# 2 bedroom semi-detached house for sale (CA6 5FB) ## Property Details | Key | Value | |-----|-------| | Address | 98 ST MICHAELS DRIVE, CARLISLE, LONGTOWN, CUMBERLAND CA6 5FB | | Price | £149,950 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | A | | Floor area | 60 m² | | Last sold | £150,000 Jan 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** A - **Expiry date:** 13/03/2033 - **Current heating cost:** £234/year - **Est. upgrade cost to C:** £9,500 ### Recommendations - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9343-8032-8367-5397-5214) ## Description A beautifully presented modern built two bedroom semi detached home with driveway parking and front and rear gardens, built by Gleeson Homes in 2023.  This will be a perfect first home, investment or holiday home. Longtown is located approximately six miles to the north of Carlisle, just off the A7 with excellent transport links to junction 44 of the M6. The property is conveniently located close to local amenities including a primary school and GP surgery. The centre of the town is short walk away offering local shopping. To the front of the home is an open lawned garden leading to the canopied front door.  There is also a driveway that runs down the side providing parking for two vehicles.  This also leads to gated access to the rear garden. Inside, the hallway provides access to the living room as well as the stairs.  The living room is front facing and has LVT flooring.  The dining kitchen is to the rear, is fully fitted with a range of modern wall and base units with complementing worktops and tiled splashbacks.  As well as the integrated oven and hob there is undercounter space for a washing machine also space for a fridge freezer.  The dining area has French patio doors leading outside to the garden.  There is also a cloakroom with toilet and basin. Upstairs off the landing are two double bedrooms and a family bathroom.  The main bedroom has fitted wardrobes installed.  The bathroom has a bath with shower over and tiled surround, there is also a toilet and basin. Externally, the garden is mainly lanwed with a small patio area, a large shed and gated access.**ROOM DIMENSIONS** **GROUND FLOOR** **Hall** **Living Room** - 4.62m x 3.05m (15'2" x 10'0") to maximum **Dining Kitchen** - 4.11m x 2.39m (13'6" x 7'10") **Cloakroom** - 1.65m x 0.94m (5'5" x 3'1") **FIRST FLOOR** **Landing** **Bedroom 1** - 3.12m x 3.05m (10'3" x 10'0") **Bedroom 2** - 4.01m x 2.24m (13'2" x 7'4") **Bathroom** - 2.34m x 1.78m (7'8" x 5'10") Council Tax Band - A  An estate management charge will be payable upon completion of the development. Please note: All internal measurements are approximate and are cited to the nearest 3 inches. These property details, whilst understood to be accurate, are for guidance only and do not constitute any part of an offer or contract. Prospective purchasers cannot rely on them as statements or representations of fact, and all details must be verified through their legal representatives. No person in the employment of Tiffen & Co Estate Agents has the authority to make or give any representation or warranty in relation to the property. All appliances mentioned in these details have not been tested and therefore cannot be guaranteed to be in working order. Free Market Appraisal - Would you like to know how much your house is worth? We would be delighted to provide you with a free, no obligation valuation for your home. Please contact us to arrange an appointment. Looking for Property? - Please contact us to advise us what you are looking for so we can send you details and updates on all of our properties that match your needs. Need a Mortgage? Tiffen & Co Estate agents offer advice from Mortgage Advice Bureau, one of the UK's largest award winning mortgage brokers. We can search over 11,000 different mortgages from a selection of over 90 different lenders to find the right deal for you. Our advice will be specifically tailored to your needs and circumstances which could be for your first home, moving home, investing in property or remortgaging. Contact us to arrange a free consultation with one of our experienced advisors. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed. Referral Fees - Tiffen & Co work with preferred conveyancers for a house sale or purchase. Our conveyancers are competitively priced and you are under no obligation to use their services. Should you choose to use them Tiffen & Co will receive a referral fee of £120 on completion of a sale or purchase. ## Property Photos - ![Photo](/listings/photos/167308535/1312918) - ![Photo](/listings/photos/167308535/1312919) - ![Photo](/listings/photos/167308535/1312920) - ![Photo](/listings/photos/167308535/1312921) - ![Photo](/listings/photos/167308535/1312922) - ![Photo](/listings/photos/167308535/1312923) - ![Photo](/listings/photos/167308535/1312924) - ![Photo](/listings/photos/167308535/1312925) - ![Photo](/listings/photos/167308535/1312926) - ![Photo](/listings/photos/167308535/1312927) - ![Photo](/listings/photos/167308535/1312928) - ![Photo](/listings/photos/167308535/1312929) - ![Photo](/listings/photos/167308535/1312930) - ![Photo](/listings/photos/167308535/1312931) ## Floorplans - ![Floorplan 1](/listings/photos/167308535/1312932) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/167308535/1312933) - EPC 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 98 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBERLAND, CA6 5FB | £150,000 | 09/01/2026 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 80 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBERLAND, CA6 5FB | £135,995 | 04/04/2023 | Semi-detached | | 3 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBERLAND, CA6 5FA | £179,995 | 27/02/2023 | Semi-detached | | 1 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBERLAND, CA6 5FA | £161,995 | 22/02/2023 | Semi-detached | | [Same street] 96 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBERLAND, CA6 5FB | £174,995 | 20/12/2022 | Semi-detached | | [Same street] 100 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBERLAND, CA6 5FB | £159,995 | 19/12/2022 | Semi-detached | | [Same street] 82 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBERLAND, CA6 5FB | £171,995 | 16/12/2022 | Semi-detached | | [Same street] 84 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBERLAND, CA6 5FB | £184,995 | 16/12/2022 | Detached | | [Same street] 72 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBERLAND, CA6 5FB | £150,000 | 14/11/2022 | Semi-detached | | [Same street] 20 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBRIA, CA6 5FB | £205,000 | 28/10/2022 | Detached | | 49 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBERLAND, CA6 5FA | £169,995 | 30/09/2022 | Semi-detached | | [Same street] 120 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBERLAND, CA6 5FB | £183,995 | 31/08/2022 | Detached | | 47 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBERLAND, CA6 5FA | £165,995 | 31/08/2022 | Semi-detached | | [Same street] 102 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBRIA, CA6 5FB | £190,995 | 29/07/2022 | Detached | | [Same street] 114 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBRIA, CA6 5FB | £146,995 | 30/06/2022 | Semi-detached | | [Same street] 112 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBRIA, CA6 5FB | £151,995 | 30/06/2022 | Semi-detached | | 41 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBRIA, CA6 5FA | £129,995 | 30/06/2022 | Semi-detached | | 39 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBRIA, CA6 5FA | £151,995 | 30/06/2022 | Semi-detached | | [Same street] 116 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBERLAND, CA6 5FB | £161,995 | 27/06/2022 | Semi-detached | | [Same street] 118 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBRIA, CA6 5FB | £132,995 | 24/06/2022 | Semi-detached | | [Same street] 110 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBRIA, CA6 5FB | £142,995 | 24/06/2022 | Semi-detached | | [Same street] 108 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBRIA, CA6 5FB | £143,995 | 24/06/2022 | Semi-detached | | 35 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBRIA, CA6 5FA | £131,995 | 27/05/2022 | Semi-detached | | 37 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBRIA, CA6 5FA | £162,995 | 27/05/2022 | Semi-detached | | 50 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBERLAND, CA6 5FB | £136,995 | 01/04/2022 | Semi-detached | | 48 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBRIA, CA6 5FB | £138,995 | 01/04/2022 | Semi-detached | | 54 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBRIA, CA6 5FB | £148,995 | 28/02/2022 | Semi-detached | | 52 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBRIA, CA6 5FB | £135,995 | 28/02/2022 | Semi-detached | | 40 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBERLAND, CA6 5FB | £122,995 | 20/12/2021 | Semi-detached | | 42 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBRIA, CA6 5FB | £150,995 | 20/12/2021 | Semi-detached | | 27 LOCHINVAR CLOSE, LONGTOWN, CARLISLE, CUMBRIA, CA6 5XU | £87,500 | 30/11/2021 | Semi-detached | | 62 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBRIA, CA6 5FB | £145,995 | 26/11/2021 | Semi-detached | | 60 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBRIA, CA6 5FB | £117,995 | 26/11/2021 | Semi-detached | | 36 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBRIA, CA6 5FB | £143,995 | 08/10/2021 | Semi-detached | | 66 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBRIA, CA6 5FB | £117,995 | 08/10/2021 | Semi-detached | | 38 ST MICHAELS DRIVE, LONGTOWN, CARLISLE, CUMBERLAND, CA6 5FB | £121,995 | 24/09/2021 | Semi-detached | **Street average:** £162,596 (15 sales) **Area average:** £141,270 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £233,813 (8 Semi-detached, CA6, 2024–2026) - **Deviation:** -35.9% ## Rental Range *ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £859/mo - **Realistic:** £954/mo - **Optimistic:** £1,049/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £474/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Terraced House, Bellsfield, CA6 | £675/mo | 2 | 0.07 miles | OpenRent | | 2 Bed Terraced House, Raefield, CA6 | £600/mo | 2 | 0.19 miles | OpenRent | **Average rent: £638/mo (2 listings)** ## 1% Rule - **Rent ratio:** 0.43% (weak for cashflow) - **Max investor price (0.8%):** £79,750 - **Target investor price (1%):** £63,800 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £638/mo).* - **Gross yield:** 5.1% - **Cost-to-rent:** 19.6× - **Monthly cashflow:** £-41/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -1.1% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £2,499/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 42.1% - **10y growth:** 37.8% ## House Price Index (HM Land Registry) *Official index for North West; Semi-detached series; as of April 2026.* - **1y growth (index):** 7.5% - **5y growth (index):** 27.6% - **10y growth (index):** 61.5% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)