Sold STC Terraced

52 ELGIN STREET

STOKE-ON-TRENT, STOKE-ON-TRENT ST4 2RD

3 beds 1 baths 2,734 sq ft Listed 29 Jan 2026 (-114d)

£110,000

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Property details

Tenure

FREEHOLD

Floor area

254 m²

Council tax band

A

EPC rating

C

Year built

England and Wales: 1900-1929

Last sold

£69,950 Jul 2017

Price per m²

£433/m²

Local average

£112,436 (-2.2%)

Deprivation

Decile 3 (8,108 of 33,755)

Street crime

569 incidents within 1 mile (Mar 2026)

Key features

  • Modernised two bedroom terrace
  • Close to the university & Tenanted
  • Rental Income of £900 pcm
  • Double Glazed and Central Heated
  • EPC Band C Rating 78, Council Tax A
  • Ask an adviser to book your viewing

Additional details

Garden
Yes

Description

A modernised two/three bedroom terrace, close to the university, with a rental income of £900pcm excluding of bills. The property benefits from gas central heating and double glazing, with accommodation comprising Dining Room/ Bedroom, Living room, kitchen and bathroom at ground floor level, with two bedrooms to the first floor. To the rear of the property there is a paved yard with walled borders.

Listed by

Stoke On Trent

Keates Hulme

Reference: 171596189

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 22/04/2022

Current heating cost: £857/year

Potential heating cost: £844/year

Est. upgrade cost to C: £9,800

Recommendations

  • Hot water cylinder thermostat (£200 - £400)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

Flood risk

Zone: 1

Risk: Low

Job (default Low)

EPC Graphs

Energy Performance Certificate

Energy Performance Certificate

Price history

Event Date Price % change
Listed for sale — £110,000 +57.3%
Sold 04/07/2017 (8 years ago) £69,950 —

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
Same street 62 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £88,000 05/09/2025 Terraced
Same street 23 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £137,000 18/08/2025 Terraced
Same street 57 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £85,250 14/07/2025 Terraced
17 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB £75,000 07/05/2025 Terraced
Same street 64 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £90,000 14/02/2025 Terraced
Same street 65 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £96,000 18/10/2024 Terraced
27 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU £175,000 27/03/2024 Terraced
Same street 74 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £85,000 20/12/2023 Terraced
Same street 30 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £80,000 20/12/2023 Terraced
25 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH £131,000 18/12/2023 Terraced
Same street 42 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £50,000 28/11/2023 Terraced
22 QUEEN ANNE STREET, STOKE-ON-TRENT, ST4 2EQ £140,000 17/11/2023 Terraced
Same street 30 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £68,000 25/10/2023 Terraced
30 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX £50,000 12/09/2023 Terraced
53 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH £145,000 30/08/2023 Terraced
55 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH £165,000 30/08/2023 Terraced
13 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX £138,000 11/08/2023 Terraced
Same street 32 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £90,000 28/07/2023 Terraced
14 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH £118,000 28/07/2023 Terraced
37 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB £76,500 27/06/2023 Terraced
Same street 25 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £95,000 03/05/2023 Semi-detached
36 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU £148,500 04/04/2023 Terraced
36 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU £148,500 04/04/2023 Terraced
Same street 59 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £88,000 22/03/2023 Terraced
37 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB £45,000 16/03/2023 Terraced
49 AYNSLEY ROAD, STOKE-ON-TRENT, ST4 2RA £229,000 20/01/2023 Terraced
Same street 45 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £98,000 04/01/2023 Terraced
19 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU £140,000 21/12/2022 Terraced
Same street 72 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £98,000 25/11/2022 Other
42 CAULDON ROAD, STOKE-ON-TRENT, ST4 2ED £107,000 21/11/2022 Terraced
66 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX £125,000 16/11/2022 Terraced
57 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX £159,950 28/10/2022 Terraced
Same street 38 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD £81,000 10/10/2022 Terraced
50 QUEEN ANNE STREET, STOKE-ON-TRENT, ST4 2EQ £172,000 04/10/2022 Terraced
36 QUEEN ANNE STREET, STOKE-ON-TRENT, ST4 2EQ £172,000 04/10/2022 Terraced

Street average: £88,617 (15 sales)

Area average: £133,023 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 12.6%
10y growth 32%

House Price Index (HM Land Registry — official index, not sold-price averages): Stoke-on-Trent. Series: Terraced. As of February 2026.

1y (index) 1.6%
5y (index) 24.9%
10y (index) 57.5%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: KINGZEE PROPERTIES LTD (12635271)

Rental Range

Estimated market rent for Stoke-on-Trent. Low = conservative, Realistic = average, Optimistic = best case.

Low £637/mo
Realistic £708/mo
Optimistic £779/mo

Based on Local Authority from postcode lookup → Stoke-on-Trent.

LHA (30th percentile) floor for Staffordshire North: £593/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST4 2RD

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Cauldon Road 0.1 miles
Bus stop Station Road (Signal Radio) 0.1 miles
Shop Azin Gents Hairdressers 0.2 miles
Shop Eastern Jewellers 0.2 miles
University University of Staffordshire Stoke Campus 0.2 miles
Train station Stoke-on-Trent 0.3 miles
Hospital North Staffordshire Hospital 0.9 miles
Hospital Hartshill Medical Centre 1.1 miles
Train station Longport 2.5 miles

Street-level crime

Category Count
Violence and sexual offences 163
Anti-social behaviour 113
Public order 60
Criminal damage and arson 46
Shoplifting 38
Other theft 36
Burglary 24
Drugs 24
Vehicle crime 18
Other crime 13
Robbery 11
Bicycle theft 10
Possession of weapons 10
Theft from the person 3
Total incidents 569

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
The Registry Other 0.1 miles — (No rating)
Stoke-on-Trent College Other 0.2 miles — (No rating)
Excellence Girls Academy Other 0.3 miles Good — 16 Jun 2024
Staffordshire University Other 0.3 miles — (No rating)
Regent College Other 0.3 miles — (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
Ashford Street, Shelton, Stoke-On-Trent, ST4 £850/mo 3 0.27 miles Rightmove
Glebe Street, Stoke-On-Trent, Staffordshire, ST4 £1,610/mo 3 0.42 miles Rightmove
Wadham Street, penkhull £875/mo 3 0.56 miles Rightmove
Princes Road, Stoke-on-Trent, ST4 £1,200/mo 3 0.63 miles Rightmove
Boon Avenue, Stoke-on-Trent, Staffordshire, ST4 £850/mo 3 0.73 miles Rightmove
Hartshill Road, Hartshill, Stoke-on-Trent, ST4 £1,100/mo 3 0.83 miles Rightmove
Claridge Road, Stoke-on-Trent, Staffordshire, ST4 £625/mo — 1.01 miles Rightmove
Ashlands Road, Hartshill, Stoke On Trent, Staffordshire, ST4 £1,295/mo 3 1.07 miles Rightmove
Ashlands Road, Hartshill, Stoke-On-Trent, Staffordshire, ST4 £1,295/mo 3 1.07 miles Rightmove
Garden Place, Stoke-On-Trent £1,150/mo 3 1.09 miles Rightmove
Clare Street, Stoke-on-Trent £800/mo 3 1.12 miles Rightmove
Langley Street, Stoke-on-Trent, Staffordshire, ST4 £995/mo 3 1.13 miles Rightmove
Room 1, Hilton Road ST4 £550/mo 3 1.15 miles Rightmove
Shelburne Street £715/mo — 1.18 miles Rightmove
Steeple Way, Stoke-on-Trent, ST4 £1,300/mo 3 1.27 miles Rightmove
Algar Road, ST4 £995/mo 3 1.37 miles Rightmove
St Johns Avenue, Stoke-on-trent £1,095/mo 3 1.78 miles Rightmove
Flash Lane, Trent Vale , Stoke-on-Trent £750/mo 3 1.79 miles Rightmove
King Street, Stoke-on-Trent, Staffordshire, ST4 £700/mo 3 1.92 miles Rightmove
Leawood Road, Trent Vale, ST4 £800/mo 3 1.94 miles Rightmove

Average rent: £1,057/mo (26 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.85%
Max investor price (0.8%) £116,875
Target investor price (1%) £93,500
Gross yield 10.2%
Cost-to-rent ratio 9.8×
Monthly cashflow £383/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 14.4%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).