# 3 bedroom terraced house for sale (OX4 3RN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 32 LOCKHEART CRESCENT, OXFORD, OXFORDSHIRE OX4 3RN |
| Price | £425,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | C |
| Construction age | England and Wales: 1930-1949 |
| Floor area | 102 m² |
| Last sold | £375,000 May 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 21/01/2035
- **Current heating cost:** £1,118/year
- **Est. upgrade cost to C:** £18,320

### Recommendations
- W2 (£4,000 - £6,000)
- E (£20)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- O3 (£1,000 - £1,400)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0135-0929-4400-0772-5226)

## Description

This is a fantastic opportunity to create a wonderful family home featuring driveway parking and a southwest-facing garden in a sought-after crescent in Cowley. Conveniently located near a local primary school and Templars Square shopping area, Oxford Business Park, with easy access to Ring Road, M40- A34 and good bus links to Oxford City Centre.

The property has a large living area and has been extended with good-sized bedrooms and built-in wardrobes. It is ready for your personal touch to transform into your dream space and has the benefit of no onward chain.

## Property Photos

- ![Photo](/listings/photos/87080985/380686)
- ![Photo](/listings/photos/87080985/380687)
- ![Photo](/listings/photos/87080985/380688)
- ![Photo](/listings/photos/87080985/380690)
- ![Photo](/listings/photos/87080985/380691)
- ![Photo](/listings/photos/87080985/380693)
- ![Photo](/listings/photos/87080985/380694)
- ![Photo](/listings/photos/87080985/380697)
- ![Photo](/listings/photos/87080985/380699)

## EPC Graphs

- ![EPC 1](/listings/photos/87080985/380700) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 32 LOCKHEART CRESCENT, OXFORD, OXFORDSHIRE, OX4 3RN | £375,000 | 30/05/2025 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 74 BARTHOLOMEW ROAD, OXFORD, OXFORDSHIRE, OX4 3QJ | £397,500 | 17/07/2025 | Terraced |
| 41 VAN DIEMANS LANE, OXFORD, OXFORDSHIRE, OX4 3QB | £369,000 | 03/10/2023 | Terraced |
| 153 HERSCHEL CRESCENT, OXFORD, OXFORDSHIRE, OX4 3TX | £435,000 | 28/07/2023 | Terraced |
| 41 BODLEY ROAD, LITTLEMORE, OXFORD, OXFORDSHIRE, OX4 3UB | £425,000 | 26/07/2023 | Terraced |
| 3 BURGAN CLOSE, OXFORD, OXFORDSHIRE, OX4 3QR | £330,000 | 30/06/2023 | Terraced |
| 27 BAMPTON CLOSE, OXFORD, OXFORDSHIRE, OX4 6NN | £272,500 | 06/04/2023 | Terraced |
| 65 BOSWELL ROAD, OXFORD, OXFORDSHIRE, OX4 3HW | £370,000 | 18/11/2022 | Terraced |
| 65 BAILEY ROAD, OXFORD, OXFORDSHIRE, OX4 3HX | £391,000 | 08/11/2022 | Terraced |
| 63 BOSWELL ROAD, OXFORD, OXFORDSHIRE, OX4 3HW | £400,000 | 04/11/2022 | Terraced |
| 10 FREDERICK ROAD, OXFORD, OXFORDSHIRE, OX4 3HL | £380,000 | 04/11/2022 | Terraced |
| 30 KERSINGTON CRESCENT, COWLEY, OXFORD, OXFORDSHIRE, OX4 3RJ | £380,000 | 24/08/2022 | Terraced |
| 1 BURGAN CLOSE, OXFORD, OXFORDSHIRE, OX4 3QR | £350,000 | 19/08/2022 | Terraced |
| 32 KERSINGTON CRESCENT, COWLEY, OXFORD, OXFORDSHIRE, OX4 3RJ | £345,000 | 26/07/2022 | Terraced |
| 7 BODLEY ROAD, LITTLEMORE, OXFORD, OXFORDSHIRE, OX4 3UB | £380,000 | 01/06/2022 | Terraced |
| 7 BURGAN CLOSE, OXFORD, OXFORDSHIRE, OX4 3QR | £380,000 | 30/05/2022 | Terraced |
| 40 BARNS ROAD, OXFORD, OXFORDSHIRE, OX4 3RD | £335,000 | 20/04/2022 | Terraced |
| 61 BODLEY ROAD, LITTLEMORE, OXFORD, OXFORDSHIRE, OX4 3UB | £415,000 | 01/04/2022 | Terraced |
| [Same street] 17 LOCKHEART CRESCENT, OXFORD, OXFORDSHIRE, OX4 3RN | £318,000 | 05/01/2022 | Terraced |
| 15 BOSWELL ROAD, OXFORD, OXFORDSHIRE, OX4 3HW | £415,000 | 15/12/2021 | Terraced |
| 25 BOSWELL ROAD, OXFORD, OXFORDSHIRE, OX4 3HW | £380,000 | 01/12/2021 | Terraced |
| 72 BARTHOLOMEW ROAD, OXFORD, OXFORDSHIRE, OX4 3QJ | £350,000 | 30/11/2021 | Terraced |

**Street average:** £318,000 (1 sale)
**Area average:** £375,000 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £487,292 (53 Terraced, OX4, 2024–2026)
- **Deviation:** -12.8%

## Rental Range

*ONS Price Index of Private Rents (Oxford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,760/mo
- **Realistic:** £1,956/mo
- **Optimistic:** £2,152/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Oxford, OX4 | £1,695/mo | 3 | 0.62 miles | OpenRent |

**Average rent: £1,695/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.4% (weak for cashflow)
- **Max investor price (0.8%):** £211,875
- **Target investor price (1%):** £169,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,695/mo).*

- **Gross yield:** 4.8%
- **Cost-to-rent:** 20.9×
- **Monthly cashflow:** £-173/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,167/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 14.6%
- **10y growth:** 32.4%

## House Price Index (HM Land Registry)

*Official index for Oxford; Terraced series; as of March 2026.*

- **1y growth (index):** 0.2%
- **5y growth (index):** 9.2%
- **10y growth (index):** 15.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)