Sold STC Terraced

32 LOCKHEART CRESCENT

OXFORD, OXFORDSHIRE OX4 3RN

3 beds 1 baths 1,098 sq ft Listed 12 Feb 2025 (-486d)

£425,000

Guide Price

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# 3 bedroom terraced house for sale (OX4 3RN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 32 LOCKHEART CRESCENT, OXFORD, OXFORDSHIRE OX4 3RN |
| Price | £425,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | C |
| Construction age | England and Wales: 1930-1949 |
| Floor area | 102 m² |
| Last sold | £375,000 May 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 21/01/2035
- **Current heating cost:** £1,118/year
- **Est. upgrade cost to C:** £18,320

### Recommendations
- W2 (£4,000 - £6,000)
- E (£20)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- O3 (£1,000 - £1,400)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0135-0929-4400-0772-5226)

## Description

The property has a large living area and has been extended with good-sized bedrooms and built-in wardrobes. It is ready for your personal touch to transform into your dream space and has the benefit of no onward chain.

## Property Photos

- ![Photo](/listings/photos/87080985/380686)
- ![Photo](/listings/photos/87080985/380687)
- ![Photo](/listings/photos/87080985/380688)
- ![Photo](/listings/photos/87080985/380690)
- ![Photo](/listings/photos/87080985/380691)
- ![Photo](/listings/photos/87080985/380693)
- ![Photo](/listings/photos/87080985/380694)
- ![Photo](/listings/photos/87080985/380697)
- ![Photo](/listings/photos/87080985/380699)

## EPC Graphs

- ![EPC 1](/listings/photos/87080985/380700) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 32 LOCKHEART CRESCENT, OXFORD, OXFORDSHIRE, OX4 3RN | £375,000 | 30/05/2025 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 74 BARTHOLOMEW ROAD, OXFORD, OXFORDSHIRE, OX4 3QJ | £397,500 | 17/07/2025 | Terraced |
| 41 VAN DIEMANS LANE, OXFORD, OXFORDSHIRE, OX4 3QB | £369,000 | 03/10/2023 | Terraced |
| 153 HERSCHEL CRESCENT, OXFORD, OXFORDSHIRE, OX4 3TX | £435,000 | 28/07/2023 | Terraced |
| 41 BODLEY ROAD, LITTLEMORE, OXFORD, OXFORDSHIRE, OX4 3UB | £425,000 | 26/07/2023 | Terraced |
| 3 BURGAN CLOSE, OXFORD, OXFORDSHIRE, OX4 3QR | £330,000 | 30/06/2023 | Terraced |
| 27 BAMPTON CLOSE, OXFORD, OXFORDSHIRE, OX4 6NN | £272,500 | 06/04/2023 | Terraced |
| 65 BOSWELL ROAD, OXFORD, OXFORDSHIRE, OX4 3HW | £370,000 | 18/11/2022 | Terraced |
| 65 BAILEY ROAD, OXFORD, OXFORDSHIRE, OX4 3HX | £391,000 | 08/11/2022 | Terraced |
| 10 FREDERICK ROAD, OXFORD, OXFORDSHIRE, OX4 3HL | £380,000 | 04/11/2022 | Terraced |
| 63 BOSWELL ROAD, OXFORD, OXFORDSHIRE, OX4 3HW | £400,000 | 04/11/2022 | Terraced |
| 30 KERSINGTON CRESCENT, COWLEY, OXFORD, OXFORDSHIRE, OX4 3RJ | £380,000 | 24/08/2022 | Terraced |
| 1 BURGAN CLOSE, OXFORD, OXFORDSHIRE, OX4 3QR | £350,000 | 19/08/2022 | Terraced |
| 32 KERSINGTON CRESCENT, COWLEY, OXFORD, OXFORDSHIRE, OX4 3RJ | £345,000 | 26/07/2022 | Terraced |
| 7 BODLEY ROAD, LITTLEMORE, OXFORD, OXFORDSHIRE, OX4 3UB | £380,000 | 01/06/2022 | Terraced |
| 7 BURGAN CLOSE, OXFORD, OXFORDSHIRE, OX4 3QR | £380,000 | 30/05/2022 | Terraced |
| 40 BARNS ROAD, OXFORD, OXFORDSHIRE, OX4 3RD | £335,000 | 20/04/2022 | Terraced |
| 61 BODLEY ROAD, LITTLEMORE, OXFORD, OXFORDSHIRE, OX4 3UB | £415,000 | 01/04/2022 | Terraced |
| [Same street] 17 LOCKHEART CRESCENT, OXFORD, OXFORDSHIRE, OX4 3RN | £318,000 | 05/01/2022 | Terraced |
| 15 BOSWELL ROAD, OXFORD, OXFORDSHIRE, OX4 3HW | £415,000 | 15/12/2021 | Terraced |
| 25 BOSWELL ROAD, OXFORD, OXFORDSHIRE, OX4 3HW | £380,000 | 01/12/2021 | Terraced |
| 72 BARTHOLOMEW ROAD, OXFORD, OXFORDSHIRE, OX4 3QJ | £350,000 | 30/11/2021 | Terraced |

**Street average:** £318,000 (1 sale)
**Area average:** £375,000 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £487,292 (53 Terraced, OX4, 2024–2026)
- **Deviation:** -12.8%

## Rental Range

*ONS Price Index of Private Rents (Oxford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,760/mo
- **Realistic:** £1,956/mo
- **Optimistic:** £2,152/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Oxford, OX4 | £1,695/mo | 3 | 0.62 miles | OpenRent |

**Average rent: £1,695/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.4% (weak for cashflow)
- **Max investor price (0.8%):** £211,875
- **Target investor price (1%):** £169,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,695/mo).*

- **Gross yield:** 4.8%
- **Cost-to-rent:** 20.9×
- **Monthly cashflow:** £-173/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,167/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 13.3%
- **10y growth:** 44.5%

## House Price Index (HM Land Registry)

*Official index for Oxford; Terraced series; as of March 2026.*

- **1y growth (index):** 0.2%
- **5y growth (index):** 9.2%
- **10y growth (index):** 15.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

102 m²

Council tax band

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£375,000 May 2025

Price per m²

£4,167/m²

Local average

£487,292 (-12.8%)

Deprivation

Decile 7 (21,173 of 33,755)

Street crime

397 incidents within 1 mile (Apr 2026)

Key features

Off street parking
Extended
Good sized garden
Conservatory

Additional details

Water: Mains supply
Sewerage: Mains supply
Heating: Gas
Parking: Off street
Garden: Yes

Description

This is a fantastic opportunity to create a wonderful family home featuring driveway parking and a southwest-facing garden in a sought-after crescent in Cowley. Conveniently located near a local primary school and Templars Square shopping area, Oxford Business Park, with easy access to Ring Road, M40- A34 and good bus links to Oxford City Centre.

The property has a large living area and has been extended with good-sized bedrooms and built-in wardrobes. It is ready for your personal touch to transform into your dream space and has the benefit of no onward chain.

Listed by

Covering Nationwide

Quirk Readings Ltd T/A Keller Williams Plus

Reference: 87080985

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 22/01/2025

Expiry date: 21/01/2035

Current heating cost: £1,118/year

Potential heating cost: £895/year

Est. upgrade cost to C: £18,320

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Low energy lighting for all fixed outlets (£20)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Replacement glazing units (£1,000 - £1,400)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

EPC Graphs

EPC 1

Price history

Event	Date	Price	% change
Sold	30/05/2025 (1 year ago)	£375,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
74 BARTHOLOMEW ROAD, OXFORD, OXFORDSHIRE, OX4 3QJ	£397,500	17/07/2025	Terraced
41 VAN DIEMANS LANE, OXFORD, OXFORDSHIRE, OX4 3QB	£369,000	03/10/2023	Terraced
153 HERSCHEL CRESCENT, OXFORD, OXFORDSHIRE, OX4 3TX	£435,000	28/07/2023	Terraced
41 BODLEY ROAD, LITTLEMORE, OXFORD, OXFORDSHIRE, OX4 3UB	£425,000	26/07/2023	Terraced
3 BURGAN CLOSE, OXFORD, OXFORDSHIRE, OX4 3QR	£330,000	30/06/2023	Terraced
27 BAMPTON CLOSE, OXFORD, OXFORDSHIRE, OX4 6NN	£272,500	06/04/2023	Terraced
65 BOSWELL ROAD, OXFORD, OXFORDSHIRE, OX4 3HW	£370,000	18/11/2022	Terraced
65 BAILEY ROAD, OXFORD, OXFORDSHIRE, OX4 3HX	£391,000	08/11/2022	Terraced
10 FREDERICK ROAD, OXFORD, OXFORDSHIRE, OX4 3HL	£380,000	04/11/2022	Terraced
63 BOSWELL ROAD, OXFORD, OXFORDSHIRE, OX4 3HW	£400,000	04/11/2022	Terraced
30 KERSINGTON CRESCENT, COWLEY, OXFORD, OXFORDSHIRE, OX4 3RJ	£380,000	24/08/2022	Terraced
1 BURGAN CLOSE, OXFORD, OXFORDSHIRE, OX4 3QR	£350,000	19/08/2022	Terraced
32 KERSINGTON CRESCENT, COWLEY, OXFORD, OXFORDSHIRE, OX4 3RJ	£345,000	26/07/2022	Terraced
7 BODLEY ROAD, LITTLEMORE, OXFORD, OXFORDSHIRE, OX4 3UB	£380,000	01/06/2022	Terraced
7 BURGAN CLOSE, OXFORD, OXFORDSHIRE, OX4 3QR	£380,000	30/05/2022	Terraced
40 BARNS ROAD, OXFORD, OXFORDSHIRE, OX4 3RD	£335,000	20/04/2022	Terraced
61 BODLEY ROAD, LITTLEMORE, OXFORD, OXFORDSHIRE, OX4 3UB	£415,000	01/04/2022	Terraced
Same street 17 LOCKHEART CRESCENT, OXFORD, OXFORDSHIRE, OX4 3RN	£318,000	05/01/2022	Terraced
15 BOSWELL ROAD, OXFORD, OXFORDSHIRE, OX4 3HW	£415,000	15/12/2021	Terraced
25 BOSWELL ROAD, OXFORD, OXFORDSHIRE, OX4 3HW	£380,000	01/12/2021	Terraced
72 BARTHOLOMEW ROAD, OXFORD, OXFORDSHIRE, OX4 3QJ	£350,000	30/11/2021	Terraced

Street average: £318,000 (1 sale)

Area average: £375,000 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 13.3%

10y growth 44.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Oxford. Series: Terraced. As of March 2026.

1y (index) 0.2%

5y (index) 9.2%

10y (index) 15.2%

Rental Range

Estimated market rent for Oxford. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,760/mo

Realistic £1,956/mo

Optimistic £2,152/mo

Based on Local Authority from postcode lookup → Oxford.

Location

Map view View on Google Maps View on OpenStreetMap Street View OX4 3RN

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Lal Newsagent	0.0 miles
Bus stop	Bartholomew Road	0.1 miles
Shop	Giuseppe's	0.3 miles
Hospital	Littlemore Mental Health Centre	1.0 miles
Hospital	Churchill Hospital	1.5 miles
University	Ruskin School of Art Annexe	1.7 miles
University	Old Road Campus, University of Oxford	1.7 miles
Train station	Oxford	3.1 miles
Train station	Radley	3.2 miles

Street-level crime

Category	Count
Violence and sexual offences	136
Anti-social behaviour	58
Public order	44
Shoplifting	38
Criminal damage and arson	35
Other theft	20
Bicycle theft	16
Drugs	15
Vehicle crime	12
Burglary	8
Possession of weapons	5
Other crime	4
Robbery	3
Theft from the person	3
Total incidents	397

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Church Cowley St James Church of England Primary School	Primary	0.1 miles	Good — 1 May 2018
St John Fisher Catholic Primary School, Littlemore	Primary	0.3 miles	Good — 14 Sep 2023
Our Lady's Roman Catholic Primary School	Primary	0.4 miles	Good — 25 May 2022
The Oxford Academy	Secondary	0.4 miles	Requires improvement — 7 Dec 2023
Orchard Meadow Primary School	Primary	0.6 miles	Good — 21 Sep 2022

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Oxford, OX4	£1,695/mo	3	0.62 miles	OpenRent

Average rent: £1,695/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.4%

Max investor price (0.8%) £211,875

Target investor price (1%) £169,500

Gross yield 4.8%

Cost-to-rent ratio 20.9×

Monthly cashflow £-173/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -1.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).