Sold STC Flat

9 WOLLENSCROFT

WORKINGTON, STAINBURN, CUMBERLAND CA14 4UP

2 beds 1 baths Listed 20 May 2025 (-401d)

£95,000

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# 2 bedroom ground floor flat for sale (CA14 4UP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 9 WOLLENSCROFT, WORKINGTON, STAINBURN, CUMBERLAND CA14 4UP |
| Price | £95,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £90,000 Jul 2025 |

## Description

The area offers easy access to the amenities of Workington town centre which is just a few minutes’ drive, and provides excellent access to Whitehaven, Cockermouth, and the surrounding Lake District, via the A66. Entering the property, you will find yourself in a spacious hallway, with built-in storage, and access into a large lounge diner, which leads through to a contemporary kitchen. There are two bedrooms which both boast fitted wardrobes, and the master has uPVC double glazed patio doors, which lead out onto the rear garden.

Unlike other properties in the area, this property owns both the front garden and rear gardens which are a good size, with a decking area and gated access. The property also benefits from a separate garage nearby, offering off-road parking if required. Viewing is essential to appreciate this lovely ground floor property.

EPC Rating: D

## Property Photos

- ![Photo 7](/listings/photos/162166829/732101) - Photo 7
- ![Photo 12](/listings/photos/162166829/732105) - Photo 12
- ![Photo 8](/listings/photos/162166829/732107) - Photo 8
- ![Photo 10](/listings/photos/162166829/732121) - Photo 10
- ![Photo 11](/listings/photos/162166829/732125) - Photo 11
- ![Photo 3](/listings/photos/162166829/732128) - Photo 3
- ![Photo 4](/listings/photos/162166829/732132) - Photo 4
- ![Photo 1](/listings/photos/162166829/732142) - Photo 1
- ![Photo 5](/listings/photos/162166829/732151) - Photo 5
- ![Photo 14](/listings/photos/162166829/732156) - Photo 14
- ![Photo 13](/listings/photos/162166829/732162) - Photo 13

## Floorplans

- ![Floorplan 1](/listings/photos/162166829/732178) - Floorplan 1

## FENSA Certificates

This property has 4 FENSA certificate(s) on record.

### FENSA Certificate #3740039
- **Address:** 9 Wollenscroft, Stainburn, CA14 4UP
- **Certificate Issued:** 22/05/2006
- **Work Completed:** 05/05/2006
- **Items:** 1 door(s)

### FENSA Certificate #11450256
- **Address:** 9 Wollenscroft, Stainburn, CA14 4UP
- **Certificate Issued:** 16/02/2016
- **Work Completed:** 22/01/2016
- **Items:** 1 window(s)

### FENSA Certificate #12020290
- **Address:** 9 Wollenscroft, Stainburn, CA14 4UP
- **Certificate Issued:** 07/11/2016
- **Work Completed:** 05/05/2016
- **Items:** 1 window(s)

### FENSA Certificate #13020977
- **Address:** 9 Wollenscroft, Stainburn, CA14 4UP
- **Certificate Issued:** 23/07/2018
- **Work Completed:** 07/02/2017
- **Items:** 1 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 WOLLENSCROFT, STAINBURN, WORKINGTON, CUMBERLAND, CA14 4UP | £90,000 | 22/07/2025 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 10 WOLLENSCROFT, STAINBURN, WORKINGTON, CUMBERLAND, CA14 4UP | £85,000 | 17/03/2023 | Flat |
| [Same street] 27 WOLLENSCROFT, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 4UP | £127,500 | 28/10/2022 | Terraced |
| [Same street] 15 WOLLENSCROFT, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 4UP | £97,500 | 14/09/2021 | Terraced |

**Street average:** £103,333 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £113,500 (2 Flat, CA14, 2024–2026)
- **Deviation:** -16.3%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Hall Park View, CA14 | £600/mo | 2 | 0.68 miles | OpenRent |
| 2 Bed Flat, Washington Street, CA14 | £650/mo | 2 | 0.81 miles | OpenRent |
| 2 Bed End Terrace, Kelly Street, CA14 | £580/mo | 2 | 0.93 miles | OpenRent |
| 2 Bed Terraced House, John St, CA14 | £695/mo | 2 | 1.01 miles | OpenRent |
| 2 Bed Terraced House, Winifred Street, CA14 | £700/mo | 2 | 1.07 miles | OpenRent |
| 2 Bed Terraced House, Winifred Street, CA14 | £650/mo | 2 | 1.09 miles | OpenRent |
| 2 Bed Flat, Gray St, CA14 | £550/mo | 2 | 1.09 miles | OpenRent |
| 2 Bed Terraced House, Hartington St, CA14 | £695/mo | 2 | 1.13 miles | OpenRent |

**Average rent: £640/mo (8 listings)**

## 1% Rule

- **Rent ratio:** 0.68% (weak for cashflow)
- **Max investor price (0.8%):** £81,250
- **Target investor price (1%):** £65,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £650/mo).*

- **Gross yield:** 8.2%
- **Cost-to-rent:** 12.2×
- **Monthly cashflow:** £186/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 8.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 192.3%

## House Price Index (HM Land Registry)

*Official index for North West; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -7.4%
- **5y growth (index):** 6.8%
- **10y growth (index):** 45.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

LEASEHOLD

Council tax band

Last sold

£90,000 Jul 2025

Local average

£113,500 (-16.3%)

Deprivation

Decile 9 (28,987 of 33,755)

Street crime

82 incidents within 1 mile (Apr 2026)

Key features

Offered for sale with no forward chain
Well-presented ready to move into ground floor flat
Separate garage nearby, also offering off-road parking
A spacious well-presented open plan lounge diner
Low maintenance enclosed gardens, with decking to the rear
Patio doors from the master bedroom, lead out onto the rear garden
Two good size bedrooms, both are boasting fitted wardrobes
Sought after popular village location, on the outskirts of Workington

Additional details

Parking: Yes
Garden: Yes
Restrictions: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

Offered for sale with no forward chain is this well presented and tastefully decorated two-bedroom ground floor flat which boasts front and rear gardens and separate garage. Nestled in a quiet cul-de-sac in the popular suburb of Stainburn on the outskirts of Workington, this is an ideal property for first-time buyer, couples or perhaps someone looking to downsize.
The area offers easy access to the amenities of Workington town centre which is just a few minutes’ drive, and provides excellent access to Whitehaven, Cockermouth, and the surrounding Lake District, via the A66. Entering the property, you will find yourself in a spacious hallway, with built-in storage, and access into a large lounge diner, which leads through to a contemporary kitchen. There are two bedrooms which both boast fitted wardrobes, and the master has uPVC double glazed patio doors, which lead out onto the rear garden.
Unlike other properties in the area, this property owns both the front garden and rear gardens which are a good size, with a decking area and gated access. The property also benefits from a separate garage nearby, offering off-road parking if required. Viewing is essential to appreciate this lovely ground floor property.

EPC Rating: D

Listed by

Lillyhall

First Choice Move

Reference: 162166829

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

FENSA Certificates

This property has 4 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #3740039

Property Details

Street: 9 Wollenscroft

Town: Stainburn

Postcode: CA14 4UP

Installation Details

Items: 1 door

Certificate Issued: 22/05/2006

Work Completed: 05/05/2006

This certificate data was retrieved from FENSA's database

FENSA Certificate #11450256

Property Details

Street: 9 Wollenscroft

Town: Stainburn

Postcode: CA14 4UP

Installation Details

Items: 1 window

Certificate Issued: 16/02/2016

Work Completed: 22/01/2016

This certificate data was retrieved from FENSA's database

FENSA Certificate #12020290

Property Details

Street: 9 Wollenscroft

Town: Stainburn

Postcode: CA14 4UP

Installation Details

Items: 1 window

Certificate Issued: 07/11/2016

Work Completed: 05/05/2016

This certificate data was retrieved from FENSA's database

FENSA Certificate #13020977

Property Details

Street: 9 Wollenscroft

Town: Stainburn

Postcode: CA14 4UP

Installation Details

Items: 1 window and 1 door

Certificate Issued: 23/07/2018

Work Completed: 07/02/2017

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	22/07/2025 (11 months ago)	£90,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 10 WOLLENSCROFT, STAINBURN, WORKINGTON, CUMBERLAND, CA14 4UP	£85,000	17/03/2023	Flat
Same street 27 WOLLENSCROFT, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 4UP	£127,500	28/10/2022	Terraced
Same street 15 WOLLENSCROFT, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 4UP	£97,500	14/09/2021	Terraced

Street average: £103,333 (3 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 192.3%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Flats and maisonettes. As of March 2026.

1y (index) -7.4%

5y (index) 6.8%

10y (index) 45.6%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £859/mo

Realistic £954/mo

Optimistic £1,049/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for West Cumbria: £474/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CA14 4UP

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	The Briery	0.2 miles
Bus stop	Derwent Meadows	0.3 miles
Shop	Spar	0.7 miles
Shop	M& D Electrical Distribution	0.7 miles
Hospital	Workington Community Hospital	1.1 miles
Train station	Workington	1.4 miles
Train station	Harrington	2.8 miles
Hospital	Cockermouth Community Hospital	6.7 miles
University	UCLan Westlakes Campus	8.7 miles

Street-level crime

Category	Count
Violence and sexual offences	34
Anti-social behaviour	12
Shoplifting	9
Public order	7
Criminal damage and arson	6
Drugs	6
Other crime	4
Other theft	2
Burglary	1
Possession of weapons	1
Total incidents	82

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Workington Academy	Secondary	0.5 miles	Good — 17 May 2022
Ashfield Junior School	Primary	0.7 miles	Requires improvement — 24 Sep 2024
Ashfield Infant & Nursery School	Primary	0.8 miles	Outstanding — 3 Dec 2018
St Josephs Catholic High School, Workington	Secondary	0.9 miles	Requires improvement — 21 Jan 2024
Seaton St. Paul's CofE Junior School	Primary	1.0 miles	Good — 10 Mar 2019

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Hall Park View, CA14	£600/mo	2	0.68 miles	OpenRent
2 Bed Flat, Washington Street, CA14	£650/mo	2	0.81 miles	OpenRent
2 Bed End Terrace, Kelly Street, CA14	£580/mo	2	0.93 miles	OpenRent
2 Bed Terraced House, John St, CA14	£695/mo	2	1.01 miles	OpenRent
2 Bed Terraced House, Winifred Street, CA14	£700/mo	2	1.07 miles	OpenRent
2 Bed Terraced House, Winifred Street, CA14	£650/mo	2	1.09 miles	OpenRent
2 Bed Flat, Gray St, CA14	£550/mo	2	1.09 miles	OpenRent
2 Bed Terraced House, Hartington St, CA14	£695/mo	2	1.13 miles	OpenRent

Average rent: £640/mo (8 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.68%

Max investor price (0.8%) £81,250

Target investor price (1%) £65,000

Gross yield 8.2%

Cost-to-rent ratio 12.2×

Monthly cashflow £186/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 8.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).