# 4 bedroom detached house for sale (ST7 4NF) ## Property Details | Key | Value | |-----|-------| | Address | Mow Cop Road, Mow Cop, ST7, ST7 4NF | | Price | £475,000 | | Bedrooms | 4 | | Bathrooms | 2 | ## Description Constructed by highly regarded local builders. This is an exciting opportunity to get to the front of the queue! Well proportioned accommodation across both floors provides a wonderful easy lifestyle with little to no maintenance and excellent energy efficiency. The specification is high and the finish will be second to none as the builders are very well regarded in the local area. A driveway and landscaped gardens really complete the deal so take a moment to watch our guided video tour & floorplans* to see what's coming! Locally, the village lifestyle is superb with a local store, schools and much more on your doorstep. A little further and you can easily access the affluent towns of Congleton and Alsager. Of course, no matter which way you gaze, a few steps in any direction will find you amidst breath-taking countryside making this a truly aspirational lifestyle! Call now to register your interest and find out more! **Disclaimer** As the Sellers agent, we are not Surveyors or Conveyancing experts and as such we cannot and do not comment on the condition of the property or other issues relating to title or other legal issues that may affect this property, unless we have been made aware of such matters. Interested parties should employ their own professionals to make such enquiries before making any transactional decisions. We have not carried out a structural survey and the services, appliances and specific fittings have not been tested. All photographs, measurements, floor plans and distances referred to are given as a guide only. Lease details, service charges and ground rent (where applicable) and council tax are given as a guide only and should be checked and confirmed by a solicitor prior to exchange of contracts. The copyright of all details, photographs and floorplans remain the possession of Chris Hamriding Lettings & Estates. ## Property Photos - ![Photo](/listings/photos/171266261/124468) - ![DJI_0099.00_15_43_13.Still138.jpg](/listings/photos/171266261/124469) - DJI_0099.00_15_43_13.Still138.jpg - ![DJI_0099.00_16_43_02.Still139.jpg](/listings/photos/171266261/124470) - DJI_0099.00_16_43_02.Still139.jpg - ![DJI_0099.00_14_29_25.Still136.jpg](/listings/photos/171266261/124471) - DJI_0099.00_14_29_25.Still136.jpg - ![Photo](/listings/photos/171266261/124472) - ![Photo](/listings/photos/171266261/124473) - ![Photo](/listings/photos/171266261/124474) - ![Photo](/listings/photos/171266261/124475) - ![Photo](/listings/photos/171266261/124476) - ![Photo](/listings/photos/171266261/124477) - ![Photo](/listings/photos/171266261/124478) - ![Photo](/listings/photos/171266261/124479) - ![Photo](/listings/photos/171266261/124480) - ![Photo](/listings/photos/171266261/124481) - ![Photo](/listings/photos/171266261/124482) - ![Photo](/listings/photos/171266261/124483) - ![Photo](/listings/photos/171266261/124484) - ![Photo](/listings/photos/171266261/124485) - ![Photo](/listings/photos/171266261/124486) - ![Photo](/listings/photos/171266261/124487) - ![Photo](/listings/photos/171266261/124488) - ![Photo](/listings/photos/171266261/124489) - ![Photo](/listings/photos/171266261/124490) - ![Photo](/listings/photos/171266261/124491) - ![Photo](/listings/photos/171266261/124492) - ![Photo](/listings/photos/171266261/124493) - ![Photo](/listings/photos/171266261/124494) - ![Photo](/listings/photos/171266261/124495) - ![Photo](/listings/photos/171266261/124496) - ![Photo](/listings/photos/171266261/124497) - ![Photo](/listings/photos/171266261/124498) - ![Photo](/listings/photos/171266261/124499) - ![Photo](/listings/photos/171266261/124500) - ![Photo](/listings/photos/171266261/124501) - ![Photo](/listings/photos/171266261/124502) ## Floorplans - ![First Floor](/listings/photos/171266261/124503) - First Floor - ![Ground Floor](/listings/photos/171266261/124504) - Ground Floor ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 41 WOODCOCK LANE, MOW COP, STOKE-ON-TRENT, CHESHIRE EAST, ST7 3NG | £481,600 | 08/07/2022 | Detached | | 10A CHAPEL BANK, MOW COP, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 3NA | £331,000 | 06/05/2022 | Detached | | 79 MOW COP ROAD, MOW COP, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4NE | £99,950 | 24/11/2021 | Detached | **Area average:** £304,183 (3 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £364,339 (70 Detached, ST7, 2024–2026) - **Deviation:** +30.4% ## Rental Range *ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £743/mo - **Realistic:** £825/mo - **Optimistic:** £908/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for South Cheshire (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £992/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [Ravens Lane, Bignall End, Stoke-On-Trent](http://87.117.209.195:8080/listings/030cbd0) | £1,000/mo | 4 | 4.67 miles | Rightmove | **Average rent: £1,000/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.21% (weak for cashflow) - **Max investor price (0.8%):** £125,000 - **Target investor price (1%):** £100,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,000/mo).* - **Gross yield:** 2.5% - **Cost-to-rent:** 39.6× - **Monthly cashflow:** £-996/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -8.7% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 40.9% - **10y growth:** 73% ## House Price Index (HM Land Registry) *Official index for Newcastle-under-Lyme; Detached series; as of March 2026.* - **1y growth (index):** 1.9% - **5y growth (index):** 22.9% - **10y growth (index):** 53.8% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)