Sold End of terrace

92 GILNOW ROAD

BOLTON, GREATER MANCHESTER BL1 4LJ

3 beds 1 baths 1,152 sq ft Listed 9 Apr 2019 (-2636d)

£129,950

Reduced on 6 Aug 2019

Save

# 3 bedroom end of terrace house for sale (BL1 4LJ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 92 GILNOW ROAD, BOLTON, GREATER MANCHESTER BL1 4LJ |
| Price | £129,950 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 107 m² |
| Last sold | £125,000 Nov 2019 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 04/02/2029
- **Est. upgrade cost to C:** £16,500

### Recommendations
- B (£500 - £1,500)
- W1 (£800 - £1,200)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8571-7622-6050-3275-4902)

## Description

**Entrance Lobby**

Half glazed door giving access to entrance lobby which includes stripped wooden floor, feature ceiling coving, glazed door giving access to entrance hall.

**Entrance Hall**

Feature ceiling coving, radiator and stairs to first floor.

**Lounge - 11'5" (3.48m) x 14'9" (4.5m)**

Double glazed bay window to front, sunny aspects, radiator and ceiling coving.

**Second Reception Room - 12'2" (3.71m) x 15'2" (4.62m)**

Feature ceiling coving, large double glazed picture window over looking rear garden, double glazed window to side with open views, radiator, ceiling rose and feature fire place with solid fuel open fire which is tiled back and half, parquet wooden floor.

**Kitchen - 17'4" (5.28m) x 8'5" (2.57m)**

Full range of wall and base units, moulded wooden work surfaces housing twin stainless steal sink, gas cooker point, plumbed for automatic washer, splash back tiling to compliment, twin double glazed window to side and double glazed stable door giving access to rear, radiator, quarry tiled floor, wall mounted boiler and useful under stairs storage.

**Bedroom One - 12'7" (3.84m) x 15'3" (4.65m)**

Feature ceiling coving, radiator, twin double glazed windows to front.

**Bedroom Two - 9'8" (2.95m) x 15'1" (4.6m)**

Double glazed window to rear overlooking garden and playing fields, ceiling coving, radiator.

**Bedroom Three - 8'5" (2.57m) x 10'2" (3.1m)**

Double glazed window to rear overlooking garden and playing fields, radiator.

**Bathroom**

Modern three piece shower room comprising of: corner shower, hand wash basin and WC, useful storage cupboard, radiator, double glazed window to side.

**Landing**

L Shaped landing with loft access.

**Surrounding the Property**

To the front of property we have garden fronted which mostly consists of mature trees and shrubbery. To the rear of the garden we have patio area and mostly consists of plants, trees and shrubbery and over looks playing fields also gives access to side of property.

**Notice**

Please note we have not tested any apparatus, fixtures, fittings, or services. Interested parties must undertake their own investigation into the working order of these items. All measurements are approximate and photographs provided for guidance only.

## Property Photos

- ![Photo](/listings/photos/71039437/741002)
- ![Photo](/listings/photos/71039437/741003)
- ![Photo](/listings/photos/71039437/741005)
- ![Photo](/listings/photos/71039437/741007)
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- ![Photo](/listings/photos/71039437/741011)
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- ![Photo](/listings/photos/71039437/741018)
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- ![Photo](/listings/photos/71039437/741021)
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- ![Photo](/listings/photos/71039437/741025)
- ![Photo](/listings/photos/71039437/741028)
- ![Photo](/listings/photos/71039437/741031)
- ![Photo](/listings/photos/71039437/741034)

## Floorplans

- ![Floorplan 1](/listings/photos/71039437/741036) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/71039437/741039) - EPC 1
- ![EPC 2](/listings/photos/71039437/741042) - EPC 2

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #6302591
- **Address:** 92 Gilnow Road, BOLTON, BL1 4LJ
- **Certificate Issued:** 16/02/2009
- **Work Completed:** 23/01/2009
- **Items:** 7 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 92 GILNOW ROAD, BOLTON, GREATER MANCHESTER, BL1 4LJ | £125,000 | 28/11/2019 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 SUNLIGHT ROAD, BOLTON, GREATER MANCHESTER, BL1 4RN | £45,000 | 28/11/2025 | Terraced |
| 5 CURZON ROAD, BOLTON, GREATER MANCHESTER, BL1 4RW | £90,000 | 24/10/2025 | Terraced |
| 9 CURZON ROAD, BOLTON, GREATER MANCHESTER, BL1 4RW | £117,500 | 04/07/2025 | Terraced |
| 20 GILNOW GARDENS, BOLTON, GREATER MANCHESTER, BL1 4LG | £140,000 | 24/11/2023 | Terraced |
| 169 PARK ROAD, BOLTON, GREATER MANCHESTER, BL1 4RG | £250,000 | 03/11/2023 | Terraced |
| 27 BRIGADE STREET, BOLTON, GREATER MANCHESTER, BL1 4RP | £132,000 | 22/09/2023 | Terraced |
| 21 SILVERDALE ROAD, BOLTON, GREATER MANCHESTER, BL1 4RR | £38,000 | 25/07/2023 | Terraced |
| 6 CURZON ROAD, BOLTON, GREATER MANCHESTER, BL1 4RW | £118,000 | 18/07/2023 | Terraced |
| 2 CURZON ROAD, BOLTON, GREATER MANCHESTER, BL1 4RW | £145,000 | 14/07/2023 | Terraced |
| 138 SPA ROAD, BOLTON, GREATER MANCHESTER, BL1 4SE | £90,000 | 28/06/2023 | Terraced |
| [Same street] 36 GILNOW ROAD, BOLTON, GREATER MANCHESTER, BL1 4LJ | £175,000 | 22/06/2023 | Terraced |
| 24 ERNEST STREET, BOLTON, GREATER MANCHESTER, BL1 4RZ | £160,000 | 21/06/2023 | Terraced |
| 13 VINCENT STREET, BOLTON, GREATER MANCHESTER, BL1 4SA | £46,000 | 25/05/2023 | Terraced |
| 29 CURZON ROAD, BOLTON, GREATER MANCHESTER, BL1 4RW | £90,000 | 11/05/2023 | Terraced |
| 20 ERNEST STREET, BOLTON, GREATER MANCHESTER, BL1 4RZ | £94,000 | 28/04/2023 | Terraced |
| 159 PARK ROAD, BOLTON, GREATER MANCHESTER, BL1 4RG | £196,000 | 30/03/2023 | Terraced |
| [Same street] 62 GILNOW ROAD, BOLTON, GREATER MANCHESTER, BL1 4LJ | £205,000 | 22/02/2023 | Terraced |
| 4 BRIDGEWATER STREET, BOLTON, GREATER MANCHESTER, BL1 4SB | £105,000 | 25/11/2022 | Terraced |
| 83 PARK ROAD, BOLTON, GREATER MANCHESTER, BL1 4RQ | £92,000 | 17/11/2022 | Terraced |
| 18 SUNLIGHT ROAD, BOLTON, GREATER MANCHESTER, BL1 4RN | £137,500 | 11/11/2022 | Terraced |
| 40 BERTRAND ROAD, BOLTON, GREATER MANCHESTER, BL1 4RS | £170,000 | 31/10/2022 | Terraced |
| 12 CHARLES HOLDEN STREET, BOLTON, GREATER MANCHESTER, BL1 4SQ | £47,000 | 31/10/2022 | Terraced |
| [Same street] 84 GILNOW ROAD, BOLTON, GREATER MANCHESTER, BL1 4LJ | £170,000 | 24/06/2022 | Terraced |
| [Same street] 84 GILNOW ROAD, BOLTON, GREATER MANCHESTER, BL1 4LJ | £170,000 | 24/06/2022 | Other |
| [Same street] 52 GILNOW ROAD, BOLTON, GREATER MANCHESTER, BL1 4LJ | £135,000 | 10/05/2022 | Terraced |
| [Same street] 62 GILNOW ROAD, BOLTON, GREATER MANCHESTER, BL1 4LJ | £200,000 | 29/11/2021 | Terraced |

**Street average:** £175,833 (6 sales)
**Area average:** £115,150 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £158,898 (89 Terraced, BL1, 2024–2026)
- **Deviation:** -18.2%

## Rental Range

*ONS Price Index of Private Rents (Bolton). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £795/mo
- **Realistic:** £883/mo
- **Optimistic:** £971/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bolton and Bury (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £698/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Battenberg Road, BL1 | £1,200/mo | 3 | 0.6 miles | OpenRent |

**Average rent: £1,200/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.92% (okay)
- **Max investor price (0.8%):** £150,000
- **Target investor price (1%):** £120,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,200/mo).*

- **Gross yield:** 11.1%
- **Cost-to-rent:** 9×
- **Monthly cashflow:** £543/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 17.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,214/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 27.7%
- **10y growth:** 71.8%

## House Price Index (HM Land Registry)

*Official index for Bolton; Terraced series; as of March 2026.*

- **1y growth (index):** 1.3%
- **5y growth (index):** 33.6%
- **10y growth (index):** 78.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Floor area

107 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£125,000 Nov 2019

Price per m²

£1,214/m²

Local average

£158,898 (-18.2%)

Deprivation

Decile 1 (1,568 of 33,755)

Street crime

0 incidents within 1 mile (Apr 2026)

Key features

End terraced family home
Three bedrooms
Two reception rooms
Kitchen/ diner
Gas central heating/ double glazed
Shower room
Garden to front and rear
Not overlooked to rear
Viewing a must

Additional details

Heating: Double glazing, Gas central
Garden: Private garden

Description

Karen Ritchie Estates are delighted to be instructed with the sale of this excellent sized family home. The property is on the doorstep for all excellent local amenities to include: shops, schools and commuting access and internal viewing is an absolute must to fully appreciate. The property briefly comprises of entrance lobby giving access to hall, two reception rooms, fitted diner/kitchen. To the first floor we have three bedrooms, and family shower room. The property also benefits from gas central heating, double glazing, gardens to front and rear.

Entrance Lobby
Half glazed door giving access to entrance lobby which includes stripped wooden floor, feature ceiling coving, glazed door giving access to entrance hall.

Entrance Hall
Feature ceiling coving, radiator and stairs to first floor.

Lounge - 11'5" (3.48m) x 14'9" (4.5m)
Double glazed bay window to front, sunny aspects, radiator and ceiling coving.

Second Reception Room - 12'2" (3.71m) x 15'2" (4.62m)
Feature ceiling coving, large double glazed picture window over looking rear garden, double glazed window to side with open views, radiator, ceiling rose and feature fire place with solid fuel open fire which is tiled back and half, parquet wooden floor.

Kitchen - 17'4" (5.28m) x 8'5" (2.57m)
Full range of wall and base units, moulded wooden work surfaces housing twin stainless steal sink, gas cooker point, plumbed for automatic washer, splash back tiling to compliment, twin double glazed window to side and double glazed stable door giving access to rear, radiator, quarry tiled floor, wall mounted boiler and useful under stairs storage.

Bedroom One - 12'7" (3.84m) x 15'3" (4.65m)
Feature ceiling coving, radiator, twin double glazed windows to front.

Bedroom Two - 9'8" (2.95m) x 15'1" (4.6m)
Double glazed window to rear overlooking garden and playing fields, ceiling coving, radiator.

Bedroom Three - 8'5" (2.57m) x 10'2" (3.1m)
Double glazed window to rear overlooking garden and playing fields, radiator.

Bathroom
Modern three piece shower room comprising of: corner shower, hand wash basin and WC, useful storage cupboard, radiator, double glazed window to side.

Landing
L Shaped landing with loft access.

Surrounding the Property
To the front of property we have garden fronted which mostly consists of mature trees and shrubbery. To the rear of the garden we have patio area and mostly consists of plants, trees and shrubbery and over looks playing fields also gives access to side of property.

Notice
Please note we have not tested any apparatus, fixtures, fittings, or services. Interested parties must undertake their own investigation into the working order of these items. All measurements are approximate and photographs provided for guidance only.

Listed by

Bolton

Karen Ritchie Estates Ltd

Reference: 71039437

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 05/02/2019

Expiry date: 04/02/2029

Est. upgrade cost to C: £16,500

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Cavity wall insulation (£500 - £1,500)
Floor insulation (suspended floor) (£800 - £1,200)
Upgrade heating controls (£350 - £450)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

EPC 2

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #6302591

Property Details

Street: 92 Gilnow Road

Town: BOLTON

Postcode: BL1 4LJ

Installation Details

Items: 7 windows and 1 door

Certificate Issued: 16/02/2009

Work Completed: 23/01/2009

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	28/11/2019 (6 years ago)	£125,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
10 SUNLIGHT ROAD, BOLTON, GREATER MANCHESTER, BL1 4RN	£45,000	28/11/2025	Terraced
5 CURZON ROAD, BOLTON, GREATER MANCHESTER, BL1 4RW	£90,000	24/10/2025	Terraced
9 CURZON ROAD, BOLTON, GREATER MANCHESTER, BL1 4RW	£117,500	04/07/2025	Terraced
20 GILNOW GARDENS, BOLTON, GREATER MANCHESTER, BL1 4LG	£140,000	24/11/2023	Terraced
169 PARK ROAD, BOLTON, GREATER MANCHESTER, BL1 4RG	£250,000	03/11/2023	Terraced
27 BRIGADE STREET, BOLTON, GREATER MANCHESTER, BL1 4RP	£132,000	22/09/2023	Terraced
21 SILVERDALE ROAD, BOLTON, GREATER MANCHESTER, BL1 4RR	£38,000	25/07/2023	Terraced
6 CURZON ROAD, BOLTON, GREATER MANCHESTER, BL1 4RW	£118,000	18/07/2023	Terraced
2 CURZON ROAD, BOLTON, GREATER MANCHESTER, BL1 4RW	£145,000	14/07/2023	Terraced
138 SPA ROAD, BOLTON, GREATER MANCHESTER, BL1 4SE	£90,000	28/06/2023	Terraced
Same street 36 GILNOW ROAD, BOLTON, GREATER MANCHESTER, BL1 4LJ	£175,000	22/06/2023	Terraced
24 ERNEST STREET, BOLTON, GREATER MANCHESTER, BL1 4RZ	£160,000	21/06/2023	Terraced
13 VINCENT STREET, BOLTON, GREATER MANCHESTER, BL1 4SA	£46,000	25/05/2023	Terraced
29 CURZON ROAD, BOLTON, GREATER MANCHESTER, BL1 4RW	£90,000	11/05/2023	Terraced
20 ERNEST STREET, BOLTON, GREATER MANCHESTER, BL1 4RZ	£94,000	28/04/2023	Terraced
159 PARK ROAD, BOLTON, GREATER MANCHESTER, BL1 4RG	£196,000	30/03/2023	Terraced
Same street 62 GILNOW ROAD, BOLTON, GREATER MANCHESTER, BL1 4LJ	£205,000	22/02/2023	Terraced
4 BRIDGEWATER STREET, BOLTON, GREATER MANCHESTER, BL1 4SB	£105,000	25/11/2022	Terraced
83 PARK ROAD, BOLTON, GREATER MANCHESTER, BL1 4RQ	£92,000	17/11/2022	Terraced
18 SUNLIGHT ROAD, BOLTON, GREATER MANCHESTER, BL1 4RN	£137,500	11/11/2022	Terraced
40 BERTRAND ROAD, BOLTON, GREATER MANCHESTER, BL1 4RS	£170,000	31/10/2022	Terraced
12 CHARLES HOLDEN STREET, BOLTON, GREATER MANCHESTER, BL1 4SQ	£47,000	31/10/2022	Terraced
Same street 84 GILNOW ROAD, BOLTON, GREATER MANCHESTER, BL1 4LJ	£170,000	24/06/2022	Terraced
Same street 84 GILNOW ROAD, BOLTON, GREATER MANCHESTER, BL1 4LJ	£170,000	24/06/2022	Other
Same street 52 GILNOW ROAD, BOLTON, GREATER MANCHESTER, BL1 4LJ	£135,000	10/05/2022	Terraced
Same street 62 GILNOW ROAD, BOLTON, GREATER MANCHESTER, BL1 4LJ	£200,000	29/11/2021	Terraced

Street average: £175,833 (6 sales)

Area average: £115,150 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 27.7%

10y growth 71.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Bolton. Series: Terraced. As of March 2026.

1y (index) 1.3%

5y (index) 33.6%

10y (index) 78.4%

Rental Range

Estimated market rent for Bolton. Low = conservative, Realistic = average, Optimistic = best case.

Low £795/mo

Realistic £883/mo

Optimistic £971/mo

Based on Local Authority from postcode lookup → Bolton.

LHA (30th percentile) floor for Bolton and Bury: £698/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View BL1 4LJ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Gilnow Road/Gilnow Gardens	0.0 miles
Bus stop	Gilnow Road/Park Road	0.1 miles
Shop	Red Sea Barber Shop	0.3 miles
Shop	Vape Tuners	0.4 miles
Hospital	Bolton Hospice	0.4 miles
University	University of Greater Manchester	0.6 miles
University	University of Bolton Orlando Village Residence	1.0 miles
Train station	Bolton	1.0 miles
Train station	Lostock	1.9 miles
Hospital	Leigh Health Centre	5.6 miles

Street-level crime

Category	Count
Total incidents	0

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Gilnow Primary School	Primary	0.1 miles	Good — 23 Nov 2012
Bolton School Boys' Division	Other	0.3 miles	— (No rating)
Pikes Lane Primary School	Primary	0.3 miles	Outstanding — 21 Jul 2016
Bolton School Infant & Nursery School	Other	0.3 miles	— (No rating)
Bolton School Girls' Division	Other	0.3 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Battenberg Road, BL1	£1,200/mo	3	0.6 miles	OpenRent

Average rent: £1,200/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.92%

Max investor price (0.8%) £150,000

Target investor price (1%) £120,000

Gross yield 11.1%

Cost-to-rent ratio 9×

Monthly cashflow £543/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 17.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).