Sold Terraced

76 DENBIGH STREET

STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST1 5JB

2 beds 689 sq ft Listed 23 Aug 2006 (-7247d)

£62,950

Save

# 2 bedroom terraced house for sale (ST1 5JB)

## Property Details

| Key | Value |
|-----|-------|
| Address | 76 DENBIGH STREET, STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST1 5JB |
| Price | £62,950 |
| Bedrooms | 2 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 64 m² |
| Last sold | £62,950 Jan 2007 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** B
- **Expiry date:** 15/11/2022 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £690/year
- **Est. upgrade cost to C:** £29,665

### Recommendations
- Q (£4,000 - £14,000)
- W (£800 - £1,200)
- E (£15)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£9,000 - £14,000)
- V (£1,500 - £4,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8272-6729-6999-1716-2996)

## Description

This two bedroomed terraced property has been renovated throughout and is ideal for a first time buyer/investor.  Accommodation includes an internal entrance porch, through lounge/diner, fitted kiktchen, ground floor bathroom, two bedrooms to the first floor.  The property benefits from having central heating and double-glazing.  Viewings are highly recommended.

## Property Photos

- ![Photo](/listings/photos/5129157/747973)

## FENSA Certificates

This property has 4 FENSA certificate(s) on record.

### FENSA Certificate #8173099
- **Address:** 76 Denbigh Street, STOKE-ON-TRENT, ST1 5JB
- **Certificate Issued:** 23/05/2011
- **Work Completed:** 18/04/2011
- **Items:** 2 door(s)

### FENSA Certificate #4582161
- **Address:** 76 Denbigh Street, STOKE-ON-TRENT, ST1 5JB
- **Certificate Issued:** 27/03/2007
- **Work Completed:** 13/03/2007
- **Items:** 1 window(s)

### FENSA Certificate #3486784
- **Address:** 76 Denbigh Street, STOKE-ON-TRENT, ST1 5JB
- **Certificate Issued:** 20/02/2006
- **Work Completed:** 06/02/2006
- **Items:** 6 window(s)

### FENSA Certificate #16899656
- **Address:** 76 Denbigh Street, STOKE-ON-TRENT, ST1 5JB
- **Certificate Issued:** 27/07/2025
- **Work Completed:** 17/06/2025
- **Items:** 2 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 76 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB | £62,950 | 03/01/2007 | Terraced |
| 76 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB | £27,000 | 24/10/1997 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 73 WINIFRED STREET, STOKE-ON-TRENT, ST1 5DN | £80,000 | 30/01/2026 | Terraced |
| 42 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £87,500 | 11/12/2025 | Terraced |
| 21 WINDERMERE STREET, STOKE-ON-TRENT, ST1 5EL | £77,000 | 21/07/2025 | Terraced |
| 46 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £100,000 | 31/01/2025 | Terraced |
| 33 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £82,000 | 27/01/2025 | Terraced |
| 43 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £55,000 | 07/12/2023 | Terraced |
| [Same street] 18 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB | £77,000 | 06/12/2023 | Terraced |
| 36 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DW | £58,500 | 08/11/2023 | Terraced |
| 83 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DR | £105,000 | 06/10/2023 | Terraced |
| 22 MULGRAVE STREET, STOKE-ON-TRENT, ST1 5EP | £90,000 | 28/07/2023 | Terraced |
| 7 SHAW STREET, STOKE-ON-TRENT, ST1 5JN | £115,000 | 10/07/2023 | Terraced |
| [Same street] 26 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB | £65,000 | 12/06/2023 | Terraced |
| 89 CENTURY STREET, STOKE-ON-TRENT, ST1 5HY | £52,500 | 02/05/2023 | Terraced |
| 75 WINIFRED STREET, STOKE-ON-TRENT, ST1 5DN | £90,000 | 28/04/2023 | Terraced |
| 48 WINIFRED STREET, STOKE-ON-TRENT, ST1 5DN | £116,000 | 13/04/2023 | Terraced |
| 29 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DR | £66,000 | 27/03/2023 | Terraced |
| [Same street] 36 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB | £50,000 | 22/03/2023 | Terraced |
| 63 LOWTHER STREET, STOKE-ON-TRENT, ST1 5JE | £50,000 | 10/03/2023 | Terraced |
| 5 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £84,950 | 13/02/2023 | Terraced |
| 9 PORTLAND STREET, STOKE-ON-TRENT, ST1 5HZ | £85,000 | 10/02/2023 | Terraced |
| 99 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DR | £88,000 | 03/02/2023 | Terraced |
| 15 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JA | £62,000 | 16/12/2022 | Terraced |
| 413 WATERLOO ROAD, STOKE-ON-TRENT, ST1 5DT | £69,950 | 15/12/2022 | Terraced |
| [Same street] 58 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB | £80,000 | 29/11/2022 | Terraced |
| [Same street] 58 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB | £61,000 | 26/07/2022 | Terraced |
| [Same street] 10 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB | £54,625 | 02/12/2021 | Terraced |

**Street average:** £64,604 (6 sales)
**Area average:** £80,720 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £101,846 (73 Terraced, ST1, 2024–2026)
- **Deviation:** -38.2%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £638/mo
- **Realistic:** £709/mo
- **Optimistic:** £780/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £479/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Denbigh Street, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/212bab2) | £700/mo | 2 | 0.01 miles | Rightmove |
| [Century Street, Stoke on Trent](http://87.117.209.195:8080/listings/a872223) | £775/mo | 2 | 0.07 miles | Rightmove |
| [Portland Street, Hanley](http://87.117.209.195:8080/listings/0247332) | £700/mo | 2 | 0.13 miles | Rightmove |
| [Cobridge Road, Stoke-On-Trent](http://87.117.209.195:8080/listings/5adbbee) | £725/mo | 2 | 0.15 miles | Rightmove |
| [Mulgrave Street,Cobridge, Stoke-on-Trent](http://87.117.209.195:8080/listings/95434e5) | £725/mo | 2 | 0.16 miles | Rightmove |
| [Arthur Brocklehurst Way, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/890e9f4) | £1,000/mo | 2 | 0.32 miles | Rightmove |
| [Flat 7, Ringway House, Hanley, ST1 5AJ](http://87.117.209.195:8080/listings/10313fe) | £900/mo | 2 | 0.32 miles | Rightmove |
| [Ringway House, Hanley, Stoke on Trent](http://87.117.209.195:8080/listings/118155d) | £900/mo | 2 | 0.32 miles | Rightmove |
| [Bryan Street, STOKE-ON-TRENT](http://87.117.209.195:8080/listings/6031995) | £950/mo | 2 | 0.34 miles | Rightmove |
| [Lower Foundry Street, Hanley](http://87.117.209.195:8080/listings/492f54a) | £700/mo | 2 | 0.35 miles | Rightmove |
| [Lower Foundry Street, Hanley](http://87.117.209.195:8080/listings/5b14e22) | £700/mo | 2 | 0.35 miles | Rightmove |
| [James Broomhall Place, Hanley, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/5fba94f) | £950/mo | 2 | 0.4 miles | Rightmove |
| [Henry Dunn Avenue, Hanley, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/a73d098) | £950/mo | 2 | 0.43 miles | Rightmove |
| [Trinity Point, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/844a28d) | £620/mo | — | 0.43 miles | Rightmove |
| [Moxons Island, 48 Stafford Street, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/0cb1b74) | £525/mo | — | 0.45 miles | Rightmove |
| [Stafford Street, Stoke-on-Trent, ST1](http://87.117.209.195:8080/listings/a8431ae) | £575/mo | — | 0.52 miles | Rightmove |
| [Arbour Street, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/272537e) | £725/mo | 2 | 0.53 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/4b2811c) | £1,100/mo | 2 | 0.54 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/8ba40b9) | £825/mo | — | 0.55 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/8602134) | £875/mo | — | 0.55 miles | Rightmove |

**Average rent: £808/mo (58 listings)**

## 1% Rule

- **Rent ratio:** 1.19% (strong)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 14.3%
- **Cost-to-rent:** 7×
- **Monthly cashflow:** £402/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 26.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £984/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9.6%
- **10y growth:** 12.6%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of March 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 26.4%
- **10y growth (index):** 64.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Floor area

64 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£62,950 Jan 2007

Price per m²

£984/m²

Local average

£101,846 (-38.2%)

Deprivation

Decile 1 (1,525 of 33,755)

Street crime

571 incidents within 1 mile (Apr 2026)

Key features

Renovated Property
Two Bedrooms
Lounge/diner
Fitted Kitchen
C/h & D/g
G/f Bathroom
No Chain

Description

This two bedroomed terraced property has been renovated throughout and is ideal for a first time buyer/investor. Accommodation includes an internal entrance porch, through lounge/diner, fitted kiktchen, ground floor bathroom, two bedrooms to the first floor. The property benefits from having central heating and double-glazing. Viewings are highly recommended.

Listed by

Stoke On Trent

Bramptons

Reference: 5129157

EPC Rating & Upgrade Cost

This certificate expired on 15/11/2022. A new EPC may be required before the property can be marketed or let.

Current rating: E

Potential rating: B

Inspection date: 16/11/2012

Expiry date: 15/11/2022 (expired)

Current heating cost: £690/year

Potential heating cost: £470/year

Est. upgrade cost to C: £29,665

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (£800 - £1,200)
Low energy lighting for all fixed outlets (£15)
Upgrade heating controls (£350 - £450)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£9,000 - £14,000)
Wind turbine (£1,500 - £4,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

FENSA Certificates

This property has 4 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #8173099

Property Details

Street: 76 Denbigh Street

Town: STOKE-ON-TRENT

Postcode: ST1 5JB

Installation Details

Items: 2 doors

Certificate Issued: 23/05/2011

Work Completed: 18/04/2011

This certificate data was retrieved from FENSA's database

FENSA Certificate #4582161

Property Details

Street: 76 Denbigh Street

Town: STOKE-ON-TRENT

Postcode: ST1 5JB

Installation Details

Items: 1 window

Certificate Issued: 27/03/2007

Work Completed: 13/03/2007

This certificate data was retrieved from FENSA's database

FENSA Certificate #3486784

Property Details

Street: 76 Denbigh Street

Town: STOKE-ON-TRENT

Postcode: ST1 5JB

Installation Details

Items: 6 windows

Certificate Issued: 20/02/2006

Work Completed: 06/02/2006

This certificate data was retrieved from FENSA's database

FENSA Certificate #16899656 Recent

Property Details

Street: 76 Denbigh Street

Town: STOKE-ON-TRENT

Postcode: ST1 5JB

Installation Details

Items: 2 windows and 1 door

Certificate Issued: 27/07/2025

Work Completed: 17/06/2025

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

133% since 1997

Event	Date	Price	% change
Sold	03/01/2007 (19 years ago)	£62,950	+133.1%
Sold	24/10/1997 (28 years ago)	£27,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
73 WINIFRED STREET, STOKE-ON-TRENT, ST1 5DN	£80,000	30/01/2026	Terraced
42 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG	£87,500	11/12/2025	Terraced
21 WINDERMERE STREET, STOKE-ON-TRENT, ST1 5EL	£77,000	21/07/2025	Terraced
46 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG	£100,000	31/01/2025	Terraced
33 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG	£82,000	27/01/2025	Terraced
43 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG	£55,000	07/12/2023	Terraced
Same street 18 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB	£77,000	06/12/2023	Terraced
36 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DW	£58,500	08/11/2023	Terraced
83 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DR	£105,000	06/10/2023	Terraced
22 MULGRAVE STREET, STOKE-ON-TRENT, ST1 5EP	£90,000	28/07/2023	Terraced
7 SHAW STREET, STOKE-ON-TRENT, ST1 5JN	£115,000	10/07/2023	Terraced
Same street 26 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB	£65,000	12/06/2023	Terraced
89 CENTURY STREET, STOKE-ON-TRENT, ST1 5HY	£52,500	02/05/2023	Terraced
75 WINIFRED STREET, STOKE-ON-TRENT, ST1 5DN	£90,000	28/04/2023	Terraced
48 WINIFRED STREET, STOKE-ON-TRENT, ST1 5DN	£116,000	13/04/2023	Terraced
29 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DR	£66,000	27/03/2023	Terraced
Same street 36 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB	£50,000	22/03/2023	Terraced
63 LOWTHER STREET, STOKE-ON-TRENT, ST1 5JE	£50,000	10/03/2023	Terraced
5 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG	£84,950	13/02/2023	Terraced
9 PORTLAND STREET, STOKE-ON-TRENT, ST1 5HZ	£85,000	10/02/2023	Terraced
99 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DR	£88,000	03/02/2023	Terraced
15 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JA	£62,000	16/12/2022	Terraced
413 WATERLOO ROAD, STOKE-ON-TRENT, ST1 5DT	£69,950	15/12/2022	Terraced
Same street 58 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB	£80,000	29/11/2022	Terraced
Same street 58 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB	£61,000	26/07/2022	Terraced
Same street 10 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB	£54,625	02/12/2021	Terraced

Street average: £64,604 (6 sales)

Area average: £80,720 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 9.6%

10y growth 12.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Stoke-on-Trent. Series: Terraced. As of March 2026.

1y (index) 1.8%

5y (index) 26.4%

10y (index) 64.5%

Rental Range

Estimated market rent for Stoke-on-Trent. Low = conservative, Realistic = average, Optimistic = best case.

Low £638/mo

Realistic £709/mo

Optimistic £780/mo

Based on Local Authority from postcode lookup → Stoke-on-Trent.

LHA (30th percentile) floor for Staffordshire North: £479/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST1 5JB

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Sainsburys Superstore	0.3 miles
Bus stop	Sainsbury's Superstore	0.3 miles
Shop	The Works	0.5 miles
Shop	Specsavers	0.5 miles
Train station	Stoke-on-Trent	1.5 miles
University	University of Staffordshire Stoke Campus	1.6 miles
Train station	Longport	1.6 miles
Hospital	Haywood Hospital Walk-in Centre	1.9 miles
Hospital	Royal Stoke University Hospital	2.2 miles
University	Buxton & Leek College	8.6 miles

Street-level crime

Category	Count
Violence and sexual offences	161
Anti-social behaviour	118
Public order	60
Shoplifting	55
Other theft	37
Vehicle crime	34
Criminal damage and arson	32
Drugs	18
Burglary	16
Robbery	12
Other crime	11
Possession of weapons	10
Bicycle theft	5
Theft from the person	2
Total incidents	571

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Forest Park Primary School	Primary	0.3 miles	Good — 4 Jul 2013
Phoenix Independent School	Other	0.4 miles	Requires improvement — 26 Sep 2023
St Peter's Catholic Academy	Primary	0.5 miles	— (Inspected (no overall grade))
Etruscan Primary School	Primary	0.6 miles	— (Inspected (no overall grade))
Sneyd Academy	Primary	0.7 miles	Good — 1 Aug 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Denbigh Street, Stoke-on-Trent, Staffordshire, ST1	£700/mo	2	0.01 miles	Rightmove
Century Street, Stoke on Trent	£775/mo	2	0.07 miles	Rightmove
Portland Street, Hanley	£700/mo	2	0.13 miles	Rightmove
Cobridge Road, Stoke-On-Trent	£725/mo	2	0.15 miles	Rightmove
Mulgrave Street,Cobridge, Stoke-on-Trent	£725/mo	2	0.16 miles	Rightmove
Arthur Brocklehurst Way, Stoke-On-Trent, ST1	£1,000/mo	2	0.32 miles	Rightmove
Flat 7, Ringway House, Hanley, ST1 5AJ	£900/mo	2	0.32 miles	Rightmove
Ringway House, Hanley, Stoke on Trent	£900/mo	2	0.32 miles	Rightmove
Bryan Street, STOKE-ON-TRENT	£950/mo	2	0.34 miles	Rightmove
Lower Foundry Street, Hanley	£700/mo	2	0.35 miles	Rightmove
Lower Foundry Street, Hanley	£700/mo	2	0.35 miles	Rightmove
James Broomhall Place, Hanley, Stoke-On-Trent, ST1	£950/mo	2	0.4 miles	Rightmove
Henry Dunn Avenue, Hanley, Stoke-On-Trent, ST1	£950/mo	2	0.43 miles	Rightmove
Trinity Point, Stoke-On-Trent, ST1	£620/mo	—	0.43 miles	Rightmove
Moxons Island, 48 Stafford Street, Stoke-on-Trent, Staffordshire, ST1	£525/mo	—	0.45 miles	Rightmove
Stafford Street, Stoke-on-Trent, ST1	£575/mo	—	0.52 miles	Rightmove
Arbour Street, Stoke-on-Trent, Staffordshire, ST1	£725/mo	2	0.53 miles	Rightmove
Clayworks, Hanley	£1,100/mo	2	0.54 miles	Rightmove
Clayworks, Hanley	£825/mo	—	0.55 miles	Rightmove
Clayworks, Hanley	£875/mo	—	0.55 miles	Rightmove

Average rent: £808/mo (58 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 16.3% gross yield avg £64,604 sale, £875/mo rent

Rent ratio 1.19%

Max investor price (0.8%) £93,750

Target investor price (1%) £75,000

Gross yield 14.3%

Cost-to-rent ratio 7×

Monthly cashflow £402/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 26.4%

This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).