# 2 bedroom ground floor flat for sale (CA14 4UP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 9 WOLLENSCROFT, WORKINGTON, STAINBURN, CUMBERLAND CA14 4UP |
| Price | £95,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £90,000 Jul 2025 |

## Description

Offered for sale with no forward chain is this well presented and tastefully decorated two-bedroom ground floor flat which boasts front and rear gardens and separate garage. Nestled in a quiet cul-de-sac in the popular suburb of Stainburn on the outskirts of Workington, this is an ideal property for first-time buyer, couples or perhaps someone looking to downsize. 

The area offers easy access to the amenities of Workington town centre which is just a few minutes’ drive, and provides excellent access to Whitehaven, Cockermouth, and the surrounding Lake District, via the A66. Entering the property, you will find yourself in a spacious hallway, with built-in storage, and access into a large lounge diner, which leads through to a contemporary kitchen. There are two bedrooms which both boast fitted wardrobes, and the master has uPVC double glazed patio doors, which lead out onto the rear garden. 

Unlike other properties in the area, this property owns both the front garden and rear gardens which are a good size, with a decking area and gated access. The property also benefits from a separate garage nearby, offering off-road parking if required. Viewing is essential to appreciate this lovely ground floor property.

EPC Rating: D

## Property Photos

- ![Photo 7](/listings/photos/162166829/732101) - Photo 7
- ![Photo 12](/listings/photos/162166829/732105) - Photo 12
- ![Photo 8](/listings/photos/162166829/732107) - Photo 8
- ![Photo 10](/listings/photos/162166829/732121) - Photo 10
- ![Photo 11](/listings/photos/162166829/732125) - Photo 11
- ![Photo 3](/listings/photos/162166829/732128) - Photo 3
- ![Photo 4](/listings/photos/162166829/732132) - Photo 4
- ![Photo 1](/listings/photos/162166829/732142) - Photo 1
- ![Photo 5](/listings/photos/162166829/732151) - Photo 5
- ![Photo 14](/listings/photos/162166829/732156) - Photo 14
- ![Photo 13](/listings/photos/162166829/732162) - Photo 13

## Floorplans

- ![Floorplan 1](/listings/photos/162166829/732178) - Floorplan 1

## FENSA Certificates

This property has 4 FENSA certificate(s) on record.

### FENSA Certificate #3740039
- **Address:** 9 Wollenscroft, Stainburn, CA14 4UP
- **Certificate Issued:** 22/05/2006
- **Work Completed:** 05/05/2006
- **Items:** 1 door(s)

### FENSA Certificate #11450256
- **Address:** 9 Wollenscroft, Stainburn, CA14 4UP
- **Certificate Issued:** 16/02/2016
- **Work Completed:** 22/01/2016
- **Items:** 1 window(s)

### FENSA Certificate #12020290
- **Address:** 9 Wollenscroft, Stainburn, CA14 4UP
- **Certificate Issued:** 07/11/2016
- **Work Completed:** 05/05/2016
- **Items:** 1 window(s)

### FENSA Certificate #13020977
- **Address:** 9 Wollenscroft, Stainburn, CA14 4UP
- **Certificate Issued:** 23/07/2018
- **Work Completed:** 07/02/2017
- **Items:** 1 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 WOLLENSCROFT, STAINBURN, WORKINGTON, CUMBERLAND, CA14 4UP | £90,000 | 22/07/2025 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 10 WOLLENSCROFT, STAINBURN, WORKINGTON, CUMBERLAND, CA14 4UP | £85,000 | 17/03/2023 | Flat |
| [Same street] 27 WOLLENSCROFT, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 4UP | £127,500 | 28/10/2022 | Terraced |
| [Same street] 15 WOLLENSCROFT, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 4UP | £97,500 | 14/09/2021 | Terraced |

**Street average:** £103,333 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £113,500 (2 Flat, CA14, 2024–2026)
- **Deviation:** -16.3%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Hall Park View, CA14 | £600/mo | 2 | 0.68 miles | OpenRent |
| 2 Bed Flat, Washington Street, CA14 | £650/mo | 2 | 0.81 miles | OpenRent |
| 2 Bed End Terrace, Kelly Street, CA14 | £580/mo | 2 | 0.93 miles | OpenRent |
| 2 Bed Terraced House, John St, CA14 | £695/mo | 2 | 1.01 miles | OpenRent |
| 2 Bed Terraced House, Winifred Street, CA14 | £700/mo | 2 | 1.07 miles | OpenRent |
| 2 Bed Terraced House, Winifred Street, CA14 | £650/mo | 2 | 1.09 miles | OpenRent |
| 2 Bed Flat, Gray St, CA14 | £550/mo | 2 | 1.09 miles | OpenRent |
| 2 Bed Terraced House, Hartington St, CA14 | £695/mo | 2 | 1.13 miles | OpenRent |

**Average rent: £640/mo (8 listings)**

## 1% Rule

- **Rent ratio:** 0.68% (weak for cashflow)
- **Max investor price (0.8%):** £81,250
- **Target investor price (1%):** £65,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £650/mo).*

- **Gross yield:** 8.2%
- **Cost-to-rent:** 12.2×
- **Monthly cashflow:** £186/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 8.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 192.3%

## House Price Index (HM Land Registry)

*Official index for North West; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -7.4%
- **5y growth (index):** 6.8%
- **10y growth (index):** 45.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)