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Road, Trent Vale, ST4","price_pcm":80000,"bedrooms":3,"property_type":"Terraced","source_label":"Rightmove","distance_miles":1.94,"show_url":"http:\/\/87.117.209.195:8080\/listings\/483ca66"}],"average_price":105654,"count":26,"availability":"ready","bedrooms_filter":3,"bedrooms_filter_relaxed":false,"bedrooms_filter_source":"listing"},"property_markdown":"# 3 bedroom terraced house for sale (ST4 2RD)\n\n## Property Details\n\n| Key | Value |\n|-----|-------|\n| Address | 52 ELGIN STREET, STOKE-ON-TRENT, STOKE-ON-TRENT ST4 2RD |\n| Price | \u00a3110,000 |\n| Bedrooms | 3 |\n| Bathrooms | 1 |\n| Council tax | A |\n| Construction age | England and Wales: 1900-1929 |\n| Floor area | 254 m\u00b2 |\n| Last sold | \u00a369,950 Jul 2017 |\n\n## EPC Rating & Upgrade Cost\n\n- **Current rating:** C\n- **Potential rating:** B\n- **Current heating cost:** \u00a3857\/year\n- **Est. upgrade cost to C:** \u00a39,800\n\n### Recommendations\n- Hot water cylinder thermostat (\u00a3200 - \u00a3400)\n- Solar water heating (\u00a34,000 - \u00a36,000)\n- Solar photovoltaic panels, 2.5 kWp (\u00a33,500 - \u00a35,500)\n\n## Description\n\nA modernised two\/three bedroom terrace, close to the university, with a rental income of \u00a3900pcm excluding of bills. The property benefits from gas central heating and double glazing, with accommodation comprising Dining Room\/ Bedroom, Living room, kitchen and bathroom at ground floor level, with two bedrooms to the first floor. To the rear of the property there is a paved yard with walled borders.\n\n## Property Photos\n\n- ![Photo 1](\/listings\/photos\/171596189\/301) - Photo 1\n- ![Photo 8](\/listings\/photos\/171596189\/302) - Photo 8\n- ![Photo 5](\/listings\/photos\/171596189\/303) - Photo 5\n- ![Photo 7](\/listings\/photos\/171596189\/304) - Photo 7\n- ![Photo 6](\/listings\/photos\/171596189\/305) - Photo 6\n- ![Photo 3](\/listings\/photos\/171596189\/306) - Photo 3\n- ![Photo 2](\/listings\/photos\/171596189\/307) - Photo 2\n\n## EPC Graphs\n\n- ![Energy Performance Certificate](\/listings\/photos\/171596189\/613) - Energy Performance Certificate\n\n## Sales History\n\n*Recorded sales for this property. Data from Land Registry Price Paid.*\n\n| Address | Price | Date | Type |\n|---------|-------|------|------|\n| 52 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | \u00a369,950 | 04\/07\/2017 | Terraced |\n\n## Sold Comparables\n\n*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*\n\n| Address | Price | Date | Type |\n|---------|-------|------|------|\n| [Same street] 62 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | \u00a388,000 | 05\/09\/2025 | Terraced |\n| [Same street] 23 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | \u00a3137,000 | 18\/08\/2025 | Terraced |\n| [Same street] 57 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | \u00a385,250 | 14\/07\/2025 | Terraced |\n| 17 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB | \u00a375,000 | 07\/05\/2025 | Terraced |\n| [Same street] 64 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | \u00a390,000 | 14\/02\/2025 | Terraced |\n| [Same street] 65 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | \u00a396,000 | 18\/10\/2024 | Terraced |\n| 27 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | \u00a3175,000 | 27\/03\/2024 | Terraced |\n| [Same street] 74 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | \u00a385,000 | 20\/12\/2023 | Terraced |\n| [Same street] 30 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | \u00a380,000 | 20\/12\/2023 | Terraced |\n| 25 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | \u00a3131,000 | 18\/12\/2023 | Terraced |\n| [Same street] 42 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | \u00a350,000 | 28\/11\/2023 | Terraced |\n| 22 QUEEN ANNE STREET, STOKE-ON-TRENT, ST4 2EQ | \u00a3140,000 | 17\/11\/2023 | Terraced |\n| [Same street] 30 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | \u00a368,000 | 25\/10\/2023 | Terraced |\n| 30 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX | \u00a350,000 | 12\/09\/2023 | Terraced |\n| 53 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | \u00a3145,000 | 30\/08\/2023 | Terraced |\n| 55 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | \u00a3165,000 | 30\/08\/2023 | Terraced |\n| 13 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX | \u00a3138,000 | 11\/08\/2023 | Terraced |\n| [Same street] 32 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | \u00a390,000 | 28\/07\/2023 | Terraced |\n| 14 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | \u00a3118,000 | 28\/07\/2023 | Terraced |\n| 37 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB | \u00a376,500 | 27\/06\/2023 | Terraced |\n| [Same street] 25 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | \u00a395,000 | 03\/05\/2023 | Semi-detached |\n| 36 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | \u00a3148,500 | 04\/04\/2023 | Terraced |\n| 36 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | \u00a3148,500 | 04\/04\/2023 | Terraced |\n| [Same street] 59 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | \u00a388,000 | 22\/03\/2023 | Terraced |\n| 37 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB | \u00a345,000 | 16\/03\/2023 | Terraced |\n| 49 AYNSLEY ROAD, STOKE-ON-TRENT, ST4 2RA | \u00a3229,000 | 20\/01\/2023 | Terraced |\n| [Same street] 45 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | \u00a398,000 | 04\/01\/2023 | Terraced |\n| 19 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | \u00a3140,000 | 21\/12\/2022 | Terraced |\n| [Same street] 72 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | \u00a398,000 | 25\/11\/2022 | Other |\n| 42 CAULDON ROAD, STOKE-ON-TRENT, ST4 2ED | \u00a3107,000 | 21\/11\/2022 | Terraced |\n| 66 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX | \u00a3125,000 | 16\/11\/2022 | Terraced |\n| 57 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX | \u00a3159,950 | 28\/10\/2022 | Terraced |\n| [Same street] 38 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | \u00a381,000 | 10\/10\/2022 | Terraced |\n| 50 QUEEN ANNE STREET, STOKE-ON-TRENT, ST4 2EQ | \u00a3172,000 | 04\/10\/2022 | Terraced |\n| 36 QUEEN ANNE STREET, STOKE-ON-TRENT, ST4 2EQ | \u00a3172,000 | 04\/10\/2022 | Terraced |\n\n**Street average:** \u00a388,617 (15 sales)\n**Area average:** \u00a3133,023 (20 sales)\n\n## Price vs local average\n\n*Outcode + property type (HousePrices, last 2 years).*\n\n- **Local average:** \u00a3112,436 (145 Terraced, ST4, 2024\u20132026)\n- **Deviation:** -2.2%\n\n## Rental Range\n\n*ONS Price Index of Private Rents (Stoke-on-Trent). Low \/ Realistic \/ Optimistic = conservative \/ average \/ best case.*\n\n- **Low:** \u00a3637\/mo\n- **Realistic:** \u00a3708\/mo\n- **Optimistic:** \u00a3779\/mo\n\n## LHA (Local Housing Allowance)\n\n*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 \u2013 Mar 2026).*\n\n- **LHA floor (this property size):** \u00a3593\/mo\n\n## Rental Comparables\n\n*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*\n\n| Title | Rent | Beds | Distance | As seen on |\n|------|------|------|------|------|\n| [Ashford Street, Shelton, Stoke-On-Trent, ST4](http:\/\/87.117.209.195:8080\/listings\/5421543) | \u00a3850\/mo | 3 | 0.27 miles | Rightmove |\n| [Glebe Street, Stoke-On-Trent, Staffordshire, ST4](http:\/\/87.117.209.195:8080\/listings\/bc70e2e) | \u00a31,610\/mo | 3 | 0.42 miles | Rightmove |\n| [Wadham Street, penkhull](http:\/\/87.117.209.195:8080\/listings\/c912cff) | \u00a3875\/mo | 3 | 0.56 miles | Rightmove |\n| [Princes Road, Stoke-on-Trent, ST4](http:\/\/87.117.209.195:8080\/listings\/cc63d17) | \u00a31,200\/mo | 3 | 0.63 miles | Rightmove |\n| [Boon Avenue, Stoke-on-Trent, Staffordshire, ST4](http:\/\/87.117.209.195:8080\/listings\/53f583e) | \u00a3850\/mo | 3 | 0.73 miles | Rightmove |\n| [Hartshill Road, Hartshill, Stoke-on-Trent, ST4](http:\/\/87.117.209.195:8080\/listings\/0059f32) | \u00a31,100\/mo | 3 | 0.83 miles | Rightmove |\n| [Claridge Road, Stoke-on-Trent, Staffordshire, ST4](http:\/\/87.117.209.195:8080\/listings\/39149e1) | \u00a3625\/mo | \u2014 | 1.01 miles | Rightmove |\n| [Ashlands Road, Hartshill, Stoke On Trent, Staffordshire, ST4](http:\/\/87.117.209.195:8080\/listings\/ad0eb8a) | \u00a31,295\/mo | 3 | 1.07 miles | Rightmove |\n| [Ashlands Road, Hartshill, Stoke-On-Trent, Staffordshire, ST4](http:\/\/87.117.209.195:8080\/listings\/5f4c6e4) | \u00a31,295\/mo | 3 | 1.07 miles | Rightmove |\n| [Garden Place, Stoke-On-Trent](http:\/\/87.117.209.195:8080\/listings\/ffca92b) | \u00a31,150\/mo | 3 | 1.09 miles | Rightmove |\n| [Clare Street, Stoke-on-Trent](http:\/\/87.117.209.195:8080\/listings\/e119338) | \u00a3800\/mo | 3 | 1.12 miles | Rightmove |\n| [Langley Street, Stoke-on-Trent, Staffordshire, ST4](http:\/\/87.117.209.195:8080\/listings\/5718963) | \u00a3995\/mo | 3 | 1.13 miles | Rightmove |\n| [Room 1, Hilton Road ST4](http:\/\/87.117.209.195:8080\/listings\/b05166f) | \u00a3550\/mo | 3 | 1.15 miles | Rightmove |\n| [Shelburne Street](http:\/\/87.117.209.195:8080\/listings\/7675d93) | \u00a3715\/mo | \u2014 | 1.18 miles | Rightmove |\n| [Steeple Way, Stoke-on-Trent, ST4](http:\/\/87.117.209.195:8080\/listings\/46334d6) | \u00a31,300\/mo | 3 | 1.27 miles | Rightmove |\n| [Algar Road, ST4](http:\/\/87.117.209.195:8080\/listings\/c0b340d) | \u00a3995\/mo | 3 | 1.37 miles | Rightmove |\n| [St Johns Avenue, Stoke-on-trent](http:\/\/87.117.209.195:8080\/listings\/e2fea00) | \u00a31,095\/mo | 3 | 1.78 miles | Rightmove |\n| [Flash Lane, Trent Vale , Stoke-on-Trent](http:\/\/87.117.209.195:8080\/listings\/c1b59a8) | \u00a3750\/mo | 3 | 1.79 miles | Rightmove |\n| [King Street, Stoke-on-Trent, Staffordshire, ST4](http:\/\/87.117.209.195:8080\/listings\/c835724) | \u00a3700\/mo | 3 | 1.92 miles | Rightmove |\n| [Leawood Road, Trent Vale, ST4](http:\/\/87.117.209.195:8080\/listings\/483ca66) | \u00a3800\/mo | 3 | 1.94 miles | Rightmove |\n\n**Average rent: \u00a31,057\/mo (26 listings)**\n\n## 1% Rule\n\n- **Rent ratio:** 0.85% (okay)\n- **Max investor price (0.8%):** \u00a3116,875\n- **Target investor price (1%):** \u00a393,500\n\n*Monthly rent \u00f7 price. 1%+ = strong, 0.8\u20131% = okay, <0.8% = weak. Max investor price = rent \u00f7 0.8% (Stoke-style target). Target investor price = rent \u00f7 1% (strong cashflow band). Based on OpenRent comparables.*\n\n## Rent-driven metrics\n\n*Based on OpenRent comparables (median \u00a3935\/mo).*\n\n- **Gross yield:** 10.2%\n- **Cost-to-rent:** 9.8\u00d7\n- **Monthly cashflow:** \u00a3383\/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)\n- **Cash-on-cash ROI:** 14.4%\n\n*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price \u00f7 annual rent (from OpenRent comparables); under 14\u00d7 = strong, 14\u201316\u00d7 = acceptable, 17\u00d7+ = compressed. Cashflow = rent \u2212 mortgage \u2212 10% maintenance \u2212 \u00a325\/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit \u00f7 cash in (deposit + 4% purchase costs).*\n\n## Price per Square Metre\n\n- **\u00a3\/m\u00b2:** \u00a3433\/m\u00b2\n\n## Capital growth trend\n\n*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*\n\n- **5y growth:** 12.6%\n- **10y growth:** 32%\n\n## House Price Index (HM Land Registry)\n\n*Official index for Stoke-on-Trent; Terraced series; as of February 2026.*\n\n- **1y growth (index):** 1.6%\n- **5y growth (index):** 24.9%\n- **10y growth (index):** 57.5%\n\n## Flood risk\n\n- **Zone:** 1\n- **Risk:** Low\n- **Source:** Job (default Low)\n\n[Check long-term flood risk (GOV.UK)](https:\/\/check-long-term-flood-risk.service.gov.uk\/postcode)\n","energy_certificate":{"id":7,"lmk_key":"5b5e31311b45f12f5c852719cf11381944905040af73ac50f2f08cc79d2be4bb","certificate_number":null,"uprn":3455034288,"current_energy_rating":"C","potential_energy_rating":"B","current_energy_efficiency":78,"potential_energy_efficiency":85,"heating_cost_current":"857.00","heating_cost_potential":"844.00","total_floor_area":"254.00","habitable_room_count":null,"heated_room_count":null,"number_baths":null,"construction_age_band":"England and Wales: 1900-1929","walls_description":"Solid brick, as built, no insulation (assumed)","roof_description":"Pitched, 300 mm loft insulation","mainheat_description":"Boiler and radiators, mains gas","windows_description":"Fully double glazed","glazed_type":"double glazing, unknown install date","inspection_date":"2022-04-22T00:00:00.000000Z","lodgement_date":"2022-04-22T00:00:00.000000Z","address":"52 Elgin Street","postcode":"ST4 2RD","property_type":"House","built_form":"Mid-Terrace","created_at":"2026-02-18T12:29:31.000000Z","updated_at":"2026-02-18T12:29:31.000000Z","recommendations":[{"id":73578,"energy_certificate_id":7,"improvement_item":1,"improvement_summary_text":"Hot water cylinder thermostat","improvement_descr_text":"Hot water cylinder thermostat","improvement_id":4,"improvement_id_text":null,"indicative_cost":"\u00a3200 - \u00a3400","created_at":"2026-03-17T00:07:20.000000Z","updated_at":"2026-03-17T00:07:20.000000Z"},{"id":73579,"energy_certificate_id":7,"improvement_item":2,"improvement_summary_text":"Solar water heating","improvement_descr_text":"Solar water heating","improvement_id":19,"improvement_id_text":null,"indicative_cost":"\u00a34,000 - \u00a36,000","created_at":"2026-03-17T00:07:20.000000Z","updated_at":"2026-03-17T00:07:20.000000Z"},{"id":73580,"energy_certificate_id":7,"improvement_item":3,"improvement_summary_text":"Solar photovoltaic panels, 2.5 kWp","improvement_descr_text":"Solar photovoltaic panels","improvement_id":34,"improvement_id_text":null,"indicative_cost":"\u00a33,500 - \u00a35,500","created_at":"2026-03-17T00:07:20.000000Z","updated_at":"2026-03-17T00:07:20.000000Z"}],"estimated_upgrade_cost_to_c":9800,"is_below_c":false},"fensa_certificates_count":0,"page_data":{"listing":{"id":15,"reference":"171596189","slug":"ecaeefb","slug_hash":"ecaeefb35806d6f96247a10ecef821b1b6372e3a","portal":"rightmove","channel":"RES_BUY","meta":{"agentBranchId":68701,"agentBranchName":"Stoke On Trent","agentCompanyName":"Keates Hulme","shortDescription":"3 bedroom terraced house for sale","listingUpdateReason":"Added on 29\/01\/2026","isCommercial":false,"propertySubType":"Terraced","propertyTypeDisplay":"Terraced","bedrooms":3,"bathrooms":1,"addedDate":"2026-01-29","soldSTC":true,"latitude":53.01218,"longitude":-2.184865,"primaryPrice":"\u00a3110,000","price":110000,"displayPriceQualifier":null,"postcode":"ST4 2RD","displayAddress":"Elgin Street, Stoke-On-Trent","encId":"cKpDxe4Wp3jeFLwmQ6i6nwKZcgynT5ir6Aw=","councilTaxBand":"A","brochure":null,"description":"A modernised two\/three bedroom terrace, close to the university, with a rental income of \u00a3900pcm excluding of bills. The property benefits from gas central heating and double glazing, with accommodation comprising Dining Room\/ Bedroom, Living room, kitchen and bathroom at ground floor level, with two bedrooms to the first floor. To the rear of the property there is a paved yard with walled borders.","floorplans":[],"epcGraphs":[{"url":"https:\/\/media.rightmove.co.uk\/property-epc\/cf395307b\/171596189\/cf395307b30c16f16da0cef2b34880f8.pdf","caption":"Energy Performance Certificate"}],"tenure":{"tenureType":"FREEHOLD","yearsRemainingOnLease":null,"message":null},"keyFeatures":["Modernised two bedroom terrace","Close to the university &amp;  Tenanted","Rental Income of \u00a3900 pcm","Double Glazed and Central Heated","EPC Band C Rating 78, Council Tax A","Ask an adviser to book your viewing"],"features":{"featuresTable":{"Electricity":"\u2014","Broadband":"\u2014","Water":"\u2014","Sewerage":"\u2014","Heating":"\u2014","Accessibility":"\u2014","Parking":"\u2014","Garden":"Yes","Listed property":"\u2014","Restrictions":"\u2014","Required access":"\u2014","Rights of way":"\u2014","Flooded in last 5 years":"\u2014","Flood defences":"\u2014","Source of flood":"Ask agent"}},"deliveryPointId":77815939,"transactionHistoryData":{"year":2017,"price":69950},"soldPropertyTransactions":[{"transfer_date":"2017-01-01","price":69950},{"transfer_date":"2007-01-01","price":74500},{"transfer_date":"1998-01-01","price":27250}],"lastSoldYear":2017,"lastSoldPrice":69950,"landRegistryAddressUrl":null,"lastSoldDate":"2017-07-04","landRegistryTransactionUrl":"https:\/\/landregistry.data.gov.uk\/data\/ppi\/transaction\/55bdcae6-5f7a-521d-e053-6b04a8c0dd7a\/current","landRegistryTransactionId":"55bdcae6-5f7a-521d-e053-6b04a8c0dd7a","postalAddress":"52 ELGIN STREET, STOKE-ON-TRENT, STOKE-ON-TRENT ST4 2RD","paon":"52","houseNumber":"52","epcAddressFirstLine":"52 ELGIN STREET","images":[{"url":"https:\/\/media.rightmove.co.uk\/property-photo\/8f50aecfc\/171596189\/8f50aecfccfc2c725ff6ddae50c62844.jpeg","caption":"Photo 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