Sold STC Detached

21 MONTAGU DRIVE

SAXMUNDHAM, SUFFOLK IP17 1FL

4 beds 2 baths 108 m² Listed 4 Aug 2025 (-351d)

£450,000

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# 4 bedroom detached house for sale (IP17 1FL)

## Property Details

| Key | Value |
|-----|-------|
| Address | 21 MONTAGU DRIVE, SAXMUNDHAM, SUFFOLK IP17 1FL |
| Price | £450,000 |
| Bedrooms | 4 |
| Bathrooms | 2 |
| Council tax | E |
| Last sold | £450,000 Jan 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 23/11/2035
- **Current heating cost:** £699/year
- **Est. upgrade cost to C:** £9,000

### Recommendations
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2711-4116-8361-5521-2431)

## Description

Palmer & Partners are delighted to present to the market this ultra stylish four-bedroom detached house located in the sought-after market town of Saxmundham.  This exquisite family home has been much improved and upgraded by the current owners including an extension creating a fantastic garden room with wood burning stove together with utility / cloakroom.  The property benefits from a particularly private and cleverly landscaped rear garden, off-road parking for at least two cars, single garage, double-glazing, and gas central heating.  As agents, we recommend the earliest possible internal viewing to fully appreciate the quality and size of the accommodation on offer which comprises entrance hall; sitting room; separate snug; fantastic garden room with wood burning stove and bi-fold doors; contemporary 19ft kitchen / breakfast room with integrated appliances and a rangemaster cooker which will remain; extended utility / cloakroom; first floor landing; four good size double bedrooms, one of which has an en-suite shower room; and a refitted family bathroom.

Saxmundham is a charming market town on the Suffolk Coast offering excellent access by rail and road to many of the nearby 'must see' places to visit along the coast.  The town has a busy high street and boasts several cafés, pubs restaurants, and takeaways; a diverse selection of independent shops including butchers, bakery and hardware store; Waitrose and Tesco; and General Post Office with chemist attached.

## Property Photos

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## Floorplans

- ![Floorplan](/listings/photos/165331208/995211) - Floorplan
- ![Floorplan](/listings/photos/165331208/995212) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/165331208/995213) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #15577145
- **Address:** 21 Montagu Drive, SAXMUNDHAM, IP17 1FL
- **Certificate Issued:** 15/01/2023
- **Work Completed:** 06/10/2022
- **Items:** 2 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 MONTAGU DRIVE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FL | £450,000 | 30/01/2026 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| NEPTUNE HOUSE, 51 RENDHAM ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1EA | £725,000 | 01/07/2025 | Detached |
| 41 HERON ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1WR | £405,000 | 23/06/2023 | Detached |
| 17 GILBERT ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FE | £410,000 | 02/06/2023 | Detached |
| 36 HERON ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1YT | £375,000 | 02/06/2023 | Detached |
| 19 COLLINS CLOSE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1GE | £430,000 | 05/12/2022 | Detached |
| 95 LINCOLN AVENUE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1BY | £225,000 | 05/12/2022 | Detached |
| [Same street] 9 MONTAGU DRIVE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FL | £397,000 | 30/09/2022 | Detached |
| 3 GULL ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1WN | £365,000 | 15/08/2022 | Detached |
| 62 FRANKLIN ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FJ | £299,995 | 05/08/2022 | Detached |
| [Same street] 47 MONTAGU DRIVE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FL | £250,000 | 31/05/2022 | Terraced |
| 17 COLLINS CLOSE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1GE | £425,000 | 20/04/2022 | Detached |
| 15 THURLOW CLOSE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1GD | £299,000 | 21/03/2022 | Detached |
| 49 HERON ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1WR | £357,000 | 18/02/2022 | Detached |
| NEPTUNE HOUSE, 51 RENDHAM ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1EA | £755,000 | 28/01/2022 | Detached |
| 14 THURLOW CLOSE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1GD | £350,000 | 05/01/2022 | Detached |
| [Same street] 49 MONTAGU DRIVE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FL | £205,000 | 30/09/2021 | Terraced |
| 7 GILBERT ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FE | £339,950 | 27/09/2021 | Detached |
| [Same street] 53 MONTAGU DRIVE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FL | £262,500 | 31/08/2021 | Terraced |
| 1 AVOCET COURT, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1WP | £340,000 | 02/08/2021 | Detached |
| 64 FRANKLIN ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FJ | £277,500 | 29/07/2021 | Detached |

**Street average:** £278,625 (4 sales)
**Area average:** £398,653 (16 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £449,128 (26 Detached, IP17, 2024–2026)
- **Deviation:** +0.2%

## Rental Range

*ONS Price Index of Private Rents (East Suffolk). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £751/mo
- **Realistic:** £834/mo
- **Optimistic:** £917/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central Norfolk & Norwich (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,147/mo

## 1% Rule

- **Rent ratio:** 0.19% (weak for cashflow)
- **Max investor price (0.8%):** £104,250
- **Target investor price (1%):** £83,400

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £4,167/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -10.1%
- **10y growth:** 36.2%

## House Price Index (HM Land Registry)

*Official index for East Suffolk; Detached series; as of April 2026.*

- **1y growth (index):** 2.2%
- **5y growth (index):** 9.7%
- **10y growth (index):** 34.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

108 m²

Council tax band

EPC rating

Last sold

£450,000 Jan 2026

Price per m²

£4,167/m²

Local average

£449,128 (+0.2%)

Deprivation

Decile 4 (11,211 of 33,755)

Street crime

27 incidents within 1 mile (May 2026)

Key features

Exquisite Detached House
Four Good Size Double Bedrooms
Two Reception Rooms
Additional Garden Room with Wood Burner
19ft Kitchen/Breakfast with Integrated Appliances
Bathroom & En-Suite Shower Room
Landscaped & Private Rear Garden
Garage & Off-Road Parking

Additional details

Heating: Double glazing, Gas central
Parking: Garage, Driveway, Off street
Garden: Yes

Description

Palmer & Partners are delighted to present to the market this ultra stylish four-bedroom detached house located in the sought-after market town of Saxmundham. This exquisite family home has been much improved and upgraded by the current owners including an extension creating a fantastic garden room with wood burning stove together with utility / cloakroom. The property benefits from a particularly private and cleverly landscaped rear garden, off-road parking for at least two cars, single garage, double-glazing, and gas central heating. As agents, we recommend the earliest possible internal viewing to fully appreciate the quality and size of the accommodation on offer which comprises entrance hall; sitting room; separate snug; fantastic garden room with wood burning stove and bi-fold doors; contemporary 19ft kitchen / breakfast room with integrated appliances and a rangemaster cooker which will remain; extended utility / cloakroom; first floor landing; four good size double bedrooms, one of which has an en-suite shower room; and a refitted family bathroom.

Saxmundham is a charming market town on the Suffolk Coast offering excellent access by rail and road to many of the nearby 'must see' places to visit along the coast. The town has a busy high street and boasts several cafés, pubs restaurants, and takeaways; a diverse selection of independent shops including butchers, bakery and hardware store; Waitrose and Tesco; and General Post Office with chemist attached.

Listed by

Suffolk

Palmer & Partners

Reference: 165331208

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 24/11/2025

Expiry date: 23/11/2035

Current heating cost: £699/year

Potential heating cost: £699/year

Est. upgrade cost to C: £9,000

Recommendations

Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #15577145 Recent

Property Details

Street: 21 Montagu Drive

Town: SAXMUNDHAM

Postcode: IP17 1FL

Installation Details

Items: 2 windows and 2 doors

Certificate Issued: 15/01/2023

Work Completed: 06/10/2022

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	30/01/2026 (5 months ago)	£450,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
NEPTUNE HOUSE, 51 RENDHAM ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1EA	£725,000	01/07/2025	Detached
41 HERON ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1WR	£405,000	23/06/2023	Detached
17 GILBERT ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FE	£410,000	02/06/2023	Detached
36 HERON ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1YT	£375,000	02/06/2023	Detached
19 COLLINS CLOSE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1GE	£430,000	05/12/2022	Detached
95 LINCOLN AVENUE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1BY	£225,000	05/12/2022	Detached
Same street 9 MONTAGU DRIVE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FL	£397,000	30/09/2022	Detached
3 GULL ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1WN	£365,000	15/08/2022	Detached
62 FRANKLIN ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FJ	£299,995	05/08/2022	Detached
Same street 47 MONTAGU DRIVE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FL	£250,000	31/05/2022	Terraced
17 COLLINS CLOSE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1GE	£425,000	20/04/2022	Detached
15 THURLOW CLOSE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1GD	£299,000	21/03/2022	Detached
49 HERON ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1WR	£357,000	18/02/2022	Detached
NEPTUNE HOUSE, 51 RENDHAM ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1EA	£755,000	28/01/2022	Detached
14 THURLOW CLOSE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1GD	£350,000	05/01/2022	Detached
Same street 49 MONTAGU DRIVE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FL	£205,000	30/09/2021	Terraced
7 GILBERT ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FE	£339,950	27/09/2021	Detached
Same street 53 MONTAGU DRIVE, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FL	£262,500	31/08/2021	Terraced
1 AVOCET COURT, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1WP	£340,000	02/08/2021	Detached
64 FRANKLIN ROAD, SAXMUNDHAM, EAST SUFFOLK, SUFFOLK, IP17 1FJ	£277,500	29/07/2021	Detached

Street average: £278,625 (4 sales)

Area average: £398,653 (16 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -10.1%

10y growth 36.2%

House Price Index (HM Land Registry — official index, not sold-price averages): East Suffolk. Series: Detached. As of April 2026.

1y (index) 2.2%

5y (index) 9.7%

10y (index) 34.2%

Rental Range

Estimated market rent for East Suffolk. Low = conservative, Realistic = average, Optimistic = best case.

Low £751/mo

Realistic £834/mo

Optimistic £917/mo

Based on Local Authority from postcode lookup → East Suffolk.

LHA (30th percentile) floor for Central Norfolk & Norwich: £1,147/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View IP17 1FL

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Avocet Court	0.1 miles
Shop	Samkin Of Saxmundham Ltd	0.5 miles
Train station	Saxmundham	0.5 miles
Shop	Bethany Rose	0.6 miles
Train station	Darsham	4.5 miles
Hospital	Aldeburgh Community Hospital	6.6 miles

Street-level crime

Category	Count
Violence and sexual offences	9
Shoplifting	7
Anti-social behaviour	4
Other theft	3
Vehicle crime	2
Drugs	1
Public order	1
Total incidents	27

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Saxmundham Primary School	Primary	0.4 miles	Good — 22 May 2024
Kelsale Church of England Voluntary Controlled Primary School	Primary	1.0 miles	Good — 5 Jul 2013
Benhall St Mary's Church of England Primary School	Primary	1.1 miles	Good — 10 Jun 2013
Snape Primary School	Primary	3.1 miles	Good — 4 Jun 2018
Yoxford & Peasenhall Primary Academy	Primary	3.8 miles	Good — 13 Oct 2019

Rental Comparables

Rental listings exist nearby, but none matched the 4-bedroom count for this property.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.19%

Max investor price (0.8%) £104,250

Target investor price (1%) £83,400

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).