 17/12/2025

Expiry date: 16/12/2035

Current heating cost: £919/year

Potential heating cost: £532/year

Est. upgrade cost to C: £27,850

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£900 - £1,200)
Flat roof or sloping ceiling insulation (£900 - £1,200)
50 mm internal or external wall insulation (£7,500 - £11,000)
Floor insulation (suspended floor) (£5,000 - £10,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #14069704

Property Details

Street: 101 Thorold Road

Town: CHATHAM

Postcode: ME5 7DS

Installation Details

Items: 6 windows and 1 door

Certificate Issued: 07/06/2020

Work Completed: 26/05/2020

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

41% since 2023

Event	Date	Price	% change
Sold	02/03/2026 (4 months ago)	£233,000	+41.2%
Sold	17/04/2023 (3 years ago)	£165,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
23 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7EA	£187,000	17/12/2025	Terraced
55 HENRY STREET, CHATHAM, MEDWAY, ME4 5NR	£147,000	12/12/2025	Terraced
72 CHATHAM HILL, CHATHAM, MEDWAY, ME5 7AN	£275,000	15/12/2023	Terraced
9 WHITEHORSE HILL, CHATHAM, MEDWAY, ME5 7AG	£190,000	27/10/2023	Terraced
53 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7EB	£185,000	13/10/2023	Terraced
53 HENRY STREET, CHATHAM, MEDWAY, ME4 5NR	£280,000	12/10/2023	Terraced
Same street 90 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7DS	£260,000	23/08/2023	Semi-detached
50 SEYMOUR ROAD, CHATHAM, MEDWAY, ME5 7AE	£240,000	22/06/2023	Terraced
VIEWLANDS 4 UPPER LUTON ROAD, CHATHAM, MEDWAY, ME5 7BE	£275,000	19/06/2023	Terraced
5 LEONARD ROAD, CHATHAM, MEDWAY, ME4 5HJ	£225,000	21/04/2023	Terraced
186 LUTON ROAD, CHATHAM, MEDWAY, ME4 5BP	£130,000	18/04/2023	Terraced
58 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7EB	£173,000	14/04/2023	Terraced
71 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7EB	£230,000	08/03/2023	Terraced
69 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7EB	£198,000	24/01/2023	Terraced
3 LEONARD ROAD, CHATHAM, MEDWAY, ME4 5HJ	£250,000	13/12/2022	Terraced
Same street 111 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7DS	£240,000	02/12/2022	Terraced
64 CHATHAM HILL, CHATHAM, MEDWAY, ME5 7AN	£230,000	04/11/2022	Terraced
31 HENRY STREET, CHATHAM, MEDWAY, ME4 5LP	£265,000	27/10/2022	Terraced
15 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7EA	£230,000	09/09/2022	Terraced
152 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7DR	£175,000	07/09/2022	Terraced
54 SEYMOUR ROAD, CHATHAM, MEDWAY, ME5 7AE	£205,000	27/07/2022	Terraced
36 THOROLD ROAD, CHATHAM, MEDWAY, ME5 7EA	£257,000	21/07/2022	Terraced

Street average: £250,000 (2 sales)

Area average: £217,350 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 19.3%

10y growth 37.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Medway. Series: Terraced. As of April 2026.

1y (index) 0.5%

5y (index) 16%

10y (index) 39.7%

Rental Range

Estimated market rent for Medway. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,111/mo

Realistic £1,234/mo

Optimistic £1,357/mo

Based on Local Authority from postcode lookup → Medway.

LHA (30th percentile) floor for Medway & Swale: £848/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ME5 7DS

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Mariden Convenience Store	0.1 miles
Bus stop	Chatham Hill Windmill Road	0.1 miles
Bus stop	Castle Road	0.1 miles
Shop	Luton Road Minimarket	0.1 miles
Train station	Chatham	0.8 miles
Train station	Gillingham	0.9 miles
University	Unknown	1.1 miles
Hospital	The Somerfield Hospital	7.0 miles
University	University for the Creative Arts, Maidstone TV Studios	7.5 miles

Street-level crime

Category	Count
Violence and sexual offences	298
Anti-social behaviour	222
Criminal damage and arson	77
Other theft	55
Shoplifting	55
Public order	39
Other crime	31
Vehicle crime	26
Drugs	24
Burglary	20
Robbery	10
Possession of weapons	8
Bicycle theft	6
Theft from the person	4
Total incidents	875

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
All Saints Church of England Primary School	Primary	0.2 miles	Good — 26 Jun 2014
Hospital and Medical Tuition Service	Other	0.2 miles	— (No rating)
New Road Primary School	Primary	0.3 miles	Good — 20 Jul 2017
Brompton Academy	Secondary	0.4 miles	— (Inspected (no overall grade))
Luton Primary School	Primary	0.4 miles	Good — 13 Sep 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Maisonette, Upper Luton Road, ME5	£1,100/mo	2	0.24 miles	OpenRent

Average rent: £1,100/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.47%

Max investor price (0.8%) £137,500

Target investor price (1%) £110,000

Gross yield 5.6%

Cost-to-rent ratio 17.8×

Monthly cashflow £40/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 0.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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