# 2 bedroom apartment for sale (CT20 2HW)

## Property Details

| Key | Value |
|-----|-------|
| Address | GARDEN FLAT, 10 EARLS AVENUE, FOLKESTONE, KENT CT20 2HW |
| Price | £112,500 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £405,000 Jul 2022 |

## Description

PURCHASING THIS PROPERTY WITH A LIFETIME LEASE

This property is offered at a reduced price for the over 60s under Homewise's Home for Life Plan. This is a lifetime lease.The above price represents a mid-range discount from the property's full market value, and is based on a single male applicant aged 69 years. The actual price you will pay depends on your age, personal circumstances and property criteria. Discounts range from 8.5% to 59%.For more information or a personalised quote, just give us a call. Alternatively, if you are under 60 or would like to purchase this property without a lifetime lease at its full market price of £169,995, please contact Ward & Partners.PROPERTY DESCRIPTION

Imagine strolling from your front door out onto The Leas with its open greens and beautiful views across the English Channel. This is by far the best method of getting into town and should take no more than ten minutes. In the opposite direction you will find Folkestone Central Station which, with the high speed rail link, getting to London St Pancras Station takes less than an hour from start to finish! You can just imagine how grand the original house would have been before being converted into apartments. Just from its grand facade there is a real sense of the grandeur of days gone by. This is perfectly complemented by the contemporary finish throughout and open plan spaces suiting modern lifestyles. The private courtyard gives you that all important outside space completing this fantastic home. 

Please refer to the footnote regarding the services and appliances.Room sizes:**Entrance Hall****Lounge / Kitchen / Diner**: 23'11 x 16'1 (7.29m x 4.91m)**Bathroom**: 7'11 x 5'3 (2.41m x 1.60m)**Separate Toilet****Bedroom 1**: 14'3 x 6'8 (4.35m x 2.03m)**Bedroom 2**: 13'11 x 9'1 (4.24m x 2.77m)**Courtyard** 

The information provided about this property does not constitute or form part of an offer or contract, nor may be it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents. All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose. Suitable as a retirement home.

## Property Photos

- ![Front](/listings/photos/63399722/1306111) - Front
- ![Bedroom](/listings/photos/63399722/1306112) - Bedroom
- ![Kitchen Area](/listings/photos/63399722/1306113) - Kitchen Area
- ![Kitchen/Lounge Area](/listings/photos/63399722/1306114) - Kitchen/Lounge Area
- ![Rear Garden](/listings/photos/63399722/1306115) - Rear Garden
- ![Bedroom](/listings/photos/63399722/1306116) - Bedroom
- ![Lounge Area](/listings/photos/63399722/1306117) - Lounge Area
- ![Rear Garden](/listings/photos/63399722/1306119) - Rear Garden

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #8949972
- **Address:** 10 Earls Avenue, FOLKESTONE, CT20 2HW
- **Certificate Issued:** 09/07/2012
- **Work Completed:** 14/06/2012
- **Items:** 7 window(s)

### FENSA Certificate #8534084
- **Address:** 10 Earls Avenue, FOLKESTONE, CT20 2HW
- **Certificate Issued:** 21/11/2011
- **Work Completed:** 03/11/2011
- **Items:** 6 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 GARDEN FLAT EARLS AVENUE, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2HW | £405,000 | 13/07/2022 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| TRINITY VIEW HOUSE, 24 - 26 FLAT 6 EARLS AVENUE, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2UF | £260,000 | 19/12/2025 | Flat |
| 154 FLAT 3 SANDGATE ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2HU | £275,000 | 18/12/2025 | Flat |
| GARDEN HOUSE COURT, 142 FLAT 42 SANDGATE ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2FF | £110,000 | 18/12/2025 | Flat |
| THE GRAND ETON SUITE THE LEAS, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2LR | £392,500 | 08/12/2025 | Flat |
| 7 FLAT A CLIFTON CRESCENT, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2EL | £330,000 | 05/12/2025 | Flat |
| 7 FLAT 6 TRINITY CRESCENT, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2ES | £210,000 | 05/12/2025 | Flat |
| 67 BASEMENT BOUVERIE ROAD WEST, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2RL | £285,000 | 05/12/2025 | Flat |
| 7 FLAT 5 TRINITY CRESCENT, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2ES | £190,000 | 14/11/2025 | Flat |
| TRINITY COURT 5-7 FLAT 7 TRINITY GARDENS, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2RP | £230,000 | 25/09/2025 | Flat |
| WESTMOORE HOUSE, 50 FLAT 4 BOUVERIE ROAD WEST, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2RL | £280,000 | 08/08/2025 | Flat |
| THE GRAND ELHAM SUITE THE LEAS, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2LR | £305,000 | 28/07/2025 | Flat |
| GARDEN HOUSE COURT, 142 FLAT 16 SANDGATE ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2FF | £108,500 | 25/07/2025 | Flat |
| DUDLEY COURT, 2 - 4 FLAT 3 TRINITY CRESCENT, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2ET | £262,000 | 21/07/2025 | Flat |
| GARDEN HOUSE COURT, 142 FLAT 18 SANDGATE ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2FF | £95,000 | 26/06/2025 | Flat |
| [Same street] 12 FLAT 2 EARLS AVENUE, FOLKESTONE, THANET, KENT, CT20 2HW | £280,000 | 03/01/2025 | Flat |
| 3 FLAT 5 CLIFTON ROAD, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2EH | £310,000 | 18/12/2024 | Flat |
| LABURNHAM COURT, 22 - 24 FLAT 2 WESTBOURNE GARDENS, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2HZ | £185,000 | 25/10/2024 | Flat |
| 23 - 25 FLAT 13 EARLS AVENUE, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2HF | £170,000 | 23/08/2024 | Flat |
| [Same street] 12 FLAT 3 EARLS AVENUE, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2HW | £340,000 | 08/07/2024 | Flat |
| [Same street] BIRCH VIEW 1 EARLS AVENUE, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2HW | £645,000 | 13/05/2024 | Semi-detached |
| 60 FLAT 1 BOUVERIE ROAD WEST, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2RL | £231,000 | 12/12/2023 | Flat |
| 4 FLAT 4 CLIFTON CRESCENT, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2EW | £285,000 | 01/12/2023 | Flat |
| TRINITY VIEW HOUSE, 24 - 26 FLAT 10 EARLS AVENUE, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2UF | £270,000 | 29/11/2023 | Flat |
| [Same street] 9C EARLS AVENUE, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2HW | £635,000 | 07/06/2023 | Flat |
| [Same street] TERLINGHAM MANSIONS, 14 5A EARLS AVENUE, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2HW | £275,000 | 18/03/2022 | Flat |
| [Same street] 12 BASEMENT FLAT EARLS AVENUE, FOLKESTONE, FOLKESTONE AND HYTHE, KENT, CT20 2HW | £285,000 | 10/09/2021 | Flat |

**Street average:** £410,000 (6 sales)
**Area average:** £239,200 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £218,870 (78 Flat, CT20, 2024–2026)
- **Deviation:** -48.6%

## Rental Range

*ONS Price Index of Private Rents (Folkestone and Hythe). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,045/mo
- **Realistic:** £1,161/mo
- **Optimistic:** £1,277/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Dover-Shepway (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £693/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Sandgate Road, CT20 | £1,300/mo | 2 | 0.11 miles | OpenRent |

**Average rent: £1,300/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 1.16% (strong)
- **Max investor price (0.8%):** £162,500
- **Target investor price (1%):** £130,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,300/mo).*

- **Gross yield:** 13.9%
- **Cost-to-rent:** 7.2×
- **Monthly cashflow:** £702/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 25.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -16.1%
- **10y growth:** 36.2%

## House Price Index (HM Land Registry)

*Official index for Folkestone and Hythe; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** -5.1%
- **5y growth (index):** 2.8%
- **10y growth (index):** 28.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)