# 4 bedroom detached house for sale (IP17 1FL)

## Property Details

| Key | Value |
|-----|-------|
| Address | 21 MONTAGU DRIVE, SAXMUNDHAM, SUFFOLK IP17 1FL |
| Price | £450,000 |
| Bedrooms | 4 |
| Bathrooms | 2 |
| Council tax | E |
| Last sold | £450,000 Jan 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 23/11/2035
- **Current heating cost:** £699/year
- **Est. upgrade cost to C:** £9,000

### Recommendations
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2711-4116-8361-5521-2431)

## Description

Palmer & Partners are delighted to present to the market this ultra stylish four-bedroom detached house located in the sought-after market town of Saxmundham.  This exquisite family home has been much improved and upgraded by the current owners including an extension creating a fantastic garden room with wood burning stove together with utility / cloakroom.  The property benefits from a particularly private and cleverly landscaped rear garden, off-road parking for at least two cars, single garage, double-glazing, and gas central heating.  As agents, we recommend the earliest possible internal viewing to fully appreciate the quality and size of the accommodation on offer which comprises entrance hall; sitting room; separate snug; fantastic garden room with wood burning stove and bi-fold doors; contemporary 19ft kitchen / breakfast room with integrated appliances and a rangemaster cooker which will remain; extended utility / cloakroom; first floor landing; four good size double bedrooms, one of which has an en-suite shower room; and a refitted family bathroom.

Saxmundham is a charming market town on the Suffolk Coast offering excellent access by rail and road to many of the nearby 'must see' places to visit along the coast.  The town has a busy high street and boasts several cafés, pubs restaurants, and takeaways; a diverse selection of independent shops including butchers, bakery and hardware store; Waitrose and Tesco; and General Post Office with chemist attached.

## Property Photos

- ![Picture No. 03](/listings/photos/165331208/995183) - Picture No. 03
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- ![Picture No. 17](/listings/photos/165331208/995210) - Picture No. 17

## Floorplans

- ![Floorplan](/listings/photos/165331208/995211) - Floorplan
- ![Floorplan](/listings/photos/165331208/995212) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/165331208/995213) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #15577145
- **Address:** 21 Montagu Drive, SAXMUNDHAM, IP17 1FL
- **Certificate Issued:** 15/01/2023
- **Work Completed:** 06/10/2022
- **Items:** 2 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 MONTAGU DRIVE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FL | £450,000 | 30/01/2026 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| NEPTUNE HOUSE, 51 RENDHAM ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1EA | £725,000 | 01/07/2025 | Detached |
| 41 HERON ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1WR | £405,000 | 23/06/2023 | Detached |
| 17 GILBERT ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FE | £410,000 | 02/06/2023 | Detached |
| 36 HERON ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1YT | £375,000 | 02/06/2023 | Detached |
| 95 LINCOLN AVENUE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1BY | £225,000 | 05/12/2022 | Detached |
| 19 COLLINS CLOSE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1GE | £430,000 | 05/12/2022 | Detached |
| [Same street] 9 MONTAGU DRIVE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FL | £397,000 | 30/09/2022 | Detached |
| 3 GULL ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1WN | £365,000 | 15/08/2022 | Detached |
| 62 FRANKLIN ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FJ | £299,995 | 05/08/2022 | Detached |
| [Same street] 47 MONTAGU DRIVE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FL | £250,000 | 31/05/2022 | Terraced |
| 17 COLLINS CLOSE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1GE | £425,000 | 20/04/2022 | Detached |
| 15 THURLOW CLOSE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1GD | £299,000 | 21/03/2022 | Detached |
| 49 HERON ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1WR | £357,000 | 18/02/2022 | Detached |
| NEPTUNE HOUSE, 51 RENDHAM ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1EA | £755,000 | 28/01/2022 | Detached |
| 14 THURLOW CLOSE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1GD | £350,000 | 05/01/2022 | Detached |
| [Same street] 49 MONTAGU DRIVE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FL | £205,000 | 30/09/2021 | Terraced |
| 7 GILBERT ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FE | £339,950 | 27/09/2021 | Detached |
| [Same street] 53 MONTAGU DRIVE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FL | £262,500 | 31/08/2021 | Terraced |
| 1 AVOCET COURT, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1WP | £340,000 | 02/08/2021 | Detached |
| 64 FRANKLIN ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FJ | £277,500 | 29/07/2021 | Detached |

**Street average:** £278,625 (4 sales)
**Area average:** £398,653 (16 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £449,128 (26 Detached, IP17, 2024–2026)
- **Deviation:** +0.2%

## Rental Range

*ONS Price Index of Private Rents (East Suffolk). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £751/mo
- **Realistic:** £834/mo
- **Optimistic:** £917/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central Norfolk & Norwich (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,147/mo

## 1% Rule

- **Rent ratio:** 0.19% (weak for cashflow)
- **Max investor price (0.8%):** £104,250
- **Target investor price (1%):** £83,400

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £4,167/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -10.1%
- **10y growth:** 36.2%

## House Price Index (HM Land Registry)

*Official index for East Suffolk; Detached series; as of April 2026.*

- **1y growth (index):** 2.2%
- **5y growth (index):** 9.7%
- **10y growth (index):** 34.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
