Sold STC Terraced

5 NORTH CRAY ROAD

BEXLEY, GREATER LONDON DA5 3LY

2 beds 1 baths 82 m² Listed 5 Jan 2026 (-232d)

£425,000

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Property details

Tenure

FREEHOLD

Floor area

82 m²

Council tax band

D

EPC rating

D

Last sold

£435,000 Apr 2026

Price per m²

£5,183/m²

Local average

£463,214 (-8.2%)

Deprivation

Decile 7 (23,525 of 33,755)

Street crime

52 incidents within 1 mile (Jun 2026)

Key features

  • BEXLEY VILLAGE LOCATION
  • OUTER BUILDING/SUMMER HOUSE TO REAR OF GARDEN
  • FIREPLACE FEATURES
  • WHOLE HOUSE IS TRIPLE GLAZED
  • SHORT WALK TO BEXLEY TRAIN STATION
  • CLOSE PROXIMITY TO LOCAL PRIMARY & SECONDARY SCHOOLS
  • EPC D
  • COUNCIL TAX BAND D

Additional details

Garden
Yes

Description

*GUIDE PRICE £425,000-£450,000* Nestled in the heart of Bexley Village, this charming two-bedroom Victorian terraced house offers the perfect blend of period character and everyday convenience. Ideally located just a short walk from Bexley station, the property provides excellent transport links while remaining moments from the village's popular shops, cafés, restaurants, and amenities.The home features well-proportioned accommodation, retaining the timeless appeal typical of Victorian properties, with light-filled living spaces and a warm, welcoming atmosphere throughout. Upstairs, two generously sized bedrooms offer comfortable accommodation, making the property ideal for first-time buyers, young professionals, or downsizers alike.Families will appreciate the close proximity to a selection of highly regarded local schools, while the vibrant village setting and nearby green spaces enhance the lifestyle on offer.An excellent opportunity to acquire a character home in one of Bexley's most sought-after locations, combining charm, convenience, and community.

Listed by

Bexley

Village Estates (Bexley& Sidcup)

Reference: 170842376

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 15/12/2025

Expiry date: 14/12/2035

Current heating cost: £879/year

Potential heating cost: £643/year

Est. upgrade cost to C: £25,750

Recommendations

  • 50 mm internal or external wall insulation (£7,500 - £11,000)
  • Floor insulation (suspended floor) (£5,000 - £10,000)
  • Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location is outside the imported HM Land Registry INSPIRE registered freehold polygons.

Source: HM Land Registry INSPIRE Index Polygons.

Floorplans

5 North Cray Road

5 North Cray Road

EPC Graphs

Energy Performance Certificate

Energy Performance Certificate

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #15738752 Recent

Property Details

Street: 5 North Cray Road

Town: BEXLEY

Postcode: DA5 3LY

Installation Details

Items: 2 windows and 1 door

Certificate Issued: 30/04/2023

Work Completed: 08/03/2023

This certificate data was retrieved from FENSA's database

FENSA Certificate #14855941 Recent

Property Details

Street: 5 North Cray Road

Town: BEXLEY

Postcode: DA5 3LY

Installation Details

Items: 10 windows and 1 door

Certificate Issued: 31/10/2021

Work Completed: 08/09/2021

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

23% since 2020

Event Date Price % change
Sold 09/04/2026 (4 months ago) £435,000 +22.5%
Sold 04/11/2020 (5 years ago) £355,000 —

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
26 NORTH CRAY ROAD, BEXLEY, GREATER LONDON, DA5 3LZ £370,000 04/07/2023 Terraced
102 BEXLEY HIGH STREET, BEXLEY, GREATER LONDON, DA5 1JY £330,000 09/12/2022 Terraced
Same street 33D NORTH CRAY ROAD, BEXLEY, GREATER LONDON, DA5 3LY £230,000 22/09/2022 Semi-detached
16 WEIR ROAD, BEXLEY, GREATER LONDON, DA5 1BJ £600,000 18/07/2022 Terraced
Same street 17 NORTH CRAY ROAD, BEXLEY, GREATER LONDON, DA5 3LY £592,500 28/01/2022 Terraced
4 VICARAGE ROAD, BEXLEY, GREATER LONDON, DA5 2AJ £430,000 15/12/2021 Terraced
8 HUNTINGTON CLOSE, BEXLEY, GREATER LONDON, DA5 2FD £695,000 03/12/2021 Terraced

Street average: £411,250 (2 sales)

Area average: £485,000 (5 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 4.6%
10y growth 14.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Bexley. Series: Terraced. As of May 2026.

1y (index) 2.7%
5y (index) 14.3%
10y (index) 33.1%

Rental Range

Estimated market rent for Bexley. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,378/mo
Realistic £1,531/mo
Optimistic £1,684/mo

Based on Local Authority from postcode lookup → Bexley.

LHA (30th percentile) floor for Outer South East London: £1,296/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View DA5 3LY

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop North Cray Road / Vicarage Road 0.0 miles
Bus stop Vicarage Road 0.1 miles
Shop Bexley Tyres 0.2 miles
Shop Dress Agency 0.2 miles
Train station Bexley 0.2 miles
Train station Albany Park 1.2 miles
Hospital Livingstone Community Hospitals 3.2 miles
Hospital Jasmine Centre 4.7 miles
University University of Greenwich 4.9 miles

Street-level crime

Category Count
Violence and sexual offences 16
Anti-social behaviour 11
Vehicle crime 9
Other theft 6
Possession of weapons 3
Burglary 2
Criminal damage and arson 2
Public order 2
Shoplifting 1
Total incidents 52

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Beths Grammar School Secondary 0.5 miles Good — 19 Jul 2022
Old Bexley Church of England School Primary 0.5 miles Good — 4 Jul 2023
St Columba's Catholic Boys' School Secondary 0.9 miles Good — 28 Oct 2014
Townley Grammar School Secondary 0.9 miles Outstanding — 27 Apr 2023
Gravel Hill Primary School Primary 1.0 miles Good — 5 Mar 2014

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Penthouse, Weir Road Bexley Village, DA5 £1,950/mo 2 0.18 miles OpenRent
2 Bed Flat, Carey Court, DA6 £1,600/mo 2 0.72 miles OpenRent

Average rent: £1,775/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.42%
Max investor price (0.8%) £221,875
Target investor price (1%) £177,500
Gross yield 5%
Cost-to-rent ratio 20×
Monthly cashflow £-101/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -1%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).